2022 New Jersey BAH (Basic Allowance Housing) Rates

Updated: December 1, 2022

Table of Contents

    Local BAH rate charts for Military Housing Areas in the state of New Jersey. BAH is assigned by location and (pay grade) rank and can be used to rent or purchase a home.

    See the latest update on the 2023 Basic Allowance for Housing rates.

    MHA: NJ196 - Military Housing Area Name: ATLANTIC CITY, NJ

    GradeWith DependentsWithout Dependents
    E01$1,983$1,575
    E02$1,983$1,575
    E03$1,983$1,575
    E04$1,983$1,575
    E05$2,097$1,764
    E06$2,337$1,875
    E07$2,442$1,983
    E08$2,559$2,151
    E09$2,745$2,214
    W01$2,352$1,953
    W02$2,490$2,148
    W03$2,631$2,223
    W04$2,787$2,358
    W05$2,970$2,466
    O01E$2,466$2,097
    O02E$2,610$2,202
    O03E$2,811$2,331
    O01$2,130$1,863
    O02$2,334$2,061
    O03$2,625$2,247
    O04$3,033$2,445
    O05$3,324$2,508
    O06$3,348$2,616
    O07$3,375$2,652

    MHA: NJ198 - Military Housing Area Name: CAPE MAY, NJ

    GradeWith DependentsWithout Dependents
    E01$1,500$1,161
    E02$1,500$1,161
    E03$1,500$1,161
    E04$1,500$1,161
    E05$1,626$1,299
    E06$1,875$1,404
    E07$1,965$1,503
    E08$2,064$1,680
    E09$2,205$1,749
    W01$1,890$1,467
    W02$2,007$1,677
    W03$2,127$1,755
    W04$2,232$1,893
    W05$2,355$1,986
    O01E$1,986$1,626
    O02E$2,109$1,734
    O03E$2,247$1,869
    O01$1,659$1,374
    O02$1,872$1,587
    O03$2,124$1,782
    O04$2,394$1,965
    O05$2,589$2,022
    O06$2,607$2,112
    O07$2,628$2,136

    MHA: NJ200 - Military Housing Area Name: FORT MONMOUTH/EARLE NWS, NJ

    GradeWith DependentsWithout Dependents
    E01$2,667$2,055
    E02$2,667$2,055
    E03$2,667$2,055
    E04$2,667$2,055
    E05$2,733$2,415
    E06$2,913$2,604
    E07$2,997$2,667
    E08$3,096$2,775
    E09$3,321$2,817
    W01$2,925$2,658
    W02$3,039$2,772
    W03$3,159$2,823
    W04$3,384$2,928
    W05$3,648$3,018
    O01E$3,018$2,733
    O02E$3,141$2,808
    O03E$3,420$2,904
    O01$2,760$2,601
    O02$2,910$2,712
    O03$3,153$2,844
    O04$3,744$3,000
    O05$4,170$3,129
    O06$4,203$3,153
    O07$4,236$3,189

    MHA: NJ201 - Military Housing Area Name: PERTH AMBOY, NJ

    GradeWith DependentsWithout Dependents
    E01$2,187$1,641
    E02$2,187$1,641
    E03$2,187$1,641
    E04$2,187$1,641
    E05$2,325$1,896
    E06$2,874$2,157
    E07$2,901$2,190
    E08$2,934$2,436
    E09$3,045$2,601
    W01$2,892$2,169
    W02$2,916$2,433
    W03$2,952$2,619
    W04$3,081$2,877
    W05$3,231$2,907
    O01E$2,910$2,325
    O02E$2,946$2,565
    O03E$3,099$2,871
    O01$2,394$2,046
    O02$2,868$2,280
    O03$2,949$2,673
    O04$3,285$2,895
    O05$3,525$2,910
    O06$3,552$2,937
    O07$3,582$2,976

    MHA: NJ202 - Military Housing Area Name: NORTHERN NEW JERSEY

    GradeWith DependentsWithout Dependents
    E01$2,865$2,148
    E02$2,865$2,148
    E03$2,865$2,148
    E04$2,865$2,148
    E05$3,135$2,403
    E06$3,405$2,625
    E07$3,423$2,874
    E08$3,435$3,192
    E09$3,573$3,267
    W01$3,420$2,778
    W02$3,429$3,189
    W03$3,447$3,276
    W04$3,621$3,402
    W05$3,831$3,420
    O01E$3,426$3,135
    O02E$3,441$3,252
    O03E$3,648$3,399
    O01$3,171$2,592
    O02$3,402$3,045
    O03$3,444$3,303
    O04$3,903$3,411
    O05$4,236$3,423
    O06$4,272$3,429
    O07$4,305$3,480

    MHA: NJ203 - Military Housing Area Name: TRENTON, NJ

    GradeWith DependentsWithout Dependents
    E01$2,439$1,830
    E02$2,439$1,830
    E03$2,439$1,830
    E04$2,439$1,830
    E05$2,724$2,043
    E06$3,024$2,265
    E07$3,042$2,451
    E08$3,051$2,790
    E09$3,159$2,874
    W01$3,039$2,346
    W02$3,048$2,787
    W03$3,060$2,883
    W04$3,204$3,021
    W05$3,405$3,027
    O01E$3,045$2,724
    O02E$3,054$2,853
    O03E$3,231$3,018
    O01$2,766$2,151
    O02$3,021$2,631
    O03$3,057$2,913
    O04$3,474$3,024
    O05$3,792$3,030
    O06$3,822$3,033
    O07$3,852$3,063

    MHA: NJ204 - Military Housing Area Name: FT DIX/MCGUIRE/LAKEHURST, NJ

    GradeWith DependentsWithout Dependents
    E01$2,064$1,581
    E02$2,064$1,581
    E03$2,064$1,581
    E04$2,064$1,581
    E05$2,148$1,839
    E06$2,577$1,983
    E07$2,598$2,064
    E08$2,613$2,238
    E09$2,679$2,364
    W01$2,595$2,046
    W02$2,604$2,235
    W03$2,628$2,376
    W04$2,700$2,577
    W05$2,787$2,598
    O01E$2,601$2,148
    O02E$2,622$2,337
    O03E$2,709$2,574
    O01$2,202$1,977
    O02$2,574$2,124
    O03$2,625$2,421
    O04$2,814$2,589
    O05$2,949$2,601
    O06$2,973$2,610
    O07$2,994$2,646

    About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

    Military bases in New Jersey:

    • Fort Dix, Burlington, NJ
    • Fort Monmouth, Monmouth County, NJ
    • Loran Support Unit, Wildwood, NJ
    • McGuire AFB, New Hanover, NJ
    • NAES Lakehurst, Lakehurst, NJ
    • NWS Earle, Colts Neck, NJ
    • Picatinny Arsenal, Morris County, NJ
    • Training Center Cape May, Cape May, NJ

    Basic Allowance for Housing rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

    Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.


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