2022 BAH Rates By State and Local MHAUpdated: November 9, 2022
The 2022 Basic Allowance for Housing (BAH) rates charts by grade, state and Military Housing Area (MHA) with and without dependents.
See the latest update on the 2022 Basic Allowance for Housing rates.
2022 BAH Rate Increase
Some troops received up to 61% more BAH in October. To counter rising market housing costs in 17 states, DOD issued automatic BAH rate increases to service members living in 28 of the most inflated military housing areas, according to a Sept. 22, 2022 memorandum from Defense Secretary Lloyd Austin.
DOD enacted a similar increase in October 2021, which expired that December and did not affect 2022 BAH rates. It’s unclear whether the 2022 increased rates will carry over to bolster 2023 BAH rates.
Right now, troops are on track to receive a 4.2% BAH rate increase in 2023 to counter inflation, according to a draft of the 2023 defense budget. However, Austin directed DOD to review 2023 increase to ensure it reflects housing market fluctuations.
2022 BAH Rate Increase Chart
Here are the 2022 increases for 28 military housing areas, based on the BAH rate for an E-5 with dependents.
|Location||Increased 2022 BAH Rate||Previous 2022 BAH Rate||Percent Change|
|Vandenburg Air Force Base, CA||$3,042||$2,097||45%|
|Twenty-Nine Palms, CA||$2,352||$1,461||61%|
|San Diego, CA||$3,792||$2,871||32%|
|Dover Air Force Base, DE||$2,142||$1,680||28%|
|Patrick Air Force Base, FL||$2,694||$1,911||41%|
|Miami/Fort Lauderdale, FL||$3,510||$2,535||38%|
|West Palm Beach, FL||$3,054||$2,355||30%|
|Volusia Country, FL||$2,013||$1,713||18%|
|Fort Myers Beach, FL||$2,376||$1,844||29%|
|King’s Bay/Brunswick, GA||$1,791||$1,539||16%|
|Maui County, HI||$3,618||$2,838||27%|
|Martha’s Vinyard, MA||$3,366||$2,628||28%|
|Coastal Maine, ME||$2,142||1,767||21%|
|Fort Leonard Wood, MO||$1,164||$906||28%|
|Northern New Jersey||$3,882||$3,135||24%|
|Beaufort/Parris Island, SC||$2,247||$1,821||23%|
2022 BAH Calculator (Original Rates)
2022 BAH Calculator
* Enter duty ZIP code, which BAH rates are based on.
** Click here for the Overseas Housing Allowance (OHA) calculator.
About half of U.S. counties (about 1,500) and ZIP codes have little to no military population. While half the ZIP codes is significant, less than 2% of service members eligible for BAH reside in these counties. To account for these service members, there are about 30 County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your ZIP code and determine your MHA, also known as CCG. The MHAs range from ZZ510 to ZZ890 in increments of 10.
GI Bill recipients can use the MHA Calculator to see their estimated monthly payments. Active-duty service members attending school should use the BAH Calculator or BAH tables to see estimated payments.
Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.
Basic Allowance for Housing (BAH) Calculation Factors
BAH Rates are determined by three factors:
- Permanent Duty Station (ZIP code)
- Pay grade (not rank but may be the same)
- Dependency status ( with‐dependents and without‐dependents, not the number of dependents)
BAH compensation is determined by the cost of rental housing in local markets within the US.
BAH Changes Timeline
No changes to BAH are currently planned.
95% of service members’ housing costs are covered.
96% of service members’ housing costs are covered.
97% of service members’ housing costs are covered.
The FY 2016 NDAA authorized a growth slow-down of BAH by 1% per year until service members’ out-of-pocket housing costs 5%. The slow-down was phased in increments of 1% per year over four years, beginning with 98% in 2016.
The FY 2015 NDAA authorized monthly Basic Allowance for Housing (BAH) at 99% (vs. 100%) of the median rental housing costs and removed rental insurance from the computation.
Housing allowance rates increased to eliminate median out-of-pocket housing costs for “off-base” housing. Through public-private ventures, the Department of Defense began working to renovate or eliminate and replace inadequate government housing.
The Defense Department increases housing allowance rates to bring them in line with actual rental market housing costs across the country. Prior to this initiative, allowances only covered about 80% of housing costs. Military members were responsible for up to 20% of their housing costs.