2026 North Carolina BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in North Carolina received an increase for 2026 aligned with the national average. The national average increased by 4.2%, while North Carolina duty stations received a similar increase.

Here is the local basic allowance for housing (BAH) rate charts for military housing areas (MHAs) in the State of North Carolina. BAH is assigned by location and pay grade (rank) and can be used to rent or purchase a home.

See 2026 Basic Allowance for Housing (BAH) rates here.

OUTER BANKS, NC BAH Rates

Military Housing Area: NC176

Grade	With Dependents	Without Dependents
E01	$2,460	$1,845
E02	$2,460	$1,845
E03	$2,460	$1,845
E04	$2,460	$1,845
E05	$2,604	$2,142
E06	$2,946	$2,325
E07	$2,997	$2,463
E08	$3,051	$2,679
E09	$3,186	$2,772
W01	$2,964	$2,421
W02	$3,018	$2,676
W03	$3,090	$2,787
W04	$3,219	$2,952
W05	$3,387	$3,006
O01E	$3,003	$2,601
O02E	$3,075	$2,751
O03E	$3,246	$2,937
O01	$2,652	$2,313
O02	$2,943	$2,562
O03	$3,087	$2,820
O04	$3,438	$2,991
O05	$3,696	$3,018
O06	$3,726	$3,066
O07	$3,753	$3,120

MOREHEAD/CHERRY PT MCAS, NC BAH Rates

Military Housing Area: NC177

Grade	With Dependents	Without Dependents
E01	$1,806	$1,683
E02	$1,806	$1,683
E03	$1,806	$1,683
E04	$1,806	$1,683
E05	$1,851	$1,722
E06	$2,046	$1,758
E07	$2,181	$1,806
E08	$2,328	$1,896
E09	$2,502	$1,944
W01	$2,064	$1,803
W02	$2,241	$1,893
W03	$2,424	$1,953
W04	$2,529	$2,070
W05	$2,658	$2,214
O01E	$2,205	$1,848
O02E	$2,397	$1,932
O03E	$2,550	$2,034
O01	$1,884	$1,755
O02	$2,043	$1,839
O03	$2,421	$1,971
O04	$2,697	$2,184
O05	$2,898	$2,265
O06	$2,919	$2,403
O07	$2,940	$2,445

CAMP LEJEUNE, NC BAH Rates

Military Housing Area: NC178

Grade	With Dependents	Without Dependents
E01	$1,578	$1,323
E02	$1,578	$1,323
E03	$1,578	$1,323
E04	$1,578	$1,323
E05	$1,584	$1,476
E06	$1,944	$1,569
E07	$1,995	$1,593
E08	$2,049	$1,662
E09	$2,160	$1,761
W01	$1,962	$1,590
W02	$2,016	$1,659
W03	$2,088	$1,776
W04	$2,187	$1,950
W05	$2,316	$2,004
O01E	$2,001	$1,599
O02E	$2,073	$1,740
O03E	$2,208	$1,935
O01	$1,635	$1,566
O02	$1,941	$1,596
O03	$2,085	$1,809
O04	$2,355	$1,989
O05	$2,553	$2,016
O06	$2,571	$2,064
O07	$2,586	$2,097

CHARLOTTE, NC BAH Rates

Military Housing Area: NC179

Grade	With Dependents	Without Dependents
E01	$2,004	$1,518
E02	$2,004	$1,518
E03	$2,004	$1,518
E04	$2,004	$1,518
E05	$2,169	$1,719
E06	$2,436	$1,848
E07	$2,457	$2,007
E08	$2,466	$2,229
E09	$2,478	$2,301
W01	$2,454	$1,956
W02	$2,463	$2,226
W03	$2,475	$2,313
W04	$2,481	$2,430
W05	$2,514	$2,442
O01E	$2,460	$2,166
O02E	$2,469	$2,283
O03E	$2,484	$2,427
O01	$2,211	$1,833
O02	$2,433	$2,118
O03	$2,472	$2,337
O04	$2,520	$2,433
O05	$2,577	$2,445
O06	$2,595	$2,448
O07	$2,610	$2,466

DURHAM/CHAPEL HILL, NC BAH Rates

Military Housing Area: NC180

Grade	With Dependents	Without Dependents
E01	$1,995	$1,602
E02	$1,995	$1,602
E03	$1,995	$1,602
E04	$1,995	$1,602
E05	$2,118	$1,770
E06	$2,391	$1,878
E07	$2,436	$1,998
E08	$2,484	$2,178
E09	$2,631	$2,250
W01	$2,409	$1,965
W02	$2,454	$2,175
W03	$2,520	$2,262
W04	$2,673	$2,394
W05	$2,868	$2,445
O01E	$2,439	$2,115
O02E	$2,508	$2,235
O03E	$2,703	$2,382
O01	$2,160	$1,869
O02	$2,388	$2,082
O03	$2,517	$2,289
O04	$2,931	$2,430
O05	$3,231	$2,451
O06	$3,258	$2,496
O07	$3,279	$2,538

ELIZABETH CITY, NC BAH Rates

Military Housing Area: NC181

Grade	With Dependents	Without Dependents
E01	$2,304	$1,770
E02	$2,304	$1,770
E03	$2,304	$1,770
E04	$2,304	$1,770
E05	$2,508	$1,980
E06	$2,562	$2,118
E07	$2,595	$2,310
E08	$2,637	$2,526
E09	$2,760	$2,532
W01	$2,577	$2,241
W02	$2,613	$2,523
W03	$2,670	$2,535
W04	$2,796	$2,559
W05	$2,958	$2,604
O01E	$2,598	$2,505
O02E	$2,655	$2,529
O03E	$2,823	$2,547
O01	$2,523	$2,097
O02	$2,559	$2,442
O03	$2,667	$2,538
O04	$3,009	$2,589
O05	$3,264	$2,607
O06	$3,288	$2,643
O07	$3,312	$2,688

FORT BRAGG/POPE, NC BAH Rates

Military Housing Area: NC182

Grade	With Dependents	Without Dependents
E01	$1,722	$1,341
E02	$1,722	$1,341
E03	$1,722	$1,341
E04	$1,722	$1,341
E05	$1,806	$1,527
E06	$2,049	$1,638
E07	$2,094	$1,722
E08	$2,142	$1,860
E09	$2,244	$1,923
W01	$2,067	$1,707
W02	$2,112	$1,857
W03	$2,178	$1,935
W04	$2,271	$2,052
W05	$2,391	$2,103
O01E	$2,097	$1,803
O02E	$2,166	$1,908
O03E	$2,289	$2,040
O01	$1,842	$1,635
O02	$2,046	$1,782
O03	$2,175	$1,956
O04	$2,427	$2,088
O05	$2,610	$2,109
O06	$2,628	$2,154
O07	$2,646	$2,190

SEYMOUR JOHNSON AFB, NC BAH Rates

Military Housing Area: NC183

Grade	With Dependents	Without Dependents
E01	$1,500	$1,365
E02	$1,500	$1,365
E03	$1,500	$1,365
E04	$1,500	$1,365
E05	$1,521	$1,428
E06	$1,950	$1,479
E07	$2,052	$1,539
E08	$2,160	$1,620
E09	$2,295	$1,734
W01	$1,971	$1,509
W02	$2,094	$1,608
W03	$2,229	$1,752
W04	$2,322	$1,968
W05	$2,436	$2,073
O01E	$2,067	$1,551
O02E	$2,208	$1,707
O03E	$2,340	$1,944
O01	$1,578	$1,476
O02	$1,947	$1,542
O03	$2,226	$1,794
O04	$2,472	$2,052
O05	$2,649	$2,109
O06	$2,667	$2,208
O07	$2,685	$2,244

GREENSBORO, NC BAH Rates

Military Housing Area: NC184

Grade	With Dependents	Without Dependents
E01	$1,680	$1,260
E02	$1,680	$1,260
E03	$1,680	$1,260
E04	$1,680	$1,260
E05	$1,809	$1,440
E06	$2,109	$1,581
E07	$2,163	$1,683
E08	$2,220	$1,875
E09	$2,319	$1,956
W01	$2,127	$1,650
W02	$2,184	$1,872
W03	$2,262	$1,968
W04	$2,340	$2,115
W05	$2,445	$2,175
O01E	$2,169	$1,806
O02E	$2,247	$1,938
O03E	$2,358	$2,100
O01	$1,851	$1,551
O02	$2,106	$1,770
O03	$2,259	$1,995
O04	$2,472	$2,157
O05	$2,631	$2,187
O06	$2,649	$2,238
O07	$2,664	$2,274

RALEIGH, NC BAH Rates

Military Housing Area: NC185

Grade	With Dependents	Without Dependents
E01	$1,947	$1,515
E02	$1,947	$1,515
E03	$1,947	$1,515
E04	$1,947	$1,515
E05	$2,091	$1,695
E06	$2,319	$1,812
E07	$2,343	$1,950
E08	$2,373	$2,142
E09	$2,445	$2,202
W01	$2,337	$1,908
W02	$2,355	$2,139
W03	$2,394	$2,211
W04	$2,466	$2,319
W05	$2,562	$2,349
O01E	$2,346	$2,088
O02E	$2,385	$2,187
O03E	$2,481	$2,310
O01	$2,127	$1,800
O02	$2,316	$2,046
O03	$2,391	$2,232
O04	$2,589	$2,334
O05	$2,736	$2,352
O06	$2,757	$2,370
O07	$2,775	$2,409

WILMINGTON, NC BAH Rates

Military Housing Area: NC186

Grade	With Dependents	Without Dependents
E01	$1,932	$1,491
E02	$1,932	$1,491
E03	$1,932	$1,491
E04	$1,932	$1,491
E05	$2,040	$1,701
E06	$2,502	$1,878
E07	$2,547	$1,932
E08	$2,595	$2,136
E09	$2,736	$2,271
W01	$2,523	$1,905
W02	$2,568	$2,133
W03	$2,631	$2,289
W04	$2,775	$2,508
W05	$2,958	$2,559
O01E	$2,553	$2,037
O02E	$2,619	$2,241
O03E	$2,805	$2,496
O01	$2,100	$1,818
O02	$2,496	$2,007
O03	$2,628	$2,334
O04	$3,018	$2,541
O05	$3,303	$2,565
O06	$3,327	$2,607
O07	$3,351	$2,652

ASHEVILLE, NC BAH Rates

Military Housing Area: NC187

Grade	With Dependents	Without Dependents
E01	$2,052	$1,575
E02	$2,052	$1,575
E03	$2,052	$1,575
E04	$2,052	$1,575
E05	$2,214	$1,773
E06	$2,571	$1,926
E07	$2,667	$2,058
E08	$2,772	$2,292
E09	$2,979	$2,391
W01	$2,589	$2,007
W02	$2,709	$2,289
W03	$2,838	$2,406
W04	$3,033	$2,586
W05	$3,270	$2,688
O01E	$2,682	$2,211
O02E	$2,817	$2,367
O03E	$3,069	$2,562
O01	$2,265	$1,887
O02	$2,568	$2,166
O03	$2,835	$2,439
O04	$3,351	$2,667
O05	$3,723	$2,793
O06	$3,753	$2,817
O07	$3,780	$2,865

About half the U.S. counties (about 1,500) have little to no military population. While half the ZIP codes are significant, less than 2% of service members who are eligible for basic allowance for housing (BAH) reside in these counties.

To account for these service members, approximately 30 separate county cost groups (CCGs) are assigned, each with similar housing costs. Use the BAH calculator to enter your ZIP code to determine your military housing area (MHA), aka county cost group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in North Carolina:

• Charlotte Air National Guard Base, Charlotte, North Carolina
• Fort Bragg, Fort Bragg, North Carolina
• Marine Corps Air Station Cherry Point, Havelock, North Carolina
• Marine Corps Air Station New River, Jacksonville, North Carolina
• Marine Corps Base Camp Lejeune, Camp Lejeune, North Carolina
• Pope Army Airfield, Pope Army Airfield, North Carolina
• Seymour Johnson Air Force Base, Goldsboro, North Carolina
• U.S. Army Cadet Command 4th Brigade, Fort Bragg, North Carolina
• U.S. Army Recruiting Command, Raleigh Battalion, Raleigh, North Carolina

The BAH rates listed are for all U.S. Armed Forces service branches: Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves, where applicable. BAH rates in high-cost areas are greater than those in low-cost areas.

Veterans, dependents, National Guard and Reserves can use the MHA calculator to see estimated monthly payments. Active-duty service members should use the BAH calculator or tables to see their estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.