2023 Indiana BAH (Basic Allowance for Housing) Rates by MHA

Updated: December 23, 2022
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    Basic Allowance for Housing (BAH) rates in Indiana increased substantially in 2023. The national average increased by 12.11%, while Indiana duty stations received a marginally higher 12.76% increase on average.

    Below are the local BAH rates charts for Military Housing Areas in Indiana. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

    See the latest update on the 2023 Basic Allowance for Housing rates.

    INDIANAPOLIS, IN BAH Rates

    Military Housing Area: IN094

    Grade With Dependents Without Dependents
    E01 $1,602 $1,284
    E02 $1,602 $1,284
    E03 $1,602 $1,284
    E04 $1,602 $1,284
    E05 $1,734 $1,395
    E06 $1,983 $1,485
    E07 $2,004 $1,602
    E08 $2,013 $1,788
    E09 $2,040 $1,854
    W01 $2,001 $1,569
    W02 $2,010 $1,785
    W03 $2,022 $1,860
    W04 $2,064 $1,980
    W05 $2,148 $1,986
    O01E $2,007 $1,728
    O02E $2,016 $1,842
    O03E $2,073 $1,974
    O01 $1,770 $1,467
    O02 $1,980 $1,692
    O03 $2,019 $1,890
    O04 $2,175 $1,983
    O05 $2,304 $1,989
    O06 $2,325 $1,992
    O07 $2,340 $2,004

    BAH for INDIANAPOLIS, IN includes the following zip codes: 46030, 46031, 46032, 46033, 46034, 46037, 46038, 46040, 46055, 46060, 46061, 46062, 46069, 46074, 46082, 46085, 46103, 46106, 46107, 46110, 46111, 46112, 46113, 46117, 46118, 46122, 46123, 46124, 46125, 46126, 46129, 46130, 46131, 46140, 46142, 46143, 46144, 46149, 46151, 46154, 46157, 46158, 46160, 46161, 46162, 46163, 46164, 46165, 46166, 46167, 46168, 46176, 46180, 46181, 46182, 46183, 46184, 46186, 46201, 46202, 46203, 46204, 46205, 46206, 46207, 46208, 46209, 46213, 46214, 46216, 46217, 46218, 46219, 46220, 46221, 46222, 46224, 46225, 46226, 46227, 46228, 46229, 46230, 46231, 46234, 46235, 46236, 46237, 46239, 46240, 46241, 46242, 46244, 46247, 46249, 46250, 46251, 46253, 46254, 46255, 46256, 46259, 46260, 46262, 46268, 46277, 46278, 46280, 46282, 46283, 46285, 46288, 46290, 46298, 47234

    FORT WAYNE, IN BAH Rates

    Military Housing Area: IN097

    Grade With Dependents Without Dependents
    E01 $1,434 $1,077
    E02 $1,434 $1,077
    E03 $1,434 $1,077
    E04 $1,434 $1,077
    E05 $1,488 $1,254
    E06 $1,776 $1,377
    E07 $1,815 $1,434
    E08 $1,860 $1,551
    E09 $1,974 $1,629
    W01 $1,794 $1,431
    W02 $1,836 $1,548
    W03 $1,890 $1,638
    W04 $2,013 $1,782
    W05 $2,160 $1,824
    O01E $1,821 $1,482
    O02E $1,878 $1,614
    O03E $2,031 $1,767
    O01 $1,530 $1,374
    O02 $1,773 $1,473
    O03 $1,887 $1,671
    O04 $2,211 $1,809
    O05 $2,445 $1,836
    O06 $2,463 $1,872
    O07 $2,481 $1,896

    BAH for FORT WAYNE, IN includes the following zip codes: 46704, 46741, 46743, 46745, 46748, 46765, 46773, 46774, 46788, 46797, 46798, 46799, 46801, 46802, 46803, 46804, 46805, 46806, 46807, 46808, 46809, 46814, 46815, 46816, 46818, 46819, 46825, 46835, 46845, 46850, 46851, 46852, 46853, 46854, 46855, 46856, 46857, 46858, 46859, 46860, 46861, 46862, 46863, 46864, 46865, 46866, 46867, 46868, 46869, 46885, 46895, 46896, 46897, 46898, 46899

    TERRE HAUTE, IN BAH Rates

    Military Housing Area: IN338

    Grade With Dependents Without Dependents
    E01 $1,038 $837
    E02 $1,038 $837
    E03 $1,038 $837
    E04 $1,038 $837
    E05 $1,086 $927
    E06 $1,293 $987
    E07 $1,314 $1,041
    E08 $1,323 $1,134
    E09 $1,389 $1,185
    W01 $1,311 $1,038
    W02 $1,320 $1,131
    W03 $1,332 $1,191
    W04 $1,425 $1,290
    W05 $1,548 $1,302
    O01E $1,317 $1,080
    O02E $1,326 $1,176
    O03E $1,437 $1,284
    O01 $1,119 $984
    O02 $1,290 $1,071
    O03 $1,329 $1,215
    O04 $1,590 $1,293
    O05 $1,788 $1,341
    O06 $1,803 $1,353
    O07 $1,812 $1,359

    BAH for TERRE HAUTE, IN includes the following zip codes: 47801, 47802, 47803, 47804, 47805, 47807, 47808, 47809, 47833, 47834, 47837, 47840, 47841, 47845, 47846, 47851, 47853, 47857, 47858, 47863, 47866, 47869, 47870, 47871, 47876, 47878, 47880, 47881, 47885

    BLOOMINGTON, IN BAH Rates

    Military Housing Area: IN399

    Grade With Dependents Without Dependents
    E01 $1,479 $1,110
    E02 $1,479 $1,110
    E03 $1,479 $1,110
    E04 $1,479 $1,110
    E05 $1,605 $1,212
    E06 $1,626 $1,356
    E07 $1,782 $1,476
    E08 $1,956 $1,617
    E09 $2,184 $1,638
    W01 $1,641 $1,446
    W02 $1,854 $1,614
    W03 $2,070 $1,641
    W04 $2,232 $1,695
    W05 $2,421 $1,869
    O01E $1,812 $1,599
    O02E $2,037 $1,620
    O03E $2,256 $1,692
    O01 $1,617 $1,344
    O02 $1,623 $1,563
    O03 $2,064 $1,644
    O04 $2,487 $1,866
    O05 $2,790 $2,094
    O06 $2,814 $2,112
    O07 $2,832 $2,124

    BAH for BLOOMINGTON, IN includes the following zip codes: 47401, 47402, 47403, 47404, 47405, 47406, 47407, 47408, 47424, 47426, 47429, 47433, 47434, 47438, 47441, 47443, 47445, 47449, 47453, 47457, 47458, 47459, 47463, 47464, 47465, 47468, 47471, 47522

    About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

    Military bases in Indiana:

    BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

    Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.

    Written by Veteran.com Team