2023 Massachusetts BAH (Basic Allowance for Housing) Rates

Updated: February 15, 2023
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    Basic Allowance for Housing (BAH) rates in Massachusetts increased substantially in 2023. The national average increased by 12.11%, while Massachusetts duty stations received a massive 18.32% increase on average.

    Below are the local BAH rates charts for military housing areas in Massachusetts. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

    See the latest update on the 2023 Basic Allowance for Housing rates.

    NANTUCKET, MA BAH Rates

    Military Housing Area: MA119

    Grade With Dependents Without Dependents
    E01 $3,345 $2,508
    E02 $3,345 $2,508
    E03 $3,345 $2,508
    E04 $3,345 $2,508
    E05 $3,741 $2,805
    E06 $4,395 $3,297
    E07 $4,611 $3,459
    E08 $4,842 $3,873
    E09 $5,145 $4,068
    W01 $4,419 $3,315
    W02 $4,707 $3,870
    W03 $4,992 $4,089
    W04 $5,208 $4,446
    W05 $5,460 $4,662
    O01E $4,653 $3,735
    O02E $4,947 $4,029
    O03E $5,241 $4,389
    O01 $3,822 $2,943
    O02 $4,389 $3,609
    O03 $4,983 $4,158
    O04 $5,550 $4,623
    O05 $5,952 $4,761
    O06 $6,009 $4,977
    O07 $6,060 $5,064

    BAH for NANTUCKET, MA includes the following zip codes: 2554, 2564, 2584

    BOSTON, MA BAH Rates

    Military Housing Area: MA120

    Grade With Dependents Without Dependents
    E01 $3,852 $2,892
    E02 $3,852 $2,892
    E03 $3,852 $2,892
    E04 $3,852 $2,892
    E05 $4,188 $3,270
    E06 $4,263 $3,555
    E07 $4,422 $3,870
    E08 $4,599 $4,209
    E09 $4,884 $4,221
    W01 $4,275 $3,738
    W02 $4,497 $4,206
    W03 $4,716 $4,224
    W04 $4,947 $4,293
    W05 $5,223 $4,461
    O01E $4,455 $4,191
    O02E $4,683 $4,215
    O03E $4,986 $4,251
    O01 $4,203 $3,516
    O02 $4,260 $4,077
    O03 $4,707 $4,230
    O04 $5,322 $4,431
    O05 $5,757 $4,533
    O06 $5,805 $4,701
    O07 $5,856 $4,776

    BAH for BOSTON, MA includes the following zip codes: 1701, 1702, 1703, 1704, 1705, 1721, 1745, 1746, 1748, 1760, 1770, 1772, 1776, 1778, 1784, 1801, 1813, 1815, 1822, 1864, 1867, 1880, 1889, 1890, 1901, 1902, 1903, 1904, 1905, 1906, 1907, 1908, 1910, 1915, 1923, 1937, 1940, 1945, 1949, 1960, 1970, 2021, 2025, 2026, 2027, 2030, 2032, 2035, 2043, 2045, 2048, 2052, 2053, 2054, 2056, 2061, 2062, 2066, 2067, 2071, 2072, 2081, 2090, 2108, 2109, 2110, 2111, 2112, 2113, 2114, 2115, 2116, 2117, 2118, 2119, 2120, 2121, 2122, 2123, 2124, 2125, 2126, 2127, 2128, 2129, 2130, 2131, 2132, 2133, 2134, 2135, 2136, 2137, 2138, 2139, 2140, 2141, 2142, 2143, 2144, 2145, 2148, 2149, 2150, 2151, 2152, 2153, 2155, 2156, 2163, 2169, 2170, 2171, 2176, 2180, 2184, 2185, 2186, 2187, 2188, 2189, 2190, 2191, 2196, 2199, 2201, 2203, 2204, 2205, 2206, 2210, 2211, 2212, 2215, 2217, 2222, 2238, 2241, 2269, 2283, 2284, 2293, 2297, 2298, 2301, 2302, 2322, 2339, 2343, 2351, 2356, 2368, 2370, 2420, 2421, 2445, 2446, 2447, 2451, 2452, 2453, 2454, 2455, 2456, 2457, 2458, 2459, 2460, 2461, 2462, 2464, 2465, 2466, 2467, 2468, 2471, 2472, 2474, 2475, 2476, 2477, 2478, 2479, 2481, 2482, 2492, 2493, 2494, 2495

    WORCESTER, MA BAH Rates

    Military Housing Area: MA122

    Grade With Dependents Without Dependents
    E01 $2,466 $2,040
    E02 $2,466 $2,040
    E03 $2,466 $2,040
    E04 $2,466 $2,040
    E05 $2,469 $2,313
    E06 $2,685 $2,466
    E07 $2,883 $2,487
    E08 $3,099 $2,511
    E09 $3,372 $2,568
    W01 $2,706 $2,484
    W02 $2,973 $2,508
    W03 $3,237 $2,574
    W04 $3,429 $2,730
    W05 $3,654 $2,931
    O01E $2,922 $2,493
    O02E $3,198 $2,556
    O03E $3,459 $2,676
    O01 $2,496 $2,463
    O02 $2,682 $2,490
    O03 $3,228 $2,601
    O04 $3,735 $2,892
    O05 $4,092 $3,069
    O06 $4,128 $3,222
    O07 $4,161 $3,273

    BAH for WORCESTER, MA includes the following zip codes: 1005, 1031, 1037, 1068, 1074, 1083, 1092, 1094, 1441, 1501, 1505, 1506, 1507, 1508, 1509, 1515, 1516, 1518, 1519, 1520, 1522, 1524, 1525, 1526, 1527, 1531, 1532, 1534, 1535, 1536, 1537, 1538, 1540, 1542, 1543, 1545, 1546, 1550, 1560, 1562, 1566, 1568, 1569, 1570, 1571, 1581, 1583, 1585, 1586, 1588, 1590, 1601, 1602, 1603, 1604, 1605, 1606, 1607, 1608, 1609, 1610, 1611, 1612, 1613, 1614, 1615, 1653, 1655, 1747, 1756, 1757

    FITCHBURG, MA BAH Rates

    Military Housing Area: MA123

    Grade With Dependents Without Dependents
    E01 $2,556 $2,037
    E02 $2,556 $2,037
    E03 $2,556 $2,037
    E04 $2,556 $2,037
    E05 $2,559 $2,373
    E06 $2,928 $2,559
    E07 $3,144 $2,580
    E08 $3,375 $2,631
    E09 $3,585 $2,739
    W01 $2,952 $2,577
    W02 $3,243 $2,628
    W03 $3,525 $2,751
    W04 $3,612 $2,979
    W05 $3,711 $3,195
    O01E $3,186 $2,586
    O02E $3,483 $2,718
    O03E $3,621 $2,922
    O01 $2,604 $2,556
    O02 $2,925 $2,583
    O03 $3,516 $2,790
    O04 $3,741 $3,156
    O05 $3,897 $3,294
    O06 $3,933 $3,510
    O07 $3,963 $3,567

    BAH for FITCHBURG, MA includes the following zip codes: 1331, 1366, 1368, 1420, 1430, 1431, 1432, 1434, 1436, 1438, 1440, 1450, 1451, 1452, 1453, 1460, 1462, 1463, 1464, 1467, 1468, 1469, 1470, 1471, 1472, 1473, 1474, 1475, 1503, 1510, 1523, 1541, 1561, 1564, 1718, 1719, 1720, 1740, 1749, 1752, 1754, 1775

    CAPE COD-PLYMOUTH, MA BAH Rates

    Military Housing Area: MA124

    Grade With Dependents Without Dependents
    E01 $3,027 $2,424
    E02 $3,027 $2,424
    E03 $3,027 $2,424
    E04 $3,027 $2,424
    E05 $3,222 $2,688
    E06 $3,528 $2,853
    E07 $3,591 $3,036
    E08 $3,657 $3,288
    E09 $3,861 $3,378
    W01 $3,546 $2,967
    W02 $3,621 $3,285
    W03 $3,702 $3,384
    W04 $3,924 $3,543
    W05 $4,188 $3,606
    O01E $3,603 $3,225
    O02E $3,690 $3,354
    O03E $3,960 $3,525
    O01 $3,261 $2,832
    O02 $3,528 $3,159
    O03 $3,699 $3,417
    O04 $4,281 $3,591
    O05 $4,698 $3,627
    O06 $4,737 $3,687
    O07 $4,776 $3,741

    BAH for CAPE COD-PLYMOUTH, MA includes the following zip codes: 2018, 2020, 2040, 2041, 2044, 2047, 2050, 2051, 2055, 2059, 2060, 2065, 2303, 2304, 2305, 2324, 2325, 2327, 2330, 2331, 2332, 2333, 2334, 2337, 2338, 2341, 2344, 2345, 2346, 2347, 2348, 2349, 2350, 2355, 2357, 2358, 2359, 2360, 2361, 2362, 2364, 2366, 2367, 2375, 2379, 2381, 2382, 2532, 2534, 2536, 2537, 2538, 2540, 2541, 2542, 2543, 2553, 2556, 2558, 2559, 2561, 2562, 2563, 2571, 2574, 2576, 2601, 2630, 2631, 2632, 2633, 2634, 2635, 2637, 2638, 2639, 2641, 2642, 2643, 2644, 2645, 2646, 2647, 2648, 2649, 2650, 2651, 2652, 2653, 2655, 2657, 2659, 2660, 2661, 2662, 2663, 2664, 2666, 2667, 2668, 2669, 2670, 2671, 2672, 2673, 2675, 2713, 2738, 2739, 2770

    ESSEX CO, MA BAH Rates

    Military Housing Area: MA125

    Grade With Dependents Without Dependents
    E01 $2,679 $2,052
    E02 $2,679 $2,052
    E03 $2,679 $2,052
    E04 $2,679 $2,052
    E05 $2,856 $2,337
    E06 $3,246 $2,511
    E07 $3,432 $2,679
    E08 $3,633 $2,937
    E09 $3,882 $3,048
    W01 $3,267 $2,628
    W02 $3,519 $2,934
    W03 $3,765 $3,060
    W04 $3,930 $3,288
    W05 $4,122 $3,477
    O01E $3,468 $2,850
    O02E $3,726 $3,027
    O03E $3,954 $3,237
    O01 $2,910 $2,493
    O02 $3,243 $2,796
    O03 $3,756 $3,102
    O04 $4,191 $3,441
    O05 $4,497 $3,561
    O06 $4,539 $3,750
    O07 $4,575 $3,813

    BAH for ESSEX CO, MA includes the following zip codes: 1810, 1812, 1830, 1831, 1832, 1833, 1834, 1835, 1840, 1841, 1842, 1843, 1844, 1845, 1860, 1885, 1899, 1913, 1921, 1922, 1929, 1930, 1931, 1936, 1938, 1944, 1950, 1951, 1952, 1961, 1965, 1966, 1969, 1971, 1982, 1983, 1984, 1985, 5501

    HAMPDEN COUNTY, MA BAH Rates

    Military Housing Area: MA126

    Grade With Dependents Without Dependents
    E01 $1,896 $1,437
    E02 $1,896 $1,437
    E03 $1,896 $1,437
    E04 $1,896 $1,437
    E05 $1,962 $1,686
    E06 $2,373 $1,824
    E07 $2,559 $1,920
    E08 $2,757 $2,067
    E09 $2,961 $2,220
    W01 $2,394 $1,887
    W02 $2,643 $2,046
    W03 $2,886 $2,223
    W04 $2,994 $2,415
    W05 $3,123 $2,601
    O01E $2,595 $1,956
    O02E $2,847 $2,142
    O03E $3,009 $2,367
    O01 $2,019 $1,821
    O02 $2,370 $1,941
    O03 $2,877 $2,226
    O04 $3,165 $2,568
    O05 $3,366 $2,685
    O06 $3,393 $2,871
    O07 $3,420 $2,916

    BAH for HAMPDEN COUNTY, MA includes the following zip codes: 1001, 1002, 1003, 1004, 1007, 1008, 1009, 1010, 1011, 1012, 1013, 1014, 1020, 1021, 1022, 1026, 1027, 1028, 1029, 1030, 1032, 1033, 1034, 1035, 1036, 1038, 1039, 1040, 1041, 1050, 1053, 1056, 1057, 1059, 1060, 1061, 1062, 1063, 1066, 1069, 1070, 1071, 1073, 1075, 1077, 1079, 1080, 1081, 1082, 1084, 1085, 1086, 1088, 1089, 1090, 1095, 1096, 1097, 1098, 1101, 1102, 1103, 1104, 1105, 1106, 1107, 1108, 1109, 1111, 1115, 1116, 1118, 1119, 1128, 1129, 1138, 1139, 1144, 1151, 1152, 1199, 1201, 1202, 1203, 1220, 1222, 1223, 1224, 1225, 1226, 1227, 1229, 1230, 1235, 1236, 1237, 1238, 1240, 1242, 1243, 1244, 1245, 1247, 1252, 1253, 1254, 1255, 1256, 1257, 1258, 1259, 1260, 1262, 1263, 1264, 1266, 1267, 1270, 1343, 1521

    MARTHA'S VINEYARD, MA BAH Rates

    Military Housing Area: MA151

    Grade With Dependents Without Dependents
    E01 $3,159 $2,487
    E02 $3,159 $2,487
    E03 $3,159 $2,487
    E04 $3,159 $2,487
    E05 $3,366 $2,790
    E06 $3,708 $2,976
    E07 $3,810 $3,168
    E08 $3,918 $3,438
    E09 $4,119 $3,540
    W01 $3,726 $3,096
    W02 $3,858 $3,435
    W03 $3,990 $3,549
    W04 $4,170 $3,732
    W05 $4,383 $3,834
    O01E $3,831 $3,369
    O02E $3,972 $3,516
    O03E $4,200 $3,705
    O01 $3,411 $2,955
    O02 $3,708 $3,297
    O03 $3,984 $3,582
    O04 $4,458 $3,813
    O05 $4,794 $3,873
    O06 $4,833 $3,975
    O07 $4,875 $4,035

    BAH for MARTHA'S VINEYARD, MA includes the following zip codes: 2535, 2539, 2552, 2557, 2568, 2575

    HANSCOM AFB, MA BAH Rates

    Military Housing Area: MA377

    Grade With Dependents Without Dependents
    E01 $3,267 $2,628
    E02 $3,267 $2,628
    E03 $3,267 $2,628
    E04 $3,267 $2,628
    E05 $3,348 $2,988
    E06 $3,900 $3,183
    E07 $3,993 $3,264
    E08 $4,092 $3,462
    E09 $4,335 $3,624
    W01 $3,921 $3,252
    W02 $4,035 $3,459
    W03 $4,155 $3,639
    W04 $4,407 $3,921
    W05 $4,704 $4,014
    O01E $4,008 $3,342
    O02E $4,137 $3,591
    O03E $4,449 $3,894
    O01 $3,420 $3,180
    O02 $3,894 $3,324
    O03 $4,152 $3,699
    O04 $4,812 $3,990
    O05 $5,286 $4,050
    O06 $5,337 $4,140
    O07 $5,382 $4,212

    BAH for HANSCOM AFB, MA includes the following zip codes: 1730, 1731, 1741, 1742, 1773, 1803, 1805, 1821, 1824, 1826, 1827, 1850, 1851, 1852, 1853, 1854, 1862, 1863, 1865, 1866, 1876, 1879, 1886, 1887, 1888

    About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for BAH are within these counties. In order to account for these service members, there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your military housing area, also known as your County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

    Military Bases in Massachusetts:

    BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

    Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.

    Written by Veteran.com Team