2023 Massachusetts BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in Massachusetts increased substantially in 2023. The national average increased by 12.11%, while Massachusetts duty stations received a massive 18.32% increase on average.

Below are the local BAH rates charts for Military Housing Areas in Massachusetts. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See the latest update on the 2023 Basic Allowance for Housing rates.

NANTUCKET, MA BAH Rates

Military Housing Area: MA119

Grade	With Dependents	Without Dependents
E01	$3,345	$2,508
E02	$3,345	$2,508
E03	$3,345	$2,508
E04	$3,345	$2,508
E05	$3,741	$2,805
E06	$4,395	$3,297
E07	$4,611	$3,459
E08	$4,842	$3,873
E09	$5,145	$4,068
W01	$4,419	$3,315
W02	$4,707	$3,870
W03	$4,992	$4,089
W04	$5,208	$4,446
W05	$5,460	$4,662
O01E	$4,653	$3,735
O02E	$4,947	$4,029
O03E	$5,241	$4,389
O01	$3,822	$2,943
O02	$4,389	$3,609
O03	$4,983	$4,158
O04	$5,550	$4,623
O05	$5,952	$4,761
O06	$6,009	$4,977
O07	$6,060	$5,064

BAH for NANTUCKET, MA includes the following zip codes: 2554, 2564, 2584

BOSTON, MA BAH Rates

Military Housing Area: MA120

Grade	With Dependents	Without Dependents
E01	$3,852	$2,892
E02	$3,852	$2,892
E03	$3,852	$2,892
E04	$3,852	$2,892
E05	$4,188	$3,270
E06	$4,263	$3,555
E07	$4,422	$3,870
E08	$4,599	$4,209
E09	$4,884	$4,221
W01	$4,275	$3,738
W02	$4,497	$4,206
W03	$4,716	$4,224
W04	$4,947	$4,293
W05	$5,223	$4,461
O01E	$4,455	$4,191
O02E	$4,683	$4,215
O03E	$4,986	$4,251
O01	$4,203	$3,516
O02	$4,260	$4,077
O03	$4,707	$4,230
O04	$5,322	$4,431
O05	$5,757	$4,533
O06	$5,805	$4,701
O07	$5,856	$4,776

BAH for BOSTON, MA includes the following zip codes: 1701, 1702, 1703, 1704, 1705, 1721, 1745, 1746, 1748, 1760, 1770, 1772, 1776, 1778, 1784, 1801, 1813, 1815, 1822, 1864, 1867, 1880, 1889, 1890, 1901, 1902, 1903, 1904, 1905, 1906, 1907, 1908, 1910, 1915, 1923, 1937, 1940, 1945, 1949, 1960, 1970, 2021, 2025, 2026, 2027, 2030, 2032, 2035, 2043, 2045, 2048, 2052, 2053, 2054, 2056, 2061, 2062, 2066, 2067, 2071, 2072, 2081, 2090, 2108, 2109, 2110, 2111, 2112, 2113, 2114, 2115, 2116, 2117, 2118, 2119, 2120, 2121, 2122, 2123, 2124, 2125, 2126, 2127, 2128, 2129, 2130, 2131, 2132, 2133, 2134, 2135, 2136, 2137, 2138, 2139, 2140, 2141, 2142, 2143, 2144, 2145, 2148, 2149, 2150, 2151, 2152, 2153, 2155, 2156, 2163, 2169, 2170, 2171, 2176, 2180, 2184, 2185, 2186, 2187, 2188, 2189, 2190, 2191, 2196, 2199, 2201, 2203, 2204, 2205, 2206, 2210, 2211, 2212, 2215, 2217, 2222, 2238, 2241, 2269, 2283, 2284, 2293, 2297, 2298, 2301, 2302, 2322, 2339, 2343, 2351, 2356, 2368, 2370, 2420, 2421, 2445, 2446, 2447, 2451, 2452, 2453, 2454, 2455, 2456, 2457, 2458, 2459, 2460, 2461, 2462, 2464, 2465, 2466, 2467, 2468, 2471, 2472, 2474, 2475, 2476, 2477, 2478, 2479, 2481, 2482, 2492, 2493, 2494, 2495

WORCESTER, MA BAH Rates

Military Housing Area: MA122

Grade	With Dependents	Without Dependents
E01	$2,466	$2,040
E02	$2,466	$2,040
E03	$2,466	$2,040
E04	$2,466	$2,040
E05	$2,469	$2,313
E06	$2,685	$2,466
E07	$2,883	$2,487
E08	$3,099	$2,511
E09	$3,372	$2,568
W01	$2,706	$2,484
W02	$2,973	$2,508
W03	$3,237	$2,574
W04	$3,429	$2,730
W05	$3,654	$2,931
O01E	$2,922	$2,493
O02E	$3,198	$2,556
O03E	$3,459	$2,676
O01	$2,496	$2,463
O02	$2,682	$2,490
O03	$3,228	$2,601
O04	$3,735	$2,892
O05	$4,092	$3,069
O06	$4,128	$3,222
O07	$4,161	$3,273

BAH for WORCESTER, MA includes the following zip codes: 1005, 1031, 1037, 1068, 1074, 1083, 1092, 1094, 1441, 1501, 1505, 1506, 1507, 1508, 1509, 1515, 1516, 1518, 1519, 1520, 1522, 1524, 1525, 1526, 1527, 1531, 1532, 1534, 1535, 1536, 1537, 1538, 1540, 1542, 1543, 1545, 1546, 1550, 1560, 1562, 1566, 1568, 1569, 1570, 1571, 1581, 1583, 1585, 1586, 1588, 1590, 1601, 1602, 1603, 1604, 1605, 1606, 1607, 1608, 1609, 1610, 1611, 1612, 1613, 1614, 1615, 1653, 1655, 1747, 1756, 1757

FITCHBURG, MA BAH Rates

Military Housing Area: MA123

Grade	With Dependents	Without Dependents
E01	$2,556	$2,037
E02	$2,556	$2,037
E03	$2,556	$2,037
E04	$2,556	$2,037
E05	$2,559	$2,373
E06	$2,928	$2,559
E07	$3,144	$2,580
E08	$3,375	$2,631
E09	$3,585	$2,739
W01	$2,952	$2,577
W02	$3,243	$2,628
W03	$3,525	$2,751
W04	$3,612	$2,979
W05	$3,711	$3,195
O01E	$3,186	$2,586
O02E	$3,483	$2,718
O03E	$3,621	$2,922
O01	$2,604	$2,556
O02	$2,925	$2,583
O03	$3,516	$2,790
O04	$3,741	$3,156
O05	$3,897	$3,294
O06	$3,933	$3,510
O07	$3,963	$3,567

BAH for FITCHBURG, MA includes the following zip codes: 1331, 1366, 1368, 1420, 1430, 1431, 1432, 1434, 1436, 1438, 1440, 1450, 1451, 1452, 1453, 1460, 1462, 1463, 1464, 1467, 1468, 1469, 1470, 1471, 1472, 1473, 1474, 1475, 1503, 1510, 1523, 1541, 1561, 1564, 1718, 1719, 1720, 1740, 1749, 1752, 1754, 1775

CAPE COD-PLYMOUTH, MA BAH Rates

Military Housing Area: MA124

Grade	With Dependents	Without Dependents
E01	$3,027	$2,424
E02	$3,027	$2,424
E03	$3,027	$2,424
E04	$3,027	$2,424
E05	$3,222	$2,688
E06	$3,528	$2,853
E07	$3,591	$3,036
E08	$3,657	$3,288
E09	$3,861	$3,378
W01	$3,546	$2,967
W02	$3,621	$3,285
W03	$3,702	$3,384
W04	$3,924	$3,543
W05	$4,188	$3,606
O01E	$3,603	$3,225
O02E	$3,690	$3,354
O03E	$3,960	$3,525
O01	$3,261	$2,832
O02	$3,528	$3,159
O03	$3,699	$3,417
O04	$4,281	$3,591
O05	$4,698	$3,627
O06	$4,737	$3,687
O07	$4,776	$3,741

BAH for CAPE COD-PLYMOUTH, MA includes the following zip codes: 2018, 2020, 2040, 2041, 2044, 2047, 2050, 2051, 2055, 2059, 2060, 2065, 2303, 2304, 2305, 2324, 2325, 2327, 2330, 2331, 2332, 2333, 2334, 2337, 2338, 2341, 2344, 2345, 2346, 2347, 2348, 2349, 2350, 2355, 2357, 2358, 2359, 2360, 2361, 2362, 2364, 2366, 2367, 2375, 2379, 2381, 2382, 2532, 2534, 2536, 2537, 2538, 2540, 2541, 2542, 2543, 2553, 2556, 2558, 2559, 2561, 2562, 2563, 2571, 2574, 2576, 2601, 2630, 2631, 2632, 2633, 2634, 2635, 2637, 2638, 2639, 2641, 2642, 2643, 2644, 2645, 2646, 2647, 2648, 2649, 2650, 2651, 2652, 2653, 2655, 2657, 2659, 2660, 2661, 2662, 2663, 2664, 2666, 2667, 2668, 2669, 2670, 2671, 2672, 2673, 2675, 2713, 2738, 2739, 2770

ESSEX CO, MA BAH Rates

Military Housing Area: MA125

Grade	With Dependents	Without Dependents
E01	$2,679	$2,052
E02	$2,679	$2,052
E03	$2,679	$2,052
E04	$2,679	$2,052
E05	$2,856	$2,337
E06	$3,246	$2,511
E07	$3,432	$2,679
E08	$3,633	$2,937
E09	$3,882	$3,048
W01	$3,267	$2,628
W02	$3,519	$2,934
W03	$3,765	$3,060
W04	$3,930	$3,288
W05	$4,122	$3,477
O01E	$3,468	$2,850
O02E	$3,726	$3,027
O03E	$3,954	$3,237
O01	$2,910	$2,493
O02	$3,243	$2,796
O03	$3,756	$3,102
O04	$4,191	$3,441
O05	$4,497	$3,561
O06	$4,539	$3,750
O07	$4,575	$3,813

BAH for ESSEX CO, MA includes the following zip codes: 1810, 1812, 1830, 1831, 1832, 1833, 1834, 1835, 1840, 1841, 1842, 1843, 1844, 1845, 1860, 1885, 1899, 1913, 1921, 1922, 1929, 1930, 1931, 1936, 1938, 1944, 1950, 1951, 1952, 1961, 1965, 1966, 1969, 1971, 1982, 1983, 1984, 1985, 5501

HAMPDEN COUNTY, MA BAH Rates

Military Housing Area: MA126

Grade	With Dependents	Without Dependents
E01	$1,896	$1,437
E02	$1,896	$1,437
E03	$1,896	$1,437
E04	$1,896	$1,437
E05	$1,962	$1,686
E06	$2,373	$1,824
E07	$2,559	$1,920
E08	$2,757	$2,067
E09	$2,961	$2,220
W01	$2,394	$1,887
W02	$2,643	$2,046
W03	$2,886	$2,223
W04	$2,994	$2,415
W05	$3,123	$2,601
O01E	$2,595	$1,956
O02E	$2,847	$2,142
O03E	$3,009	$2,367
O01	$2,019	$1,821
O02	$2,370	$1,941
O03	$2,877	$2,226
O04	$3,165	$2,568
O05	$3,366	$2,685
O06	$3,393	$2,871
O07	$3,420	$2,916

BAH for HAMPDEN COUNTY, MA includes the following zip codes: 1001, 1002, 1003, 1004, 1007, 1008, 1009, 1010, 1011, 1012, 1013, 1014, 1020, 1021, 1022, 1026, 1027, 1028, 1029, 1030, 1032, 1033, 1034, 1035, 1036, 1038, 1039, 1040, 1041, 1050, 1053, 1056, 1057, 1059, 1060, 1061, 1062, 1063, 1066, 1069, 1070, 1071, 1073, 1075, 1077, 1079, 1080, 1081, 1082, 1084, 1085, 1086, 1088, 1089, 1090, 1095, 1096, 1097, 1098, 1101, 1102, 1103, 1104, 1105, 1106, 1107, 1108, 1109, 1111, 1115, 1116, 1118, 1119, 1128, 1129, 1138, 1139, 1144, 1151, 1152, 1199, 1201, 1202, 1203, 1220, 1222, 1223, 1224, 1225, 1226, 1227, 1229, 1230, 1235, 1236, 1237, 1238, 1240, 1242, 1243, 1244, 1245, 1247, 1252, 1253, 1254, 1255, 1256, 1257, 1258, 1259, 1260, 1262, 1263, 1264, 1266, 1267, 1270, 1343, 1521

MARTHA'S VINEYARD, MA BAH Rates

Military Housing Area: MA151

Grade	With Dependents	Without Dependents
E01	$3,159	$2,487
E02	$3,159	$2,487
E03	$3,159	$2,487
E04	$3,159	$2,487
E05	$3,366	$2,790
E06	$3,708	$2,976
E07	$3,810	$3,168
E08	$3,918	$3,438
E09	$4,119	$3,540
W01	$3,726	$3,096
W02	$3,858	$3,435
W03	$3,990	$3,549
W04	$4,170	$3,732
W05	$4,383	$3,834
O01E	$3,831	$3,369
O02E	$3,972	$3,516
O03E	$4,200	$3,705
O01	$3,411	$2,955
O02	$3,708	$3,297
O03	$3,984	$3,582
O04	$4,458	$3,813
O05	$4,794	$3,873
O06	$4,833	$3,975
O07	$4,875	$4,035

BAH for MARTHA'S VINEYARD, MA includes the following zip codes: 2535, 2539, 2552, 2557, 2568, 2575

HANSCOM AFB, MA BAH Rates

Military Housing Area: MA377

Grade	With Dependents	Without Dependents
E01	$3,267	$2,628
E02	$3,267	$2,628
E03	$3,267	$2,628
E04	$3,267	$2,628
E05	$3,348	$2,988
E06	$3,900	$3,183
E07	$3,993	$3,264
E08	$4,092	$3,462
E09	$4,335	$3,624
W01	$3,921	$3,252
W02	$4,035	$3,459
W03	$4,155	$3,639
W04	$4,407	$3,921
W05	$4,704	$4,014
O01E	$4,008	$3,342
O02E	$4,137	$3,591
O03E	$4,449	$3,894
O01	$3,420	$3,180
O02	$3,894	$3,324
O03	$4,152	$3,699
O04	$4,812	$3,990
O05	$5,286	$4,050
O06	$5,337	$4,140
O07	$5,382	$4,212

BAH for HANSCOM AFB, MA includes the following zip codes: 1730, 1731, 1741, 1742, 1773, 1803, 1805, 1821, 1824, 1826, 1827, 1850, 1851, 1852, 1853, 1854, 1862, 1863, 1865, 1866, 1876, 1879, 1886, 1887, 1888

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in Massachusetts:

• Air Station Cape Cod, Cape Cod, MA
• Fort Devens, Devens, MA
• Hanscom AFB, Bedford, MA
• Sector SE New England, Woods Hole, MA
• Soldier Systems Center, Natick, MA
• Westover ARB, Westover, MA

BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.