2025 North Carolina BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in North Carolina received an increase for 2025 aligned with the national average. The national average increased by 5.4%, while North Carolina duty stations received a similar increase.

Here is the local basic allowance for housing (BAH) rate charts for military housing areas (MHAs) in the State of North Carolina. BAH is assigned by location and pay grade (rank) and can be used to rent or purchase a home.

See 2025 Basic Allowance for Housing (BAH) rates here.

OUTER BANKS, NC BAH Rates

Military Housing Area: NC176

Grade	With Dependents	Without Dependents
E01	$2,190	$1,668
E02	$2,190	$1,668
E03	$2,190	$1,668
E04	$2,190	$1,668
E05	$2,292	$1,938
E06	$2,553	$2,094
E07	$2,595	$2,193
E08	$2,637	$2,349
E09	$2,763	$2,418
W01	$2,571	$2,169
W02	$2,613	$2,346
W03	$2,670	$2,430
W04	$2,799	$2,556
W05	$2,958	$2,604
O01E	$2,598	$2,289
O02E	$2,661	$2,403
O03E	$2,823	$2,544
O01	$2,331	$2,085
O02	$2,550	$2,262
O03	$2,667	$2,457
O04	$3,012	$2,589
O05	$3,258	$2,610
O06	$3,285	$2,649
O07	$3,312	$2,697

BAH for OUTER BANKS, NC includes the following zip codes: 27824, 27826, 27875, 27885, 27915, 27920, 27936, 27943, 27948, 27949, 27953, 27954, 27959, 27960, 27968, 27972, 27978, 27981, 27982

MOREHEAD/CHERRY PT MCAS, NC BAH Rates

Military Housing Area: NC177

Grade	With Dependents	Without Dependents
E01	$1,827	$1,665
E02	$1,827	$1,665
E03	$1,827	$1,665
E04	$1,827	$1,665
E05	$1,881	$1,722
E06	$2,013	$1,770
E07	$2,133	$1,824
E08	$2,262	$1,914
E09	$2,415	$1,941
W01	$2,031	$1,821
W02	$2,187	$1,911
W03	$2,349	$1,947
W04	$2,442	$2,034
W05	$2,559	$2,163
O01E	$2,154	$1,878
O02E	$2,328	$1,932
O03E	$2,457	$2,001
O01	$1,905	$1,767
O02	$2,010	$1,866
O03	$2,346	$1,962
O04	$2,595	$2,136
O05	$2,766	$2,208
O06	$2,790	$2,331
O07	$2,811	$2,373

BAH for MOREHEAD/CHERRY PT MCAS, NC includes the following zip codes: 28509, 28510, 28511, 28512, 28515, 28516, 28519, 28520, 28523, 28524, 28526, 28527, 28528, 28529, 28531, 28532, 28533, 28537, 28552, 28553, 28556, 28557, 28560, 28561, 28562, 28563, 28564, 28570, 28571, 28575, 28577, 28579, 28581, 28583, 28586, 28587, 28589, 28594

CAMP LEJEUNE, NC BAH Rates

Military Housing Area: NC178

Grade	With Dependents	Without Dependents
E01	$1,554	$1,266
E02	$1,554	$1,266
E03	$1,554	$1,266
E04	$1,554	$1,266
E05	$1,560	$1,443
E06	$1,857	$1,551
E07	$1,920	$1,572
E08	$1,986	$1,623
E09	$2,100	$1,704
W01	$1,875	$1,569
W02	$1,947	$1,620
W03	$2,031	$1,716
W04	$2,127	$1,866
W05	$2,250	$1,935
O01E	$1,926	$1,578
O02E	$2,019	$1,686
O03E	$2,145	$1,848
O01	$1,602	$1,548
O02	$1,854	$1,575
O03	$2,028	$1,746
O04	$2,289	$1,914
O05	$2,472	$1,950
O06	$2,493	$2,010
O07	$2,511	$2,046

BAH for CAMP LEJEUNE, NC includes the following zip codes: 28445, 28460, 28539, 28540, 28541, 28542, 28543, 28544, 28545, 28546, 28547, 28574, 28582, 28584

CHARLOTTE, NC BAH Rates

Military Housing Area: NC179

Grade	With Dependents	Without Dependents
E01	$2,046	$1,566
E02	$2,046	$1,566
E03	$2,046	$1,566
E04	$2,046	$1,566
E05	$2,205	$1,770
E06	$2,460	$1,899
E07	$2,478	$2,049
E08	$2,487	$2,262
E09	$2,499	$2,328
W01	$2,475	$2,001
W02	$2,484	$2,259
W03	$2,496	$2,337
W04	$2,502	$2,451
W05	$2,535	$2,463
O01E	$2,481	$2,202
O02E	$2,490	$2,310
O03E	$2,505	$2,448
O01	$2,244	$1,884
O02	$2,457	$2,157
O03	$2,493	$2,364
O04	$2,541	$2,454
O05	$2,592	$2,466
O06	$2,616	$2,469
O07	$2,634	$2,490

BAH for CHARLOTTE, NC includes the following zip codes: 28006, 28012, 28016, 28021, 28025, 28026, 28027, 28031, 28032, 28034, 28035, 28036, 28052, 28053, 28054, 28055, 28056, 28070, 28075, 28077, 28078, 28081, 28082, 28083, 28098, 28101, 28105, 28106, 28107, 28120, 28124, 28126, 28130, 28134, 28164, 28201, 28202, 28203, 28204, 28205, 28206, 28207, 28208, 28209, 28210, 28211, 28212, 28213, 28214, 28215, 28216, 28217, 28218, 28219, 28220, 28221, 28222, 28223, 28224, 28226, 28227, 28228, 28229, 28230, 28231, 28232, 28233, 28234, 28235, 28236, 28237, 28241, 28242, 28243, 28244, 28246, 28247, 28253, 28254, 28255, 28256, 28258, 28260, 28262, 28263, 28265, 28266, 28269, 28270, 28271, 28272, 28273, 28274, 28275, 28277, 28278, 28280, 28281, 28282, 28284, 28285, 28287, 28288, 28289, 28290, 28296, 28297, 28299, 29703, 29704, 29707, 29708, 29710, 29715, 29716, 29717, 29726, 29730, 29731, 29732, 29733, 29734, 29742, 29743, 29745

DURHAM/CHAPEL HILL, NC BAH Rates

Military Housing Area: NC180

Grade	With Dependents	Without Dependents
E01	$1,965	$1,584
E02	$1,965	$1,584
E03	$1,965	$1,584
E04	$1,965	$1,584
E05	$2,091	$1,743
E06	$2,415	$1,845
E07	$2,436	$1,968
E08	$2,457	$2,160
E09	$2,592	$2,250
W01	$2,433	$1,935
W02	$2,445	$2,157
W03	$2,478	$2,262
W04	$2,640	$2,412
W05	$2,841	$2,442
O01E	$2,439	$2,088
O02E	$2,472	$2,229
O03E	$2,670	$2,406
O01	$2,136	$1,836
O02	$2,412	$2,052
O03	$2,475	$2,295
O04	$2,910	$2,427
O05	$3,222	$2,445
O06	$3,249	$2,457
O07	$3,276	$2,499

BAH for DURHAM/CHAPEL HILL, NC includes the following zip codes: 27231, 27243, 27278, 27503, 27509, 27510, 27514, 27515, 27516, 27517, 27572, 27599, 27701, 27702, 27703, 27704, 27705, 27706, 27707, 27708, 27709, 27710, 27711, 27712, 27713, 27715, 27717, 27722

ELIZABETH CITY, NC BAH Rates

Military Housing Area: NC181

Grade	With Dependents	Without Dependents
E01	$2,157	$1,692
E02	$2,157	$1,692
E03	$2,157	$1,692
E04	$2,157	$1,692
E05	$2,328	$1,878
E06	$2,379	$2,001
E07	$2,424	$2,160
E08	$2,472	$2,343
E09	$2,622	$2,349
W01	$2,394	$2,109
W02	$2,445	$2,340
W03	$2,511	$2,352
W04	$2,667	$2,379
W05	$2,859	$2,433
O01E	$2,427	$2,325
O02E	$2,499	$2,346
O03E	$2,694	$2,367
O01	$2,343	$1,983
O02	$2,376	$2,274
O03	$2,508	$2,355
O04	$2,925	$2,418
O05	$3,222	$2,442
O06	$3,249	$2,490
O07	$3,273	$2,532

BAH for ELIZABETH CITY, NC includes the following zip codes: 27906, 27907, 27909, 27919, 27921, 27930, 27944, 27974, 27976, 27985

FORT LIBERTY/POPE, NC BAH Rates

Military Housing Area: NC182

Grade	With Dependents	Without Dependents
E01	$1,701	$1,377
E02	$1,701	$1,377
E03	$1,701	$1,377
E04	$1,701	$1,377
E05	$1,785	$1,527
E06	$2,016	$1,620
E07	$2,061	$1,701
E08	$2,109	$1,836
E09	$2,211	$1,893
W01	$2,034	$1,686
W02	$2,082	$1,833
W03	$2,145	$1,905
W04	$2,238	$2,019
W05	$2,358	$2,070
O01E	$2,064	$1,782
O02E	$2,133	$1,881
O03E	$2,253	$2,007
O01	$1,818	$1,617
O02	$2,013	$1,761
O03	$2,142	$1,929
O04	$2,394	$2,055
O05	$2,574	$2,079
O06	$2,595	$2,124
O07	$2,613	$2,160

BAH for FORT LIBERTY/POPE, NC includes the following zip codes: 27237, 27242, 27259, 27281, 27325, 27330, 27331, 27332, 27376, 27501, 27505, 27506, 27521, 27543, 27546, 27552, 28301, 28302, 28303, 28304, 28305, 28306, 28307, 28308, 28309, 28310, 28311, 28312, 28314, 28315, 28319, 28323, 28326, 28327, 28331, 28334, 28335, 28339, 28340, 28342, 28348, 28350, 28355, 28356, 28357, 28358, 28359, 28360, 28362, 28364, 28368, 28369, 28370, 28371, 28372, 28373, 28374, 28375, 28376, 28377, 28378, 28383, 28384, 28386, 28387, 28388, 28390, 28391, 28394, 28395

SEYMOUR JOHNSON AFB, NC BAH Rates

Military Housing Area: NC183

Grade	With Dependents	Without Dependents
E01	$1,440	$1,245
E02	$1,440	$1,245
E03	$1,440	$1,245
E04	$1,440	$1,245
E05	$1,461	$1,350
E06	$1,761	$1,419
E07	$1,899	$1,452
E08	$2,046	$1,536
E09	$2,208	$1,656
W01	$1,779	$1,449
W02	$1,959	$1,524
W03	$2,142	$1,659
W04	$2,235	$1,788
W05	$2,349	$1,932
O01E	$1,920	$1,461
O02E	$2,118	$1,590
O03E	$2,250	$1,752
O01	$1,506	$1,416
O02	$1,758	$1,458
O03	$2,136	$1,662
O04	$2,385	$1,902
O05	$2,553	$1,986
O06	$2,574	$2,124
O07	$2,595	$2,160

BAH for SEYMOUR JOHNSON AFB, NC includes the following zip codes: 27504, 27524, 27530, 27531, 27532, 27533, 27534, 27542, 27555, 27568, 27569, 27576, 27577, 27593, 27830, 27863, 28333, 28365, 28501, 28502, 28503, 28504, 28525, 28551, 28572, 28578

GREENSBORO, NC BAH Rates

Military Housing Area: NC184

Grade	With Dependents	Without Dependents
E01	$1,647	$1,236
E02	$1,647	$1,236
E03	$1,647	$1,236
E04	$1,647	$1,236
E05	$1,761	$1,422
E06	$2,037	$1,539
E07	$2,112	$1,650
E08	$2,193	$1,821
E09	$2,301	$1,893
W01	$2,055	$1,620
W02	$2,148	$1,818
W03	$2,250	$1,905
W04	$2,322	$2,049
W05	$2,412	$2,130
O01E	$2,124	$1,758
O02E	$2,235	$1,875
O03E	$2,334	$2,028
O01	$1,800	$1,530
O02	$2,034	$1,728
O03	$2,247	$1,932
O04	$2,439	$2,109
O05	$2,571	$2,154
O06	$2,592	$2,232
O07	$2,610	$2,271

BAH for GREENSBORO, NC includes the following zip codes: 27009, 27010, 27012, 27023, 27040, 27045, 27050, 27051, 27094, 27098, 27099, 27101, 27102, 27103, 27104, 27105, 27106, 27107, 27108, 27109, 27110, 27111, 27113, 27114, 27115, 27116, 27117, 27120, 27127, 27130, 27150, 27152, 27155, 27157, 27198, 27199, 27214, 27233, 27235, 27249, 27260, 27261, 27262, 27263, 27264, 27265, 27268, 27282, 27283, 27284, 27285, 27301, 27310, 27313, 27342, 27357, 27358, 27377, 27401, 27402, 27403, 27404, 27405, 27406, 27407, 27408, 27409, 27410, 27411, 27412, 27413, 27415, 27416, 27417, 27419, 27420, 27425, 27427, 27429, 27435, 27438, 27455, 27495, 27497, 27498, 27499

RALEIGH, NC BAH Rates

Military Housing Area: NC185

Grade	With Dependents	Without Dependents
E01	$1,989	$1,548
E02	$1,989	$1,548
E03	$1,989	$1,548
E04	$1,989	$1,548
E05	$2,142	$1,728
E06	$2,160	$1,845
E07	$2,220	$1,992
E08	$2,289	$2,151
E09	$2,397	$2,157
W01	$2,175	$1,947
W02	$2,247	$2,148
W03	$2,337	$2,160
W04	$2,421	$2,169
W05	$2,529	$2,235
O01E	$2,226	$2,139
O02E	$2,322	$2,154
O03E	$2,436	$2,166
O01	$2,154	$1,833
O02	$2,157	$2,094
O03	$2,334	$2,163
O04	$2,562	$2,214
O05	$2,721	$2,253
O06	$2,742	$2,316
O07	$2,763	$2,358

BAH for RALEIGH, NC includes the following zip codes: 27502, 27511, 27512, 27513, 27518, 27519, 27520, 27523, 27526, 27527, 27528, 27529, 27539, 27540, 27545, 27557, 27560, 27562, 27571, 27587, 27588, 27591, 27592, 27597, 27601, 27602, 27603, 27604, 27605, 27606, 27607, 27608, 27609, 27610, 27611, 27612, 27613, 27614, 27615, 27616, 27617, 27619, 27620, 27622, 27623, 27624, 27625, 27626, 27627, 27628, 27629, 27634, 27635, 27636, 27640, 27650, 27656, 27658, 27661, 27668, 27675, 27676, 27690, 27695, 27697, 27698, 27699

WILMINGTON, NC BAH Rates

Military Housing Area: NC186

Grade	With Dependents	Without Dependents
E01	$1,971	$1,542
E02	$1,971	$1,542
E03	$1,971	$1,542
E04	$1,971	$1,542
E05	$2,070	$1,752
E06	$2,505	$1,878
E07	$2,550	$1,971
E08	$2,589	$2,160
E09	$2,730	$2,286
W01	$2,526	$1,950
W02	$2,565	$2,157
W03	$2,622	$2,301
W04	$2,775	$2,511
W05	$2,967	$2,556
O01E	$2,553	$2,067
O02E	$2,613	$2,259
O03E	$2,802	$2,499
O01	$2,127	$1,869
O02	$2,502	$2,040
O03	$2,619	$2,346
O04	$3,033	$2,541
O05	$3,327	$2,562
O06	$3,357	$2,601
O07	$3,384	$2,646

BAH for WILMINGTON, NC includes the following zip codes: 28401, 28402, 28403, 28404, 28405, 28406, 28407, 28408, 28409, 28410, 28411, 28412, 28420, 28422, 28428, 28429, 28449, 28451, 28452, 28459, 28461, 28462, 28465, 28467, 28468, 28469, 28470, 28479, 28480

ASHEVILLE, NC BAH Rates

Military Housing Area: NC187

Grade	With Dependents	Without Dependents
E01	$2,106	$1,629
E02	$2,106	$1,629
E03	$2,106	$1,629
E04	$2,106	$1,629
E05	$2,265	$1,830
E06	$2,580	$1,959
E07	$2,673	$2,109
E08	$2,775	$2,331
E09	$2,991	$2,418
W01	$2,598	$2,061
W02	$2,715	$2,328
W03	$2,841	$2,430
W04	$3,048	$2,595
W05	$3,297	$2,697
O01E	$2,688	$2,262
O02E	$2,823	$2,397
O03E	$3,084	$2,571
O01	$2,310	$1,944
O02	$2,577	$2,214
O03	$2,838	$2,463
O04	$3,384	$2,673
O05	$3,771	$2,829
O06	$3,804	$2,853
O07	$3,834	$2,877

BAH for ASHEVILLE, NC includes the following zip codes: 28701, 28704, 28709, 28711, 28715, 28728, 28730, 28748, 28757, 28770, 28776, 28778, 28787, 28801, 28802, 28803, 28804, 28805, 28806, 28810, 28813, 28814, 28815, 28816

About half the U.S. counties (about 1,500) have little to no military population. While half the ZIP codes are significant, less than 2% of service members who are eligible for basic allowance for housing (BAH) reside in these counties.

To account for these service members, approximately 30 separate county cost groups (CCGs) are assigned, each with similar housing costs. Use the BAH calculator to enter your ZIP code to determine your military housing area (MHA), aka county cost group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in North Carolina:

• Charlotte Air National Guard Base, Charlotte, North Carolina
• Fort Bragg, Fort Bragg, North Carolina
• Marine Corps Air Station Cherry Point, Havelock, North Carolina
• Marine Corps Air Station New River, Jacksonville, North Carolina
• Marine Corps Base Camp Lejeune, Camp Lejeune, North Carolina
• Pope Army Airfield, Pope Army Airfield, North Carolina
• Seymour Johnson Air Force Base, Goldsboro, North Carolina
• U.S. Army Cadet Command 4th Brigade, Fort Bragg, North Carolina
• U.S. Army Recruiting Command, Raleigh Battalion, Raleigh, North Carolina

The BAH rates listed are for all U.S. Armed Forces service branches: Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves, where applicable. BAH rates in high-cost areas are greater than those in low-cost areas.

Veterans, dependents, National Guard and Reserves can use the MHA calculator to see estimated monthly payments. Active-duty service members should use the BAH calculator or tables to see their estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.