2023 Kentucky BAH (Basic Allowance for Housing) Rates

Updated: June 6, 2023
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    Basic Allowance for Housing (BAH) rates in Kentucky increased substantially in 2023. The national average increased by 12.11%, while Louisiana duty stations received an 11.50% increase on average.

    Below are the local BAH rates charts for Military Housing Areas in Kentucky. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

    See the latest update on the 2023 Basic Allowance for Housing rates.

    FORT CAMPBELL, KY BAH Rates

    Military Housing Area: KY106

    Grade With Dependents Without Dependents
    E01 $1,593 $1,329
    E02 $1,593 $1,329
    E03 $1,593 $1,329
    E04 $1,593 $1,329
    E05 $1,596 $1,494
    E06 $1,821 $1,593
    E07 $1,932 $1,614
    E08 $2,055 $1,638
    E09 $2,205 $1,698
    W01 $1,839 $1,611
    W02 $1,986 $1,635
    W03 $2,133 $1,707
    W04 $2,238 $1,845
    W05 $2,358 $1,959
    O01E $1,953 $1,620
    O02E $2,109 $1,689
    O03E $2,250 $1,812
    O01 $1,623 $1,590
    O02 $1,818 $1,617
    O03 $2,127 $1,734
    O04 $2,397 $1,932
    O05 $2,589 $2,004
    O06 $2,610 $2,118
    O07 $2,628 $2,148

    BAH for FORT CAMPBELL, KY includes the following zip codes: 37010, 37015, 37023, 37028, 37032, 37035, 37040, 37041, 37042, 37043, 37044, 37049, 37050, 37052, 37058, 37073, 37079, 37082, 37141, 37142, 37143, 37146, 37152, 37171, 37172, 37188, 37191, 42211, 42215, 42217, 42221, 42223, 42232, 42236, 42240, 42241, 42254, 42262, 42266

    LEXINGTON, KY BAH Rates

    Military Housing Area: KY107

    Grade With Dependents Without Dependents
    E01 $1,338 $1,032
    E02 $1,338 $1,032
    E03 $1,338 $1,032
    E04 $1,338 $1,032
    E05 $1,407 $1,176
    E06 $1,695 $1,269
    E07 $1,734 $1,335
    E08 $1,779 $1,470
    E09 $1,890 $1,548
    W01 $1,713 $1,329
    W02 $1,755 $1,467
    W03 $1,812 $1,557
    W04 $1,926 $1,701
    W05 $2,061 $1,743
    O01E $1,740 $1,401
    O02E $1,800 $1,533
    O03E $1,941 $1,686
    O01 $1,449 $1,263
    O02 $1,692 $1,386
    O03 $1,809 $1,587
    O04 $2,106 $1,728
    O05 $2,322 $1,755
    O06 $2,340 $1,794
    O07 $2,358 $1,818

    BAH for LEXINGTON, KY includes the following zip codes: 40502, 40503, 40504, 40505, 40506, 40507, 40508, 40509, 40510, 40511, 40512, 40513, 40514, 40515, 40516, 40517, 40522, 40523, 40524, 40526, 40533, 40536, 40544, 40546, 40550, 40555, 40574, 40575, 40576, 40577, 40578, 40579, 40580, 40581, 40582, 40583, 40588, 40591, 40598

    LOUISVILLE, KY BAH Rates

    Military Housing Area: KY109

    Grade With Dependents Without Dependents
    E01 $1,587 $1,194
    E02 $1,587 $1,194
    E03 $1,587 $1,194
    E04 $1,587 $1,194
    E05 $1,782 $1,338
    E06 $1,977 $1,479
    E07 $2,034 $1,590
    E08 $2,100 $1,824
    E09 $2,202 $1,872
    W01 $1,992 $1,530
    W02 $2,064 $1,821
    W03 $2,142 $1,878
    W04 $2,232 $1,983
    W05 $2,334 $2,046
    O01E $2,043 $1,776
    O02E $2,127 $1,863
    O03E $2,241 $1,965
    O01 $1,812 $1,389
    O02 $1,974 $1,716
    O03 $2,139 $1,902
    O04 $2,367 $2,028
    O05 $2,529 $2,067
    O06 $2,550 $2,127
    O07 $2,568 $2,157

    BAH for LOUISVILLE, KY includes the following zip codes: 40010, 40014, 40018, 40023, 40025, 40026, 40027, 40031, 40032, 40041, 40056, 40059, 40077, 40118, 40201, 40202, 40203, 40204, 40205, 40206, 40207, 40208, 40209, 40210, 40211, 40212, 40213, 40214, 40215, 40216, 40217, 40218, 40219, 40220, 40221, 40222, 40223, 40224, 40225, 40228, 40229, 40231, 40232, 40233, 40241, 40242, 40243, 40245, 40250, 40251, 40252, 40253, 40255, 40256, 40257, 40258, 40259, 40261, 40266, 40268, 40269, 40270, 40272, 40280, 40281, 40282, 40283, 40285, 40287, 40289, 40290, 40291, 40292, 40293, 40294, 40295, 40296, 40297, 40298, 40299, 47104, 47106, 47111, 47119, 47122, 47124, 47126, 47129, 47130, 47131, 47132, 47133, 47134, 47141, 47143, 47144, 47146, 47147, 47150, 47151, 47162, 47163, 47172, 47190, 47199

    FORT KNOX, KY BAH Rates

    Military Housing Area: KY110

    Grade With Dependents Without Dependents
    E01 $1,095 $858
    E02 $1,095 $858
    E03 $1,095 $858
    E04 $1,095 $858
    E05 $1,155 $960
    E06 $1,536 $1,149
    E07 $1,617 $1,212
    E08 $1,707 $1,281
    E09 $1,836 $1,377
    W01 $1,554 $1,167
    W02 $1,656 $1,242
    W03 $1,764 $1,380
    W04 $1,866 $1,554
    W05 $1,986 $1,638
    O01E $1,632 $1,224
    O02E $1,746 $1,323
    O03E $1,881 $1,527
    O01 $1,209 $1,026
    O02 $1,533 $1,215
    O03 $1,761 $1,398
    O04 $2,025 $1,617
    O05 $2,211 $1,668
    O06 $2,229 $1,749
    O07 $2,244 $1,773

    BAH for FORT KNOX, KY includes the following zip codes: 40104, 40108, 40117, 40121, 40122, 40142, 40155, 40157, 40159, 40160, 40161, 40162, 40175, 40177, 42701, 42702, 42724, 42732, 42740, 42776, 42784, 42788

    FRANKFORT, KY BAH Rates

    Military Housing Area: KY339

    Grade With Dependents Without Dependents
    E01 $975 $732
    E02 $975 $732
    E03 $975 $732
    E04 $975 $732
    E05 $1,062 $810
    E06 $1,407 $1,053
    E07 $1,434 $1,077
    E08 $1,461 $1,137
    E09 $1,539 $1,233
    W01 $1,425 $1,071
    W02 $1,446 $1,134
    W03 $1,485 $1,242
    W04 $1,569 $1,410
    W05 $1,671 $1,437
    O01E $1,437 $1,083
    O02E $1,473 $1,212
    O03E $1,578 $1,398
    O01 $1,110 $882
    O02 $1,404 $1,080
    O03 $1,482 $1,281
    O04 $1,701 $1,425
    O05 $1,860 $1,443
    O06 $1,875 $1,464
    O07 $1,887 $1,482

    BAH for FRANKFORT, KY includes the following zip codes: 40342, 40601, 40602, 40603, 40604, 40618, 40619, 40620, 40621, 40622

    PADUCAH, KY BAH Rates

    Military Housing Area: KY430

    Grade With Dependents Without Dependents
    E01 $1,086 $864
    E02 $1,086 $864
    E03 $1,086 $864
    E04 $1,086 $864
    E05 $1,137 $966
    E06 $1,542 $1,158
    E07 $1,671 $1,254
    E08 $1,806 $1,356
    E09 $1,959 $1,470
    W01 $1,563 $1,173
    W02 $1,728 $1,296
    W03 $1,896 $1,473
    W04 $1,989 $1,572
    W05 $2,097 $1,701
    O01E $1,692 $1,269
    O02E $1,869 $1,401
    O03E $2,001 $1,536
    O01 $1,191 $1,032
    O02 $1,539 $1,257
    O03 $1,893 $1,476
    O04 $2,130 $1,674
    O05 $2,298 $1,755
    O06 $2,316 $1,881
    O07 $2,331 $1,908

    BAH for PADUCAH, KY includes the following zip codes: 42001, 42002, 42003, 42053, 42086

    About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

    Military bases in Kentucky:

    BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

    Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.

    Written by Veteran.com Team