2025 Illinois BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in Illinois increased notably for 2025. The national average increased by 5.4%, while Illinois duty stations received differing increases per below.

Below are the local BAH rates charts for Military Housing Areas in Illinois. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See 2025 Basic Allowance for Housing (BAH) rates here.

CHAMPAIGN/URBANA, IL BAH Rates

Military Housing Area: IL088

Grade	With Dependents	Without Dependents
E01	$1,341	$1,071
E02	$1,341	$1,071
E03	$1,341	$1,071
E04	$1,341	$1,071
E05	$1,407	$1,194
E06	$1,911	$1,434
E07	$1,935	$1,452
E08	$1,944	$1,512
E09	$2,022	$1,659
W01	$1,932	$1,449
W02	$1,941	$1,509
W03	$1,953	$1,677
W04	$2,061	$1,908
W05	$2,232	$1,917
O01E	$1,938	$1,458
O02E	$1,947	$1,626
O03E	$2,085	$1,905
O01	$1,473	$1,269
O02	$1,905	$1,455
O03	$1,950	$1,728
O04	$2,289	$1,911
O05	$2,553	$1,920
O06	$2,574	$1,932
O07	$2,592	$1,944

BAH for CHAMPAIGN/URBANA, IL includes the following zip codes: 60949, 61801, 61802, 61803, 61815, 61816, 61820, 61821, 61822, 61824, 61825, 61826, 61840, 61843, 61845, 61847, 61849, 61851, 61852, 61853, 61859, 61862, 61863, 61864, 61866, 61871, 61872, 61873, 61874, 61875, 61877, 61878, 61880

ROCK ISLAND, IL BAH Rates

Military Housing Area: IL089

Grade	With Dependents	Without Dependents
E01	$1,515	$1,329
E02	$1,515	$1,329
E03	$1,515	$1,329
E04	$1,515	$1,329
E05	$1,650	$1,350
E06	$2,085	$1,563
E07	$2,109	$1,584
E08	$2,118	$1,743
E09	$2,184	$1,866
W01	$2,106	$1,581
W02	$2,115	$1,740
W03	$2,127	$1,884
W04	$2,220	$2,082
W05	$2,373	$2,091
O01E	$2,112	$1,647
O02E	$2,121	$1,839
O03E	$2,241	$2,079
O01	$1,710	$1,377
O02	$2,082	$1,611
O03	$2,124	$1,926
O04	$2,424	$2,085
O05	$2,658	$2,094
O06	$2,679	$2,097
O07	$2,700	$2,112

BAH for ROCK ISLAND, IL includes the following zip codes: 52722, 52726, 52728, 52745, 52746, 52748, 52753, 52756, 52758, 52765, 52767, 52768, 52773, 52801, 52802, 52803, 52804, 52805, 52806, 52807, 52808, 52809, 61201, 61204, 61232, 61236, 61237, 61239, 61240, 61242, 61244, 61256, 61257, 61259, 61264, 61265, 61266, 61275, 61278, 61279, 61282, 61284, 61299

PEORIA, IL BAH Rates

Military Housing Area: IL090

Grade	With Dependents	Without Dependents
E01	$1,371	$1,029
E02	$1,371	$1,029
E03	$1,371	$1,029
E04	$1,371	$1,029
E05	$1,434	$1,203
E06	$1,734	$1,308
E07	$1,800	$1,368
E08	$1,872	$1,497
E09	$1,983	$1,578
W01	$1,752	$1,362
W02	$1,830	$1,494
W03	$1,923	$1,590
W04	$2,007	$1,743
W05	$2,112	$1,818
O01E	$1,809	$1,431
O02E	$1,911	$1,560
O03E	$2,019	$1,725
O01	$1,476	$1,305
O02	$1,731	$1,416
O03	$1,920	$1,623
O04	$2,145	$1,797
O05	$2,301	$1,836
O06	$2,319	$1,902
O07	$2,337	$1,935

BAH for PEORIA, IL includes the following zip codes: 61451, 61517, 61523, 61525, 61526, 61528, 61529, 61533, 61534, 61535, 61536, 61539, 61547, 61550, 61552, 61554, 61555, 61558, 61559, 61562, 61564, 61568, 61569, 61571, 61601, 61602, 61603, 61604, 61605, 61606, 61607, 61610, 61611, 61612, 61613, 61614, 61615, 61616, 61625, 61629, 61630, 61633, 61634, 61635, 61636, 61637, 61638, 61639, 61641, 61643, 61650, 61651, 61652, 61653, 61654, 61655, 61656, 61721, 61733, 61734, 61742, 61747, 61755, 61759

GREAT LAKES NAVTRACEN, IL BAH Rates

Military Housing Area: IL092

Grade	With Dependents	Without Dependents
E01	$2,082	$1,563
E02	$2,082	$1,563
E03	$2,082	$1,563
E04	$2,082	$1,563
E05	$2,274	$1,770
E06	$2,628	$1,971
E07	$2,736	$2,088
E08	$2,844	$2,349
E09	$3,018	$2,448
W01	$2,649	$2,028
W02	$2,781	$2,346
W03	$2,919	$2,463
W04	$3,057	$2,649
W05	$3,228	$2,760
O01E	$2,751	$2,271
O02E	$2,901	$2,424
O03E	$3,081	$2,622
O01	$2,322	$1,890
O02	$2,625	$2,214
O03	$2,916	$2,499
O04	$3,285	$2,736
O05	$3,543	$2,796
O06	$3,576	$2,901
O07	$3,603	$2,952

BAH for GREAT LAKES NAVTRACEN, IL includes the following zip codes: 53101, 53102, 53104, 53109, 53140, 53141, 53142, 53143, 53144, 53152, 53158, 53159, 53168, 53170, 53171, 53179, 53181, 53192, 53194, 60002, 60011, 60015, 60020, 60030, 60031, 60035, 60037, 60040, 60041, 60042, 60044, 60045, 60046, 60047, 60048, 60060, 60061, 60064, 60069, 60073, 60075, 60079, 60083, 60084, 60085, 60086, 60087, 60088, 60096, 60099

SCOTT AFB, IL BAH Rates

Military Housing Area: IL093

Grade	With Dependents	Without Dependents
E01	$1,458	$1,173
E02	$1,458	$1,173
E03	$1,458	$1,173
E04	$1,458	$1,173
E05	$1,473	$1,344
E06	$1,881	$1,446
E07	$1,968	$1,476
E08	$2,055	$1,557
E09	$2,226	$1,674
W01	$1,899	$1,470
W02	$2,004	$1,554
W03	$2,118	$1,689
W04	$2,271	$1,896
W05	$2,457	$1,986
O01E	$1,977	$1,482
O02E	$2,100	$1,647
O03E	$2,298	$1,872
O01	$1,527	$1,443
O02	$1,878	$1,479
O03	$2,115	$1,731
O04	$2,523	$1,965
O05	$2,811	$2,109
O06	$2,835	$2,127
O07	$2,856	$2,142

BAH for SCOTT AFB, IL includes the following zip codes: 62059, 62071, 62201, 62202, 62203, 62204, 62205, 62206, 62207, 62208, 62220, 62221, 62222, 62223, 62225, 62226, 62232, 62234, 62239, 62240, 62243, 62249, 62254, 62255, 62257, 62258, 62260, 62264, 62269, 62281, 62282, 62285, 62289, 62294

CHICAGO, IL BAH Rates

Military Housing Area: IL325

Grade	With Dependents	Without Dependents
E01	$2,901	$2,268
E02	$2,901	$2,268
E03	$2,901	$2,268
E04	$2,901	$2,268
E05	$3,102	$2,547
E06	$3,318	$2,721
E07	$3,339	$2,910
E08	$3,348	$3,150
E09	$3,402	$3,204
W01	$3,336	$2,841
W02	$3,345	$3,147
W03	$3,357	$3,213
W04	$3,432	$3,312
W05	$3,564	$3,321
O01E	$3,342	$3,099
O02E	$3,351	$3,192
O03E	$3,450	$3,309
O01	$3,135	$2,700
O02	$3,315	$3,039
O03	$3,354	$3,237
O04	$3,609	$3,315
O05	$3,810	$3,324
O06	$3,843	$3,327
O07	$3,876	$3,366

BAH for CHICAGO, IL includes the following zip codes: 60004, 60005, 60006, 60007, 60008, 60009, 60010, 60016, 60017, 60018, 60019, 60022, 60025, 60026, 60029, 60038, 60043, 60053, 60055, 60056, 60062, 60065, 60067, 60068, 60070, 60074, 60076, 60077, 60078, 60082, 60089, 60090, 60091, 60093, 60094, 60095, 60101, 60103, 60104, 60105, 60106, 60107, 60108, 60109, 60110, 60116, 60117, 60118, 60119, 60120, 60121, 60122, 60123, 60124, 60126, 60128, 60130, 60131, 60132, 60133, 60134, 60136, 60137, 60138, 60139, 60140, 60141, 60143, 60144, 60147, 60148, 60151, 60153, 60154, 60155, 60157, 60159, 60160, 60161, 60162, 60163, 60164, 60165, 60168, 60169, 60171, 60172, 60173, 60174, 60175, 60176, 60177, 60179, 60181, 60183, 60184, 60185, 60186, 60187, 60188, 60189, 60190, 60191, 60192, 60193, 60194, 60195, 60196, 60197, 60199, 60201, 60202, 60203, 60204, 60208, 60301, 60302, 60303, 60304, 60305, 60399, 60402, 60406, 60409, 60411, 60412, 60415, 60418, 60419, 60422, 60425, 60426, 60428, 60429, 60430, 60438, 60439, 60443, 60445, 60452, 60453, 60454, 60455, 60456, 60457, 60458, 60459, 60461, 60462, 60463, 60464, 60465, 60466, 60467, 60469, 60471, 60472, 60473, 60475, 60476, 60477, 60478, 60480, 60482, 60487, 60499, 60501, 60502, 60504, 60505, 60506, 60507, 60510, 60511, 60513, 60514, 60515, 60516, 60517, 60519, 60521, 60522, 60523, 60525, 60526, 60527, 60532, 60534, 60539, 60540, 60542, 60546, 60554, 60555, 60558, 60559, 60561, 60563, 60565, 60566, 60567, 60568, 60569, 60572, 60598, 60599, 60601, 60602, 60603, 60604, 60605, 60606, 60607, 60608, 60609, 60610, 60611, 60612, 60613, 60614, 60615, 60616, 60617, 60618, 60619, 60620, 60621, 60622, 60623, 60624, 60625, 60626, 60628, 60629, 60630, 60631, 60632, 60633, 60634, 60636, 60637, 60638, 60639, 60640, 60641, 60642, 60643, 60644, 60645, 60646, 60647, 60649, 60651, 60652, 60653, 60654, 60655, 60656, 60657, 60659, 60660, 60661, 60664, 60666, 60668, 60669, 60670, 60673, 60674, 60675, 60677, 60678, 60680, 60681, 60682, 60684, 60685, 60686, 60687, 60688, 60689, 60690, 60691, 60693, 60694, 60695, 60696, 60697, 60699, 60701, 60706, 60707, 60712, 60714, 60803, 60804, 60805, 60827

SPRINGFIELD/DECATUR, IL BAH Rates

Military Housing Area: IL335

Grade	With Dependents	Without Dependents
E01	$1,368	$1,026
E02	$1,368	$1,026
E03	$1,368	$1,026
E04	$1,368	$1,026
E05	$1,515	$1,137
E06	$1,935	$1,452
E07	$1,995	$1,497
E08	$2,052	$1,602
E09	$2,157	$1,725
W01	$1,956	$1,467
W02	$2,019	$1,599
W03	$2,094	$1,740
W04	$2,184	$1,944
W05	$2,298	$2,007
O01E	$1,998	$1,512
O02E	$2,082	$1,698
O03E	$2,199	$1,929
O01	$1,572	$1,215
O02	$1,932	$1,500
O03	$2,091	$1,782
O04	$2,334	$1,989
O05	$2,502	$2,019
O06	$2,523	$2,073
O07	$2,541	$2,109

BAH for SPRINGFIELD/DECATUR, IL includes the following zip codes: 61756, 62501, 62513, 62514, 62515, 62520, 62521, 62522, 62523, 62524, 62525, 62526, 62530, 62532, 62535, 62536, 62537, 62539, 62544, 62545, 62549, 62551, 62554, 62558, 62561, 62563, 62573, 62615, 62625, 62629, 62661, 62662, 62670, 62677, 62684, 62689, 62693, 62701, 62702, 62703, 62704, 62705, 62706, 62707, 62708, 62711, 62712, 62715, 62716, 62719, 62722, 62723, 62726, 62736, 62739, 62756, 62757, 62761, 62762, 62763, 62764, 62765, 62766, 62767, 62769, 62776, 62777, 62781, 62786, 62791, 62794, 62796

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for BAH are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area, also known as your County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military bases in Illinois:

• Great Lakes Training Center, North Chicago, IL
• Rock Island Arsenal, Arsenal Island, IL
• Scott AFB, St. Clair, IL
• USAREC Chicago Battalion, North Chicago, IL
• U.S. Army Cadet Command Third Brigade, Great Lakes, IL

BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.