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Home » 2022 BAH Rates By State and Local MHA

2022 BAH Rates By State and Local MHA


The 2022 Basic Allowance for Housing (BAH) rates charts by grade, state and Military Housing Area (MHA) with and without dependents.

See the latest update on the 2022 Basic Allowance for Housing rates.

Alabama Alaska Arkansas Arizona
California Colorado Connecticut Delaware
Florida Georgia Hawaii Idaho
Illinois Indiana Iowa Kansas
Kentucky Louisiana Maine Maryland
Massachusetts Michigan Minnesota Mississippi
Missouri Montana Nebraska Nevada
New Hampshire New Jersey New Mexico New York
North Carolina North Dakota Ohio Oklahoma
Oregon Pennsylvania Rhode Island South Carolina
South Dakota Tennessee Texas Utah
Vermont Virginia Washington Washington, D.C.
West Virginia Wisconsin Wyoming County Cost Groups (CCGs)
Non-Locality Overseas Housing Allowance (OHA)

2022 BAH Calculator

Basic Allowance for Housing (BAH)

Enter Duty zip code and not residence zip code. BAH rates are based on duty zip code.


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* Enter duty ZIP code, which BAH rates are based on.

** Click here for the Overseas Housing Allowance (OHA) calculator.

About half of U.S. counties (about 1,500) and ZIP codes have little to no military population. While half the ZIP codes is significant, less than 2% of service members eligible for BAH reside in these counties. To account for these service members, there are about 30 County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your ZIP code and determine your MHA, also known as CCG. The MHAs range from ZZ510 to ZZ890 in increments of 10.

Veterans, dependents, National Guard and reserve service members can use the MHA Calculator to see estimated monthly payments. Active-duty service members should use the BAH Calculator or BAH tables to see estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.

Basic Allowance for Housing (BAH) Calculation Factors2018 BAH Rates By State and Local MHA

BAH Rates are determined by three factors:

  • Permanent Duty Station (ZIP code)
  • Pay grade (not rank but may be the same)
  • Dependency status ( with‐dependents and without‐dependents, not the number of dependents)

BAH compensation is determined by the cost of rental housing in local markets within the US.


BAH Changes Timeline

FY 2020-2021
No changes to BAH are currently planned.

FY 2019
95% of service members’ housing costs are covered.

FY 2018
96% of service members’ housing costs are covered.

FY 2017
97% of service members’ housing costs are covered.

FY 2016
The FY 2016 NDAA authorized a growth slow-down of BAH by 1% per year until service members’ out-of-pocket housing costs 5%. The slow-down was phased in increments of 1% per year over four years, beginning with 98% in 2016.

 2015
The FY 2015 NDAA authorized monthly Basic Allowance for Housing (BAH) at 99% (vs. 100%) of the median rental housing costs. 99% of housing costs are covered.

By 2005

Housing allowance rates increased to eliminate median out-of-pocket housing costs for “off-base” housing. Through public-private ventures, the Department of Defense began working to renovate or eliminate and replace inadequate government housing.

Late 1990s
The Defense Department increases housing allowance rates to bring them in line with actual rental market housing costs across the country. Prior to this initiative, allowances only covered about 80% of housing costs. Military members were responsible for up to 20% of their housing costs.



Related Articles
2022 Military Pay Raise 2022 BAH (Basic Allowance for Housing) Rates
2022 BAS (Basic Allowance for Subsistence) Rates Armed Forces Comparative Pay Grades and Ranks
2022 Military Pay Charts Military Allowance, Incentive, Bonus and Special Pay
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