2023 Tennessee BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in Tennessee increased substantially in 2023. The national average increased by 12.11%, while Tennessee duty stations received a slightly lower 11.79% increase on average.

Below are the local BAH rates charts for Military Housing Areas in Tennessee. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See the latest update on the 2023 Basic Allowance for Housing rates.

CHATTANOOGA, TN BAH Rates

Military Housing Area: TN266

Grade	With Dependents	Without Dependents
E01	$1,605	$1,293
E02	$1,605	$1,293
E03	$1,605	$1,293
E04	$1,605	$1,293
E05	$1,683	$1,437
E06	$2,148	$1,611
E07	$2,172	$1,632
E08	$2,181	$1,779
E09	$2,265	$1,914
W01	$2,169	$1,629
W02	$2,178	$1,776
W03	$2,190	$1,929
W04	$2,310	$2,148
W05	$2,484	$2,154
O01E	$2,175	$1,677
O02E	$2,184	$1,887
O03E	$2,331	$2,142
O01	$1,743	$1,521
O02	$2,145	$1,659
O03	$2,187	$1,980
O04	$2,544	$2,151
O05	$2,820	$2,157
O06	$2,844	$2,160
O07	$2,865	$2,175

BAH for CHATTANOOGA, TN includes the following zip codes: 30726, 30736, 30742, 37302, 37304, 37308, 37315, 37341, 37343, 37350, 37351, 37363, 37373, 37377, 37379, 37384, 37401, 37402, 37403, 37404, 37405, 37406, 37407, 37408, 37409, 37410, 37411, 37412, 37414, 37415, 37416, 37419, 37421, 37422, 37424, 37450

KNOXVILLE, TN BAH Rates

Military Housing Area: TN267

Grade	With Dependents	Without Dependents
E01	$1,719	$1,290
E02	$1,719	$1,290
E03	$1,719	$1,290
E04	$1,719	$1,290
E05	$1,845	$1,482
E06	$2,187	$1,641
E07	$2,307	$1,731
E08	$2,436	$1,920
E09	$2,580	$2,019
W01	$2,205	$1,683
W02	$2,361	$1,917
W03	$2,520	$2,028
W04	$2,604	$2,214
W05	$2,709	$2,334
O01E	$2,331	$1,848
O02E	$2,496	$1,995
O03E	$2,619	$2,184
O01	$1,890	$1,590
O02	$2,184	$1,806
O03	$2,514	$2,061
O04	$2,742	$2,313
O05	$2,898	$2,385
O06	$2,922	$2,505
O07	$2,943	$2,535

BAH for KNOXVILLE, TN includes the following zip codes: 37701, 37705, 37710, 37716, 37717, 37721, 37737, 37754, 37769, 37777, 37801, 37802, 37803, 37804, 37806, 37828, 37830, 37831, 37849, 37853, 37878, 37882, 37886, 37901, 37902, 37909, 37912, 37914, 37915, 37916, 37917, 37918, 37919, 37920, 37921, 37922, 37923, 37924, 37927, 37928, 37929, 37930, 37931, 37932, 37933, 37934, 37938, 37939, 37940, 37950, 37995, 37996, 37997, 37998

MEMPHIS, TN BAH Rates

Military Housing Area: TN268

Grade	With Dependents	Without Dependents
E01	$1,956	$1,602
E02	$1,956	$1,602
E03	$1,956	$1,602
E04	$1,956	$1,602
E05	$2,064	$1,752
E06	$2,082	$1,851
E07	$2,100	$1,953
E08	$2,109	$2,073
E09	$2,154	$2,079
W01	$2,097	$1,932
W02	$2,106	$2,070
W03	$2,118	$2,082
W04	$2,187	$2,091
W05	$2,304	$2,097
O01E	$2,103	$2,058
O02E	$2,112	$2,076
O03E	$2,199	$2,088
O01	$2,076	$1,842
O02	$2,079	$2,028
O03	$2,115	$2,085
O04	$2,343	$2,094
O05	$2,526	$2,100
O06	$2,547	$2,103
O07	$2,565	$2,106

BAH for MEMPHIS, TN includes the following zip codes: 37501, 37544, 38002, 38004, 38011, 38014, 38015, 38016, 38017, 38018, 38019, 38023, 38027, 38028, 38029, 38049, 38053, 38054, 38055, 38058, 38071, 38083, 38088, 38101, 38103, 38104, 38105, 38106, 38107, 38108, 38109, 38111, 38112, 38113, 38114, 38115, 38116, 38117, 38118, 38119, 38120, 38122, 38124, 38125, 38126, 38127, 38128, 38130, 38131, 38132, 38133, 38134, 38135, 38136, 38137, 38138, 38139, 38141, 38145, 38148, 38150, 38151, 38152, 38157, 38159, 38161, 38163, 38166, 38167, 38168, 38173, 38174, 38175, 38177, 38181, 38182, 38183, 38184, 38186, 38187, 38188, 38190, 38193, 38194, 38197

NASHVILLE, TN BAH Rates

Military Housing Area: TN269

Grade	With Dependents	Without Dependents
E01	$1,974	$1,644
E02	$1,974	$1,644
E03	$1,974	$1,644
E04	$1,974	$1,644
E05	$2,127	$1,749
E06	$2,355	$1,830
E07	$2,376	$1,974
E08	$2,391	$2,178
E09	$2,469	$2,235
W01	$2,373	$1,932
W02	$2,382	$2,175
W03	$2,409	$2,241
W04	$2,499	$2,355
W05	$2,607	$2,373
O01E	$2,379	$2,121
O02E	$2,400	$2,226
O03E	$2,508	$2,346
O01	$2,163	$1,815
O02	$2,352	$2,076
O03	$2,406	$2,268
O04	$2,643	$2,361
O05	$2,814	$2,376
O06	$2,838	$2,388
O07	$2,859	$2,424

BAH for NASHVILLE, TN includes the following zip codes: 37011, 37013, 37014, 37024, 37027, 37037, 37046, 37060, 37062, 37063, 37064, 37065, 37067, 37068, 37069, 37070, 37072, 37076, 37080, 37085, 37086, 37089, 37115, 37116, 37118, 37127, 37128, 37129, 37130, 37131, 37132, 37133, 37135, 37138, 37153, 37167, 37179, 37189, 37201, 37202, 37203, 37204, 37205, 37206, 37207, 37208, 37209, 37210, 37211, 37212, 37213, 37214, 37215, 37216, 37217, 37218, 37219, 37220, 37221, 37222, 37224, 37227, 37228, 37229, 37230, 37232, 37234, 37235, 37236, 37238, 37240, 37241, 37242, 37243, 37244, 37246, 37250, 38476

JOHNSON CITY/KINGSPORT, TN BAH Rates

Military Housing Area: TN353

Grade	With Dependents	Without Dependents
E01	$1,293	$969
E02	$1,293	$969
E03	$1,293	$969
E04	$1,293	$969
E05	$1,368	$1,113
E06	$1,521	$1,212
E07	$1,680	$1,287
E08	$1,857	$1,404
E09	$2,043	$1,533
W01	$1,539	$1,278
W02	$1,755	$1,401
W03	$1,971	$1,536
W04	$2,076	$1,572
W05	$2,199	$1,719
O01E	$1,713	$1,362
O02E	$1,938	$1,455
O03E	$2,091	$1,569
O01	$1,395	$1,209
O02	$1,518	$1,344
O03	$1,965	$1,539
O04	$2,241	$1,686
O05	$2,436	$1,827
O06	$2,454	$1,956
O07	$2,472	$1,983

BAH for JOHNSON CITY/KINGSPORT, TN includes the following zip codes: 24201, 24203, 24205, 24209, 37601, 37602, 37604, 37605, 37614, 37615, 37617, 37618, 37620, 37621, 37625, 37642, 37643, 37644, 37645, 37656, 37658, 37659, 37660, 37662, 37663, 37664, 37665, 37669, 37681, 37682, 37684, 37686, 37687, 37690, 37694, 37699, 37711, 37731, 37811, 37857, 37873

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for BAH are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area, also known as your County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in Tennessee:

• Arnold AFB, Tullahoma, TN
• NSA Mid-South, Millington, TN
• USAREC, Nashville Battalion, TN
• Holston Army Plant in Kingsport, TN
• Milan Army Ammunition Plant in Milan, TN

Basic Allowance for Housing rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.