2026 Indiana BAH (Basic Allowance for Housing) Rates by MHA

Basic Allowance for Housing (BAH) rates in Indiana received an increase for 2026. The national average increased by 4.2%, while Indiana duty stations were given different rate increases per below.

Below are the local BAH rates charts for Military Housing Areas in Indiana. The Department of Defense (also known as the Department of War) determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See 2026 Basic Allowance for Housing (BAH) rates here.

INDIANAPOLIS, IN BAH Rates

Military Housing Area: IN094

Grade	With Dependents	Without Dependents
E01	$1,749	$1,395
E02	$1,749	$1,395
E03	$1,749	$1,395
E04	$1,749	$1,395
E05	$1,875	$1,533
E06	$2,208	$1,656
E07	$2,244	$1,749
E08	$2,283	$1,947
E09	$2,346	$2,040
W01	$2,229	$1,716
W02	$2,259	$1,944
W03	$2,310	$2,055
W04	$2,361	$2,211
W05	$2,433	$2,250
O01E	$2,247	$1,872
O02E	$2,298	$2,019
O03E	$2,373	$2,202
O01	$1,923	$1,617
O02	$2,205	$1,836
O03	$2,307	$2,085
O04	$2,451	$2,238
O05	$2,559	$2,253
O06	$2,577	$2,286
O07	$2,592	$2,322

FORT WAYNE, IN BAH Rates

Military Housing Area: IN097

Grade	With Dependents	Without Dependents
E01	$1,782	$1,338
E02	$1,782	$1,338
E03	$1,782	$1,338
E04	$1,782	$1,338
E05	$1,947	$1,503
E06	$2,130	$1,626
E07	$2,154	$1,785
E08	$2,184	$1,989
E09	$2,289	$2,034
W01	$2,145	$1,734
W02	$2,166	$1,986
W03	$2,208	$2,043
W04	$2,319	$2,127
W05	$2,463	$2,160
O01E	$2,157	$1,944
O02E	$2,199	$2,022
O03E	$2,343	$2,118
O01	$1,977	$1,611
O02	$2,127	$1,896
O03	$2,205	$2,058
O04	$2,505	$2,145
O05	$2,727	$2,163
O06	$2,745	$2,184
O07	$2,763	$2,220

TERRE HAUTE, IN BAH Rates

Military Housing Area: IN338

Grade	With Dependents	Without Dependents
E01	$1,401	$1,119
E02	$1,401	$1,119
E03	$1,401	$1,119
E04	$1,401	$1,119
E05	$1,494	$1,233
E06	$1,824	$1,365
E07	$1,887	$1,416
E08	$1,959	$1,566
E09	$2,109	$1,656
W01	$1,842	$1,383
W02	$1,917	$1,563
W03	$2,004	$1,671
W04	$2,145	$1,833
W05	$2,322	$1,902
O01E	$1,899	$1,491
O02E	$1,989	$1,635
O03E	$2,175	$1,815
O01	$1,542	$1,302
O02	$1,821	$1,467
O03	$2,001	$1,701
O04	$2,379	$1,884
O05	$2,655	$1,992
O06	$2,676	$2,007
O07	$2,691	$2,019

BLOOMINGTON, IN BAH Rates

Military Housing Area: IN399

Grade	With Dependents	Without Dependents
E01	$1,755	$1,317
E02	$1,755	$1,317
E03	$1,755	$1,317
E04	$1,755	$1,317
E05	$1,905	$1,482
E06	$1,956	$1,617
E07	$2,139	$1,761
E08	$2,343	$1,923
E09	$2,595	$1,947
W01	$1,971	$1,716
W02	$2,223	$1,920
W03	$2,475	$1,950
W04	$2,640	$2,007
W05	$2,841	$2,187
O01E	$2,175	$1,902
O02E	$2,439	$1,926
O03E	$2,673	$2,004
O01	$1,920	$1,602
O02	$1,953	$1,860
O03	$2,469	$1,953
O04	$2,910	$2,184
O05	$3,225	$2,418
O06	$3,249	$2,454
O07	$3,273	$2,496

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military bases in Indiana:

• Grissom Air Reserve Base, Kokomo, IN
• NSWC Crane Division, Martin County, IN
• USAREC Indianapolis Battalion, IN

BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.