Sign Up
Fact-Checked

2026 Ohio BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in Ohio increased in 2026. The national average increased by 4.2%, while Ohio duty stations received a similar increase of their own. Below are […]

Basic Allowance for Housing (BAH) rates in Ohio increased in 2026. The national average increased by 4.2%, while Ohio duty stations received a similar increase of their own.

Below are the local BAH rates charts for Military Housing Areas in Ohio. The Department of Defense (also known as the Department of War) determines BAH rates by location, pay grade (rank) and whether a soldier has dependents.

See 2026 Basic Allowance for Housing (BAH) rates here.

AKRON, OH BAH Rates

Military Housing Area: OH227

Grade With Dependents Without Dependents
E01 $1,536 $1,197
E02 $1,536 $1,197
E03 $1,536 $1,197
E04 $1,536 $1,197
E05 $1,581 $1,383
E06 $1,926 $1,494
E07 $1,950 $1,539
E08 $1,962 $1,653
E09 $2,094 $1,752
W01 $1,947 $1,536
W02 $1,956 $1,650
W03 $1,980 $1,764
W04 $2,136 $1,923
W05 $2,337 $1,947
O01E $1,953 $1,578
O02E $1,971 $1,728
O03E $2,169 $1,920
O01 $1,629 $1,491
O02 $1,923 $1,569
O03 $1,977 $1,797
O04 $2,403 $1,935
O05 $2,715 $2,037
O06 $2,736 $2,052
O07 $2,751 $2,064

CINCINNATI, OH BAH Rates

Military Housing Area: OH228

Grade With Dependents Without Dependents
E01 $2,031 $1,524
E02 $2,031 $1,524
E03 $2,031 $1,524
E04 $2,031 $1,524
E05 $2,283 $1,713
E06 $2,526 $1,893
E07 $2,553 $2,040
E08 $2,583 $2,337
E09 $2,676 $2,400
W01 $2,544 $1,953
W02 $2,565 $2,334
W03 $2,607 $2,412
W04 $2,703 $2,523
W05 $2,829 $2,559
O01E $2,556 $2,280
O02E $2,595 $2,385
O03E $2,724 $2,517
O01 $2,322 $1,776
O02 $2,523 $2,202
O03 $2,604 $2,433
O04 $2,868 $2,544
O05 $3,060 $2,562
O06 $3,084 $2,583
O07 $3,105 $2,625

CLEVELAND, OH BAH Rates

Military Housing Area: OH229

Grade With Dependents Without Dependents
E01 $1,791 $1,344
E02 $1,791 $1,344
E03 $1,791 $1,344
E04 $1,791 $1,344
E05 $1,998 $1,500
E06 $2,418 $1,815
E07 $2,442 $1,833
E08 $2,451 $2,088
E09 $2,559 $2,208
W01 $2,439 $1,830
W02 $2,448 $2,085
W03 $2,460 $2,226
W04 $2,604 $2,415
W05 $2,817 $2,427
O01E $2,445 $1,995
O02E $2,454 $2,181
O03E $2,637 $2,412
O01 $2,055 $1,578
O02 $2,415 $1,932
O03 $2,457 $2,265
O04 $2,889 $2,418
O05 $3,222 $2,430
O06 $3,246 $2,436
O07 $3,267 $2,451

COLUMBUS, OH BAH Rates

Military Housing Area: OH230

Grade With Dependents Without Dependents
E01 $1,782 $1,422
E02 $1,782 $1,422
E03 $1,782 $1,422
E04 $1,782 $1,422
E05 $1,875 $1,587
E06 $2,238 $1,692
E07 $2,364 $1,782
E08 $2,496 $1,953
E09 $2,640 $2,055
W01 $2,259 $1,761
W02 $2,418 $1,950
W03 $2,583 $2,070
W04 $2,664 $2,262
W05 $2,766 $2,391
O01E $2,385 $1,872
O02E $2,556 $2,031
O03E $2,679 $2,232
O01 $1,926 $1,686
O02 $2,235 $1,848
O03 $2,577 $2,103
O04 $2,793 $2,364
O05 $2,949 $2,439
O06 $2,973 $2,562
O07 $2,991 $2,604

WRIGHT-PATTERSON AFB, OH BAH Rates

Military Housing Area: OH231

Grade With Dependents Without Dependents
E01 $1,533 $1,224
E02 $1,533 $1,224
E03 $1,533 $1,224
E04 $1,533 $1,224
E05 $1,650 $1,341
E06 $1,851 $1,422
E07 $1,938 $1,536
E08 $2,037 $1,695
E09 $2,196 $1,746
W01 $1,866 $1,506
W02 $1,977 $1,692
W03 $2,100 $1,755
W04 $2,232 $1,863
W05 $2,397 $1,959
O01E $1,953 $1,647
O02E $2,082 $1,734
O03E $2,259 $1,839
O01 $1,683 $1,413
O02 $1,848 $1,614
O03 $2,097 $1,773
O04 $2,448 $1,938
O05 $2,703 $2,028
O06 $2,724 $2,079
O07 $2,742 $2,112

TOLEDO, OH BAH Rates

Military Housing Area: OH232

Grade With Dependents Without Dependents
E01 $1,758 $1,320
E02 $1,758 $1,320
E03 $1,758 $1,320
E04 $1,758 $1,320
E05 $2,031 $1,524
E06 $2,166 $1,620
E07 $2,184 $1,770
E08 $2,193 $2,064
E09 $2,283 $2,091
W01 $2,181 $1,671
W02 $2,190 $2,061
W03 $2,202 $2,100
W04 $2,319 $2,157
W05 $2,490 $2,169
O01E $2,187 $2,028
O02E $2,196 $2,085
O03E $2,346 $2,154
O01 $2,058 $1,545
O02 $2,163 $1,944
O03 $2,199 $2,112
O04 $2,544 $2,160
O05 $2,811 $2,172
O06 $2,832 $2,175
O07 $2,850 $2,196

YOUNGSTOWN, OH BAH Rates

Military Housing Area: OH233

Grade With Dependents Without Dependents
E01 $1,134 $933
E02 $1,134 $933
E03 $1,134 $933
E04 $1,134 $933
E05 $1,191 $1,017
E06 $1,335 $1,077
E07 $1,491 $1,131
E08 $1,662 $1,248
E09 $1,782 $1,338
W01 $1,350 $1,128
W02 $1,560 $1,224
W03 $1,773 $1,341
W04 $1,785 $1,362
W05 $1,806 $1,527
O01E $1,521 $1,188
O02E $1,740 $1,305
O03E $1,788 $1,347
O01 $1,218 $1,074
O02 $1,332 $1,176
O03 $1,767 $1,344
O04 $1,809 $1,497
O05 $1,827 $1,593
O06 $1,839 $1,752
O07 $1,845 $1,779

About half the U.S. counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for BAH are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area, also known as yourCounty Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in Ohio:

  • Defense Supply Center, Columbus, OH
  • ISC Cleveland, Cleveland, OH
  • USAREC, Cleveland Battalion, Cleveland, OH
  • USAREC, Columbus Battalion, Columbus, OH
  • Wright-Patterson AFB, Montgomery, OH

Basic Allowance for Housing rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.

Start Here: $0 Down Payment VA Loan Eligibility

Your military benefits make homeownership more affordable—$0 down, no PMI, and lower average rates whether you’re buying or refinancing. See if you're eligible today.

Ohio 0% Down VA Home Loans

Start a VA Loan with my BAH