Here are the local Basic Allowance for Housing (BAH) rate charts for Military Housing Areas (MHAs) in the state of New York. BAH allowances are assigned by location and pay grade (rank) and can be used to rent or purchase a home.
See the latest update on the 2022 Basic Allowance for Housing rates.
MHA: NY215 - Military Housing Area Name: BALLSTON SPA/ALBANY, NY
| Grade | With Dependents | Without Dependents |
| E01 | $2,055 | $1,590 |
| E02 | $2,055 | $1,590 |
| E03 | $2,055 | $1,590 |
| E04 | $2,055 | $1,590 |
| E05 | $2,229 | $1,779 |
| E06 | $2,286 | $1,899 |
| E07 | $2,361 | $2,061 |
| E08 | $2,451 | $2,247 |
| E09 | $2,568 | $2,253 |
| W01 | $2,298 | $2,004 |
| W02 | $2,400 | $2,244 |
| W03 | $2,508 | $2,256 |
| W04 | $2,592 | $2,298 |
| W05 | $2,691 | $2,382 |
| O01E | $2,382 | $2,229 |
| O02E | $2,493 | $2,250 |
| O03E | $2,604 | $2,277 |
| O01 | $2,241 | $1,881 |
| O02 | $2,283 | $2,172 |
| O03 | $2,505 | $2,259 |
| O04 | $2,721 | $2,364 |
| O05 | $2,874 | $2,412 |
| O06 | $2,895 | $2,493 |
| O07 | $2,919 | $2,526 |
MHA: NY216 - Military Housing Area Name: BUFFALO, NY
| Grade | With Dependents | Without Dependents |
| E01 | $1,851 | $1,389 |
| E02 | $1,851 | $1,389 |
| E03 | $1,851 | $1,389 |
| E04 | $1,851 | $1,389 |
| E05 | $2,031 | $1,545 |
| E06 | $2,142 | $1,692 |
| E07 | $2,232 | $1,857 |
| E08 | $2,340 | $2,058 |
| E09 | $2,499 | $2,079 |
| W01 | $2,154 | $1,800 |
| W02 | $2,277 | $2,055 |
| W03 | $2,409 | $2,085 |
| W04 | $2,532 | $2,157 |
| W05 | $2,679 | $2,256 |
| O01E | $2,256 | $2,031 |
| O02E | $2,388 | $2,076 |
| O03E | $2,550 | $2,130 |
| O01 | $2,049 | $1,671 |
| O02 | $2,139 | $1,971 |
| O03 | $2,403 | $2,094 |
| O04 | $2,730 | $2,235 |
| O05 | $2,961 | $2,295 |
| O06 | $2,985 | $2,394 |
| O07 | $3,006 | $2,424 |
MHA: NY217 - Military Housing Area Name: WEST POINT, NY
| Grade | With Dependents | Without Dependents |
| E01 | $2,262 | $1,698 |
| E02 | $2,262 | $1,698 |
| E03 | $2,262 | $1,698 |
| E04 | $2,262 | $1,698 |
| E05 | $2,400 | $1,944 |
| E06 | $2,928 | $2,196 |
| E07 | $2,949 | $2,265 |
| E08 | $2,970 | $2,508 |
| E09 | $3,090 | $2,667 |
| W01 | $2,946 | $2,223 |
| W02 | $2,958 | $2,505 |
| W03 | $2,985 | $2,682 |
| W04 | $3,129 | $2,931 |
| W05 | $3,300 | $2,952 |
| O01E | $2,955 | $2,400 |
| O02E | $2,979 | $2,631 |
| O03E | $3,150 | $2,925 |
| O01 | $2,466 | $2,118 |
| O02 | $2,922 | $2,358 |
| O03 | $2,982 | $2,736 |
| O04 | $3,357 | $2,943 |
| O05 | $3,627 | $2,955 |
| O06 | $3,657 | $2,970 |
| O07 | $3,687 | $3,009 |
MHA: NY218 - Military Housing Area Name: LONG ISLAND, NY
| Grade | With Dependents | Without Dependents |
| E01 | $3,771 | $2,829 |
| E02 | $3,771 | $2,829 |
| E03 | $3,771 | $2,829 |
| E04 | $3,771 | $2,829 |
| E05 | $4,140 | $3,183 |
| E06 | $4,215 | $3,444 |
| E07 | $4,230 | $3,789 |
| E08 | $4,239 | $4,161 |
| E09 | $4,332 | $4,173 |
| W01 | $4,227 | $3,645 |
| W02 | $4,236 | $4,158 |
| W03 | $4,248 | $4,176 |
| W04 | $4,371 | $4,209 |
| W05 | $4,548 | $4,215 |
| O01E | $4,233 | $4,140 |
| O02E | $4,242 | $4,170 |
| O03E | $4,395 | $4,206 |
| O01 | $4,155 | $3,399 |
| O02 | $4,212 | $4,017 |
| O03 | $4,245 | $4,182 |
| O04 | $4,608 | $4,212 |
| O05 | $4,887 | $4,218 |
| O06 | $4,926 | $4,221 |
| O07 | $4,968 | $4,275 |
MHA: NY219 - Military Housing Area Name: NEW YORK CITY, NY
| Grade | With Dependents | Without Dependents |
| E01 | $3,198 | $2,520 |
| E02 | $3,198 | $2,520 |
| E03 | $3,198 | $2,520 |
| E04 | $3,198 | $2,520 |
| E05 | $3,345 | $2,865 |
| E06 | $3,465 | $3,063 |
| E07 | $3,681 | $3,201 |
| E08 | $3,924 | $3,375 |
| E09 | $4,236 | $3,399 |
| W01 | $3,477 | $3,156 |
| W02 | $3,783 | $3,372 |
| W03 | $4,080 | $3,402 |
| W04 | $4,296 | $3,510 |
| W05 | $4,551 | $3,735 |
| O01E | $3,732 | $3,345 |
| O02E | $4,035 | $3,393 |
| O03E | $4,332 | $3,453 |
| O01 | $3,366 | $3,045 |
| O02 | $3,462 | $3,297 |
| O03 | $4,065 | $3,414 |
| O04 | $4,641 | $3,696 |
| O05 | $5,052 | $3,837 |
| O06 | $5,094 | $4,065 |
| O07 | $5,136 | $4,128 |
MHA: NY221 - Military Housing Area Name: ROCHESTER, NY
| Grade | With Dependents | Without Dependents |
| E01 | $1,437 | $1,089 |
| E02 | $1,437 | $1,089 |
| E03 | $1,437 | $1,089 |
| E04 | $1,437 | $1,089 |
| E05 | $1,608 | $1,206 |
| E06 | $1,908 | $1,428 |
| E07 | $1,947 | $1,461 |
| E08 | $1,995 | $1,674 |
| E09 | $2,103 | $1,758 |
| W01 | $1,923 | $1,443 |
| W02 | $1,968 | $1,671 |
| W03 | $2,022 | $1,767 |
| W04 | $2,136 | $1,914 |
| W05 | $2,268 | $1,956 |
| O01E | $1,956 | $1,608 |
| O02E | $2,013 | $1,740 |
| O03E | $2,151 | $1,902 |
| O01 | $1,650 | $1,263 |
| O02 | $1,905 | $1,554 |
| O03 | $2,019 | $1,797 |
| O04 | $2,313 | $1,944 |
| O05 | $2,526 | $1,965 |
| O06 | $2,544 | $2,007 |
| O07 | $2,562 | $2,028 |
MHA: NY222 - Military Housing Area Name: ROME/GRIFFISS AFB, NY
| Grade | With Dependents | Without Dependents |
| E01 | $1,392 | $1,044 |
| E02 | $1,392 | $1,044 |
| E03 | $1,392 | $1,044 |
| E04 | $1,392 | $1,044 |
| E05 | $1,512 | $1,146 |
| E06 | $1,845 | $1,383 |
| E07 | $1,929 | $1,446 |
| E08 | $2,025 | $1,581 |
| E09 | $2,124 | $1,677 |
| W01 | $1,860 | $1,398 |
| W02 | $1,971 | $1,578 |
| W03 | $2,085 | $1,689 |
| W04 | $2,142 | $1,863 |
| W05 | $2,205 | $1,950 |
| O01E | $1,950 | $1,512 |
| O02E | $2,067 | $1,656 |
| O03E | $2,145 | $1,839 |
| O01 | $1,554 | $1,266 |
| O02 | $1,842 | $1,473 |
| O03 | $2,079 | $1,722 |
| O04 | $2,220 | $1,932 |
| O05 | $2,322 | $1,983 |
| O06 | $2,337 | $2,070 |
| O07 | $2,352 | $2,094 |
MHA: NY223 - Military Housing Area Name: SYRACUSE, NY
| Grade | With Dependents | Without Dependents |
| E01 | $1,401 | $1,050 |
| E02 | $1,401 | $1,050 |
| E03 | $1,401 | $1,050 |
| E04 | $1,401 | $1,050 |
| E05 | $1,650 | $1,239 |
| E06 | $1,755 | $1,311 |
| E07 | $1,824 | $1,410 |
| E08 | $1,905 | $1,677 |
| E09 | $2,019 | $1,698 |
| W01 | $1,767 | $1,326 |
| W02 | $1,857 | $1,674 |
| W03 | $1,959 | $1,701 |
| W04 | $2,043 | $1,764 |
| W05 | $2,139 | $1,839 |
| O01E | $1,842 | $1,650 |
| O02E | $1,944 | $1,692 |
| O03E | $2,052 | $1,743 |
| O01 | $1,668 | $1,251 |
| O02 | $1,752 | $1,569 |
| O03 | $1,953 | $1,710 |
| O04 | $2,169 | $1,824 |
| O05 | $2,325 | $1,869 |
| O06 | $2,340 | $1,944 |
| O07 | $2,355 | $1,965 |
MHA: NY225 - Military Housing Area Name: FORT DRUM/WATERTOWN, NY
| Grade | With Dependents | Without Dependents |
| E01 | $1,296 | $1,047 |
| E02 | $1,296 | $1,047 |
| E03 | $1,296 | $1,047 |
| E04 | $1,296 | $1,047 |
| E05 | $1,353 | $1,167 |
| E06 | $1,536 | $1,239 |
| E07 | $1,722 | $1,296 |
| E08 | $1,932 | $1,449 |
| E09 | $2,094 | $1,572 |
| W01 | $1,551 | $1,290 |
| W02 | $1,809 | $1,392 |
| W03 | $2,064 | $1,575 |
| W04 | $2,106 | $1,584 |
| W05 | $2,151 | $1,767 |
| O01E | $1,767 | $1,353 |
| O02E | $2,025 | $1,518 |
| O03E | $2,109 | $1,581 |
| O01 | $1,380 | $1,236 |
| O02 | $1,533 | $1,338 |
| O03 | $2,052 | $1,578 |
| O04 | $2,163 | $1,734 |
| O05 | $2,238 | $1,854 |
| O06 | $2,253 | $2,049 |
| O07 | $2,268 | $2,073 |
MHA: NY349 - Military Housing Area Name: WESTCHESTER COUNTY, NY
| Grade | With Dependents | Without Dependents |
| E01 | $3,240 | $2,448 |
| E02 | $3,240 | $2,448 |
| E03 | $3,240 | $2,448 |
| E04 | $3,240 | $2,448 |
| E05 | $3,321 | $2,916 |
| E06 | $4,272 | $3,204 |
| E07 | $4,383 | $3,288 |
| E08 | $4,503 | $3,510 |
| E09 | $4,743 | $3,804 |
| W01 | $4,290 | $3,225 |
| W02 | $4,434 | $3,507 |
| W03 | $4,578 | $3,831 |
| W04 | $4,806 | $4,296 |
| W05 | $5,073 | $4,407 |
| O01E | $4,407 | $3,321 |
| O02E | $4,557 | $3,738 |
| O03E | $4,842 | $4,269 |
| O01 | $3,432 | $3,156 |
| O02 | $4,260 | $3,297 |
| O03 | $4,572 | $3,927 |
| O04 | $5,172 | $4,386 |
| O05 | $5,601 | $4,452 |
| O06 | $5,649 | $4,563 |
| O07 | $5,697 | $4,635 |
MHA: NY413 - Military Housing Area Name: STATEN ISLAND, NY
| Grade | With Dependents | Without Dependents |
| E01 | $2,817 | $2,340 |
| E02 | $2,817 | $2,340 |
| E03 | $2,817 | $2,340 |
| E04 | $2,817 | $2,340 |
| E05 | $2,868 | $2,616 |
| E06 | $3,249 | $2,763 |
| E07 | $3,312 | $2,814 |
| E08 | $3,384 | $2,949 |
| E09 | $3,540 | $3,060 |
| W01 | $3,264 | $2,811 |
| W02 | $3,342 | $2,946 |
| W03 | $3,429 | $3,072 |
| W04 | $3,582 | $3,261 |
| W05 | $3,762 | $3,327 |
| O01E | $3,327 | $2,868 |
| O02E | $3,417 | $3,036 |
| O03E | $3,606 | $3,243 |
| O01 | $2,919 | $2,760 |
| O02 | $3,246 | $2,853 |
| O03 | $3,426 | $3,111 |
| O04 | $3,825 | $3,312 |
| O05 | $4,113 | $3,348 |
| O06 | $4,146 | $3,414 |
| O07 | $4,179 | $3,465 |
About half the U.S. counties (about 1,500) have little to no military population. While half the ZIP codes is significant, less than 2% of service members who are eligible for Basic Allowance for Housing (BAH) reside in these counties. To account for these service members, approximately 30 separate county cost groups (CCGs) are assigned, each with similar housing costs.
Use this BAH Calculator and enter your zip code to determine your Military Housing Area (MHA) aka county cost group. They range from ZZ510 to ZZ890 in increments of 10.
Military Bases in New York:
- Fort Drum, Fort Drum, New York
- Fort Hamilton, Brooklyn, New York
- Francis S. Gabreski Air National Guard Base, Westhampton Beach, New York
- Hancock Field Air National Guard Base, Mattydale, New York
- Naval Support Activity Saratoga Springs, Saratoga Springs, New York
- Niagara Falls Air Reserve Station, Niagara Falls, New York
- U.S. Army Recruiting Command, Albany Battalion, Watervliet, New York
- U.S. Army Recruiting Command New York City Recruiting Battalion, Brooklyn, New York
- U.S. Army Recruiting Command, Syracuse Battalion, Syracuse, New York
- Stewart Air National Guard Base, Newburgh, New York
- Stratton Air National Guard Base, Scotia, New York
- U.S. Military Academy, West Point, New York
The BAH rates listed are for all U.S. Armed Forces service branches: Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves, where applicable. BAH rates in high-cost areas are greater than those in low-cost areas.
Veterans, dependents, National Guard and Reserves can use the MHA Calculator to see estimated monthly payments. Active duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.
