Housing & Home Ownership
Updated: November 9, 2022
Written by Veteran.com Team
Information on VA Loans & Housing
For many service members, veterans, and spouses, the VA home loan program is the best possible mortgage option Backed by the U.S. Department of Veterans Affairs, the VA home loan is designed to help active-duty military personnel and veterans achieve homeownership.
Here is everything you need to know about qualifying for and using a VA home loan.
Department of Veterans Affairs Home Mortgage Loan Information
Read about the VA Loan Limit Rules as of 2022.
MORE: Veterans Can Buy a Home with $0 Down
VA Loan Tools & Calculators
VA Loan Programs & Types
- VA Home Loan Options Overview
- VA Cash-Out Refinance Loan
- VA Construction Loan
- VA Direct Loans For Native Americans (NADL)
- VA Energy Efficient Mortgages (EEMs)
- VA Farm Loans
- VA Growing Equity Mortgages (GEM): Retired program
- VA Graduated Payment Mortgage (GPM)
- VA Home Loan Programs for Surviving Spouses
- VA Home Loan Streamline Refinance Options
- VA Housing Grants for Disabled Veterans
- VA Interest Rate Reduction Refinance Loan (IRRRL)
- VA Joint Loans
- VA Refinance Loan Options
- VA Renovation & Rehab Loans
- VA Supplemental Loan
- VA Vendee Loan
Types of Mortgages
- Should Veterans Choose an FHA Mortgage or a VA Loan?
- VA 15-Year Loans: Pros & Cons
- VA Adjustable-Rate Mortgages (ARMs)
- VA ARM vs Hybrid Loans
- VA ARM vs Fixed Loans
- VA Asset Depletion Loan
- VA Hybrid Loans
- VA Jumbo Loan Limits, Rates & Guidelines
- VA Loan vs Regular Mortgage
- Why Choose a VA Loan vs Regular Mortgage
VA Eligibility, Qualification & Credit
- Can a Veteran Home Loan Have a Cosigner?
- Can You Get A VA Home Loan With Bad Credit?
- Debt-to-Income (DTI) Ratio Guidelines for VA Loans
- Expanded VA Loan Eligibility for National Guard
- How to Boost Your Credit Score to Improve Chances of Getting a VA Home Loan
- How to Improve Credit For a VA Loan
- VA Home Loan Credit Score Requirements
- VA Home Loan Eligibility
- VA Home Loan Without An Honorable Discharge
- VA Loan: Cash Reserves/Liquid Assets Required
- VA Loan Closing Costs
- VA Loan Funding Fees
- VA Loan Prequalification
- VA Residual Income Charts & Guidelines
- Who Qualifies For A VA Loan
VA Loan Process Resources
- Assets to Include on Your Mortgage Application
- Avoiding PMI with a VA Loan
- Earnest Money Deposit
- How Does the VA Loan One-time Restoration of Entitlement Work?
- How Long Does a VA Loan Take to Close?
- How to Get a VA Loan Funding Fee Refund
- Minimum Property Requirements for a VA Loan
- Questions to Ask a VA Home Loan Inspector
- Removing a Borrower From a VA Loan
- Seller Concession Rule
- Seller Contribution Maximums
- Tips To Pass A VA Appraisal
- VA Loan Assumption
- VA Loan Certificate of Eligibility (COE)
- VA Loan Co-Borrowing Options
- VA Loan & DD214
- VA Loan Entitlement
- VA Loan Inspection Requirements
- VA Loan Occupancy Requirements
- VA Loan Rules: Mandatory Escape Clause
- VA Termite & Pest Inspection Requirements By State
- What to Do If A VA Appraisal Comes In Low
VA Refinancing, Cash-Out & Home Equity
- Getting Ready to Refinance
- How to Refinance a VA Loan
- IRRRL Loan Benefits
- Refinance VA Loan to Conventional
- Type 1 vs Type 2 Cash-Out Refinance
- VA Cash-Out Refinance Guidelines
- VA Home Equity Loan Options
- VA Refinance Loan Scam Warning
Foreclosures, Forbearance, FSBO, Short Sales & More
- Buying Short Sale Properties with VA Loans
- Can You Buy A Foreclosure With A VA Loan?
- How to Use the VA Loan After a Foreclosure
- Mortgage Relief Programs
- VA Compromise Sale
- VA Home Loan Forbearance
- VA Home Loan Foreclosure Avoidance
- VA Loan Assistance Programs
- VA Loan Delinquency Assistance for Veterans
- VA Loan Modification
- VA Loans & For Sale By Owner (FSBO)
VA Loan Disability Benefits & Programs
- VA Loan Benefits for Disabled Veterans
- VA Loan Options for Qualifying Disabled Veterans
- VA Loans and Disability Rating
- VA Loan Disability Programs
VA Loan Investments, Renting & Finance
- Can You Transfer a VA Loan to an LLC?
- Capital Gains Rules for Military Families
- Capitalize or Deduct – Reporting Repairs for Military Landlords
- Flipping a Home with a VA Loan
- Guide to Becoming a Landlord
- House Hacking with the VA Home Loan
- Owning vs Renting
- Rental Property Cash-Flow Analysis for Military Landlords
- Rental Property Income Tax Considerations for Military Investors
- Should You Pay Off Your Mortgage Early?
- Tips For Using A VA Loan to Invest in Real Estate
- Using A VA Loan for Real Estate Investment
- Using A VA Loan To Buy A Duplex or Multi-Family Unit
- VA Loan for Mixed-Use Property
- VA Loan for A Second Home
- VA Loan Regulations: Renting Out Your VA Loan Purchased Home
- VA Owned Properties for Sale
More VA Loan Information & Resources
- 5 Benefits of a VA Loan
- APR vs. Interest Rate On A VA Loan
- Cryptocurrency
- Fair Housing Act & VA Loans
- FAQs About VA Home Loans
- How do I Get a VA Loan?
- How to Buy A Condo With A VA Loan
- How to Compare Mortgage Lenders & Interest Rates
- How to Get A VA Home Loan
- Ins and Outs of Seller-Financed Homes
- Military Lending Act (MLA)
- Mortgage Credit Certificate (MCC) Program
- Should You Buy A Home While On Active Duty?
- Should You Purchase A Timeshare, RV, or Vacation Home?
- Using Basic Allowance for Housing (BAH) on VA Loans
- Using the VA Loan a Second Time
- VA Home Loan Mistakes
- VA Home Loan Myths
- VA Home Loans: How to Get Started
- VA Home Loans & Natural Disasters
- VA Home Loans for First Time Buyers
- VA Loan for Active Duty Military
- VA Loan: How Much Can I Afford?
- VA Loan Tips
- VA Loans: What You Need To Know
- VA Loans and Divorce
- VA Loans for Children of Veterans
- VA Loans for National Guard and Reserve
- VA Regional Loan Centers
- What Can (and can’t) You Buy With a VA Home Loan?
- What is a VA Loan?
- What Sellers Should Know About VA Loans
- What to Know for First Time VA Borrowers
More Home Loan Options for Veterans
- 40-Year Mortgage
- Down Payment Assistance Programs by State
- Federal Housing Administration (FHA) Loans
- HARP Loans
- USDA loans
- VA Loan Alternatives
- VA Loans vs Conventional Loans
- State-Run Veteran Friendly Home Loan Programs
- Alaska Home Loan Programs for Veterans
- CalVet Home Loans
- Colorado Home Loan Programs for Veterans
- Connecticut CHFA Military Mortgage Option
- Delaware Home Loan Programs for Veterans
- Florida Home Loan Programs for Veterans
- Georgia Dream Program for Veterans
- Illinois Home Loan Programs for Veterans
- Indiana Home Loan Programs for Veterans
- Iowa Home Loan Programs for Veterans
- Louisiana Home Loan Programs for Veterans
- Maine Home Loan Programs for Veterans
- Maryland Home Loan Programs for Veterans
- Massachusetts Home Loan Programs for Veterans
- Missouri Home Loan Programs for Veterans
- Nebraska Home Loan Programs for Veterans
- Nevada Home is Possible for Heroes Program
- New York Homes for Veterans Program (SONYMA)
- Ohio Home Loan Programs for Veterans
- Oregon ODVA Home Loan Program
- Pennsylvania Home Loan Programs for Veterans
- Tennessee Homeownership for the Brave Program
- TexVet Home Loans / Alternatives to TexVet
- Utah UHC Veteran Homebuyer Grant Program
- Washington Home Loan Programs for Veterans
- Wisconsin Home Loan Programs for Veterans
Basic Allowance Housing (BAH) Information
- 2022 BAH (Basic Allowance for Housing) Rates
- 2021 BAH (Basic Allowance for Housing) Rates
- 2020 BAH (Basic Allowance for Housing) Rates
- 2022 BAH Rates Charts – By Grade, State and Local MHA, with or without dependents
- 2022 Non-Locality BAH Rates
- 2022 CONUS COLA Rates
- BAH Component Breakdown
- BAH Calculator
- BAH Rate Differences Explained
- GI Bill Payment Dates
- Military Housing Areas Names
- Monthly Housing Allowance (MHA) for Post 9/11 GI Bill®
- Post 9/11 GI Bill BAH Rate for Online Colleges
Most Popular VA Loans and Mortgages Articles
VA Loan Calculator – Estimate Monthly Mortgage Payments
VA Loan Certificate of Eligibility (COE)
VA Loans for Children of Veterans
2023 VA Loan Limits by County
