March 14, 2025
Basic Allowance for Housing (BAH) rates in Montana increased for 2025. The national average increased by 5.4%, while Montana duty stations received different rate increases.
Below are the local BAH rates charts for Military Housing Areas in Montana. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.
See 2025 Basic Allowance for Housing (BAH) rates here.
MALMSTROM SFB/GREAT FALLS, MT BAH Rates
Military Housing Area: MT175
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,389 | $1,095 |
| E02 | $1,389 | $1,095 |
| E03 | $1,389 | $1,095 |
| E04 | $1,389 | $1,095 |
| E05 | $1,482 | $1,218 |
| E06 | $1,683 | $1,299 |
| E07 | $1,863 | $1,398 |
| E08 | $2,058 | $1,545 |
| E09 | $2,247 | $1,686 |
| W01 | $1,701 | $1,371 |
| W02 | $1,944 | $1,524 |
| W03 | $2,184 | $1,689 |
| W04 | $2,274 | $1,719 |
| W05 | $2,385 | $1,905 |
| O01E | $1,896 | $1,479 |
| O02E | $2,151 | $1,614 |
| O03E | $2,289 | $1,716 |
| O01 | $1,512 | $1,293 |
| O02 | $1,680 | $1,455 |
| O03 | $2,178 | $1,692 |
| O04 | $2,421 | $1,872 |
| O05 | $2,586 | $1,983 |
| O06 | $2,607 | $2,166 |
| O07 | $2,625 | $2,205 |
BAH for MALMSTROM SFB/GREAT FALLS, MT includes the following zip codes: 59401, 59402, 59403, 59404, 59405, 59406, 59412, 59414, 59421, 59443, 59463, 59465, 59472, 59477, 59480, 59483, 59485, 59487
HELENA, MT BAH Rates
Military Housing Area: MT347
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,656 | $1,383 |
| E02 | $1,656 | $1,383 |
| E03 | $1,656 | $1,383 |
| E04 | $1,656 | $1,383 |
| E05 | $1,785 | $1,467 |
| E06 | $2,394 | $1,797 |
| E07 | $2,499 | $1,875 |
| E08 | $2,607 | $1,956 |
| E09 | $2,754 | $2,091 |
| W01 | $2,415 | $1,812 |
| W02 | $2,544 | $1,908 |
| W03 | $2,679 | $2,112 |
| W04 | $2,784 | $2,415 |
| W05 | $2,913 | $2,523 |
| O01E | $2,514 | $1,887 |
| O02E | $2,661 | $2,049 |
| O03E | $2,802 | $2,388 |
| O01 | $1,863 | $1,524 |
| O02 | $2,388 | $1,878 |
| O03 | $2,676 | $2,175 |
| O04 | $2,955 | $2,499 |
| O05 | $3,150 | $2,559 |
| O06 | $3,177 | $2,661 |
| O07 | $3,204 | $2,709 |
BAH for HELENA, MT includes the following zip codes: 59410, 59601, 59602, 59604, 59620, 59623, 59624, 59625, 59626, 59633, 59635, 59636, 59639, 59640, 59648
About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.
Military Bases in Montana:
- Malmstrom AFB, Cascade, MT
BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.
Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.
See What You Qualify For
Your military service gives you access to exclusive home loan benefits—answer a few quick questions to speak with a VA loan specialist today.
-
The editorial team here at Veteran.com works to help the U.S. military community discover the many military benefits available to them. Our team is supported by our Veteran Review Board and its Standard of Care, which all content on Veteran.com is reviewed to meet.
