Military Pay
2025 Military Pay Charts
Military members saw a 4.5% increase in 2025, with junior enlisted members seeing an additional 10% boost in the spring to bring the raise to roughly 14.5%.
Basic Allowance for Housing (BAH) rates in Hawaii received an increase for 2026. The national average increased by 4.2%, however some duty stations see higher increases if the cost-of-living factors in those regions are higher than the national average. Hawaii is often a region that sees even higher rate increases than the national increase rate. Review 2026 Hawaii duty station BAH rates below.
Here are the local basic allowance for housing (BAH) rate charts for military housing areas in the State of Hawaii. BAH is assigned by location and pay grade (rank) and can be used to rent or purchase a home.
See 2026 Basic Allowance for Housing (BAH) rates here.
MAUI COUNTY, HI BAH Rates
Military Housing Area: HI407
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $3,819 | $2,865 |
| E02 | $3,819 | $2,865 |
| E03 | $3,819 | $2,865 |
| E04 | $3,819 | $2,865 |
| E05 | $4,329 | $3,246 |
| E06 | $4,770 | $3,579 |
| E07 | $5,067 | $3,846 |
| E08 | $5,382 | $4,422 |
| E09 | $5,712 | $4,551 |
| W01 | $4,797 | $3,642 |
| W02 | $5,196 | $4,419 |
| W03 | $5,586 | $4,566 |
| W04 | $5,760 | $4,839 |
| W05 | $5,973 | $5,136 |
| O01E | $5,127 | $4,326 |
| O02E | $5,529 | $4,521 |
| O03E | $5,793 | $4,764 |
| O01 | $4,386 | $3,309 |
| O02 | $4,767 | $4,161 |
| O03 | $5,571 | $4,608 |
| O04 | $6,045 | $5,088 |
| O05 | $6,378 | $5,268 |
| O06 | $6,435 | $5,565 |
| O07 | $6,489 | $5,667 |
HONOLULU COUNTY, HI BAH Rates
Military Housing Area: HI408
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $3,333 | $2,598 |
| E02 | $3,333 | $2,598 |
| E03 | $3,333 | $2,598 |
| E04 | $3,333 | $2,598 |
| E05 | $3,663 | $2,856 |
| E06 | $3,912 | $3,036 |
| E07 | $4,098 | $3,348 |
| E08 | $4,302 | $3,720 |
| E09 | $4,518 | $3,783 |
| W01 | $3,930 | $3,222 |
| W02 | $4,182 | $3,717 |
| W03 | $4,434 | $3,795 |
| W04 | $4,551 | $3,951 |
| W05 | $4,692 | $4,146 |
| O01E | $4,137 | $3,660 |
| O02E | $4,398 | $3,768 |
| O03E | $4,572 | $3,903 |
| O01 | $3,702 | $2,997 |
| O02 | $3,909 | $3,555 |
| O03 | $4,428 | $3,819 |
| O04 | $4,737 | $4,110 |
| O05 | $4,959 | $4,224 |
| O06 | $5,001 | $4,413 |
| O07 | $5,040 | $4,494 |
HAWAII COUNTY, HI BAH Rates
Military Housing Area: HI409
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $3,447 | $2,586 |
| E02 | $3,447 | $2,586 |
| E03 | $3,447 | $2,586 |
| E04 | $3,447 | $2,586 |
| E05 | $3,594 | $3,042 |
| E06 | $3,837 | $3,312 |
| E07 | $3,876 | $3,450 |
| E08 | $3,915 | $3,648 |
| E09 | $3,993 | $3,711 |
| W01 | $3,855 | $3,408 |
| W02 | $3,891 | $3,645 |
| W03 | $3,948 | $3,723 |
| W04 | $4,014 | $3,840 |
| W05 | $4,104 | $3,882 |
| O01E | $3,879 | $3,591 |
| O02E | $3,936 | $3,696 |
| O03E | $4,026 | $3,828 |
| O01 | $3,630 | $3,297 |
| O02 | $3,834 | $3,549 |
| O03 | $3,945 | $3,744 |
| O04 | $4,128 | $3,867 |
| O05 | $4,263 | $3,885 |
| O06 | $4,299 | $3,921 |
| O07 | $4,332 | $3,993 |
KAUAI COUNTY, HI BAH Rates
Military Housing Area: HI414
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $3,588 | $2,757 |
| E02 | $3,588 | $2,757 |
| E03 | $3,588 | $2,757 |
| E04 | $3,588 | $2,757 |
| E05 | $3,798 | $3,162 |
| E06 | $4,266 | $3,399 |
| E07 | $4,410 | $3,597 |
| E08 | $4,566 | $3,897 |
| E09 | $4,863 | $4,032 |
| W01 | $4,287 | $3,525 |
| W02 | $4,476 | $3,894 |
| W03 | $4,668 | $4,050 |
| W04 | $4,938 | $4,296 |
| W05 | $5,262 | $4,446 |
| O01E | $4,440 | $3,795 |
| O02E | $4,638 | $4,002 |
| O03E | $4,986 | $4,260 |
| O01 | $3,861 | $3,375 |
| O02 | $4,260 | $3,732 |
| O03 | $4,662 | $4,095 |
| O04 | $5,376 | $4,416 |
| O05 | $5,892 | $4,503 |
| O06 | $5,943 | $4,647 |
| O07 | $5,991 | $4,731 |
About half the U.S. counties (about 1,500) have little to no military population. While half of the ZIP codes are significant, less than 2% of service members who are eligible for basic allowance for housing reside in these counties.
To account for these service members, approximately 30 separate county cost groups (CCGs) are assigned, each with similar housing costs. Use the BAH calculator to enter your ZIP code to determine your military housing area, aka county cost group. They range from ZZ510 to ZZ890 in increments of 10.
Military bases in Hawaii:
- Barking Sands Missile Range, Kekaha, Hawaii
- Bellows Air Force Station, Waimanalo, Hawaii
- Fort Shafter, Honolulu, Hawaii
- Hickam AFB, Honolulu, Hawaii
- MCB Hawaii, Kaneohe, Hawaii
- NCTAMS PAC, Wahiawa, Hawaii
- NS Pearl Harbor, O’ahu, Hawaii
- Schofield Barracks, Oahu, Hawaii
- Station Maui, Wailuku, Hawaii
- Tripler Medical Center, Honolulu, Hawaii
- USCG ISC Honolulu, Honolulu, Hawaii
The BAH rates listed are for all U.S. Armed Forces service branches: Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves, where applicable. BAH rates in high-cost areas are greater than those in low-cost areas.
Veterans, dependents, National Guard and Reserves can use the MHA calculator to see estimated monthly payments. Active-duty service members should use the BAH calculator or tables to see their estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.
Start Here: $0 Down Payment VA Loan Eligibility
Your military benefits make homeownership more affordable—$0 down, no PMI, and lower average rates whether you’re buying or refinancing. See if you're eligible today.
-
Jon Rehagan is a 2-time Emmy Award-winning journalist who covers financial topics and military news for the veteran community. With 16 years in broadcast media (including roles in radio and television) Jon has spent his career writing, shooting, editing, and producing everything from long-form investigative specials to daily news broadcasts and digital content. His work has been recognized by the Kansas Association of Broadcasters, and he brings that same commitment to accurate, accessible reporting to helping service members, veterans, and military families navigate complex benefits and financial decisions.
-
Andrew Stamp served in U.S. Army special forces for more than 10 years and is currently pursuing his Chartered Financial Consultant (ChFC).
