2023 Indiana BAH (Basic Allowance for Housing) Rates by MHA
Updated: December 23, 2022
Written by Veteran.com Team
Basic Allowance for Housing (BAH) rates in Indiana increased substantially in 2023. The national average increased by 12.11%, while Indiana duty stations received a marginally higher 12.76% increase on average.
Below are the local BAH rates charts for Military Housing Areas in Indiana. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.
See the latest update on the 2023 Basic Allowance for Housing rates.
INDIANAPOLIS, IN BAH Rates
Military Housing Area: IN094
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,602 | $1,284 |
| E02 | $1,602 | $1,284 |
| E03 | $1,602 | $1,284 |
| E04 | $1,602 | $1,284 |
| E05 | $1,734 | $1,395 |
| E06 | $1,983 | $1,485 |
| E07 | $2,004 | $1,602 |
| E08 | $2,013 | $1,788 |
| E09 | $2,040 | $1,854 |
| W01 | $2,001 | $1,569 |
| W02 | $2,010 | $1,785 |
| W03 | $2,022 | $1,860 |
| W04 | $2,064 | $1,980 |
| W05 | $2,148 | $1,986 |
| O01E | $2,007 | $1,728 |
| O02E | $2,016 | $1,842 |
| O03E | $2,073 | $1,974 |
| O01 | $1,770 | $1,467 |
| O02 | $1,980 | $1,692 |
| O03 | $2,019 | $1,890 |
| O04 | $2,175 | $1,983 |
| O05 | $2,304 | $1,989 |
| O06 | $2,325 | $1,992 |
| O07 | $2,340 | $2,004 |
BAH for INDIANAPOLIS, IN includes the following zip codes: 46030, 46031, 46032, 46033, 46034, 46037, 46038, 46040, 46055, 46060, 46061, 46062, 46069, 46074, 46082, 46085, 46103, 46106, 46107, 46110, 46111, 46112, 46113, 46117, 46118, 46122, 46123, 46124, 46125, 46126, 46129, 46130, 46131, 46140, 46142, 46143, 46144, 46149, 46151, 46154, 46157, 46158, 46160, 46161, 46162, 46163, 46164, 46165, 46166, 46167, 46168, 46176, 46180, 46181, 46182, 46183, 46184, 46186, 46201, 46202, 46203, 46204, 46205, 46206, 46207, 46208, 46209, 46213, 46214, 46216, 46217, 46218, 46219, 46220, 46221, 46222, 46224, 46225, 46226, 46227, 46228, 46229, 46230, 46231, 46234, 46235, 46236, 46237, 46239, 46240, 46241, 46242, 46244, 46247, 46249, 46250, 46251, 46253, 46254, 46255, 46256, 46259, 46260, 46262, 46268, 46277, 46278, 46280, 46282, 46283, 46285, 46288, 46290, 46298, 47234
FORT WAYNE, IN BAH Rates
Military Housing Area: IN097
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,434 | $1,077 |
| E02 | $1,434 | $1,077 |
| E03 | $1,434 | $1,077 |
| E04 | $1,434 | $1,077 |
| E05 | $1,488 | $1,254 |
| E06 | $1,776 | $1,377 |
| E07 | $1,815 | $1,434 |
| E08 | $1,860 | $1,551 |
| E09 | $1,974 | $1,629 |
| W01 | $1,794 | $1,431 |
| W02 | $1,836 | $1,548 |
| W03 | $1,890 | $1,638 |
| W04 | $2,013 | $1,782 |
| W05 | $2,160 | $1,824 |
| O01E | $1,821 | $1,482 |
| O02E | $1,878 | $1,614 |
| O03E | $2,031 | $1,767 |
| O01 | $1,530 | $1,374 |
| O02 | $1,773 | $1,473 |
| O03 | $1,887 | $1,671 |
| O04 | $2,211 | $1,809 |
| O05 | $2,445 | $1,836 |
| O06 | $2,463 | $1,872 |
| O07 | $2,481 | $1,896 |
BAH for FORT WAYNE, IN includes the following zip codes: 46704, 46741, 46743, 46745, 46748, 46765, 46773, 46774, 46788, 46797, 46798, 46799, 46801, 46802, 46803, 46804, 46805, 46806, 46807, 46808, 46809, 46814, 46815, 46816, 46818, 46819, 46825, 46835, 46845, 46850, 46851, 46852, 46853, 46854, 46855, 46856, 46857, 46858, 46859, 46860, 46861, 46862, 46863, 46864, 46865, 46866, 46867, 46868, 46869, 46885, 46895, 46896, 46897, 46898, 46899
TERRE HAUTE, IN BAH Rates
Military Housing Area: IN338
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,038 | $837 |
| E02 | $1,038 | $837 |
| E03 | $1,038 | $837 |
| E04 | $1,038 | $837 |
| E05 | $1,086 | $927 |
| E06 | $1,293 | $987 |
| E07 | $1,314 | $1,041 |
| E08 | $1,323 | $1,134 |
| E09 | $1,389 | $1,185 |
| W01 | $1,311 | $1,038 |
| W02 | $1,320 | $1,131 |
| W03 | $1,332 | $1,191 |
| W04 | $1,425 | $1,290 |
| W05 | $1,548 | $1,302 |
| O01E | $1,317 | $1,080 |
| O02E | $1,326 | $1,176 |
| O03E | $1,437 | $1,284 |
| O01 | $1,119 | $984 |
| O02 | $1,290 | $1,071 |
| O03 | $1,329 | $1,215 |
| O04 | $1,590 | $1,293 |
| O05 | $1,788 | $1,341 |
| O06 | $1,803 | $1,353 |
| O07 | $1,812 | $1,359 |
BAH for TERRE HAUTE, IN includes the following zip codes: 47801, 47802, 47803, 47804, 47805, 47807, 47808, 47809, 47833, 47834, 47837, 47840, 47841, 47845, 47846, 47851, 47853, 47857, 47858, 47863, 47866, 47869, 47870, 47871, 47876, 47878, 47880, 47881, 47885
BLOOMINGTON, IN BAH Rates
Military Housing Area: IN399
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,479 | $1,110 |
| E02 | $1,479 | $1,110 |
| E03 | $1,479 | $1,110 |
| E04 | $1,479 | $1,110 |
| E05 | $1,605 | $1,212 |
| E06 | $1,626 | $1,356 |
| E07 | $1,782 | $1,476 |
| E08 | $1,956 | $1,617 |
| E09 | $2,184 | $1,638 |
| W01 | $1,641 | $1,446 |
| W02 | $1,854 | $1,614 |
| W03 | $2,070 | $1,641 |
| W04 | $2,232 | $1,695 |
| W05 | $2,421 | $1,869 |
| O01E | $1,812 | $1,599 |
| O02E | $2,037 | $1,620 |
| O03E | $2,256 | $1,692 |
| O01 | $1,617 | $1,344 |
| O02 | $1,623 | $1,563 |
| O03 | $2,064 | $1,644 |
| O04 | $2,487 | $1,866 |
| O05 | $2,790 | $2,094 |
| O06 | $2,814 | $2,112 |
| O07 | $2,832 | $2,124 |
BAH for BLOOMINGTON, IN includes the following zip codes: 47401, 47402, 47403, 47404, 47405, 47406, 47407, 47408, 47424, 47426, 47429, 47433, 47434, 47438, 47441, 47443, 47445, 47449, 47453, 47457, 47458, 47459, 47463, 47464, 47465, 47468, 47471, 47522
About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.
Military bases in Indiana:
- Grissom Air Reserve Base, Kokomo, IN
- NSWC Crane Division, Martin County, IN
- USAREC Indianapolis Battalion, IN
BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.
Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.
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