2022 BAH Rates By State and Local MHA

Updated: November 9, 2022


The 2022 Basic Allowance for Housing (BAH) rates charts by grade, state and Military Housing Area (MHA) with and without dependents.

See the latest update on the 2022 Basic Allowance for Housing rates.

Alabama Alaska Arkansas Arizona
California Colorado Connecticut Delaware
Florida Georgia Hawaii Idaho
Illinois Indiana Iowa Kansas
Kentucky Louisiana Maine Maryland
Massachusetts Michigan Minnesota Mississippi
Missouri Montana Nebraska Nevada
New Hampshire New Jersey New Mexico New York
North Carolina North Dakota Ohio Oklahoma
Oregon Pennsylvania Rhode Island South Carolina
South Dakota Tennessee Texas Utah
Vermont Virginia Washington Washington, D.C.
West Virginia Wisconsin Wyoming County Cost Groups (CCGs)
Non-Locality Overseas Housing Allowance (OHA)

2022 BAH Rate Increase

Some troops received up to 61% more BAH in October. To counter rising market housing costs in 17 states, DOD issued automatic BAH rate increases to service members living in 28 of the most inflated military housing areas, according to a  Sept. 22, 2022 memorandum from Defense Secretary Lloyd Austin.

DOD enacted a similar increase in October 2021, which expired that December and did not affect 2022 BAH rates. It’s unclear whether the 2022 increased rates will carry over to bolster 2023 BAH rates.

Right now, troops are on track to receive a 4.2% BAH rate increase in 2023 to counter inflation, according to a draft of the 2023 defense budget.  However, Austin directed DOD to review 2023 increase to ensure it reflects housing market fluctuations.

2022 BAH Rate Increase Chart

Here are the 2022 increases for 28 military housing areas, based on the BAH rate for an E-5 with dependents.

LocationIncreased 2022 BAH RatePrevious 2022 BAH RatePercent Change
Vandenburg Air Force Base, CA $3,042 $2,097 45%
Twenty-Nine Palms, CA$2,352 $1,461 61%
San Diego, CA$3,792 $2,871 32%
Dover Air Force Base, DE$2,142 $1,680 28%
Patrick Air Force Base, FL$2,694 $1,911 41%
Miami/Fort Lauderdale, FL$3,510 $2,535 38%
Orlando, FL$2,550 $1,983 29%
West Palm Beach, FL$3,054 $2,355 30%
Volusia Country, FL$2,013 $1,713 18%
Fort Myers Beach, FL$2,376 $1,844 29%
King’s Bay/Brunswick, GA$1,791 $1,539 16%
Maui County, HI$3,618 $2,838 27%
Chicago, IL$2,709 $2,175 25%
Boston, MA$4,188 $3,081 36%
Cape-Code-Plymouth, MA$3,222 $2,562 26%
Martha’s Vinyard, MA$3,366 $2,628 28%
Brunswick, ME$1,995 $1,455 37%
Coastal Maine, ME$2,142 1,76721%
Fort Leonard Wood, MO$1,164 $90628%
Helena, MT$1,524 $1,233 24%
Wilmington, NC$1,845 $1,614 14%
Northern New Jersey$3,882 $3,135 24%
Newport, RI$2,748 $2,013 37%
Providence, RI$2,595 $2,259 15%
Beaufort/Parris Island, SC$2,247 $1,821 23%
Knoxville, TN$1,845 $1,470 26%
Houston, TX$2,124 $1,650 29%
Quantico/Woodbridge, VA$2,529 $1,932 31%

2022 BAH Calculator (Original Rates)

2022 BAH Calculator

Basic Allowance for Housing (BAH)

Enter Duty zip code and not residence zip code. BAH rates are based on duty zip code.


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* Enter duty ZIP code, which BAH rates are based on.

** Click here for the Overseas Housing Allowance (OHA) calculator.

About half of U.S. counties (about 1,500) and ZIP codes have little to no military population. While half the ZIP codes is significant, less than 2% of service members eligible for BAH reside in these counties. To account for these service members, there are about 30 County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your ZIP code and determine your MHA, also known as CCG. The MHAs range from ZZ510 to ZZ890 in increments of 10.

GI Bill recipients can use the MHA Calculator to see their estimated monthly payments. Active-duty service members attending school should use the BAH Calculator or BAH tables to see estimated payments.

Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.

Basic Allowance for Housing (BAH) Calculation Factors 2018 BAH Rates By State and Local MHA

BAH Rates are determined by three factors:

  • Permanent Duty Station (ZIP code)
  • Pay grade (not rank but may be the same)
  • Dependency status ( with‐dependents and without‐dependents, not the number of dependents)

BAH compensation is determined by the cost of rental housing in local markets within the US.

BAH Changes Timeline

FY 2020-2021
No changes to BAH are currently planned.

FY 2019
95% of service members’ housing costs are covered.

FY 2018
96% of service members’ housing costs are covered.

FY 2017
97% of service members’ housing costs are covered.

FY 2016
The FY 2016 NDAA authorized a growth slow-down of BAH by 1% per year until service members’ out-of-pocket housing costs 5%. The slow-down was phased in increments of 1% per year over four years, beginning with 98% in 2016.

 2015
The FY 2015 NDAA authorized monthly Basic Allowance for Housing (BAH) at 99% (vs. 100%) of the median rental housing costs and removed rental insurance from the computation.

By 2005

Housing allowance rates increased to eliminate median out-of-pocket housing costs for “off-base” housing. Through public-private ventures, the Department of Defense began working to renovate or eliminate and replace inadequate government housing.

Late 1990s
The Defense Department increases housing allowance rates to bring them in line with actual rental market housing costs across the country. Prior to this initiative, allowances only covered about 80% of housing costs. Military members were responsible for up to 20% of their housing costs.



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Written by MilitaryBenefits

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