2023 Tennessee BAH (Basic Allowance for Housing) Rates

Updated: February 15, 2023
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    Basic Allowance for Housing (BAH) rates in Tennessee increased substantially in 2023. The national average increased by 12.11%, while Tennessee duty stations received a slightly lower 11.79% increase on average.

    Below are the local BAH rates charts for Military Housing Areas in Tennessee. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

    See the latest update on the 2023 Basic Allowance for Housing rates.

    CHATTANOOGA, TN BAH Rates

    Military Housing Area: TN266

    Grade With Dependents Without Dependents
    E01 $1,605 $1,293
    E02 $1,605 $1,293
    E03 $1,605 $1,293
    E04 $1,605 $1,293
    E05 $1,683 $1,437
    E06 $2,148 $1,611
    E07 $2,172 $1,632
    E08 $2,181 $1,779
    E09 $2,265 $1,914
    W01 $2,169 $1,629
    W02 $2,178 $1,776
    W03 $2,190 $1,929
    W04 $2,310 $2,148
    W05 $2,484 $2,154
    O01E $2,175 $1,677
    O02E $2,184 $1,887
    O03E $2,331 $2,142
    O01 $1,743 $1,521
    O02 $2,145 $1,659
    O03 $2,187 $1,980
    O04 $2,544 $2,151
    O05 $2,820 $2,157
    O06 $2,844 $2,160
    O07 $2,865 $2,175

    BAH for CHATTANOOGA, TN includes the following zip codes: 30726, 30736, 30742, 37302, 37304, 37308, 37315, 37341, 37343, 37350, 37351, 37363, 37373, 37377, 37379, 37384, 37401, 37402, 37403, 37404, 37405, 37406, 37407, 37408, 37409, 37410, 37411, 37412, 37414, 37415, 37416, 37419, 37421, 37422, 37424, 37450

    KNOXVILLE, TN BAH Rates

    Military Housing Area: TN267

    Grade With Dependents Without Dependents
    E01 $1,719 $1,290
    E02 $1,719 $1,290
    E03 $1,719 $1,290
    E04 $1,719 $1,290
    E05 $1,845 $1,482
    E06 $2,187 $1,641
    E07 $2,307 $1,731
    E08 $2,436 $1,920
    E09 $2,580 $2,019
    W01 $2,205 $1,683
    W02 $2,361 $1,917
    W03 $2,520 $2,028
    W04 $2,604 $2,214
    W05 $2,709 $2,334
    O01E $2,331 $1,848
    O02E $2,496 $1,995
    O03E $2,619 $2,184
    O01 $1,890 $1,590
    O02 $2,184 $1,806
    O03 $2,514 $2,061
    O04 $2,742 $2,313
    O05 $2,898 $2,385
    O06 $2,922 $2,505
    O07 $2,943 $2,535

    BAH for KNOXVILLE, TN includes the following zip codes: 37701, 37705, 37710, 37716, 37717, 37721, 37737, 37754, 37769, 37777, 37801, 37802, 37803, 37804, 37806, 37828, 37830, 37831, 37849, 37853, 37878, 37882, 37886, 37901, 37902, 37909, 37912, 37914, 37915, 37916, 37917, 37918, 37919, 37920, 37921, 37922, 37923, 37924, 37927, 37928, 37929, 37930, 37931, 37932, 37933, 37934, 37938, 37939, 37940, 37950, 37995, 37996, 37997, 37998

    MEMPHIS, TN BAH Rates

    Military Housing Area: TN268

    Grade With Dependents Without Dependents
    E01 $1,956 $1,602
    E02 $1,956 $1,602
    E03 $1,956 $1,602
    E04 $1,956 $1,602
    E05 $2,064 $1,752
    E06 $2,082 $1,851
    E07 $2,100 $1,953
    E08 $2,109 $2,073
    E09 $2,154 $2,079
    W01 $2,097 $1,932
    W02 $2,106 $2,070
    W03 $2,118 $2,082
    W04 $2,187 $2,091
    W05 $2,304 $2,097
    O01E $2,103 $2,058
    O02E $2,112 $2,076
    O03E $2,199 $2,088
    O01 $2,076 $1,842
    O02 $2,079 $2,028
    O03 $2,115 $2,085
    O04 $2,343 $2,094
    O05 $2,526 $2,100
    O06 $2,547 $2,103
    O07 $2,565 $2,106

    BAH for MEMPHIS, TN includes the following zip codes: 37501, 37544, 38002, 38004, 38011, 38014, 38015, 38016, 38017, 38018, 38019, 38023, 38027, 38028, 38029, 38049, 38053, 38054, 38055, 38058, 38071, 38083, 38088, 38101, 38103, 38104, 38105, 38106, 38107, 38108, 38109, 38111, 38112, 38113, 38114, 38115, 38116, 38117, 38118, 38119, 38120, 38122, 38124, 38125, 38126, 38127, 38128, 38130, 38131, 38132, 38133, 38134, 38135, 38136, 38137, 38138, 38139, 38141, 38145, 38148, 38150, 38151, 38152, 38157, 38159, 38161, 38163, 38166, 38167, 38168, 38173, 38174, 38175, 38177, 38181, 38182, 38183, 38184, 38186, 38187, 38188, 38190, 38193, 38194, 38197

    NASHVILLE, TN BAH Rates

    Military Housing Area: TN269

    Grade With Dependents Without Dependents
    E01 $1,974 $1,644
    E02 $1,974 $1,644
    E03 $1,974 $1,644
    E04 $1,974 $1,644
    E05 $2,127 $1,749
    E06 $2,355 $1,830
    E07 $2,376 $1,974
    E08 $2,391 $2,178
    E09 $2,469 $2,235
    W01 $2,373 $1,932
    W02 $2,382 $2,175
    W03 $2,409 $2,241
    W04 $2,499 $2,355
    W05 $2,607 $2,373
    O01E $2,379 $2,121
    O02E $2,400 $2,226
    O03E $2,508 $2,346
    O01 $2,163 $1,815
    O02 $2,352 $2,076
    O03 $2,406 $2,268
    O04 $2,643 $2,361
    O05 $2,814 $2,376
    O06 $2,838 $2,388
    O07 $2,859 $2,424

    BAH for NASHVILLE, TN includes the following zip codes: 37011, 37013, 37014, 37024, 37027, 37037, 37046, 37060, 37062, 37063, 37064, 37065, 37067, 37068, 37069, 37070, 37072, 37076, 37080, 37085, 37086, 37089, 37115, 37116, 37118, 37127, 37128, 37129, 37130, 37131, 37132, 37133, 37135, 37138, 37153, 37167, 37179, 37189, 37201, 37202, 37203, 37204, 37205, 37206, 37207, 37208, 37209, 37210, 37211, 37212, 37213, 37214, 37215, 37216, 37217, 37218, 37219, 37220, 37221, 37222, 37224, 37227, 37228, 37229, 37230, 37232, 37234, 37235, 37236, 37238, 37240, 37241, 37242, 37243, 37244, 37246, 37250, 38476

    JOHNSON CITY/KINGSPORT, TN BAH Rates

    Military Housing Area: TN353

    Grade With Dependents Without Dependents
    E01 $1,293 $969
    E02 $1,293 $969
    E03 $1,293 $969
    E04 $1,293 $969
    E05 $1,368 $1,113
    E06 $1,521 $1,212
    E07 $1,680 $1,287
    E08 $1,857 $1,404
    E09 $2,043 $1,533
    W01 $1,539 $1,278
    W02 $1,755 $1,401
    W03 $1,971 $1,536
    W04 $2,076 $1,572
    W05 $2,199 $1,719
    O01E $1,713 $1,362
    O02E $1,938 $1,455
    O03E $2,091 $1,569
    O01 $1,395 $1,209
    O02 $1,518 $1,344
    O03 $1,965 $1,539
    O04 $2,241 $1,686
    O05 $2,436 $1,827
    O06 $2,454 $1,956
    O07 $2,472 $1,983

    BAH for JOHNSON CITY/KINGSPORT, TN includes the following zip codes: 24201, 24203, 24205, 24209, 37601, 37602, 37604, 37605, 37614, 37615, 37617, 37618, 37620, 37621, 37625, 37642, 37643, 37644, 37645, 37656, 37658, 37659, 37660, 37662, 37663, 37664, 37665, 37669, 37681, 37682, 37684, 37686, 37687, 37690, 37694, 37699, 37711, 37731, 37811, 37857, 37873

    About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for BAH are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area, also known as your County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

    Military Bases in Tennessee:

    Basic Allowance for Housing rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

    Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.

    Written by Veteran.com Team