2025 VA Disability Calculator

The VA disability calculator determines your VA compensation from your Combined VA Disability Rating. Please refer to your VA disability compensation award letter for your official rating.

2025 VA Combined Disability Calculator

How to Use the VA Disability Pay Calculator

To calculate your disability rating, take a look at your VA disability compensation award letter and select your official rating.

Next, select the number of dependents in each applicable category.

Then, select the appropriate box for your marital status, and whether or not your spouse needs Aid and Attendance benefits.

Once you’ve filled out everything, toggle the switch for monthly or annual compensation and hit calculate. (You can toggle this back and forth without resetting the calculator).

How the VA Calculates Compensation Rates

When you prepare to retire or separate from military service, starting your VA disability claims process is among the things many must do as you out-process. You can also apply after you’ve left military service.

When you apply for compensation, the VA reviews your claims and assigns disability percentage ratings in 10% increments. For example, if you have a knee injury, the VA will determine the severity of that injury (assuming it is service-connected).

The VA may rate your condition between 10% to 100% based on how it affects your life. Your rating percentage determines your compensation.

Some veterans may be entitled to more disability pay if certain conditions apply, such as:

• The veteran is living with severe disabilities
• The veteran has lost one or more limbs
• The veteran has a spouse, children, or dependent parents
• The veteran has a spouse who is experiencing a serious disability.

Many veterans have more than one medical issue, disability, or disease. Each issue is rated separately, and you may be awarded a combined VA disability.

Combined totals are not the sum of multiple percentages. In cases where the VA must rate a veteran for more than one medical issue, the VA uses a combined ratings table to determine the final percentage.

For example, having a 50% disability rating for one condition and a 60% rating for a different condition does not mean you are entitled to a 110% VA disability combined rating. In fact, by law, veterans cannot earn more than a 100% disability rating.

How to Calculate Your Combined VA Disability Rating

The VA uses the combined ratings table to determine a final disability rating for a veteran with multiple disabilities.

To use this table, you must first list each of your disability ratings in order of severity (with the highest percentage at the top of the list). Find the first one in the left column, and then find where it intersects with the top column number representing your second-highest disability rating. Round to the nearest 10 if those are your only two ratings. If not, put the number from the intersection point in the left column, then find where it intersects with the top row number representing your third-highest percentage.

Repeat this process until you have run the numbers for all disability ratings, then round to the nearest 10.

For example, a veteran rated for a 50% disability and a 30% disability, would receive a combined rating of 65%, which the VA rounds to the nearest 10, so 70%.

In a different example on the VA official site, a veteran rated with two disabilities at 40% and 20% has a combined value of 52%. The VA rounds that number down to 50%.

Combined Disability Ratings Table

	10	20	30	40	50	60	70	80	90
19	27	35	43	51	60	68	76	84	92
20	28	36	44	52	60	68	76	84	92
21	29	37	45	53	61	68	76	84	92
22	30	38	45	53	61	69	77	84	92
23	31	38	46	54	62	69	77	85	92
24	32	39	47	54	62	70	77	85	92
25	33	40	48	55	63	70	78	85	93
26	33	41	48	56	63	70	78	85	93
27	34	42	49	56	64	71	78	85	93
28	35	42	50	57	64	71	78	86	93
29	36	43	50	57	65	72	79	86	93
30	37	44	51	58	65	72	79	86	93
31	38	45	52	59	66	72	79	86	93
32	39	46	52	59	66	73	80	86	93
33	40	46	53	60	67	73	80	87	93
34	41	47	54	60	67	74	80	87	93
35	42	48	55	61	68	74	81	87	94
36	42	49	55	62	68	74	81	87	94
37	43	50	56	62	69	75	81	87	94
38	44	50	57	63	69	75	81	88	94
39	45	51	57	63	70	76	82	88	94
40	46	52	58	64	70	76	82	88	94
41	47	53	59	65	71	76	82	88	94
42	48	54	59	65	71	77	83	88	94
43	49	54	60	66	72	77	83	89	94
44	50	55	61	66	72	78	83	89	94
45	51	56	62	67	73	78	84	89	95
46	51	57	62	68	73	78	84	89	95
47	52	58	63	68	74	79	84	89	95
48	53	58	64	69	74	79	84	90	95
49	54	59	64	69	75	80	85	90	95
50	55	60	65	70	75	80	85	90	95
51	56	61	66	71	76	80	85	90	95
52	57	62	66	71	76	81	86	90	95
53	58	62	67	72	77	81	86	91	95
54	59	63	68	72	77	82	86	91	95
55	60	64	69	73	78	82	87	91	96
56	60	65	69	74	78	82	87	91	96
57	61	66	70	74	79	83	87	91	96
58	62	66	71	75	79	83	87	92	96
59	63	67	71	75	80	84	88	92	96
60	64	68	72	76	80	84	88	92	96
61	65	69	73	77	81	84	88	92	96
62	66	70	73	77	81	85	89	92	96
63	67	70	74	78	82	85	89	93	96
64	68	71	75	78	82	86	89	93	96
65	69	72	76	79	83	86	90	93	97
66	69	73	76	80	83	86	90	93	97
67	70	74	77	80	84	87	90	93	97
68	71	74	78	81	84	87	90	94	97
69	72	75	78	81	85	88	91	94	97
70	73	76	79	82	85	88	91	94	97
71	74	77	80	83	86	88	91	94	97
72	75	78	80	83	86	89	92	94	97
73	76	78	81	84	87	89	92	95	97
74	77	79	82	84	87	90	92	95	97
75	78	80	83	85	88	90	93	95	98
76	78	81	83	86	88	90	93	95	98
77	79	82	84	86	89	91	93	95	98
78	80	82	85	87	89	91	93	96	98
79	81	83	85	87	90	92	94	96	98
80	82	84	86	88	90	92	94	96	98
81	83	85	87	89	91	92	94	96	98
82	84	86	87	89	91	93	95	96	98
83	85	86	88	90	92	93	95	97	98
84	86	87	89	90	92	94	95	97	98
85	87	88	90	91	93	94	96	97	99
86	87	89	90	92	93	94	96	97	99
87	88	90	91	92	94	95	96	97	99
88	89	90	92	93	94	95	96	98	99
89	90	91	92	93	95	96	97	98	99
90	91	92	93	94	95	96	97	98	99
91	92	93	94	95	96	96	97	98	99
92	93	94	94	95	96	97	98	98	99
93	94	94	95	96	97	97	98	99	99
94	95	95	96	96	97	98	98	99	99

Who Is Entitled to VA Compensation For Medical Issues?

Veterans who apply for VA disability compensation must have medical conditions that are “the result of an injury or disease that was incurred or aggravated while on active duty or active duty for training; or from injury, heart attack or stroke that occurred during inactive duty training,” according to the VA.

Such disabilities may apply to medical conditions such as Lou Gherig’s Disease, mental health issues including post-traumatic stress disorder (PTSD), and more, according to the VA’s guidelines.

What Other Factors Does the VA Take into Account for Disability?

When deciding on a disability claim, the VA looks at your eligibility first. Then, it considers your condition’s overall impact on your daily life, activities, and employability.

If you think your VA rating is too high or too low, you can file an appeal to try to get the VA to increase your rating. Be sure to include evidence of your condition’s impact on your life, like statements from doctors, employers, or others close to you.

Applying for VA Disability Pay

To receive disability pay from the VA, you have to apply for disability benefits. The process isn’t necessarily hard, but may involve some tedious work like getting specific documents related to your military service, medical treatment, marital status, and if you have children.

The process itself involves several steps once you get those documents. We’ve laid out that detailed step-by-step process of applying for VA disability compensation in a simple way. I hope you check it out if you’re considering filing.

The quickest way for you to apply for VA disability pay is through your eBenefits account. If you do not have one, apply for an eBenefits account online.

How Long Does it Take to Receive Your Disability Benefits?

The VA claims process can take anywhere from a few months to about a year. As of March 2025, the average time was around 135 days, or roughly four and a half months.

If the VA approves your claim and gives you a disability rating of 10% or higher, you should start getting payments within 15 days. Your first few checks may include back pay, depending on the effective date listed in your VA decision letter.

Cost-of-Living Adjustments (COLA) Impact on VA Disability Pay

VA disability pay changes annually, and that change or increase is adjusted with the Cost of Living Adjustment (COLA) the Social Security Administration announces. These changes help payments keep up with inflation and other rising costs. The COLA rate of change for VA disability pay matches the same percentage used for Social Security benefits.

Other Types of VA Compensation

There are a few other types of VA compensation besides disability compensation.

But, veterans must already have a VA disability rating to receive other kinds of compensation, like:

• Dependency and indemnity compensation for surviving spouses or dependents
• Special monthly compensation
• Adaptive housing grants

VA Disability Rates for 2025

10% – 20% (No Dependents)

Percentage	Rate
10%	$175.51
20%	$346.95

30% – 60% Without Children

Dependent Status	30%	40%	50%	60%
Veteran alone	$537.42	$774.16	$1,102.04	$1,395.93
Veteran with spouse only	$600.97	$859.24	$1,208.64	$1,524.05
Veteran with spouse and one parent	$652.22	$926.89	$1,293.71	$1,626.55
Veteran with spouse and two parents	$703.47	$994.54	$1,378.79	$1,729.05
Veteran with one parent	$588.67	$841.81	$1,187.11	$1,498.43
Veteran with two parents	$639.92	$909.46	$1,272.19	$1,600.93
Additional for spouse receiving Aid and Attendance	$58.43	$77.90	$97.38	$116.85

70% – 100% Without Children

Dependent Status	70%	80%	90%	100%
Veteran alone	$1,759.19	$2,044.89	$2,297.96	$3,831.30
Veteran with spouse only	$1,907.81	$2,215.04	$2,489.63	$4,044.91
Veteran with spouse and one parent	$2,027.74	$2,351.36	$2,643.38	$4,216.35
Veteran with spouse and two parents	$2,147.66	$2,487.69	$2,797.13	$4,387.79
Veteran with one parent	$1,879.11	$2,181.21	$2,451.71	$4,002.74
Veteran with two parents	$1,999.04	$2,317.54	$2,605.46	$4,174.18
Additional for spouse receiving Aid and Attendance	$137.35	$156.83	$176.30	$195.92

30% – 60% With Children

Dependent Status	30%	40%	50%	60%
Veteran with one child only (no spouse or parents)	$579.44	$830.54	$1,172.76	$1,481.00
With one child and spouse (no parents)	$648.12	$921.76	$1,286.54	$1,617.33
With one child, spouse and one parent	$699.37	$989.41	$1,371.61	$1,719.83
With one child, spouse, and two parents	$750.62	$1,057.06	$1,456.69	$1,822.33
With one child and one parent (no spouse)	$630.69	$898.19	$1,257.84	$1,583.50
With one child and two parents (no spouse)	$681.94	$965.84	$1,342.91	$1,686.00
Each additional child under age 18	$31.78	$42.03	$52.28	$63.55
Each additional child over 18 in a qualifying school program	$102.50	$136.33	$171.18	$205.00
Additional for spouse receiving Aid and Attendance	$58.43	$77.90	$97.38	$116.85

70% – 100% With Children

Dependent Status	70%	80%	90%	100%
Veteran with one child only (no spouse or parents)	$1,858.61	$2,158.66	$2,426.08	$3,974.15
With one child and spouse (no parents)	$2,017.49	$2,340.09	$2,630.06	$4,201.34
With one child, spouse and one parent	$2,137.41	$2,476.41	$2,783.81	$4,372.78
With one child, spouse, and two parents	$2,257.34	$2,612.74	$2,937.56	$4,544.22
With one child and one parent (no spouse)	$1,978.54	$2,294.99	$2,579.83	$4,145.59
With onoe child and two parents (no spouse)	$2,098.46	$2,431.31	$2,733.58	$4,317.03
Each additional child under age 18	$73.80	$84.05	$95.33	$106.14
Each additional child over 18 in a qualifying school program	$239.85	$273.68	$308.53	$342.85
Additional for spouse receiving Aid and Attendance	$137.35	$156.83	$176.30	$195.92

Past VA Disability Rates

View VA disability compensation rates for past years.

• 2024 rates (effective Dec. 1, 2023)
• 2023 rates (effective Dec. 1, 2022)
• 2022 rates (effective Dec. 1, 2021)
• 2021 rates (effective Dec. 1, 2020)
• 2020 rates (effective Dec. 1, 2019)
• 2019 rates (effective Dec. 1, 2018)
• 2018 rates (effective Dec. 1, 2017)

---