2023 Kentucky BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in Kentucky increased substantially in 2023. The national average increased by 12.11%, while Louisiana duty stations received an 11.50% increase on average.

Below are the local BAH rates charts for Military Housing Areas in Kentucky. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See the latest update on the 2023 Basic Allowance for Housing rates.

FORT CAMPBELL, KY BAH Rates

Military Housing Area: KY106

Grade	With Dependents	Without Dependents
E01	$1,593	$1,329
E02	$1,593	$1,329
E03	$1,593	$1,329
E04	$1,593	$1,329
E05	$1,596	$1,494
E06	$1,821	$1,593
E07	$1,932	$1,614
E08	$2,055	$1,638
E09	$2,205	$1,698
W01	$1,839	$1,611
W02	$1,986	$1,635
W03	$2,133	$1,707
W04	$2,238	$1,845
W05	$2,358	$1,959
O01E	$1,953	$1,620
O02E	$2,109	$1,689
O03E	$2,250	$1,812
O01	$1,623	$1,590
O02	$1,818	$1,617
O03	$2,127	$1,734
O04	$2,397	$1,932
O05	$2,589	$2,004
O06	$2,610	$2,118
O07	$2,628	$2,148

BAH for FORT CAMPBELL, KY includes the following zip codes: 37010, 37015, 37023, 37028, 37032, 37035, 37040, 37041, 37042, 37043, 37044, 37049, 37050, 37052, 37058, 37073, 37079, 37082, 37141, 37142, 37143, 37146, 37152, 37171, 37172, 37188, 37191, 42211, 42215, 42217, 42221, 42223, 42232, 42236, 42240, 42241, 42254, 42262, 42266

LEXINGTON, KY BAH Rates

Military Housing Area: KY107

Grade	With Dependents	Without Dependents
E01	$1,338	$1,032
E02	$1,338	$1,032
E03	$1,338	$1,032
E04	$1,338	$1,032
E05	$1,407	$1,176
E06	$1,695	$1,269
E07	$1,734	$1,335
E08	$1,779	$1,470
E09	$1,890	$1,548
W01	$1,713	$1,329
W02	$1,755	$1,467
W03	$1,812	$1,557
W04	$1,926	$1,701
W05	$2,061	$1,743
O01E	$1,740	$1,401
O02E	$1,800	$1,533
O03E	$1,941	$1,686
O01	$1,449	$1,263
O02	$1,692	$1,386
O03	$1,809	$1,587
O04	$2,106	$1,728
O05	$2,322	$1,755
O06	$2,340	$1,794
O07	$2,358	$1,818

BAH for LEXINGTON, KY includes the following zip codes: 40502, 40503, 40504, 40505, 40506, 40507, 40508, 40509, 40510, 40511, 40512, 40513, 40514, 40515, 40516, 40517, 40522, 40523, 40524, 40526, 40533, 40536, 40544, 40546, 40550, 40555, 40574, 40575, 40576, 40577, 40578, 40579, 40580, 40581, 40582, 40583, 40588, 40591, 40598

LOUISVILLE, KY BAH Rates

Military Housing Area: KY109

Grade	With Dependents	Without Dependents
E01	$1,587	$1,194
E02	$1,587	$1,194
E03	$1,587	$1,194
E04	$1,587	$1,194
E05	$1,782	$1,338
E06	$1,977	$1,479
E07	$2,034	$1,590
E08	$2,100	$1,824
E09	$2,202	$1,872
W01	$1,992	$1,530
W02	$2,064	$1,821
W03	$2,142	$1,878
W04	$2,232	$1,983
W05	$2,334	$2,046
O01E	$2,043	$1,776
O02E	$2,127	$1,863
O03E	$2,241	$1,965
O01	$1,812	$1,389
O02	$1,974	$1,716
O03	$2,139	$1,902
O04	$2,367	$2,028
O05	$2,529	$2,067
O06	$2,550	$2,127
O07	$2,568	$2,157

BAH for LOUISVILLE, KY includes the following zip codes: 40010, 40014, 40018, 40023, 40025, 40026, 40027, 40031, 40032, 40041, 40056, 40059, 40077, 40118, 40201, 40202, 40203, 40204, 40205, 40206, 40207, 40208, 40209, 40210, 40211, 40212, 40213, 40214, 40215, 40216, 40217, 40218, 40219, 40220, 40221, 40222, 40223, 40224, 40225, 40228, 40229, 40231, 40232, 40233, 40241, 40242, 40243, 40245, 40250, 40251, 40252, 40253, 40255, 40256, 40257, 40258, 40259, 40261, 40266, 40268, 40269, 40270, 40272, 40280, 40281, 40282, 40283, 40285, 40287, 40289, 40290, 40291, 40292, 40293, 40294, 40295, 40296, 40297, 40298, 40299, 47104, 47106, 47111, 47119, 47122, 47124, 47126, 47129, 47130, 47131, 47132, 47133, 47134, 47141, 47143, 47144, 47146, 47147, 47150, 47151, 47162, 47163, 47172, 47190, 47199

FORT KNOX, KY BAH Rates

Military Housing Area: KY110

Grade	With Dependents	Without Dependents
E01	$1,095	$858
E02	$1,095	$858
E03	$1,095	$858
E04	$1,095	$858
E05	$1,155	$960
E06	$1,536	$1,149
E07	$1,617	$1,212
E08	$1,707	$1,281
E09	$1,836	$1,377
W01	$1,554	$1,167
W02	$1,656	$1,242
W03	$1,764	$1,380
W04	$1,866	$1,554
W05	$1,986	$1,638
O01E	$1,632	$1,224
O02E	$1,746	$1,323
O03E	$1,881	$1,527
O01	$1,209	$1,026
O02	$1,533	$1,215
O03	$1,761	$1,398
O04	$2,025	$1,617
O05	$2,211	$1,668
O06	$2,229	$1,749
O07	$2,244	$1,773

BAH for FORT KNOX, KY includes the following zip codes: 40104, 40108, 40117, 40121, 40122, 40142, 40155, 40157, 40159, 40160, 40161, 40162, 40175, 40177, 42701, 42702, 42724, 42732, 42740, 42776, 42784, 42788

FRANKFORT, KY BAH Rates

Military Housing Area: KY339

Grade	With Dependents	Without Dependents
E01	$975	$732
E02	$975	$732
E03	$975	$732
E04	$975	$732
E05	$1,062	$810
E06	$1,407	$1,053
E07	$1,434	$1,077
E08	$1,461	$1,137
E09	$1,539	$1,233
W01	$1,425	$1,071
W02	$1,446	$1,134
W03	$1,485	$1,242
W04	$1,569	$1,410
W05	$1,671	$1,437
O01E	$1,437	$1,083
O02E	$1,473	$1,212
O03E	$1,578	$1,398
O01	$1,110	$882
O02	$1,404	$1,080
O03	$1,482	$1,281
O04	$1,701	$1,425
O05	$1,860	$1,443
O06	$1,875	$1,464
O07	$1,887	$1,482

BAH for FRANKFORT, KY includes the following zip codes: 40342, 40601, 40602, 40603, 40604, 40618, 40619, 40620, 40621, 40622

PADUCAH, KY BAH Rates

Military Housing Area: KY430

Grade	With Dependents	Without Dependents
E01	$1,086	$864
E02	$1,086	$864
E03	$1,086	$864
E04	$1,086	$864
E05	$1,137	$966
E06	$1,542	$1,158
E07	$1,671	$1,254
E08	$1,806	$1,356
E09	$1,959	$1,470
W01	$1,563	$1,173
W02	$1,728	$1,296
W03	$1,896	$1,473
W04	$1,989	$1,572
W05	$2,097	$1,701
O01E	$1,692	$1,269
O02E	$1,869	$1,401
O03E	$2,001	$1,536
O01	$1,191	$1,032
O02	$1,539	$1,257
O03	$1,893	$1,476
O04	$2,130	$1,674
O05	$2,298	$1,755
O06	$2,316	$1,881
O07	$2,331	$1,908

BAH for PADUCAH, KY includes the following zip codes: 42001, 42002, 42003, 42053, 42086

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military bases in Kentucky:

• Fort Campbell, Hopkinsville, KY
• Fort Knox, Hardin, KY
• U.S. Army Cadet Command 1st Brigade, Fort Knox, KY
• U.S. Army Cadet Command 7th Brigade, Fort Knox, KY
• U.S. Army Cadet Command Headquarters, Fort Knox, KY
• USAREC 3rd Medical Recruiting Battalion, KY

BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.