2023 Tennessee BAH (Basic Allowance for Housing) Rates
Updated: February 15, 2023
Written by Veteran.com Team · Reviewed by Andrew Stamp to meet our Standards of Care
Basic Allowance for Housing (BAH) rates in Tennessee increased substantially in 2023. The national average increased by 12.11%, while Tennessee duty stations received a slightly lower 11.79% increase on average.
Below are the local BAH rates charts for Military Housing Areas in Tennessee. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.
See the latest update on the 2023 Basic Allowance for Housing rates.
CHATTANOOGA, TN BAH Rates
Military Housing Area: TN266
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,605 | $1,293 |
| E02 | $1,605 | $1,293 |
| E03 | $1,605 | $1,293 |
| E04 | $1,605 | $1,293 |
| E05 | $1,683 | $1,437 |
| E06 | $2,148 | $1,611 |
| E07 | $2,172 | $1,632 |
| E08 | $2,181 | $1,779 |
| E09 | $2,265 | $1,914 |
| W01 | $2,169 | $1,629 |
| W02 | $2,178 | $1,776 |
| W03 | $2,190 | $1,929 |
| W04 | $2,310 | $2,148 |
| W05 | $2,484 | $2,154 |
| O01E | $2,175 | $1,677 |
| O02E | $2,184 | $1,887 |
| O03E | $2,331 | $2,142 |
| O01 | $1,743 | $1,521 |
| O02 | $2,145 | $1,659 |
| O03 | $2,187 | $1,980 |
| O04 | $2,544 | $2,151 |
| O05 | $2,820 | $2,157 |
| O06 | $2,844 | $2,160 |
| O07 | $2,865 | $2,175 |
BAH for CHATTANOOGA, TN includes the following zip codes: 30726, 30736, 30742, 37302, 37304, 37308, 37315, 37341, 37343, 37350, 37351, 37363, 37373, 37377, 37379, 37384, 37401, 37402, 37403, 37404, 37405, 37406, 37407, 37408, 37409, 37410, 37411, 37412, 37414, 37415, 37416, 37419, 37421, 37422, 37424, 37450
KNOXVILLE, TN BAH Rates
Military Housing Area: TN267
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,719 | $1,290 |
| E02 | $1,719 | $1,290 |
| E03 | $1,719 | $1,290 |
| E04 | $1,719 | $1,290 |
| E05 | $1,845 | $1,482 |
| E06 | $2,187 | $1,641 |
| E07 | $2,307 | $1,731 |
| E08 | $2,436 | $1,920 |
| E09 | $2,580 | $2,019 |
| W01 | $2,205 | $1,683 |
| W02 | $2,361 | $1,917 |
| W03 | $2,520 | $2,028 |
| W04 | $2,604 | $2,214 |
| W05 | $2,709 | $2,334 |
| O01E | $2,331 | $1,848 |
| O02E | $2,496 | $1,995 |
| O03E | $2,619 | $2,184 |
| O01 | $1,890 | $1,590 |
| O02 | $2,184 | $1,806 |
| O03 | $2,514 | $2,061 |
| O04 | $2,742 | $2,313 |
| O05 | $2,898 | $2,385 |
| O06 | $2,922 | $2,505 |
| O07 | $2,943 | $2,535 |
BAH for KNOXVILLE, TN includes the following zip codes: 37701, 37705, 37710, 37716, 37717, 37721, 37737, 37754, 37769, 37777, 37801, 37802, 37803, 37804, 37806, 37828, 37830, 37831, 37849, 37853, 37878, 37882, 37886, 37901, 37902, 37909, 37912, 37914, 37915, 37916, 37917, 37918, 37919, 37920, 37921, 37922, 37923, 37924, 37927, 37928, 37929, 37930, 37931, 37932, 37933, 37934, 37938, 37939, 37940, 37950, 37995, 37996, 37997, 37998
MEMPHIS, TN BAH Rates
Military Housing Area: TN268
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,956 | $1,602 |
| E02 | $1,956 | $1,602 |
| E03 | $1,956 | $1,602 |
| E04 | $1,956 | $1,602 |
| E05 | $2,064 | $1,752 |
| E06 | $2,082 | $1,851 |
| E07 | $2,100 | $1,953 |
| E08 | $2,109 | $2,073 |
| E09 | $2,154 | $2,079 |
| W01 | $2,097 | $1,932 |
| W02 | $2,106 | $2,070 |
| W03 | $2,118 | $2,082 |
| W04 | $2,187 | $2,091 |
| W05 | $2,304 | $2,097 |
| O01E | $2,103 | $2,058 |
| O02E | $2,112 | $2,076 |
| O03E | $2,199 | $2,088 |
| O01 | $2,076 | $1,842 |
| O02 | $2,079 | $2,028 |
| O03 | $2,115 | $2,085 |
| O04 | $2,343 | $2,094 |
| O05 | $2,526 | $2,100 |
| O06 | $2,547 | $2,103 |
| O07 | $2,565 | $2,106 |
BAH for MEMPHIS, TN includes the following zip codes: 37501, 37544, 38002, 38004, 38011, 38014, 38015, 38016, 38017, 38018, 38019, 38023, 38027, 38028, 38029, 38049, 38053, 38054, 38055, 38058, 38071, 38083, 38088, 38101, 38103, 38104, 38105, 38106, 38107, 38108, 38109, 38111, 38112, 38113, 38114, 38115, 38116, 38117, 38118, 38119, 38120, 38122, 38124, 38125, 38126, 38127, 38128, 38130, 38131, 38132, 38133, 38134, 38135, 38136, 38137, 38138, 38139, 38141, 38145, 38148, 38150, 38151, 38152, 38157, 38159, 38161, 38163, 38166, 38167, 38168, 38173, 38174, 38175, 38177, 38181, 38182, 38183, 38184, 38186, 38187, 38188, 38190, 38193, 38194, 38197
NASHVILLE, TN BAH Rates
Military Housing Area: TN269
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,974 | $1,644 |
| E02 | $1,974 | $1,644 |
| E03 | $1,974 | $1,644 |
| E04 | $1,974 | $1,644 |
| E05 | $2,127 | $1,749 |
| E06 | $2,355 | $1,830 |
| E07 | $2,376 | $1,974 |
| E08 | $2,391 | $2,178 |
| E09 | $2,469 | $2,235 |
| W01 | $2,373 | $1,932 |
| W02 | $2,382 | $2,175 |
| W03 | $2,409 | $2,241 |
| W04 | $2,499 | $2,355 |
| W05 | $2,607 | $2,373 |
| O01E | $2,379 | $2,121 |
| O02E | $2,400 | $2,226 |
| O03E | $2,508 | $2,346 |
| O01 | $2,163 | $1,815 |
| O02 | $2,352 | $2,076 |
| O03 | $2,406 | $2,268 |
| O04 | $2,643 | $2,361 |
| O05 | $2,814 | $2,376 |
| O06 | $2,838 | $2,388 |
| O07 | $2,859 | $2,424 |
BAH for NASHVILLE, TN includes the following zip codes: 37011, 37013, 37014, 37024, 37027, 37037, 37046, 37060, 37062, 37063, 37064, 37065, 37067, 37068, 37069, 37070, 37072, 37076, 37080, 37085, 37086, 37089, 37115, 37116, 37118, 37127, 37128, 37129, 37130, 37131, 37132, 37133, 37135, 37138, 37153, 37167, 37179, 37189, 37201, 37202, 37203, 37204, 37205, 37206, 37207, 37208, 37209, 37210, 37211, 37212, 37213, 37214, 37215, 37216, 37217, 37218, 37219, 37220, 37221, 37222, 37224, 37227, 37228, 37229, 37230, 37232, 37234, 37235, 37236, 37238, 37240, 37241, 37242, 37243, 37244, 37246, 37250, 38476
JOHNSON CITY/KINGSPORT, TN BAH Rates
Military Housing Area: TN353
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,293 | $969 |
| E02 | $1,293 | $969 |
| E03 | $1,293 | $969 |
| E04 | $1,293 | $969 |
| E05 | $1,368 | $1,113 |
| E06 | $1,521 | $1,212 |
| E07 | $1,680 | $1,287 |
| E08 | $1,857 | $1,404 |
| E09 | $2,043 | $1,533 |
| W01 | $1,539 | $1,278 |
| W02 | $1,755 | $1,401 |
| W03 | $1,971 | $1,536 |
| W04 | $2,076 | $1,572 |
| W05 | $2,199 | $1,719 |
| O01E | $1,713 | $1,362 |
| O02E | $1,938 | $1,455 |
| O03E | $2,091 | $1,569 |
| O01 | $1,395 | $1,209 |
| O02 | $1,518 | $1,344 |
| O03 | $1,965 | $1,539 |
| O04 | $2,241 | $1,686 |
| O05 | $2,436 | $1,827 |
| O06 | $2,454 | $1,956 |
| O07 | $2,472 | $1,983 |
BAH for JOHNSON CITY/KINGSPORT, TN includes the following zip codes: 24201, 24203, 24205, 24209, 37601, 37602, 37604, 37605, 37614, 37615, 37617, 37618, 37620, 37621, 37625, 37642, 37643, 37644, 37645, 37656, 37658, 37659, 37660, 37662, 37663, 37664, 37665, 37669, 37681, 37682, 37684, 37686, 37687, 37690, 37694, 37699, 37711, 37731, 37811, 37857, 37873
About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for BAH are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area, also known as your County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.
Military Bases in Tennessee:
- Arnold AFB, Tullahoma, TN
- NSA Mid-South, Millington, TN
- USAREC, Nashville Battalion, TN
- Holston Army Plant in Kingsport, TN
- Milan Army Ammunition Plant in Milan, TN
Basic Allowance for Housing rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.
Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.
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