March 14, 2025
Basic Allowance for Housing (BAH) rates in Minnesota increased notably for 2025. The national average increased by 5.4%, while Minnesota duty stations received increases listed here.
Below are the local BAH rates charts for Military Housing Areas in Minnesota. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.
See 2025 Basic Allowance for Housing (BAH) rates here.
DULUTH, MN BAH Rates
Military Housing Area: MN158
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,842 | $1,404 |
| E02 | $1,842 | $1,404 |
| E03 | $1,842 | $1,404 |
| E04 | $1,842 | $1,404 |
| E05 | $1,974 | $1,596 |
| E06 | $2,121 | $1,716 |
| E07 | $2,157 | $1,845 |
| E08 | $2,193 | $2,010 |
| E09 | $2,280 | $2,040 |
| W01 | $2,136 | $1,806 |
| W02 | $2,172 | $2,007 |
| W03 | $2,223 | $2,049 |
| W04 | $2,307 | $2,121 |
| W05 | $2,412 | $2,163 |
| O01E | $2,160 | $1,971 |
| O02E | $2,214 | $2,034 |
| O03E | $2,319 | $2,109 |
| O01 | $2,001 | $1,704 |
| O02 | $2,118 | $1,935 |
| O03 | $2,220 | $2,064 |
| O04 | $2,445 | $2,148 |
| O05 | $2,604 | $2,166 |
| O06 | $2,625 | $2,202 |
| O07 | $2,646 | $2,241 |
BAH for DULUTH, MN includes the following zip codes: 54820, 54836, 54838, 54842, 54849, 54854, 54864, 54873, 54874, 54880, 54890, 55602, 55702, 55703, 55705, 55706, 55707, 55708, 55710, 55711, 55713, 55717, 55718, 55719, 55720, 55723, 55724, 55725, 55726, 55731, 55732, 55733, 55734, 55736, 55738, 55741, 55746, 55749, 55750, 55751, 55757, 55758, 55763, 55765, 55766, 55767, 55768, 55771, 55772, 55777, 55779, 55780, 55781, 55782, 55790, 55791, 55792, 55796, 55797, 55798, 55801, 55802, 55803, 55804, 55805, 55806, 55807, 55808, 55810, 55811, 55812, 55814, 55815, 55816
MINNEAPOLIS/ST PAUL, MN BAH Rates
Military Housing Area: MN159
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,112 | $1,584 |
| E02 | $2,112 | $1,584 |
| E03 | $2,112 | $1,584 |
| E04 | $2,112 | $1,584 |
| E05 | $2,376 | $1,782 |
| E06 | $2,628 | $1,968 |
| E07 | $2,676 | $2,121 |
| E08 | $2,724 | $2,430 |
| E09 | $2,826 | $2,496 |
| W01 | $2,643 | $2,025 |
| W02 | $2,697 | $2,427 |
| W03 | $2,763 | $2,508 |
| W04 | $2,853 | $2,631 |
| W05 | $2,967 | $2,685 |
| O01E | $2,679 | $2,373 |
| O02E | $2,751 | $2,481 |
| O03E | $2,868 | $2,616 |
| O01 | $2,412 | $1,842 |
| O02 | $2,625 | $2,292 |
| O03 | $2,760 | $2,532 |
| O04 | $3,003 | $2,670 |
| O05 | $3,174 | $2,694 |
| O06 | $3,201 | $2,742 |
| O07 | $3,225 | $2,790 |
BAH for MINNEAPOLIS/ST PAUL, MN includes the following zip codes: 55001, 55003, 55005, 55010, 55011, 55014, 55016, 55020, 55024, 55025, 55031, 55033, 55038, 55042, 55043, 55044, 55047, 55054, 55055, 55065, 55068, 55070, 55071, 55073, 55075, 55076, 55077, 55082, 55083, 55085, 55090, 55101, 55102, 55103, 55104, 55105, 55106, 55107, 55108, 55109, 55110, 55111, 55112, 55113, 55114, 55115, 55116, 55117, 55118, 55119, 55120, 55121, 55122, 55123, 55124, 55125, 55126, 55127, 55128, 55129, 55130, 55131, 55133, 55144, 55145, 55146, 55150, 55155, 55164, 55170, 55303, 55304, 55305, 55306, 55311, 55315, 55316, 55317, 55318, 55322, 55323, 55327, 55331, 55337, 55339, 55340, 55343, 55344, 55345, 55346, 55347, 55352, 55356, 55357, 55359, 55360, 55361, 55364, 55367, 55368, 55369, 55372, 55374, 55375, 55378, 55379, 55384, 55386, 55387, 55388, 55391, 55397, 55401, 55402, 55403, 55404, 55405, 55406, 55407, 55408, 55409, 55410, 55411, 55412, 55413, 55414, 55415, 55416, 55417, 55418, 55419, 55420, 55421, 55422, 55423, 55424, 55425, 55426, 55427, 55428, 55429, 55430, 55431, 55432, 55433, 55434, 55435, 55436, 55437, 55438, 55439, 55440, 55441, 55442, 55443, 55444, 55445, 55446, 55447, 55448, 55449, 55450, 55454, 55455, 55458, 55459, 55467, 55470, 55472, 55474, 55478, 55479, 55480, 55483, 55484, 55485, 55486, 55487, 55488, 55554, 55569, 55572, 55573, 55577, 55592, 55593, 55599, 56011, 56071
About half of U.S. counties (about 1,500) have little to no military population. Fewer than 2% of service members eligible for BAH reside in these counties. To account for these service members, there are about 30 county cost groups (CCGs) assigned, each with similar housing costs. Use the BAH calculator to enter your ZIP code and determine your MHA, also known as CCG. The MHAs range from ZZ510 to ZZ890 in increments of 10.
Military Bases in Minnesota:
- Minneapolis Military Entrance Processing Center (MEPS), Minneapolis
- Minneapolis-St. Paul Air Reserve Station, Minneapolis
- U.S. Army Recruiting Command (USAREC) Minneapolis Recruiting Battalion, Minneapolis
Veterans, dependents, National Guard and Reserves can use the MHA Calculator to see estimated monthly payments. Active duty service members should use the BAH calculator or tables to see estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.
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