2023 Kentucky BAH (Basic Allowance for Housing) Rates
Updated: June 6, 2023
Written by Veteran.com Team
Basic Allowance for Housing (BAH) rates in Kentucky increased substantially in 2023. The national average increased by 12.11%, while Louisiana duty stations received an 11.50% increase on average.
Below are the local BAH rates charts for Military Housing Areas in Kentucky. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.
See the latest update on the 2023 Basic Allowance for Housing rates.
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FORT CAMPBELL, KY BAH Rates
Military Housing Area: KY106
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,593 | $1,329 |
| E02 | $1,593 | $1,329 |
| E03 | $1,593 | $1,329 |
| E04 | $1,593 | $1,329 |
| E05 | $1,596 | $1,494 |
| E06 | $1,821 | $1,593 |
| E07 | $1,932 | $1,614 |
| E08 | $2,055 | $1,638 |
| E09 | $2,205 | $1,698 |
| W01 | $1,839 | $1,611 |
| W02 | $1,986 | $1,635 |
| W03 | $2,133 | $1,707 |
| W04 | $2,238 | $1,845 |
| W05 | $2,358 | $1,959 |
| O01E | $1,953 | $1,620 |
| O02E | $2,109 | $1,689 |
| O03E | $2,250 | $1,812 |
| O01 | $1,623 | $1,590 |
| O02 | $1,818 | $1,617 |
| O03 | $2,127 | $1,734 |
| O04 | $2,397 | $1,932 |
| O05 | $2,589 | $2,004 |
| O06 | $2,610 | $2,118 |
| O07 | $2,628 | $2,148 |
BAH for FORT CAMPBELL, KY includes the following zip codes: 37010, 37015, 37023, 37028, 37032, 37035, 37040, 37041, 37042, 37043, 37044, 37049, 37050, 37052, 37058, 37073, 37079, 37082, 37141, 37142, 37143, 37146, 37152, 37171, 37172, 37188, 37191, 42211, 42215, 42217, 42221, 42223, 42232, 42236, 42240, 42241, 42254, 42262, 42266
LEXINGTON, KY BAH Rates
Military Housing Area: KY107
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,338 | $1,032 |
| E02 | $1,338 | $1,032 |
| E03 | $1,338 | $1,032 |
| E04 | $1,338 | $1,032 |
| E05 | $1,407 | $1,176 |
| E06 | $1,695 | $1,269 |
| E07 | $1,734 | $1,335 |
| E08 | $1,779 | $1,470 |
| E09 | $1,890 | $1,548 |
| W01 | $1,713 | $1,329 |
| W02 | $1,755 | $1,467 |
| W03 | $1,812 | $1,557 |
| W04 | $1,926 | $1,701 |
| W05 | $2,061 | $1,743 |
| O01E | $1,740 | $1,401 |
| O02E | $1,800 | $1,533 |
| O03E | $1,941 | $1,686 |
| O01 | $1,449 | $1,263 |
| O02 | $1,692 | $1,386 |
| O03 | $1,809 | $1,587 |
| O04 | $2,106 | $1,728 |
| O05 | $2,322 | $1,755 |
| O06 | $2,340 | $1,794 |
| O07 | $2,358 | $1,818 |
BAH for LEXINGTON, KY includes the following zip codes: 40502, 40503, 40504, 40505, 40506, 40507, 40508, 40509, 40510, 40511, 40512, 40513, 40514, 40515, 40516, 40517, 40522, 40523, 40524, 40526, 40533, 40536, 40544, 40546, 40550, 40555, 40574, 40575, 40576, 40577, 40578, 40579, 40580, 40581, 40582, 40583, 40588, 40591, 40598
LOUISVILLE, KY BAH Rates
Military Housing Area: KY109
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,587 | $1,194 |
| E02 | $1,587 | $1,194 |
| E03 | $1,587 | $1,194 |
| E04 | $1,587 | $1,194 |
| E05 | $1,782 | $1,338 |
| E06 | $1,977 | $1,479 |
| E07 | $2,034 | $1,590 |
| E08 | $2,100 | $1,824 |
| E09 | $2,202 | $1,872 |
| W01 | $1,992 | $1,530 |
| W02 | $2,064 | $1,821 |
| W03 | $2,142 | $1,878 |
| W04 | $2,232 | $1,983 |
| W05 | $2,334 | $2,046 |
| O01E | $2,043 | $1,776 |
| O02E | $2,127 | $1,863 |
| O03E | $2,241 | $1,965 |
| O01 | $1,812 | $1,389 |
| O02 | $1,974 | $1,716 |
| O03 | $2,139 | $1,902 |
| O04 | $2,367 | $2,028 |
| O05 | $2,529 | $2,067 |
| O06 | $2,550 | $2,127 |
| O07 | $2,568 | $2,157 |
BAH for LOUISVILLE, KY includes the following zip codes: 40010, 40014, 40018, 40023, 40025, 40026, 40027, 40031, 40032, 40041, 40056, 40059, 40077, 40118, 40201, 40202, 40203, 40204, 40205, 40206, 40207, 40208, 40209, 40210, 40211, 40212, 40213, 40214, 40215, 40216, 40217, 40218, 40219, 40220, 40221, 40222, 40223, 40224, 40225, 40228, 40229, 40231, 40232, 40233, 40241, 40242, 40243, 40245, 40250, 40251, 40252, 40253, 40255, 40256, 40257, 40258, 40259, 40261, 40266, 40268, 40269, 40270, 40272, 40280, 40281, 40282, 40283, 40285, 40287, 40289, 40290, 40291, 40292, 40293, 40294, 40295, 40296, 40297, 40298, 40299, 47104, 47106, 47111, 47119, 47122, 47124, 47126, 47129, 47130, 47131, 47132, 47133, 47134, 47141, 47143, 47144, 47146, 47147, 47150, 47151, 47162, 47163, 47172, 47190, 47199
FORT KNOX, KY BAH Rates
Military Housing Area: KY110
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,095 | $858 |
| E02 | $1,095 | $858 |
| E03 | $1,095 | $858 |
| E04 | $1,095 | $858 |
| E05 | $1,155 | $960 |
| E06 | $1,536 | $1,149 |
| E07 | $1,617 | $1,212 |
| E08 | $1,707 | $1,281 |
| E09 | $1,836 | $1,377 |
| W01 | $1,554 | $1,167 |
| W02 | $1,656 | $1,242 |
| W03 | $1,764 | $1,380 |
| W04 | $1,866 | $1,554 |
| W05 | $1,986 | $1,638 |
| O01E | $1,632 | $1,224 |
| O02E | $1,746 | $1,323 |
| O03E | $1,881 | $1,527 |
| O01 | $1,209 | $1,026 |
| O02 | $1,533 | $1,215 |
| O03 | $1,761 | $1,398 |
| O04 | $2,025 | $1,617 |
| O05 | $2,211 | $1,668 |
| O06 | $2,229 | $1,749 |
| O07 | $2,244 | $1,773 |
BAH for FORT KNOX, KY includes the following zip codes: 40104, 40108, 40117, 40121, 40122, 40142, 40155, 40157, 40159, 40160, 40161, 40162, 40175, 40177, 42701, 42702, 42724, 42732, 42740, 42776, 42784, 42788
FRANKFORT, KY BAH Rates
Military Housing Area: KY339
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $975 | $732 |
| E02 | $975 | $732 |
| E03 | $975 | $732 |
| E04 | $975 | $732 |
| E05 | $1,062 | $810 |
| E06 | $1,407 | $1,053 |
| E07 | $1,434 | $1,077 |
| E08 | $1,461 | $1,137 |
| E09 | $1,539 | $1,233 |
| W01 | $1,425 | $1,071 |
| W02 | $1,446 | $1,134 |
| W03 | $1,485 | $1,242 |
| W04 | $1,569 | $1,410 |
| W05 | $1,671 | $1,437 |
| O01E | $1,437 | $1,083 |
| O02E | $1,473 | $1,212 |
| O03E | $1,578 | $1,398 |
| O01 | $1,110 | $882 |
| O02 | $1,404 | $1,080 |
| O03 | $1,482 | $1,281 |
| O04 | $1,701 | $1,425 |
| O05 | $1,860 | $1,443 |
| O06 | $1,875 | $1,464 |
| O07 | $1,887 | $1,482 |
BAH for FRANKFORT, KY includes the following zip codes: 40342, 40601, 40602, 40603, 40604, 40618, 40619, 40620, 40621, 40622
PADUCAH, KY BAH Rates
Military Housing Area: KY430
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,086 | $864 |
| E02 | $1,086 | $864 |
| E03 | $1,086 | $864 |
| E04 | $1,086 | $864 |
| E05 | $1,137 | $966 |
| E06 | $1,542 | $1,158 |
| E07 | $1,671 | $1,254 |
| E08 | $1,806 | $1,356 |
| E09 | $1,959 | $1,470 |
| W01 | $1,563 | $1,173 |
| W02 | $1,728 | $1,296 |
| W03 | $1,896 | $1,473 |
| W04 | $1,989 | $1,572 |
| W05 | $2,097 | $1,701 |
| O01E | $1,692 | $1,269 |
| O02E | $1,869 | $1,401 |
| O03E | $2,001 | $1,536 |
| O01 | $1,191 | $1,032 |
| O02 | $1,539 | $1,257 |
| O03 | $1,893 | $1,476 |
| O04 | $2,130 | $1,674 |
| O05 | $2,298 | $1,755 |
| O06 | $2,316 | $1,881 |
| O07 | $2,331 | $1,908 |
BAH for PADUCAH, KY includes the following zip codes: 42001, 42002, 42003, 42053, 42086
About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.
Military bases in Kentucky:
- Fort Campbell, Hopkinsville, KY
- Fort Knox, Hardin, KY
- U.S. Army Cadet Command 1st Brigade, Fort Knox, KY
- U.S. Army Cadet Command 7th Brigade, Fort Knox, KY
- U.S. Army Cadet Command Headquarters, Fort Knox, KY
- USAREC 3rd Medical Recruiting Battalion, KY
BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.
Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.
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