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2025 Indiana BAH (Basic Allowance for Housing) Rates by MHA

Basic Allowance for Housing (BAH) rates in Indiana received an increase for 2025. The national average increased by 5.4%, while Indiana duty stations were given different rate increases per below. […]

Basic Allowance for Housing (BAH) rates in Indiana received an increase for 2025. The national average increased by 5.4%, while Indiana duty stations were given different rate increases per below.

Below are the local BAH rates charts for Military Housing Areas in Indiana. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See 2025 Basic Allowance for Housing (BAH) rates here.

INDIANAPOLIS, IN BAH Rates

Military Housing Area: IN094

Grade With Dependents Without Dependents
E01 $1,716 $1,356
E02 $1,716 $1,356
E03 $1,716 $1,356
E04 $1,716 $1,356
E05 $1,860 $1,491
E06 $2,085 $1,584
E07 $2,106 $1,719
E08 $2,118 $1,908
E09 $2,178 $1,965
W01 $2,103 $1,680
W02 $2,112 $1,905
W03 $2,136 $1,977
W04 $2,196 $2,082
W05 $2,280 $2,103
O01E $2,109 $1,857
O02E $2,130 $1,953
O03E $2,208 $2,076
O01 $1,893 $1,572
O02 $2,082 $1,815
O03 $2,133 $2,001
O04 $2,304 $2,091
O05 $2,421 $2,106
O06 $2,442 $2,112
O07 $2,460 $2,151

BAH for INDIANAPOLIS, IN includes the following zip codes: 46030, 46031, 46032, 46033, 46034, 46037, 46038, 46040, 46055, 46060, 46061, 46062, 46069, 46074, 46082, 46085, 46103, 46106, 46107, 46110, 46111, 46112, 46113, 46117, 46118, 46122, 46123, 46124, 46125, 46126, 46129, 46130, 46131, 46140, 46142, 46143, 46144, 46149, 46151, 46154, 46157, 46158, 46160, 46161, 46162, 46163, 46164, 46165, 46166, 46167, 46168, 46176, 46180, 46181, 46182, 46183, 46184, 46186, 46201, 46202, 46203, 46204, 46205, 46206, 46207, 46208, 46209, 46213, 46214, 46216, 46217, 46218, 46219, 46220, 46221, 46222, 46224, 46225, 46226, 46227, 46228, 46229, 46230, 46231, 46234, 46235, 46236, 46237, 46239, 46240, 46241, 46242, 46244, 46247, 46249, 46250, 46251, 46253, 46254, 46255, 46256, 46259, 46260, 46262, 46268, 46277, 46278, 46280, 46282, 46283, 46285, 46288, 46290, 46298, 47234

FORT WAYNE, IN BAH Rates

Military Housing Area: IN097

Grade With Dependents Without Dependents
E01 $1,668 $1,251
E02 $1,668 $1,251
E03 $1,668 $1,251
E04 $1,668 $1,251
E05 $1,836 $1,398
E06 $1,986 $1,515
E07 $2,031 $1,674
E08 $2,076 $1,872
E09 $2,211 $1,905
W01 $2,001 $1,623
W02 $2,049 $1,869
W03 $2,112 $1,911
W04 $2,250 $1,989
W05 $2,418 $2,040
O01E $2,034 $1,833
O02E $2,103 $1,896
O03E $2,274 $1,974
O01 $1,860 $1,500
O02 $1,983 $1,782
O03 $2,109 $1,926
O04 $2,475 $2,025
O05 $2,736 $2,052
O06 $2,760 $2,091
O07 $2,778 $2,127

BAH for FORT WAYNE, IN includes the following zip codes: 46704, 46741, 46743, 46745, 46748, 46765, 46773, 46774, 46788, 46797, 46798, 46799, 46801, 46802, 46803, 46804, 46805, 46806, 46807, 46808, 46809, 46814, 46815, 46816, 46818, 46819, 46825, 46835, 46845, 46850, 46851, 46852, 46853, 46854, 46855, 46856, 46857, 46858, 46859, 46860, 46861, 46862, 46863, 46864, 46865, 46866, 46867, 46868, 46869, 46885, 46895, 46896, 46897, 46898, 46899

TERRE HAUTE, IN BAH Rates

Military Housing Area: IN338

Grade With Dependents Without Dependents
E01 $1,314 $1,041
E02 $1,314 $1,041
E03 $1,314 $1,041
E04 $1,314 $1,041
E05 $1,377 $1,170
E06 $1,578 $1,251
E07 $1,635 $1,314
E08 $1,695 $1,425
E09 $1,830 $1,473
W01 $1,596 $1,305
W02 $1,662 $1,422
W03 $1,740 $1,482
W04 $1,866 $1,584
W05 $2,022 $1,650
O01E $1,641 $1,374
O02E $1,728 $1,461
O03E $1,887 $1,569
O01 $1,410 $1,248
O02 $1,575 $1,362
O03 $1,737 $1,503
O04 $2,073 $1,632
O05 $2,313 $1,734
O06 $2,331 $1,749
O07 $2,346 $1,761

BAH for TERRE HAUTE, IN includes the following zip codes: 47801, 47802, 47803, 47804, 47805, 47807, 47808, 47809, 47833, 47834, 47837, 47840, 47841, 47845, 47846, 47851, 47853, 47857, 47858, 47863, 47866, 47869, 47870, 47871, 47876, 47878, 47880, 47881, 47885

BLOOMINGTON, IN BAH Rates

Military Housing Area: IN399

Grade With Dependents Without Dependents
E01 $1,647 $1,236
E02 $1,647 $1,236
E03 $1,647 $1,236
E04 $1,647 $1,236
E05 $1,785 $1,392
E06 $1,854 $1,521
E07 $2,034 $1,650
E08 $2,229 $1,806
E09 $2,481 $1,860
W01 $1,869 $1,611
W02 $2,115 $1,803
W03 $2,358 $1,863
W04 $2,529 $1,923
W05 $2,736 $2,109
O01E $2,067 $1,782
O02E $2,325 $1,809
O03E $2,559 $1,920
O01 $1,803 $1,509
O02 $1,851 $1,743
O03 $2,349 $1,866
O04 $2,808 $2,106
O05 $3,129 $2,346
O06 $3,156 $2,367
O07 $3,180 $2,385

BAH for BLOOMINGTON, IN includes the following zip codes: 47401, 47402, 47403, 47404, 47405, 47406, 47407, 47408, 47424, 47426, 47429, 47433, 47434, 47438, 47441, 47443, 47445, 47449, 47453, 47457, 47458, 47459, 47463, 47464, 47465, 47468, 47471, 47522

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military bases in Indiana:

BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.

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