2023 New Jersey BAH (Basic Allowance for Housing) Rates

Updated: February 15, 2023
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    Basic Allowance for Housing (BAH) rates in New Jersey increased substantially in 2023. The national average increased by 12.11%, while New Jersey duty stations received a larger 15.28% increase on average.

    Below are the local BAH rates charts for Military Housing Areas in New Jersey. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

    See the latest update on the 2023 Basic Allowance for Housing rates.

    ATLANTIC CITY, NJ BAH Rates

    Military Housing Area: NJ196

    Grade With Dependents Without Dependents
    E01 $2,115 $1,755
    E02 $2,115 $1,755
    E03 $2,115 $1,755
    E04 $2,115 $1,755
    E05 $2,166 $1,950
    E06 $2,811 $2,109
    E07 $2,874 $2,157
    E08 $2,943 $2,295
    E09 $3,075 $2,487
    W01 $2,832 $2,124
    W02 $2,904 $2,292
    W03 $2,988 $2,508
    W04 $3,114 $2,823
    W05 $3,264 $2,889
    O01E $2,883 $2,163
    O02E $2,973 $2,448
    O03E $3,132 $2,805
    O01 $2,247 $2,061
    O02 $2,802 $2,160
    O03 $2,985 $2,577
    O04 $3,315 $2,871
    O05 $3,549 $2,910
    O06 $3,579 $2,973
    O07 $3,609 $3,018

    BAH for ATLANTIC CITY, NJ includes the following zip codes: 8037, 8201, 8203, 8205, 8213, 8215, 8217, 8220, 8221, 8225, 8231, 8232, 8234, 8240, 8241, 8244, 8310, 8317, 8319, 8326, 8330, 8340, 8341, 8342, 8346, 8350, 8401, 8402, 8403, 8404, 8405, 8406

    CAPE MAY, NJ BAH Rates

    Military Housing Area: NJ198

    Grade With Dependents Without Dependents
    E01 $1,842 $1,383
    E02 $1,842 $1,383
    E03 $1,842 $1,383
    E04 $1,842 $1,383
    E05 $1,968 $1,569
    E06 $2,235 $1,719
    E07 $2,271 $1,839
    E08 $2,310 $2,028
    E09 $2,427 $2,097
    W01 $2,253 $1,809
    W02 $2,289 $2,025
    W03 $2,340 $2,106
    W04 $2,466 $2,241
    W05 $2,616 $2,280
    O01E $2,274 $1,962
    O02E $2,328 $2,085
    O03E $2,484 $2,226
    O01 $2,007 $1,707
    O02 $2,232 $1,926
    O03 $2,337 $2,136
    O04 $2,667 $2,265
    O05 $2,907 $2,289
    O06 $2,931 $2,322
    O07 $2,952 $2,355

    BAH for CAPE MAY, NJ includes the following zip codes: 8202, 8204, 8210, 8212, 8214, 8218, 8219, 8223, 8226, 8230, 8242, 8243, 8245, 8246, 8247, 8248, 8250, 8251, 8252, 8260, 8270

    FORT MONMOUTH/EARLE NWS, NJ BAH Rates

    Military Housing Area: NJ200

    Grade With Dependents Without Dependents
    E01 $3,027 $2,310
    E02 $3,027 $2,310
    E03 $3,027 $2,310
    E04 $3,027 $2,310
    E05 $3,165 $2,682
    E06 $3,651 $2,892
    E07 $3,741 $3,027
    E08 $3,834 $3,267
    E09 $3,981 $3,408
    W01 $3,672 $2,988
    W02 $3,780 $3,264
    W03 $3,897 $3,423
    W04 $4,017 $3,669
    W05 $4,158 $3,759
    O01E $3,756 $3,159
    O02E $3,879 $3,378
    O03E $4,035 $3,645
    O01 $3,231 $2,880
    O02 $3,645 $3,120
    O03 $3,894 $3,474
    O04 $4,206 $3,738
    O05 $4,428 $3,795
    O06 $4,467 $3,882
    O07 $4,506 $3,948

    BAH for FORT MONMOUTH/EARLE NWS, NJ includes the following zip codes: 7701, 7702, 7703, 7704, 7710, 7711, 7712, 7715, 7716, 7717, 7718, 7719, 7720, 7721, 7722, 7723, 7724, 7726, 7727, 7728, 7730, 7731, 7732, 7733, 7734, 7735, 7737, 7738, 7739, 7740, 7746, 7747, 7748, 7750, 7751, 7752, 7753, 7754, 7755, 7756, 7757, 7758, 7760, 7762, 7763, 7764, 7765, 7799, 8501, 8510, 8514, 8526, 8535, 8555, 8720, 8730, 8735, 8736, 8738, 8739, 8742, 8750, 8751, 8752

    PERTH AMBOY, NJ BAH Rates

    Military Housing Area: NJ201

    Grade With Dependents Without Dependents
    E01 $2,628 $1,971
    E02 $2,628 $1,971
    E03 $2,628 $1,971
    E04 $2,628 $1,971
    E05 $2,757 $2,301
    E06 $3,216 $2,502
    E07 $3,348 $2,628
    E08 $3,489 $2,853
    E09 $3,600 $2,985
    W01 $3,237 $2,595
    W02 $3,408 $2,850
    W03 $3,579 $3,000
    W04 $3,612 $3,246
    W05 $3,645 $3,378
    O01E $3,372 $2,751
    O02E $3,555 $2,958
    O03E $3,615 $3,210
    O01 $2,817 $2,493
    O02 $3,213 $2,715
    O03 $3,576 $3,048
    O04 $3,654 $3,351
    O05 $3,705 $3,435
    O06 $3,738 $3,564
    O07 $3,765 $3,624

    BAH for PERTH AMBOY, NJ includes the following zip codes: 7001, 7008, 7059, 7063, 7064, 7067, 7069, 7077, 7080, 7095, 7920, 7921, 7924, 7931, 7934, 7938, 7939, 7977, 7978, 8502, 8504, 8512, 8528, 8536, 8553, 8558, 8805, 8807, 8810, 8812, 8816, 8817, 8818, 8820, 8821, 8823, 8824, 8828, 8830, 8831, 8832, 8835, 8836, 8837, 8840, 8844, 8846, 8850, 8852, 8853, 8854, 8855, 8857, 8859, 8861, 8862, 8863, 8869, 8871, 8872, 8873, 8875, 8876, 8879, 8880, 8882, 8884, 8890, 8899, 8901, 8902, 8903, 8904, 8906, 8933, 8989

    NORTHERN NEW JERSEY BAH Rates

    Military Housing Area: NJ202

    Grade With Dependents Without Dependents
    E01 $3,546 $2,661
    E02 $3,546 $2,661
    E03 $3,546 $2,661
    E04 $3,546 $2,661
    E05 $3,882 $2,952
    E06 $4,098 $3,252
    E07 $4,113 $3,564
    E08 $4,122 $3,930
    E09 $4,230 $3,990
    W01 $4,110 $3,435
    W02 $4,119 $3,927
    W03 $4,131 $3,993
    W04 $4,278 $4,092
    W05 $4,482 $4,098
    O01E $4,116 $3,885
    O02E $4,125 $3,975
    O03E $4,305 $4,089
    O01 $3,912 $3,213
    O02 $4,095 $3,771
    O03 $4,128 $4,014
    O04 $4,554 $4,095
    O05 $4,875 $4,101
    O06 $4,917 $4,104
    O07 $4,959 $4,152

    BAH for NORTHERN NEW JERSEY includes the following zip codes: 7003, 7004, 7005, 7006, 7007, 7009, 7010, 7011, 7012, 7013, 7014, 7015, 7016, 7017, 7018, 7019, 7020, 7021, 7022, 7023, 7024, 7026, 7027, 7028, 7029, 7030, 7031, 7032, 7033, 7034, 7035, 7036, 7039, 7040, 7041, 7042, 7043, 7044, 7045, 7046, 7047, 7050, 7051, 7052, 7054, 7055, 7057, 7058, 7060, 7061, 7062, 7065, 7066, 7068, 7070, 7071, 7072, 7073, 7074, 7075, 7076, 7078, 7079, 7081, 7082, 7083, 7086, 7087, 7088, 7090, 7091, 7092, 7093, 7094, 7096, 7097, 7099, 7101, 7102, 7103, 7104, 7105, 7106, 7107, 7108, 7109, 7110, 7111, 7112, 7114, 7175, 7184, 7188, 7189, 7191, 7192, 7193, 7195, 7198, 7199, 7201, 7202, 7203, 7204, 7205, 7206, 7207, 7208, 7302, 7303, 7304, 7305, 7306, 7307, 7308, 7310, 7311, 7395, 7399, 7401, 7403, 7405, 7407, 7410, 7416, 7417, 7418, 7419, 7420, 7421, 7422, 7423, 7424, 7428, 7430, 7432, 7435, 7436, 7438, 7439, 7440, 7442, 7444, 7446, 7450, 7451, 7452, 7456, 7457, 7458, 7460, 7461, 7462, 7463, 7465, 7470, 7474, 7480, 7481, 7495, 7501, 7502, 7503, 7504, 7505, 7506, 7507, 7508, 7509, 7510, 7511, 7512, 7513, 7514, 7522, 7524, 7533, 7538, 7543, 7544, 7601, 7602, 7603, 7604, 7605, 7606, 7607, 7608, 7620, 7621, 7624, 7626, 7627, 7628, 7630, 7631, 7632, 7640, 7641, 7642, 7643, 7644, 7645, 7646, 7647, 7648, 7649, 7650, 7652, 7653, 7656, 7657, 7660, 7661, 7662, 7663, 7666, 7670, 7675, 7676, 7677, 7699, 7801, 7802, 7803, 7806, 7821, 7822, 7826, 7827, 7828, 7834, 7836, 7837, 7839, 7842, 7843, 7845, 7847, 7848, 7849, 7850, 7851, 7852, 7853, 7855, 7856, 7857, 7860, 7866, 7869, 7870, 7871, 7874, 7875, 7876, 7877, 7878, 7879, 7881, 7885, 7890, 7901, 7902, 7922, 7926, 7927, 7928, 7930, 7932, 7933, 7935, 7936, 7940, 7945, 7946, 7950, 7960, 7961, 7962, 7963, 7970, 7974, 7976, 7980, 7981, 7999

    TRENTON, NJ BAH Rates

    Military Housing Area: NJ203

    Grade With Dependents Without Dependents
    E01 $2,679 $2,010
    E02 $2,679 $2,010
    E03 $2,679 $2,010
    E04 $2,679 $2,010
    E05 $2,862 $2,319
    E06 $3,366 $2,526
    E07 $3,390 $2,682
    E08 $3,399 $2,967
    E09 $3,537 $3,114
    W01 $3,387 $2,628
    W02 $3,396 $2,964
    W03 $3,408 $3,129
    W04 $3,603 $3,366
    W05 $3,867 $3,372
    O01E $3,393 $2,856
    O02E $3,402 $3,084
    O03E $3,639 $3,360
    O01 $2,928 $2,490
    O02 $3,363 $2,802
    O03 $3,405 $3,183
    O04 $3,960 $3,369
    O05 $4,383 $3,375
    O06 $4,422 $3,378
    O07 $4,458 $3,417

    BAH for TRENTON, NJ includes the following zip codes: 7830, 7979, 8520, 8525, 8530, 8534, 8540, 8541, 8542, 8543, 8544, 8550, 8551, 8556, 8557, 8559, 8560, 8561, 8601, 8602, 8603, 8604, 8605, 8606, 8607, 8608, 8609, 8610, 8611, 8618, 8619, 8620, 8625, 8628, 8629, 8638, 8645, 8646, 8647, 8648, 8650, 8666, 8690, 8691, 8695, 8801, 8802, 8803, 8804, 8809, 8822, 8825, 8826, 8827, 8829, 8833, 8834, 8848, 8858, 8867, 8868, 8870, 8885, 8887, 8888, 8889

    JB MCGUIRE-DIX-LAKEHURST, NJ BAH Rates

    Military Housing Area: NJ204

    Grade With Dependents Without Dependents
    E01 $2,442 $1,893
    E02 $2,442 $1,893
    E03 $2,442 $1,893
    E04 $2,442 $1,893
    E05 $2,451 $2,238
    E06 $3,078 $2,427
    E07 $3,135 $2,457
    E08 $3,192 $2,580
    E09 $3,330 $2,766
    W01 $3,099 $2,454
    W02 $3,162 $2,577
    W03 $3,234 $2,784
    W04 $3,375 $3,090
    W05 $3,540 $3,147
    O01E $3,141 $2,463
    O02E $3,219 $2,727
    O03E $3,396 $3,072
    O01 $2,532 $2,424
    O02 $3,072 $2,460
    O03 $3,231 $2,850
    O04 $3,597 $3,129
    O05 $3,861 $3,165
    O06 $3,897 $3,216
    O07 $3,927 $3,267

    BAH for JB MCGUIRE-DIX-LAKEHURST, NJ includes the following zip codes: 8005, 8006, 8008, 8011, 8015, 8016, 8019, 8022, 8036, 8041, 8042, 8046, 8048, 8050, 8052, 8053, 8054, 8055, 8057, 8060, 8064, 8065, 8068, 8073, 8075, 8076, 8077, 8087, 8088, 8092, 8224, 8505, 8511, 8515, 8518, 8527, 8533, 8554, 8562, 8640, 8641, 8701, 8721, 8722, 8723, 8724, 8731, 8732, 8733, 8734, 8740, 8741, 8753, 8754, 8755, 8756, 8757, 8758, 8759

    About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for BAH are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area, also known as your County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

    Military Bases in New Jersey:

    • Fort Dix, Burlington, NJ
    • Fort Monmouth, Monmouth County, NJ
    • Loran Support Unit, Wildwood, NJ
    • McGuire AFB, New Hanover, NJ
    • NAES Lakehurst, Lakehurst, NJ
    • NWS Earle, Colts Neck, NJ
    • Picatinny Arsenal, Morris County, NJ
    • Training Center Cape May, Cape May, NJ

    Basic Allowance for Housing rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

    Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.

    Written by Veteran.com Team