2023 New Jersey BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in New Jersey increased substantially in 2023. The national average increased by 12.11%, while New Jersey duty stations received a larger 15.28% increase on average.

Below are the local BAH rates charts for Military Housing Areas in New Jersey. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See the latest update on the 2023 Basic Allowance for Housing rates.

ATLANTIC CITY, NJ BAH Rates

Military Housing Area: NJ196

Grade	With Dependents	Without Dependents
E01	$2,115	$1,755
E02	$2,115	$1,755
E03	$2,115	$1,755
E04	$2,115	$1,755
E05	$2,166	$1,950
E06	$2,811	$2,109
E07	$2,874	$2,157
E08	$2,943	$2,295
E09	$3,075	$2,487
W01	$2,832	$2,124
W02	$2,904	$2,292
W03	$2,988	$2,508
W04	$3,114	$2,823
W05	$3,264	$2,889
O01E	$2,883	$2,163
O02E	$2,973	$2,448
O03E	$3,132	$2,805
O01	$2,247	$2,061
O02	$2,802	$2,160
O03	$2,985	$2,577
O04	$3,315	$2,871
O05	$3,549	$2,910
O06	$3,579	$2,973
O07	$3,609	$3,018

BAH for ATLANTIC CITY, NJ includes the following zip codes: 8037, 8201, 8203, 8205, 8213, 8215, 8217, 8220, 8221, 8225, 8231, 8232, 8234, 8240, 8241, 8244, 8310, 8317, 8319, 8326, 8330, 8340, 8341, 8342, 8346, 8350, 8401, 8402, 8403, 8404, 8405, 8406

CAPE MAY, NJ BAH Rates

Military Housing Area: NJ198

Grade	With Dependents	Without Dependents
E01	$1,842	$1,383
E02	$1,842	$1,383
E03	$1,842	$1,383
E04	$1,842	$1,383
E05	$1,968	$1,569
E06	$2,235	$1,719
E07	$2,271	$1,839
E08	$2,310	$2,028
E09	$2,427	$2,097
W01	$2,253	$1,809
W02	$2,289	$2,025
W03	$2,340	$2,106
W04	$2,466	$2,241
W05	$2,616	$2,280
O01E	$2,274	$1,962
O02E	$2,328	$2,085
O03E	$2,484	$2,226
O01	$2,007	$1,707
O02	$2,232	$1,926
O03	$2,337	$2,136
O04	$2,667	$2,265
O05	$2,907	$2,289
O06	$2,931	$2,322
O07	$2,952	$2,355

BAH for CAPE MAY, NJ includes the following zip codes: 8202, 8204, 8210, 8212, 8214, 8218, 8219, 8223, 8226, 8230, 8242, 8243, 8245, 8246, 8247, 8248, 8250, 8251, 8252, 8260, 8270

FORT MONMOUTH/EARLE NWS, NJ BAH Rates

Military Housing Area: NJ200

Grade	With Dependents	Without Dependents
E01	$3,027	$2,310
E02	$3,027	$2,310
E03	$3,027	$2,310
E04	$3,027	$2,310
E05	$3,165	$2,682
E06	$3,651	$2,892
E07	$3,741	$3,027
E08	$3,834	$3,267
E09	$3,981	$3,408
W01	$3,672	$2,988
W02	$3,780	$3,264
W03	$3,897	$3,423
W04	$4,017	$3,669
W05	$4,158	$3,759
O01E	$3,756	$3,159
O02E	$3,879	$3,378
O03E	$4,035	$3,645
O01	$3,231	$2,880
O02	$3,645	$3,120
O03	$3,894	$3,474
O04	$4,206	$3,738
O05	$4,428	$3,795
O06	$4,467	$3,882
O07	$4,506	$3,948

BAH for FORT MONMOUTH/EARLE NWS, NJ includes the following zip codes: 7701, 7702, 7703, 7704, 7710, 7711, 7712, 7715, 7716, 7717, 7718, 7719, 7720, 7721, 7722, 7723, 7724, 7726, 7727, 7728, 7730, 7731, 7732, 7733, 7734, 7735, 7737, 7738, 7739, 7740, 7746, 7747, 7748, 7750, 7751, 7752, 7753, 7754, 7755, 7756, 7757, 7758, 7760, 7762, 7763, 7764, 7765, 7799, 8501, 8510, 8514, 8526, 8535, 8555, 8720, 8730, 8735, 8736, 8738, 8739, 8742, 8750, 8751, 8752

PERTH AMBOY, NJ BAH Rates

Military Housing Area: NJ201

Grade	With Dependents	Without Dependents
E01	$2,628	$1,971
E02	$2,628	$1,971
E03	$2,628	$1,971
E04	$2,628	$1,971
E05	$2,757	$2,301
E06	$3,216	$2,502
E07	$3,348	$2,628
E08	$3,489	$2,853
E09	$3,600	$2,985
W01	$3,237	$2,595
W02	$3,408	$2,850
W03	$3,579	$3,000
W04	$3,612	$3,246
W05	$3,645	$3,378
O01E	$3,372	$2,751
O02E	$3,555	$2,958
O03E	$3,615	$3,210
O01	$2,817	$2,493
O02	$3,213	$2,715
O03	$3,576	$3,048
O04	$3,654	$3,351
O05	$3,705	$3,435
O06	$3,738	$3,564
O07	$3,765	$3,624

BAH for PERTH AMBOY, NJ includes the following zip codes: 7001, 7008, 7059, 7063, 7064, 7067, 7069, 7077, 7080, 7095, 7920, 7921, 7924, 7931, 7934, 7938, 7939, 7977, 7978, 8502, 8504, 8512, 8528, 8536, 8553, 8558, 8805, 8807, 8810, 8812, 8816, 8817, 8818, 8820, 8821, 8823, 8824, 8828, 8830, 8831, 8832, 8835, 8836, 8837, 8840, 8844, 8846, 8850, 8852, 8853, 8854, 8855, 8857, 8859, 8861, 8862, 8863, 8869, 8871, 8872, 8873, 8875, 8876, 8879, 8880, 8882, 8884, 8890, 8899, 8901, 8902, 8903, 8904, 8906, 8933, 8989

NORTHERN NEW JERSEY BAH Rates

Military Housing Area: NJ202

Grade	With Dependents	Without Dependents
E01	$3,546	$2,661
E02	$3,546	$2,661
E03	$3,546	$2,661
E04	$3,546	$2,661
E05	$3,882	$2,952
E06	$4,098	$3,252
E07	$4,113	$3,564
E08	$4,122	$3,930
E09	$4,230	$3,990
W01	$4,110	$3,435
W02	$4,119	$3,927
W03	$4,131	$3,993
W04	$4,278	$4,092
W05	$4,482	$4,098
O01E	$4,116	$3,885
O02E	$4,125	$3,975
O03E	$4,305	$4,089
O01	$3,912	$3,213
O02	$4,095	$3,771
O03	$4,128	$4,014
O04	$4,554	$4,095
O05	$4,875	$4,101
O06	$4,917	$4,104
O07	$4,959	$4,152

BAH for NORTHERN NEW JERSEY includes the following zip codes: 7003, 7004, 7005, 7006, 7007, 7009, 7010, 7011, 7012, 7013, 7014, 7015, 7016, 7017, 7018, 7019, 7020, 7021, 7022, 7023, 7024, 7026, 7027, 7028, 7029, 7030, 7031, 7032, 7033, 7034, 7035, 7036, 7039, 7040, 7041, 7042, 7043, 7044, 7045, 7046, 7047, 7050, 7051, 7052, 7054, 7055, 7057, 7058, 7060, 7061, 7062, 7065, 7066, 7068, 7070, 7071, 7072, 7073, 7074, 7075, 7076, 7078, 7079, 7081, 7082, 7083, 7086, 7087, 7088, 7090, 7091, 7092, 7093, 7094, 7096, 7097, 7099, 7101, 7102, 7103, 7104, 7105, 7106, 7107, 7108, 7109, 7110, 7111, 7112, 7114, 7175, 7184, 7188, 7189, 7191, 7192, 7193, 7195, 7198, 7199, 7201, 7202, 7203, 7204, 7205, 7206, 7207, 7208, 7302, 7303, 7304, 7305, 7306, 7307, 7308, 7310, 7311, 7395, 7399, 7401, 7403, 7405, 7407, 7410, 7416, 7417, 7418, 7419, 7420, 7421, 7422, 7423, 7424, 7428, 7430, 7432, 7435, 7436, 7438, 7439, 7440, 7442, 7444, 7446, 7450, 7451, 7452, 7456, 7457, 7458, 7460, 7461, 7462, 7463, 7465, 7470, 7474, 7480, 7481, 7495, 7501, 7502, 7503, 7504, 7505, 7506, 7507, 7508, 7509, 7510, 7511, 7512, 7513, 7514, 7522, 7524, 7533, 7538, 7543, 7544, 7601, 7602, 7603, 7604, 7605, 7606, 7607, 7608, 7620, 7621, 7624, 7626, 7627, 7628, 7630, 7631, 7632, 7640, 7641, 7642, 7643, 7644, 7645, 7646, 7647, 7648, 7649, 7650, 7652, 7653, 7656, 7657, 7660, 7661, 7662, 7663, 7666, 7670, 7675, 7676, 7677, 7699, 7801, 7802, 7803, 7806, 7821, 7822, 7826, 7827, 7828, 7834, 7836, 7837, 7839, 7842, 7843, 7845, 7847, 7848, 7849, 7850, 7851, 7852, 7853, 7855, 7856, 7857, 7860, 7866, 7869, 7870, 7871, 7874, 7875, 7876, 7877, 7878, 7879, 7881, 7885, 7890, 7901, 7902, 7922, 7926, 7927, 7928, 7930, 7932, 7933, 7935, 7936, 7940, 7945, 7946, 7950, 7960, 7961, 7962, 7963, 7970, 7974, 7976, 7980, 7981, 7999

TRENTON, NJ BAH Rates

Military Housing Area: NJ203

Grade	With Dependents	Without Dependents
E01	$2,679	$2,010
E02	$2,679	$2,010
E03	$2,679	$2,010
E04	$2,679	$2,010
E05	$2,862	$2,319
E06	$3,366	$2,526
E07	$3,390	$2,682
E08	$3,399	$2,967
E09	$3,537	$3,114
W01	$3,387	$2,628
W02	$3,396	$2,964
W03	$3,408	$3,129
W04	$3,603	$3,366
W05	$3,867	$3,372
O01E	$3,393	$2,856
O02E	$3,402	$3,084
O03E	$3,639	$3,360
O01	$2,928	$2,490
O02	$3,363	$2,802
O03	$3,405	$3,183
O04	$3,960	$3,369
O05	$4,383	$3,375
O06	$4,422	$3,378
O07	$4,458	$3,417

BAH for TRENTON, NJ includes the following zip codes: 7830, 7979, 8520, 8525, 8530, 8534, 8540, 8541, 8542, 8543, 8544, 8550, 8551, 8556, 8557, 8559, 8560, 8561, 8601, 8602, 8603, 8604, 8605, 8606, 8607, 8608, 8609, 8610, 8611, 8618, 8619, 8620, 8625, 8628, 8629, 8638, 8645, 8646, 8647, 8648, 8650, 8666, 8690, 8691, 8695, 8801, 8802, 8803, 8804, 8809, 8822, 8825, 8826, 8827, 8829, 8833, 8834, 8848, 8858, 8867, 8868, 8870, 8885, 8887, 8888, 8889

JB MCGUIRE-DIX-LAKEHURST, NJ BAH Rates

Military Housing Area: NJ204

Grade	With Dependents	Without Dependents
E01	$2,442	$1,893
E02	$2,442	$1,893
E03	$2,442	$1,893
E04	$2,442	$1,893
E05	$2,451	$2,238
E06	$3,078	$2,427
E07	$3,135	$2,457
E08	$3,192	$2,580
E09	$3,330	$2,766
W01	$3,099	$2,454
W02	$3,162	$2,577
W03	$3,234	$2,784
W04	$3,375	$3,090
W05	$3,540	$3,147
O01E	$3,141	$2,463
O02E	$3,219	$2,727
O03E	$3,396	$3,072
O01	$2,532	$2,424
O02	$3,072	$2,460
O03	$3,231	$2,850
O04	$3,597	$3,129
O05	$3,861	$3,165
O06	$3,897	$3,216
O07	$3,927	$3,267

BAH for JB MCGUIRE-DIX-LAKEHURST, NJ includes the following zip codes: 8005, 8006, 8008, 8011, 8015, 8016, 8019, 8022, 8036, 8041, 8042, 8046, 8048, 8050, 8052, 8053, 8054, 8055, 8057, 8060, 8064, 8065, 8068, 8073, 8075, 8076, 8077, 8087, 8088, 8092, 8224, 8505, 8511, 8515, 8518, 8527, 8533, 8554, 8562, 8640, 8641, 8701, 8721, 8722, 8723, 8724, 8731, 8732, 8733, 8734, 8740, 8741, 8753, 8754, 8755, 8756, 8757, 8758, 8759

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in New Jersey:

• Fort Dix, Burlington, NJ
• Fort Monmouth, Monmouth County, NJ
• Loran Support Unit, Wildwood, NJ
• McGuire AFB, New Hanover, NJ
• NAES Lakehurst, Lakehurst, NJ
• NWS Earle, Colts Neck, NJ
• Picatinny Arsenal, Morris County, NJ
• Training Center Cape May, Cape May, NJ

Basic Allowance for Housing rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.