2023 New York BAH (Basic Allowance for Housing) Rates

New York’s Basic Allowance for Housing (BAH) rates received a significant increase in 2023. The national average increased by 12.11%, while New York duty stations received a 9.57% increase on average.

Here are the local Basic Allowance for Housing (BAH) rate charts for Military Housing Areas (MHAs) in the state of New York. BAH allowances are assigned by location and pay grade (rank) and can be used to rent or purchase a home.

See the latest update on the 2023 Basic Allowance for Housing rates.

BALLSTON SPA/ALBANY, NY BAH Rates

Military Housing Area: NY215

Grade	With Dependents	Without Dependents
E01	$2,031	$1,656
E02	$2,031	$1,656
E03	$2,031	$1,656
E04	$2,031	$1,656
E05	$2,154	$1,812
E06	$2,391	$1,914
E07	$2,568	$2,031
E08	$2,760	$2,205
E09	$2,952	$2,265
W01	$2,409	$2,001
W02	$2,649	$2,202
W03	$2,886	$2,274
W04	$2,985	$2,430
W05	$3,096	$2,610
O01E	$2,604	$2,148
O02E	$2,850	$2,256
O03E	$2,997	$2,382
O01	$2,190	$1,905
O02	$2,388	$2,115
O03	$2,880	$2,301
O04	$3,135	$2,577
O05	$3,312	$2,691
O06	$3,339	$2,871
O07	$3,366	$2,916

BAH for BALLSTON SPA/ALBANY, NY includes the following zip codes: 12007, 12008, 12009, 12018, 12019, 12020, 12022, 12023, 12024, 12027, 12033, 12040, 12041, 12045, 12046, 12047, 12052, 12053, 12054, 12055, 12056, 12057, 12059, 12061, 12062, 12063, 12065, 12067, 12074, 12077, 12082, 12084, 12085, 12089, 12090, 12094, 12107, 12110, 12118, 12120, 12121, 12123, 12128, 12133, 12137, 12138, 12140, 12141, 12143, 12144, 12147, 12148, 12150, 12151, 12153, 12154, 12156, 12158, 12159, 12161, 12168, 12169, 12170, 12180, 12181, 12182, 12183, 12185, 12186, 12188, 12189, 12193, 12196, 12198, 12201, 12202, 12203, 12204, 12205, 12206, 12207, 12208, 12209, 12210, 12211, 12212, 12214, 12220, 12222, 12223, 12224, 12225, 12226, 12227, 12228, 12229, 12230, 12231, 12232, 12233, 12234, 12235, 12236, 12237, 12238, 12239, 12240, 12241, 12242, 12243, 12244, 12245, 12246, 12247, 12248, 12249, 12250, 12255, 12257, 12260, 12261, 12288, 12301, 12302, 12303, 12304, 12305, 12306, 12307, 12308, 12309, 12325, 12345, 12469, 12803, 12822, 12831, 12833, 12835, 12850, 12859, 12863, 12866, 12871, 12884

BUFFALO, NY BAH Rates

Military Housing Area: NY216

Grade	With Dependents	Without Dependents
E01	$1,788	$1,341
E02	$1,788	$1,341
E03	$1,788	$1,341
E04	$1,788	$1,341
E05	$2,064	$1,548
E06	$2,082	$1,560
E07	$2,223	$1,797
E08	$2,385	$2,073
E09	$2,541	$2,079
W01	$2,097	$1,701
W02	$2,292	$2,070
W03	$2,490	$2,082
W04	$2,565	$2,109
W05	$2,649	$2,259
O01E	$2,253	$2,058
O02E	$2,460	$2,076
O03E	$2,571	$2,088
O01	$2,076	$1,557
O02	$2,079	$1,971
O03	$2,484	$2,085
O04	$2,676	$2,229
O05	$2,811	$2,325
O06	$2,835	$2,475
O07	$2,856	$2,511

BAH for BUFFALO, NY includes the following zip codes: 14001, 14004, 14006, 14008, 14010, 14012, 14025, 14026, 14027, 14028, 14030, 14031, 14032, 14033, 14034, 14035, 14038, 14043, 14047, 14051, 14052, 14055, 14057, 14059, 14061, 14067, 14068, 14069, 14072, 14075, 14080, 14085, 14086, 14091, 14092, 14094, 14095, 14102, 14105, 14107, 14108, 14109, 14110, 14111, 14112, 14120, 14126, 14127, 14131, 14132, 14134, 14139, 14140, 14141, 14144, 14150, 14151, 14169, 14170, 14172, 14174, 14201, 14202, 14203, 14204, 14205, 14206, 14207, 14208, 14209, 14210, 14211, 14212, 14213, 14214, 14215, 14216, 14217, 14218, 14219, 14220, 14221, 14222, 14223, 14224, 14225, 14226, 14227, 14228, 14231, 14233, 14240, 14241, 14260, 14261, 14263, 14264, 14265, 14267, 14269, 14270, 14272, 14273, 14276, 14280, 14301, 14302, 14303, 14304, 14305

WEST POINT, NY BAH Rates

Military Housing Area: NY217

Grade	With Dependents	Without Dependents
E01	$2,586	$1,941
E02	$2,586	$1,941
E03	$2,586	$1,941
E04	$2,586	$1,941
E05	$2,838	$2,178
E06	$3,501	$2,625
E07	$3,525	$2,646
E08	$3,534	$2,973
E09	$3,618	$3,171
W01	$3,522	$2,643
W02	$3,531	$2,970
W03	$3,543	$3,189
W04	$3,657	$3,501
W05	$3,810	$3,513
O01E	$3,528	$2,832
O02E	$3,537	$3,129
O03E	$3,675	$3,495
O01	$2,922	$2,331
O02	$3,492	$2,754
O03	$3,540	$3,261
O04	$3,861	$3,504
O05	$4,101	$3,516
O06	$4,137	$3,519
O07	$4,170	$3,570

BAH for WEST POINT, NY includes the following zip codes: 10901, 10910, 10911, 10912, 10913, 10914, 10915, 10916, 10917, 10918, 10919, 10920, 10921, 10922, 10923, 10924, 10925, 10926, 10927, 10928, 10930, 10931, 10932, 10933, 10940, 10941, 10949, 10950, 10952, 10953, 10954, 10956, 10958, 10959, 10960, 10962, 10963, 10964, 10965, 10968, 10969, 10970, 10973, 10974, 10975, 10976, 10977, 10979, 10980, 10981, 10982, 10983, 10984, 10985, 10986, 10987, 10988, 10989, 10990, 10992, 10993, 10994, 10996, 10997, 10998, 12518, 12520, 12543, 12549, 12550, 12551, 12552, 12553, 12555, 12566, 12575, 12577, 12584, 12586, 12729, 12746, 12771, 12780

LONG ISLAND, NY BAH Rates

Military Housing Area: NY218

Grade	With Dependents	Without Dependents
E01	$3,378	$2,733
E02	$3,378	$2,733
E03	$3,378	$2,733
E04	$3,378	$2,733
E05	$3,708	$2,928
E06	$4,140	$3,105
E07	$4,230	$3,390
E08	$4,323	$3,798
E09	$4,548	$3,924
W01	$4,161	$3,270
W02	$4,269	$3,795
W03	$4,386	$3,936
W04	$4,614	$4,161
W05	$4,884	$4,248
O01E	$4,245	$3,702
O02E	$4,365	$3,897
O03E	$4,650	$4,134
O01	$3,768	$3,042
O02	$4,137	$3,597
O03	$4,383	$3,984
O04	$4,980	$4,227
O05	$5,412	$4,284
O06	$5,460	$4,368
O07	$5,508	$4,443

BAH for LONG ISLAND, NY includes the following zip codes: 501, 544, 6390, 11026, 11027, 11053, 11054, 11055, 11096, 11501, 11507, 11509, 11510, 11514, 11516, 11518, 11520, 11530, 11531, 11542, 11545, 11547, 11548, 11549, 11550, 11551, 11552, 11553, 11554, 11555, 11556, 11557, 11558, 11559, 11560, 11561, 11563, 11565, 11566, 11568, 11569, 11570, 11571, 11572, 11575, 11576, 11577, 11579, 11580, 11581, 11582, 11590, 11596, 11598, 11599, 11701, 11702, 11703, 11704, 11705, 11706, 11707, 11709, 11710, 11713, 11714, 11715, 11716, 11717, 11718, 11719, 11720, 11721, 11722, 11724, 11725, 11726, 11727, 11729, 11730, 11731, 11732, 11733, 11735, 11737, 11738, 11739, 11740, 11741, 11742, 11743, 11746, 11747, 11749, 11751, 11752, 11753, 11754, 11755, 11756, 11757, 11758, 11760, 11762, 11763, 11764, 11765, 11766, 11767, 11768, 11769, 11770, 11771, 11772, 11773, 11775, 11776, 11777, 11778, 11779, 11780, 11782, 11783, 11784, 11786, 11787, 11788, 11789, 11790, 11791, 11792, 11793, 11794, 11795, 11796, 11797, 11798, 11801, 11802, 11803, 11804, 11815, 11853, 11901, 11930, 11931, 11932, 11933, 11934, 11935, 11937, 11939, 11940, 11941, 11942, 11944, 11946, 11947, 11948, 11949, 11950, 11951, 11952, 11953, 11954, 11955, 11956, 11957, 11958, 11959, 11960, 11961, 11962, 11963, 11964, 11965, 11967, 11968, 11969, 11970, 11971, 11972, 11973, 11975, 11976, 11977, 11978, 11980

NEW YORK CITY, NY BAH Rates

Military Housing Area: NY219

Grade	With Dependents	Without Dependents
E01	$3,588	$2,904
E02	$3,588	$2,904
E03	$3,588	$2,904
E04	$3,588	$2,904
E05	$3,666	$3,297
E06	$3,684	$3,510
E07	$3,876	$3,585
E08	$4,089	$3,675
E09	$4,356	$3,681
W01	$3,699	$3,576
W02	$3,966	$3,672
W03	$4,230	$3,684
W04	$4,407	$3,723
W05	$4,617	$3,924
O01E	$3,915	$3,660
O02E	$4,188	$3,678
O03E	$4,437	$3,690
O01	$3,678	$3,507
O02	$3,681	$3,642
O03	$4,221	$3,687
O04	$4,692	$3,885
O05	$5,025	$4,014
O06	$5,070	$4,215
O07	$5,115	$4,287

BAH for NEW YORK CITY, NY includes the following zip codes: 10001, 10002, 10003, 10004, 10005, 10006, 10007, 10008, 10009, 10010, 10011, 10012, 10013, 10014, 10016, 10017, 10018, 10019, 10020, 10021, 10022, 10023, 10024, 10025, 10026, 10027, 10028, 10029, 10030, 10031, 10032, 10033, 10034, 10035, 10036, 10037, 10038, 10039, 10040, 10041, 10043, 10044, 10045, 10055, 10060, 10065, 10069, 10075, 10080, 10081, 10087, 10090, 10101, 10102, 10103, 10104, 10105, 10106, 10107, 10108, 10109, 10110, 10111, 10112, 10113, 10114, 10115, 10116, 10117, 10118, 10119, 10120, 10121, 10122, 10123, 10124, 10125, 10126, 10128, 10129, 10130, 10131, 10132, 10133, 10138, 10150, 10151, 10152, 10153, 10154, 10155, 10156, 10157, 10158, 10159, 10160, 10162, 10163, 10164, 10165, 10166, 10167, 10168, 10169, 10170, 10171, 10172, 10173, 10174, 10175, 10176, 10177, 10178, 10179, 10185, 10199, 10203, 10211, 10212, 10213, 10242, 10249, 10256, 10258, 10259, 10260, 10261, 10265, 10268, 10269, 10270, 10271, 10272, 10273, 10274, 10275, 10276, 10277, 10278, 10279, 10280, 10281, 10282, 10285, 10286, 10451, 10452, 10453, 10454, 10455, 10456, 10457, 10458, 10459, 10460, 10461, 10462, 10463, 10464, 10465, 10466, 10467, 10468, 10469, 10470, 10471, 10472, 10473, 10474, 10475, 11001, 11002, 11003, 11004, 11005, 11010, 11020, 11021, 11022, 11023, 11024, 11030, 11040, 11042, 11050, 11051, 11052, 11101, 11102, 11103, 11104, 11105, 11106, 11109, 11120, 11201, 11202, 11203, 11204, 11205, 11206, 11207, 11208, 11209, 11210, 11211, 11212, 11213, 11214, 11215, 11216, 11217, 11218, 11219, 11220, 11221, 11222, 11223, 11224, 11225, 11226, 11228, 11229, 11230, 11231, 11232, 11233, 11234, 11235, 11236, 11237, 11238, 11239, 11241, 11242, 11243, 11245, 11247, 11249, 11251, 11252, 11256, 11351, 11352, 11354, 11355, 11356, 11357, 11358, 11359, 11360, 11361, 11362, 11363, 11364, 11365, 11366, 11367, 11368, 11369, 11370, 11371, 11372, 11373, 11374, 11375, 11377, 11378, 11379, 11380, 11381, 11385, 11386, 11405, 11411, 11412, 11413, 11414, 11415, 11416, 11417, 11418, 11419, 11420, 11421, 11422, 11423, 11424, 11425, 11426, 11427, 11428, 11429, 11430, 11431, 11432, 11433, 11434, 11435, 11436, 11437, 11439, 11451, 11499, 11690, 11691, 11692, 11693, 11694, 11695, 11697

ROCHESTER, NY BAH Rates

Military Housing Area: NY221

Grade	With Dependents	Without Dependents
E01	$1,638	$1,230
E02	$1,638	$1,230
E03	$1,638	$1,230
E04	$1,638	$1,230
E05	$1,839	$1,380
E06	$2,004	$1,500
E07	$2,082	$1,641
E08	$2,169	$1,878
E09	$2,322	$1,914
W01	$2,019	$1,578
W02	$2,121	$1,875
W03	$2,226	$1,920
W04	$2,361	$2,016
W05	$2,520	$2,100
O01E	$2,094	$1,833
O02E	$2,208	$1,908
O03E	$2,382	$1,992
O01	$1,869	$1,431
O02	$2,001	$1,773
O03	$2,223	$1,941
O04	$2,574	$2,079
O05	$2,823	$2,130
O06	$2,847	$2,211
O07	$2,868	$2,244

BAH for ROCHESTER, NY includes the following zip codes: 14410, 14420, 14428, 14430, 14445, 14450, 14464, 14467, 14468, 14472, 14506, 14508, 14511, 14514, 14515, 14526, 14534, 14543, 14546, 14559, 14580, 14586, 14602, 14603, 14604, 14605, 14606, 14607, 14608, 14609, 14610, 14611, 14612, 14613, 14614, 14615, 14616, 14617, 14618, 14619, 14620, 14621, 14622, 14623, 14624, 14625, 14626, 14627, 14638, 14639, 14642, 14643, 14644, 14646, 14647, 14649, 14650, 14651, 14652, 14653, 14692, 14694

ROME/GRIFFISS AFB, NY BAH Rates

Military Housing Area: NY222

Grade	With Dependents	Without Dependents
E01	$1,557	$1,167
E02	$1,557	$1,167
E03	$1,557	$1,167
E04	$1,557	$1,167
E05	$1,731	$1,299
E06	$2,316	$1,737
E07	$2,466	$1,851
E08	$2,628	$1,971
E09	$2,781	$2,085
W01	$2,337	$1,755
W02	$2,535	$1,902
W03	$2,733	$2,088
W04	$2,805	$2,352
W05	$2,889	$2,502
O01E	$2,496	$1,872
O02E	$2,703	$2,028
O03E	$2,814	$2,310
O01	$1,806	$1,380
O02	$2,310	$1,854
O03	$2,727	$2,103
O04	$2,913	$2,472
O05	$3,045	$2,568
O06	$3,069	$2,718
O07	$3,093	$2,760

BAH for ROME/GRIFFISS AFB, NY includes the following zip codes: 13054, 13123, 13157, 13162, 13301, 13303, 13304, 13308, 13309, 13313, 13316, 13318, 13319, 13321, 13322, 13323, 13328, 13338, 13341, 13352, 13354, 13362, 13363, 13401, 13403, 13413, 13417, 13424, 13425, 13435, 13438, 13440, 13441, 13442, 13449, 13455, 13456, 13461, 13469, 13471, 13476, 13477, 13478, 13479, 13480, 13483, 13486, 13490, 13492, 13494, 13495, 13501, 13502, 13503, 13504, 13505, 13599

SYRACUSE, NY BAH Rates

Military Housing Area: NY223

Grade	With Dependents	Without Dependents
E01	$1,479	$1,137
E02	$1,479	$1,137
E03	$1,479	$1,137
E04	$1,479	$1,137
E05	$1,656	$1,242
E06	$1,977	$1,482
E07	$2,076	$1,557
E08	$2,184	$1,725
E09	$2,328	$1,812
W01	$1,998	$1,500
W02	$2,124	$1,722
W03	$2,253	$1,824
W04	$2,361	$1,998
W05	$2,487	$2,100
O01E	$2,094	$1,650
O02E	$2,235	$1,797
O03E	$2,376	$1,971
O01	$1,701	$1,293
O02	$1,974	$1,596
O03	$2,250	$1,860
O04	$2,529	$2,076
O05	$2,727	$2,142
O06	$2,748	$2,238
O07	$2,769	$2,271

BAH for SYRACUSE, NY includes the following zip codes: 13020, 13027, 13028, 13029, 13030, 13031, 13036, 13039, 13041, 13042, 13044, 13051, 13057, 13060, 13063, 13066, 13069, 13074, 13076, 13078, 13080, 13082, 13083, 13084, 13088, 13089, 13090, 13093, 13103, 13104, 13107, 13108, 13110, 13112, 13114, 13115, 13116, 13119, 13120, 13121, 13126, 13131, 13132, 13135, 13137, 13138, 13142, 13144, 13145, 13152, 13153, 13159, 13164, 13167, 13201, 13202, 13203, 13204, 13205, 13206, 13207, 13208, 13209, 13210, 13211, 13212, 13214, 13215, 13217, 13218, 13219, 13220, 13221, 13224, 13225, 13235, 13244, 13250, 13251, 13252, 13261, 13290, 13302, 13426, 13437, 13493

FORT DRUM/WATERTOWN, NY BAH Rates

Military Housing Area: NY225

Grade	With Dependents	Without Dependents
E01	$1,428	$1,107
E02	$1,428	$1,107
E03	$1,428	$1,107
E04	$1,428	$1,107
E05	$1,539	$1,233
E06	$1,710	$1,320
E07	$1,902	$1,428
E08	$2,115	$1,587
E09	$2,307	$1,731
W01	$1,728	$1,401
W02	$1,992	$1,575
W03	$2,250	$1,734
W04	$2,334	$1,761
W05	$2,427	$1,950
O01E	$1,941	$1,533
O02E	$2,211	$1,659
O03E	$2,343	$1,758
O01	$1,566	$1,311
O02	$1,707	$1,503
O03	$2,241	$1,737
O04	$2,457	$1,911
O05	$2,607	$2,037
O06	$2,628	$2,235
O07	$2,646	$2,268

BAH for FORT DRUM/WATERTOWN, NY includes the following zip codes: 13305, 13312, 13325, 13327, 13343, 13345, 13367, 13368, 13404, 13433, 13473, 13489, 13601, 13602, 13603, 13605, 13606, 13607, 13608, 13611, 13612, 13615, 13616, 13618, 13619, 13620, 13622, 13624, 13626, 13627, 13628, 13631, 13632, 13634, 13636, 13637, 13638, 13640, 13641, 13643, 13648, 13650, 13651, 13656, 13657, 13659, 13661, 13665, 13671, 13673, 13674, 13675, 13679, 13682, 13685, 13691, 13692, 13693

WESTCHESTER COUNTY, NY BAH Rates

Military Housing Area: NY349

Grade	With Dependents	Without Dependents
E01	$3,633	$2,724
E02	$3,633	$2,724
E03	$3,633	$2,724
E04	$3,633	$2,724
E05	$3,792	$3,198
E06	$5,130	$3,849
E07	$5,196	$3,897
E08	$5,265	$4,056
E09	$5,511	$4,467
W01	$5,151	$3,864
W02	$5,226	$4,050
W03	$5,310	$4,509
W04	$5,595	$5,145
W05	$5,928	$5,211
O01E	$5,205	$3,903
O02E	$5,295	$4,380
O03E	$5,640	$5,124
O01	$3,948	$3,471
O02	$5,109	$3,900
O03	$5,307	$4,647
O04	$6,051	$5,190
O05	$6,588	$5,232
O06	$6,648	$5,292
O07	$6,708	$5,388

BAH for WESTCHESTER COUNTY, NY includes the following zip codes: 10501, 10502, 10503, 10504, 10505, 10506, 10507, 10509, 10510, 10511, 10512, 10514, 10516, 10517, 10518, 10519, 10520, 10521, 10522, 10523, 10524, 10526, 10527, 10528, 10530, 10532, 10533, 10535, 10536, 10537, 10538, 10540, 10541, 10542, 10543, 10545, 10546, 10547, 10548, 10549, 10550, 10551, 10552, 10553, 10560, 10562, 10566, 10567, 10570, 10573, 10576, 10577, 10578, 10579, 10580, 10583, 10587, 10588, 10589, 10590, 10591, 10594, 10595, 10596, 10597, 10598, 10601, 10602, 10603, 10604, 10605, 10606, 10607, 10610, 10701, 10702, 10703, 10704, 10705, 10706, 10707, 10708, 10709, 10710, 10801, 10802, 10803, 10804, 10805, 12563

STATEN ISLAND, NY BAH Rates

Military Housing Area: NY413

Grade	With Dependents	Without Dependents
E01	$2,967	$2,484
E02	$2,967	$2,484
E03	$2,967	$2,484
E04	$2,967	$2,484
E05	$3,168	$2,658
E06	$3,573	$2,781
E07	$3,708	$2,970
E08	$3,852	$3,252
E09	$4,059	$3,369
W01	$3,594	$2,907
W02	$3,771	$3,249
W03	$3,945	$3,381
W04	$4,104	$3,603
W05	$4,290	$3,741
O01E	$3,732	$3,162
O02E	$3,918	$3,345
O03E	$4,128	$3,567
O01	$3,222	$2,760
O02	$3,570	$3,102
O03	$3,942	$3,426
O04	$4,356	$3,711
O05	$4,650	$3,798
O06	$4,692	$3,930
O07	$4,731	$3,999

BAH for STATEN ISLAND, NY includes the following zip codes: 7002, 10301, 10302, 10303, 10304, 10305, 10306, 10307, 10308, 10309, 10310, 10311, 10312, 10313, 10314

About half the U.S. counties (about 1,500) have little to no military population. While half the ZIP codes is significant, less than 2% of service members who are eligible for Basic Allowance for Housing (BAH) reside in these counties. To account for these service members, approximately 30 separate county cost groups (CCGs) are assigned, each with similar housing costs.

Use this BAH Calculator and enter your zip code to determine your Military Housing Area (MHA) aka county cost group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in New York:

• Fort Drum, Fort Drum, New York
• Fort Hamilton, Brooklyn, New York
• Francis S. Gabreski Air National Guard Base, Westhampton Beach, New York
• Hancock Field Air National Guard Base, Mattydale, New York
• Naval Support Activity Saratoga Springs, Saratoga Springs, New York
• Niagara Falls Air Reserve Station, Niagara Falls, New York
• U.S. Army Recruiting Command, Albany Battalion, Watervliet, New York
• U.S. Army Recruiting Command New York City Recruiting Battalion, Brooklyn, New York
• U.S. Army Recruiting Command, Syracuse Battalion, Syracuse, New York
• Stewart Air National Guard Base, Newburgh, New York
• Stratton Air National Guard Base, Scotia, New York
• U.S. Military Academy, West Point, New York

The BAH rates listed are for all U.S. Armed Forces service branches: Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves, where applicable. BAH rates in high-cost areas are greater than those in low-cost areas.

Veterans, dependents, National Guard and Reserves can use the MHA Calculator to see estimated monthly payments. Active duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.