2025 New York BAH (Basic Allowance for Housing) Rates

New York’s Basic Allowance for Housing (BAH) rates received a nice-sized increase for 2025. The national average increased by 5.4%, while New York duty stations received a similar increase on average.

Here are the local Basic Allowance for Housing (BAH) rate charts for Military Housing Areas (MHAs) in the state of New York. BAH allowances are assigned by location and pay grade (rank) and can be used to rent or purchase a home.

See 2025 Basic Allowance for Housing (BAH) rates here.

BALLSTON SPA/ALBANY, NY BAH Rates

Military Housing Area: NY215

Grade	With Dependents	Without Dependents
E01	$2,259	$1,854
E02	$2,259	$1,854
E03	$2,259	$1,854
E04	$2,259	$1,854
E05	$2,460	$1,980
E06	$2,667	$2,076
E07	$2,781	$2,265
E08	$2,901	$2,508
E09	$3,063	$2,556
W01	$2,682	$2,199
W02	$2,829	$2,505
W03	$2,982	$2,568
W04	$3,096	$2,685
W05	$3,234	$2,808
O01E	$2,796	$2,457
O02E	$2,961	$2,544
O03E	$3,114	$2,655
O01	$2,493	$2,055
O02	$2,664	$2,397
O03	$2,979	$2,589
O04	$3,279	$2,781
O05	$3,489	$2,850
O06	$3,519	$2,964
O07	$3,549	$3,018

BAH for BALLSTON SPA/ALBANY, NY includes the following zip codes: 12007, 12008, 12009, 12018, 12019, 12020, 12022, 12023, 12024, 12027, 12033, 12040, 12041, 12045, 12046, 12047, 12052, 12053, 12054, 12055, 12056, 12057, 12059, 12061, 12062, 12063, 12065, 12067, 12074, 12077, 12082, 12084, 12085, 12089, 12090, 12094, 12107, 12110, 12118, 12120, 12121, 12123, 12128, 12133, 12137, 12138, 12140, 12141, 12143, 12144, 12147, 12148, 12150, 12151, 12153, 12154, 12156, 12158, 12159, 12161, 12168, 12169, 12170, 12180, 12181, 12182, 12183, 12185, 12186, 12188, 12189, 12193, 12196, 12198, 12201, 12202, 12203, 12204, 12205, 12206, 12207, 12208, 12209, 12210, 12211, 12212, 12214, 12220, 12222, 12223, 12224, 12225, 12226, 12227, 12228, 12229, 12230, 12231, 12232, 12233, 12234, 12235, 12236, 12237, 12238, 12239, 12240, 12241, 12242, 12243, 12244, 12245, 12246, 12247, 12248, 12249, 12250, 12255, 12257, 12260, 12261, 12288, 12301, 12302, 12303, 12304, 12305, 12306, 12307, 12308, 12309, 12325, 12345, 12469, 12803, 12822, 12831, 12833, 12835, 12850, 12859, 12863, 12866, 12871, 12884

BUFFALO, NY BAH Rates

Military Housing Area: NY216

Grade	With Dependents	Without Dependents
E01	$1,887	$1,479
E02	$1,887	$1,479
E03	$1,887	$1,479
E04	$1,887	$1,479
E05	$2,046	$1,632
E06	$2,391	$1,791
E07	$2,463	$1,890
E08	$2,541	$2,121
E09	$2,667	$2,214
W01	$2,409	$1,842
W02	$2,496	$2,118
W03	$2,595	$2,229
W04	$2,700	$2,403
W05	$2,829	$2,481
O01E	$2,472	$2,043
O02E	$2,580	$2,193
O03E	$2,718	$2,382
O01	$2,094	$1,722
O02	$2,388	$1,998
O03	$2,592	$2,265
O04	$2,871	$2,460
O05	$3,069	$2,502
O06	$3,096	$2,574
O07	$3,120	$2,619

BAH for BUFFALO, NY includes the following zip codes: 14001, 14004, 14006, 14008, 14010, 14012, 14025, 14026, 14027, 14028, 14030, 14031, 14032, 14033, 14034, 14035, 14038, 14043, 14047, 14051, 14052, 14055, 14057, 14059, 14061, 14067, 14068, 14069, 14072, 14075, 14080, 14085, 14086, 14091, 14092, 14094, 14095, 14102, 14105, 14107, 14108, 14109, 14110, 14111, 14112, 14120, 14126, 14127, 14131, 14132, 14134, 14139, 14140, 14141, 14144, 14150, 14151, 14169, 14170, 14172, 14174, 14201, 14202, 14203, 14204, 14205, 14206, 14207, 14208, 14209, 14210, 14211, 14212, 14213, 14214, 14215, 14216, 14217, 14218, 14219, 14220, 14221, 14222, 14223, 14224, 14225, 14226, 14227, 14228, 14231, 14233, 14240, 14241, 14260, 14261, 14263, 14264, 14265, 14267, 14269, 14270, 14272, 14273, 14276, 14280, 14301, 14302, 14303, 14304, 14305

WEST POINT, NY BAH Rates

Military Housing Area: NY217

Grade	With Dependents	Without Dependents
E01	$2,934	$2,202
E02	$2,934	$2,202
E03	$2,934	$2,202
E04	$2,934	$2,202
E05	$3,111	$2,556
E06	$3,810	$2,859
E07	$3,843	$2,940
E08	$3,870	$3,252
E09	$4,026	$3,462
W01	$3,831	$2,886
W02	$3,855	$3,249
W03	$3,894	$3,486
W04	$4,080	$3,813
W05	$4,308	$3,849
O01E	$3,846	$3,108
O02E	$3,888	$3,414
O03E	$4,113	$3,804
O01	$3,198	$2,757
O02	$3,804	$3,054
O03	$3,891	$3,558
O04	$4,386	$3,834
O05	$4,740	$3,852
O06	$4,782	$3,873
O07	$4,824	$3,945

BAH for WEST POINT, NY includes the following zip codes: 10901, 10910, 10911, 10912, 10913, 10914, 10915, 10916, 10917, 10918, 10919, 10920, 10921, 10922, 10923, 10924, 10925, 10926, 10927, 10928, 10930, 10931, 10932, 10933, 10940, 10941, 10949, 10950, 10952, 10953, 10954, 10956, 10958, 10959, 10960, 10962, 10963, 10964, 10965, 10968, 10969, 10970, 10973, 10974, 10975, 10976, 10977, 10979, 10980, 10981, 10982, 10983, 10984, 10985, 10986, 10987, 10988, 10989, 10990, 10992, 10993, 10994, 10996, 10997, 10998, 12518, 12520, 12543, 12549, 12550, 12551, 12552, 12553, 12555, 12566, 12575, 12577, 12584, 12586, 12729, 12746, 12771, 12780

LONG ISLAND, NY BAH Rates

Military Housing Area: NY218

Grade	With Dependents	Without Dependents
E01	$3,933	$3,054
E02	$3,933	$3,054
E03	$3,933	$3,054
E04	$3,933	$3,054
E05	$4,242	$3,423
E06	$4,551	$3,654
E07	$4,644	$3,945
E08	$4,746	$4,308
E09	$4,932	$4,392
W01	$4,569	$3,831
W02	$4,686	$4,305
W03	$4,812	$4,404
W04	$4,980	$4,566
W05	$5,184	$4,668
O01E	$4,659	$4,239
O02E	$4,794	$4,374
O03E	$5,010	$4,542
O01	$4,287	$3,618
O02	$4,548	$4,143
O03	$4,809	$4,437
O04	$5,253	$4,644
O05	$5,568	$4,698
O06	$5,622	$4,794
O07	$5,670	$4,884

BAH for LONG ISLAND, NY includes the following zip codes: 501, 544, 6390, 11026, 11027, 11053, 11054, 11055, 11096, 11501, 11507, 11509, 11510, 11514, 11516, 11518, 11520, 11530, 11531, 11542, 11545, 11547, 11548, 11549, 11550, 11551, 11552, 11553, 11554, 11555, 11556, 11557, 11558, 11559, 11560, 11561, 11563, 11565, 11566, 11568, 11569, 11570, 11571, 11572, 11575, 11576, 11577, 11579, 11580, 11581, 11582, 11590, 11596, 11598, 11599, 11701, 11702, 11703, 11704, 11705, 11706, 11707, 11709, 11710, 11713, 11714, 11715, 11716, 11717, 11718, 11719, 11720, 11721, 11722, 11724, 11725, 11726, 11727, 11729, 11730, 11731, 11732, 11733, 11735, 11737, 11738, 11739, 11740, 11741, 11742, 11743, 11746, 11747, 11749, 11751, 11752, 11753, 11754, 11755, 11756, 11757, 11758, 11760, 11762, 11763, 11764, 11765, 11766, 11767, 11768, 11769, 11770, 11771, 11772, 11773, 11775, 11776, 11777, 11778, 11779, 11780, 11782, 11783, 11784, 11786, 11787, 11788, 11789, 11790, 11791, 11792, 11793, 11794, 11795, 11796, 11797, 11798, 11801, 11802, 11803, 11804, 11815, 11853, 11901, 11930, 11931, 11932, 11933, 11934, 11935, 11937, 11939, 11940, 11941, 11942, 11944, 11946, 11947, 11948, 11949, 11950, 11951, 11952, 11953, 11954, 11955, 11956, 11957, 11958, 11959, 11960, 11961, 11962, 11963, 11964, 11965, 11967, 11968, 11969, 11970, 11971, 11972, 11973, 11975, 11976, 11977, 11978, 11980

NEW YORK CITY, NY BAH Rates

Military Housing Area: NY219

Grade	With Dependents	Without Dependents
E01	$5,070	$4,197
E02	$5,070	$4,197
E03	$5,070	$4,197
E04	$5,070	$4,197
E05	$5,073	$4,770
E06	$5,100	$5,073
E07	$5,163	$5,091
E08	$5,253	$5,103
E09	$5,529	$5,109
W01	$5,103	$5,088
W02	$5,199	$5,100
W03	$5,313	$5,112
W04	$5,613	$5,121
W05	$5,973	$5,184
O01E	$5,175	$5,097
O02E	$5,298	$5,106
O03E	$5,664	$5,118
O01	$5,076	$5,070
O02	$5,097	$5,094
O03	$5,310	$5,115
O04	$6,102	$5,163
O05	$6,669	$5,211
O06	$6,732	$5,292
O07	$6,792	$5,394

BAH for NEW YORK CITY, NY includes the following zip codes: 10001, 10002, 10003, 10004, 10005, 10006, 10007, 10008, 10009, 10010, 10011, 10012, 10013, 10014, 10016, 10017, 10018, 10019, 10020, 10021, 10022, 10023, 10024, 10025, 10026, 10027, 10028, 10029, 10030, 10031, 10032, 10033, 10034, 10035, 10036, 10037, 10038, 10039, 10040, 10041, 10043, 10044, 10045, 10055, 10060, 10065, 10069, 10075, 10080, 10081, 10087, 10090, 10101, 10102, 10103, 10104, 10105, 10106, 10107, 10108, 10109, 10110, 10111, 10112, 10113, 10114, 10115, 10116, 10117, 10118, 10119, 10120, 10121, 10122, 10123, 10124, 10125, 10126, 10128, 10129, 10130, 10131, 10132, 10133, 10138, 10150, 10151, 10152, 10153, 10154, 10155, 10156, 10157, 10158, 10159, 10160, 10162, 10163, 10164, 10165, 10166, 10167, 10168, 10169, 10170, 10171, 10172, 10173, 10174, 10175, 10176, 10177, 10178, 10179, 10185, 10199, 10203, 10211, 10212, 10213, 10242, 10249, 10256, 10258, 10259, 10260, 10261, 10265, 10268, 10269, 10270, 10271, 10272, 10273, 10274, 10275, 10276, 10277, 10278, 10279, 10280, 10281, 10282, 10285, 10286, 10451, 10452, 10453, 10454, 10455, 10456, 10457, 10458, 10459, 10460, 10461, 10462, 10463, 10464, 10465, 10466, 10467, 10468, 10469, 10470, 10471, 10472, 10473, 10474, 10475, 11001, 11002, 11003, 11004, 11005, 11010, 11020, 11021, 11022, 11023, 11024, 11030, 11040, 11042, 11050, 11051, 11052, 11101, 11102, 11103, 11104, 11105, 11106, 11109, 11120, 11201, 11202, 11203, 11204, 11205, 11206, 11207, 11208, 11209, 11210, 11211, 11212, 11213, 11214, 11215, 11216, 11217, 11218, 11219, 11220, 11221, 11222, 11223, 11224, 11225, 11226, 11228, 11229, 11230, 11231, 11232, 11233, 11234, 11235, 11236, 11237, 11238, 11239, 11241, 11242, 11243, 11245, 11247, 11249, 11251, 11252, 11256, 11351, 11352, 11354, 11355, 11356, 11357, 11358, 11359, 11360, 11361, 11362, 11363, 11364, 11365, 11366, 11367, 11368, 11369, 11370, 11371, 11372, 11373, 11374, 11375, 11377, 11378, 11379, 11380, 11381, 11385, 11386, 11405, 11411, 11412, 11413, 11414, 11415, 11416, 11417, 11418, 11419, 11420, 11421, 11422, 11423, 11424, 11425, 11426, 11427, 11428, 11429, 11430, 11431, 11432, 11433, 11434, 11435, 11436, 11437, 11439, 11451, 11499, 11690, 11691, 11692, 11693, 11694, 11695, 11697

ROCHESTER, NY BAH Rates

Military Housing Area: NY221

Grade	With Dependents	Without Dependents
E01	$1,830	$1,374
E02	$1,830	$1,374
E03	$1,830	$1,374
E04	$1,830	$1,374
E05	$2,079	$1,560
E06	$2,337	$1,752
E07	$2,415	$1,839
E08	$2,499	$2,136
E09	$2,628	$2,202
W01	$2,355	$1,767
W02	$2,451	$2,133
W03	$2,556	$2,214
W04	$2,658	$2,349
W05	$2,781	$2,436
O01E	$2,427	$2,076
O02E	$2,541	$2,187
O03E	$2,673	$2,328
O01	$2,118	$1,590
O02	$2,334	$1,998
O03	$2,553	$2,241
O04	$2,823	$2,415
O05	$3,009	$2,460
O06	$3,036	$2,538
O07	$3,060	$2,583

BAH for ROCHESTER, NY includes the following zip codes: 14410, 14420, 14428, 14430, 14445, 14450, 14464, 14467, 14468, 14472, 14506, 14508, 14511, 14514, 14515, 14526, 14534, 14543, 14546, 14559, 14580, 14586, 14602, 14603, 14604, 14605, 14606, 14607, 14608, 14609, 14610, 14611, 14612, 14613, 14614, 14615, 14616, 14617, 14618, 14619, 14620, 14621, 14622, 14623, 14624, 14625, 14626, 14627, 14638, 14639, 14642, 14643, 14644, 14646, 14647, 14649, 14650, 14651, 14652, 14653, 14692, 14694

ROME/GRIFFISS AFB, NY BAH Rates

Military Housing Area: NY222

Grade	With Dependents	Without Dependents
E01	$1,914	$1,437
E02	$1,914	$1,437
E03	$1,914	$1,437
E04	$1,914	$1,437
E05	$2,118	$1,590
E06	$2,721	$2,040
E07	$2,781	$2,085
E08	$2,841	$2,241
E09	$2,931	$2,421
W01	$2,742	$2,058
W02	$2,808	$2,238
W03	$2,886	$2,442
W04	$2,952	$2,733
W05	$3,042	$2,796
O01E	$2,787	$2,115
O02E	$2,874	$2,379
O03E	$2,964	$2,715
O01	$2,193	$1,704
O02	$2,715	$2,088
O03	$2,883	$2,502
O04	$3,069	$2,778
O05	$3,198	$2,808
O06	$3,225	$2,865
O07	$3,252	$2,916

BAH for ROME/GRIFFISS AFB, NY includes the following zip codes: 13054, 13123, 13157, 13162, 13301, 13303, 13304, 13308, 13309, 13313, 13316, 13318, 13319, 13321, 13322, 13323, 13328, 13338, 13341, 13352, 13354, 13362, 13363, 13401, 13403, 13413, 13417, 13424, 13425, 13435, 13438, 13440, 13441, 13442, 13449, 13455, 13456, 13461, 13469, 13471, 13476, 13477, 13478, 13479, 13480, 13483, 13486, 13490, 13492, 13494, 13495, 13501, 13502, 13503, 13504, 13505, 13599

SYRACUSE, NY BAH Rates

Military Housing Area: NY223

Grade	With Dependents	Without Dependents
E01	$1,797	$1,386
E02	$1,797	$1,386
E03	$1,797	$1,386
E04	$1,797	$1,386
E05	$2,004	$1,509
E06	$2,178	$1,629
E07	$2,379	$1,803
E08	$2,595	$2,043
E09	$2,790	$2,094
W01	$2,196	$1,734
W02	$2,469	$2,040
W03	$2,736	$2,097
W04	$2,814	$2,220
W05	$2,910	$2,427
O01E	$2,415	$2,001
O02E	$2,700	$2,073
O03E	$2,826	$2,166
O01	$2,031	$1,587
O02	$2,175	$1,938
O03	$2,727	$2,109
O04	$2,940	$2,388
O05	$3,084	$2,514
O06	$3,111	$2,718
O07	$3,132	$2,766

BAH for SYRACUSE, NY includes the following zip codes: 13020, 13027, 13028, 13029, 13030, 13031, 13036, 13039, 13041, 13042, 13044, 13051, 13057, 13060, 13063, 13066, 13069, 13074, 13076, 13078, 13080, 13082, 13083, 13084, 13088, 13089, 13090, 13093, 13103, 13104, 13107, 13108, 13110, 13112, 13114, 13115, 13116, 13119, 13120, 13121, 13126, 13131, 13132, 13135, 13137, 13138, 13142, 13144, 13145, 13152, 13153, 13159, 13164, 13167, 13201, 13202, 13203, 13204, 13205, 13206, 13207, 13208, 13209, 13210, 13211, 13212, 13214, 13215, 13217, 13218, 13219, 13220, 13221, 13224, 13225, 13235, 13244, 13250, 13251, 13252, 13261, 13290, 13302, 13426, 13437, 13493

FORT DRUM/WATERTOWN, NY BAH Rates

Military Housing Area: NY225

Grade	With Dependents	Without Dependents
E01	$1,494	$1,194
E02	$1,494	$1,194
E03	$1,494	$1,194
E04	$1,494	$1,194
E05	$1,581	$1,323
E06	$1,800	$1,404
E07	$2,019	$1,515
E08	$2,256	$1,692
E09	$2,448	$1,836
W01	$1,821	$1,476
W02	$2,118	$1,629
W03	$2,409	$1,839
W04	$2,463	$1,857
W05	$2,535	$2,073
O01E	$2,061	$1,578
O02E	$2,367	$1,776
O03E	$2,472	$1,854
O01	$1,617	$1,401
O02	$1,797	$1,557
O03	$2,400	$1,842
O04	$2,553	$2,031
O05	$2,652	$2,169
O06	$2,673	$2,391
O07	$2,694	$2,433

BAH for FORT DRUM/WATERTOWN, NY includes the following zip codes: 13305, 13312, 13325, 13327, 13343, 13345, 13367, 13368, 13404, 13433, 13473, 13489, 13601, 13602, 13603, 13605, 13606, 13607, 13608, 13611, 13612, 13615, 13616, 13618, 13619, 13620, 13622, 13624, 13626, 13627, 13628, 13631, 13632, 13634, 13636, 13637, 13638, 13640, 13641, 13643, 13648, 13650, 13651, 13656, 13657, 13659, 13661, 13665, 13671, 13673, 13674, 13675, 13679, 13682, 13685, 13691, 13692, 13693

WESTCHESTER COUNTY, NY BAH Rates

Military Housing Area: NY349

Grade	With Dependents	Without Dependents
E01	$3,921	$2,955
E02	$3,921	$2,955
E03	$3,921	$2,955
E04	$3,921	$2,955
E05	$4,107	$3,465
E06	$5,127	$3,846
E07	$5,472	$4,104
E08	$5,838	$4,380
E09	$6,303	$4,728
W01	$5,157	$3,867
W02	$5,622	$4,305
W03	$6,078	$4,731
W04	$6,390	$5,208
W05	$6,765	$5,556
O01E	$5,541	$4,155
O02E	$6,012	$4,554
O03E	$6,447	$5,121
O01	$4,230	$3,732
O02	$5,112	$4,107
O03	$6,060	$4,758
O04	$6,900	$5,499
O05	$7,494	$5,712
O06	$7,563	$6,060
O07	$7,632	$6,174

BAH for WESTCHESTER COUNTY, NY includes the following zip codes: 10501, 10502, 10503, 10504, 10505, 10506, 10507, 10509, 10510, 10511, 10512, 10514, 10516, 10517, 10518, 10519, 10520, 10521, 10522, 10523, 10524, 10526, 10527, 10528, 10530, 10532, 10533, 10535, 10536, 10537, 10538, 10540, 10541, 10542, 10543, 10545, 10546, 10547, 10548, 10549, 10550, 10551, 10552, 10553, 10560, 10562, 10566, 10567, 10570, 10573, 10576, 10577, 10578, 10579, 10580, 10583, 10587, 10588, 10589, 10590, 10591, 10594, 10595, 10596, 10597, 10598, 10601, 10602, 10603, 10604, 10605, 10606, 10607, 10610, 10701, 10702, 10703, 10704, 10705, 10706, 10707, 10708, 10709, 10710, 10801, 10802, 10803, 10804, 10805, 12563

STATEN ISLAND, NY BAH Rates

Military Housing Area: NY413

Grade	With Dependents	Without Dependents
E01	$3,435	$2,811
E02	$3,435	$2,811
E03	$3,435	$2,811
E04	$3,435	$2,811
E05	$3,606	$3,105
E06	$3,972	$3,279
E07	$4,098	$3,441
E08	$4,227	$3,684
E09	$4,446	$3,786
W01	$3,993	$3,387
W02	$4,152	$3,681
W03	$4,314	$3,801
W04	$4,497	$3,996
W05	$4,716	$4,128
O01E	$4,116	$3,603
O02E	$4,293	$3,762
O03E	$4,530	$3,966
O01	$3,657	$3,264
O02	$3,969	$3,552
O03	$4,311	$3,837
O04	$4,794	$4,101
O05	$5,136	$4,173
O06	$5,184	$4,296
O07	$5,226	$4,377

BAH for STATEN ISLAND, NY includes the following zip codes: 7002, 10301, 10302, 10303, 10304, 10305, 10306, 10307, 10308, 10309, 10310, 10311, 10312, 10313, 10314

About half the U.S. counties (about 1,500) have little to no military population. While half the ZIP codes is significant, less than 2% of service members who are eligible for Basic Allowance for Housing (BAH) reside in these counties. To account for these service members, approximately 30 separate county cost groups (CCGs) are assigned, each with similar housing costs.

Use this BAH Calculator and enter your zip code to determine your Military Housing Area (MHA) aka county cost group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in New York:

• Fort Drum, Fort Drum, New York
• Fort Hamilton, Brooklyn, New York
• Francis S. Gabreski Air National Guard Base, Westhampton Beach, New York
• Hancock Field Air National Guard Base, Mattydale, New York
• Naval Support Activity Saratoga Springs, Saratoga Springs, New York
• Niagara Falls Air Reserve Station, Niagara Falls, New York
• U.S. Army Recruiting Command, Albany Battalion, Watervliet, New York
• U.S. Army Recruiting Command New York City Recruiting Battalion, Brooklyn, New York
• U.S. Army Recruiting Command, Syracuse Battalion, Syracuse, New York
• Stewart Air National Guard Base, Newburgh, New York
• Stratton Air National Guard Base, Scotia, New York
• U.S. Military Academy, West Point, New York

The BAH rates listed are for all U.S. Armed Forces service branches: Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves, where applicable. BAH rates in high-cost areas are greater than those in low-cost areas.

Veterans, dependents, National Guard and Reserves can use the MHA Calculator to see estimated monthly payments. Active duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.