2026 Illinois BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in Illinois increased notably for 2026. The national average increased by 4.2%, while Illinois duty stations received differing increases per below.

Below are the local BAH rates charts for Military Housing Areas in Illinois. The Department of Defense (also known as the Department of War) determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See 2026 Basic Allowance for Housing (BAH) rates here.

CHAMPAIGN/URBANA, IL BAH Rates

Military Housing Area: IL088

Grade	With Dependents	Without Dependents
E01	$1,467	$1,230
E02	$1,467	$1,230
E03	$1,467	$1,230
E04	$1,467	$1,230
E05	$1,539	$1,329
E06	$1,980	$1,485
E07	$2,034	$1,527
E08	$2,091	$1,632
E09	$2,238	$1,761
W01	$2,001	$1,500
W02	$2,058	$1,629
W03	$2,130	$1,776
W04	$2,280	$1,989
W05	$2,466	$2,046
O01E	$2,040	$1,536
O02E	$2,118	$1,731
O03E	$2,310	$1,974
O01	$1,599	$1,392
O02	$1,977	$1,530
O03	$2,127	$1,818
O04	$2,529	$2,028
O05	$2,820	$2,115
O06	$2,841	$2,130
O07	$2,859	$2,145

ROCK ISLAND, IL BAH Rates

Military Housing Area: IL089

Grade	With Dependents	Without Dependents
E01	$1,722	$1,389
E02	$1,722	$1,389
E03	$1,722	$1,389
E04	$1,722	$1,389
E05	$1,908	$1,476
E06	$2,238	$1,680
E07	$2,262	$1,728
E08	$2,283	$1,980
E09	$2,388	$2,073
W01	$2,259	$1,695
W02	$2,268	$1,977
W03	$2,301	$2,085
W04	$2,421	$2,238
W05	$2,577	$2,262
O01E	$2,265	$1,905
O02E	$2,292	$2,052
O03E	$2,448	$2,232
O01	$1,956	$1,533
O02	$2,235	$1,851
O03	$2,298	$2,118
O04	$2,628	$2,250
O05	$2,868	$2,265
O06	$2,892	$2,277
O07	$2,910	$2,313

PEORIA, IL BAH Rates

Military Housing Area: IL090

Grade	With Dependents	Without Dependents
E01	$1,506	$1,131
E02	$1,506	$1,131
E03	$1,506	$1,131
E04	$1,506	$1,131
E05	$1,572	$1,311
E06	$1,860	$1,437
E07	$1,926	$1,503
E08	$1,995	$1,635
E09	$2,109	$1,713
W01	$1,878	$1,494
W02	$1,953	$1,632
W03	$2,043	$1,725
W04	$2,133	$1,869
W05	$2,250	$1,941
O01E	$1,935	$1,569
O02E	$2,028	$1,695
O03E	$2,151	$1,851
O01	$1,614	$1,434
O02	$1,857	$1,554
O03	$2,040	$1,752
O04	$2,283	$1,920
O05	$2,463	$1,956
O06	$2,481	$2,022
O07	$2,493	$2,052

GREAT LAKES NAVTRACEN, IL BAH Rates

Military Housing Area: IL092

Grade	With Dependents	Without Dependents
E01	$2,202	$1,653
E02	$2,202	$1,653
E03	$2,202	$1,653
E04	$2,202	$1,653
E05	$2,427	$1,854
E06	$2,760	$2,067
E07	$2,853	$2,211
E08	$2,955	$2,499
E09	$3,120	$2,592
W01	$2,778	$2,133
W02	$2,895	$2,496
W03	$3,021	$2,604
W04	$3,156	$2,778
W05	$3,327	$2,874
O01E	$2,871	$2,424
O02E	$3,000	$2,571
O03E	$3,183	$2,751
O01	$2,475	$1,977
O02	$2,757	$2,355
O03	$3,018	$2,637
O04	$3,381	$2,853
O05	$3,645	$2,907
O06	$3,675	$3,000
O07	$3,702	$3,051

SCOTT AFB, IL BAH Rates

Military Housing Area: IL093

Grade	With Dependents	Without Dependents
E01	$1,536	$1,233
E02	$1,536	$1,233
E03	$1,536	$1,233
E04	$1,536	$1,233
E05	$1,542	$1,422
E06	$1,998	$1,530
E07	$2,076	$1,557
E08	$2,157	$1,638
E09	$2,325	$1,770
W01	$2,019	$1,551
W02	$2,109	$1,635
W03	$2,211	$1,788
W04	$2,367	$2,013
W05	$2,562	$2,094
O01E	$2,088	$1,566
O02E	$2,193	$1,740
O03E	$2,397	$1,992
O01	$1,602	$1,527
O02	$1,995	$1,560
O03	$2,208	$1,830
O04	$2,625	$2,073
O05	$2,928	$2,196
O06	$2,952	$2,214
O07	$2,970	$2,229

CHICAGO, IL BAH Rates

Military Housing Area: IL325

Grade	With Dependents	Without Dependents
E01	$3,174	$2,415
E02	$3,174	$2,415
E03	$3,174	$2,415
E04	$3,174	$2,415
E05	$3,438	$2,736
E06	$3,702	$2,937
E07	$3,723	$3,186
E08	$3,732	$3,498
E09	$3,771	$3,567
W01	$3,720	$3,090
W02	$3,729	$3,495
W03	$3,741	$3,579
W04	$3,795	$3,696
W05	$3,900	$3,708
O01E	$3,726	$3,435
O02E	$3,735	$3,552
O03E	$3,810	$3,693
O01	$3,477	$2,907
O02	$3,699	$3,354
O03	$3,738	$3,603
O04	$3,927	$3,699
O05	$4,086	$3,711
O06	$4,122	$3,714
O07	$4,152	$3,756

SPRINGFIELD/DECATUR, IL BAH Rates

Military Housing Area: IL335

Grade	With Dependents	Without Dependents
E01	$1,356	$1,119
E02	$1,356	$1,119
E03	$1,356	$1,119
E04	$1,356	$1,119
E05	$1,527	$1,152
E06	$1,824	$1,365
E07	$1,887	$1,416
E08	$1,959	$1,593
E09	$2,070	$1,674
W01	$1,842	$1,383
W02	$1,917	$1,590
W03	$2,004	$1,686
W04	$2,094	$1,833
W05	$2,205	$1,902
O01E	$1,899	$1,524
O02E	$1,989	$1,656
O03E	$2,109	$1,815
O01	$1,572	$1,182
O02	$1,821	$1,476
O03	$2,001	$1,713
O04	$2,238	$1,884
O05	$2,412	$1,920
O06	$2,430	$1,983
O07	$2,442	$2,013

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for BAH are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area, also known as your County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military bases in Illinois:

• Great Lakes Training Center, North Chicago, IL
• Rock Island Arsenal, Arsenal Island, IL
• Scott AFB, St. Clair, IL
• USAREC Chicago Battalion, North Chicago, IL
• U.S. Army Cadet Command Third Brigade, Great Lakes, IL

BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.