2025 Michigan BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in Michigan increased for 2025. The national average increased by 5.4%, while Michigan duty stations received increases specific to their station.

Below are the local BAH rates charts for Military Housing Areas in Michigan. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See 2025 Basic Allowance for Housing (BAH) rates here.

DETROIT, MI BAH Rates

Military Housing Area: MI142

Grade	With Dependents	Without Dependents
E01	$1,941	$1,455
E02	$1,941	$1,455
E03	$1,941	$1,455
E04	$1,941	$1,455
E05	$2,241	$1,680
E06	$2,448	$1,833
E07	$2,520	$1,953
E08	$2,598	$2,289
E09	$2,772	$2,340
W01	$2,466	$1,851
W02	$2,553	$2,286
W03	$2,655	$2,349
W04	$2,817	$2,457
W05	$3,018	$2,538
O01E	$2,529	$2,238
O02E	$2,640	$2,328
O03E	$2,847	$2,439
O01	$2,274	$1,707
O02	$2,445	$2,145
O03	$2,652	$2,370
O04	$3,087	$2,517
O05	$3,396	$2,559
O06	$3,426	$2,634
O07	$3,453	$2,682

BAH for DETROIT, MI includes the following zip codes: 48005, 48007, 48009, 48012, 48015, 48017, 48021, 48025, 48026, 48030, 48033, 48034, 48035, 48036, 48037, 48038, 48042, 48043, 48044, 48045, 48046, 48047, 48048, 48050, 48051, 48062, 48065, 48066, 48067, 48068, 48069, 48070, 48071, 48072, 48073, 48075, 48076, 48080, 48081, 48082, 48083, 48084, 48085, 48086, 48088, 48089, 48090, 48091, 48092, 48093, 48094, 48095, 48096, 48098, 48099, 48101, 48111, 48112, 48120, 48121, 48122, 48123, 48124, 48125, 48126, 48127, 48128, 48134, 48135, 48136, 48138, 48141, 48146, 48150, 48151, 48152, 48153, 48154, 48164, 48165, 48167, 48168, 48170, 48173, 48174, 48180, 48183, 48184, 48185, 48186, 48187, 48188, 48192, 48193, 48195, 48201, 48202, 48203, 48204, 48205, 48206, 48207, 48208, 48209, 48210, 48211, 48212, 48213, 48214, 48215, 48216, 48217, 48218, 48219, 48220, 48221, 48222, 48223, 48224, 48225, 48226, 48227, 48228, 48229, 48230, 48231, 48232, 48233, 48234, 48235, 48236, 48237, 48238, 48239, 48240, 48242, 48243, 48244, 48255, 48260, 48264, 48265, 48266, 48267, 48268, 48269, 48272, 48275, 48277, 48278, 48279, 48288, 48301, 48302, 48303, 48304, 48306, 48307, 48308, 48309, 48310, 48311, 48312, 48313, 48314, 48315, 48316, 48317, 48318, 48320, 48321, 48322, 48323, 48324, 48325, 48326, 48327, 48328, 48329, 48330, 48331, 48332, 48333, 48334, 48335, 48336, 48340, 48341, 48342, 48343, 48346, 48347, 48348, 48350, 48356, 48357, 48359, 48360, 48361, 48362, 48363, 48366, 48367, 48370, 48371, 48374, 48375, 48376, 48377, 48380, 48381, 48382, 48383, 48386, 48387, 48390, 48393, 48397, 48442, 48462

MARQUETTE, MI BAH Rates

Military Housing Area: MI143

Grade	With Dependents	Without Dependents
E01	$1,620	$1,215
E02	$1,620	$1,215
E03	$1,620	$1,215
E04	$1,620	$1,215
E05	$1,857	$1,392
E06	$2,034	$1,521
E07	$2,130	$1,629
E08	$2,232	$1,899
E09	$2,385	$1,938
W01	$2,049	$1,548
W02	$2,172	$1,896
W03	$2,301	$1,947
W04	$2,418	$2,049
W05	$2,562	$2,154
O01E	$2,145	$1,854
O02E	$2,286	$1,929
O03E	$2,439	$2,022
O01	$1,887	$1,416
O02	$2,031	$1,782
O03	$2,298	$1,965
O04	$2,607	$2,130
O05	$2,823	$2,187
O06	$2,847	$2,283
O07	$2,868	$2,325

BAH for MARQUETTE, MI includes the following zip codes: 49808, 49814, 49819, 49833, 49841, 49849, 49855, 49861, 49865, 49866, 49871, 49879, 49885

SAULT STE MARIE, MI BAH Rates

Military Housing Area: MI145

Grade	With Dependents	Without Dependents
E01	$1,302	$978
E02	$1,302	$978
E03	$1,302	$978
E04	$1,302	$978
E05	$1,425	$1,083
E06	$1,659	$1,242
E07	$1,725	$1,305
E08	$1,797	$1,476
E09	$1,914	$1,536
W01	$1,677	$1,272
W02	$1,755	$1,473
W03	$1,845	$1,548
W04	$1,944	$1,668
W05	$2,067	$1,740
O01E	$1,734	$1,422
O02E	$1,833	$1,524
O03E	$1,962	$1,650
O01	$1,461	$1,176
O02	$1,656	$1,389
O03	$1,842	$1,572
O04	$2,106	$1,722
O05	$2,292	$1,761
O06	$2,310	$1,827
O07	$2,325	$1,857

BAH for SAULT STE MARIE, MI includes the following zip codes: 49710, 49715, 49719, 49724, 49725, 49726, 49728, 49736, 49745, 49748, 49752, 49760, 49768, 49774, 49780, 49781, 49783, 49784, 49785, 49786, 49788, 49793

TRAVERSE CITY, MI BAH Rates

Military Housing Area: MI146

Grade	With Dependents	Without Dependents
E01	$1,851	$1,554
E02	$1,851	$1,554
E03	$1,851	$1,554
E04	$1,851	$1,554
E05	$1,884	$1,716
E06	$2,469	$1,851
E07	$2,589	$1,941
E08	$2,712	$2,034
E09	$2,883	$2,178
W01	$2,490	$1,869
W02	$2,640	$2,001
W03	$2,793	$2,199
W04	$2,922	$2,493
W05	$3,078	$2,616
O01E	$2,607	$1,956
O02E	$2,772	$2,139
O03E	$2,943	$2,463
O01	$1,959	$1,812
O02	$2,463	$1,944
O03	$2,787	$2,259
O04	$3,129	$2,589
O05	$3,369	$2,658
O06	$3,399	$2,775
O07	$3,426	$2,823

BAH for TRAVERSE CITY, MI includes the following zip codes: 49411, 49431, 49601, 49610, 49613, 49614, 49616, 49617, 49618, 49619, 49620, 49621, 49625, 49626, 49628, 49630, 49634, 49635, 49636, 49637, 49638, 49640, 49643, 49645, 49649, 49650, 49653, 49654, 49660, 49663, 49664, 49666, 49668, 49670, 49673, 49674, 49675, 49682, 49683, 49684, 49685, 49686, 49689, 49690, 49696

GRAND HAVEN, MI BAH Rates

Military Housing Area: MI148

Grade	With Dependents	Without Dependents
E01	$1,917	$1,554
E02	$1,917	$1,554
E03	$1,917	$1,554
E04	$1,917	$1,554
E05	$2,040	$1,704
E06	$2,433	$1,824
E07	$2,457	$1,920
E08	$2,466	$2,124
E09	$2,514	$2,235
W01	$2,454	$1,887
W02	$2,463	$2,121
W03	$2,475	$2,250
W04	$2,535	$2,430
W05	$2,622	$2,448
O01E	$2,460	$2,037
O02E	$2,469	$2,208
O03E	$2,547	$2,427
O01	$2,094	$1,791
O02	$2,430	$2,004
O03	$2,472	$2,289
O04	$2,646	$2,436
O05	$2,772	$2,451
O06	$2,796	$2,454
O07	$2,814	$2,490

BAH for GRAND HAVEN, MI includes the following zip codes: 49303, 49318, 49409, 49415, 49417, 49425, 49437, 49440, 49441, 49442, 49443, 49444, 49445, 49451, 49456, 49457, 49461, 49463

BATTLE CREEK/KALAMAZOO, MI BAH Rates

Military Housing Area: MI152

Grade	With Dependents	Without Dependents
E01	$1,581	$1,185
E02	$1,581	$1,185
E03	$1,581	$1,185
E04	$1,581	$1,185
E05	$1,806	$1,356
E06	$2,223	$1,668
E07	$2,289	$1,716
E08	$2,355	$1,893
E09	$2,472	$2,013
W01	$2,244	$1,683
W02	$2,316	$1,890
W03	$2,400	$2,028
W04	$2,502	$2,232
W05	$2,625	$2,301
O01E	$2,295	$1,803
O02E	$2,388	$1,986
O03E	$2,517	$2,217
O01	$1,860	$1,395
O02	$2,220	$1,734
O03	$2,397	$2,070
O04	$2,664	$2,283
O05	$2,853	$2,319
O06	$2,877	$2,382
O07	$2,898	$2,424

BAH for BATTLE CREEK/KALAMAZOO, MI includes the following zip codes: 49001, 49002, 49003, 49004, 49005, 49006, 49007, 49008, 49009, 49011, 49012, 49014, 49015, 49016, 49017, 49018, 49019, 49020, 49024, 49029, 49033, 49034, 49037, 49041, 49048, 49051, 49052, 49053, 49068, 49074, 49077, 49081, 49083, 49087, 49088, 49092, 49097, 49224, 49245

LANSING, MI BAH Rates

Military Housing Area: MI153

Grade	With Dependents	Without Dependents
E01	$1,482	$1,113
E02	$1,482	$1,113
E03	$1,482	$1,113
E04	$1,482	$1,113
E05	$1,650	$1,239
E06	$1,842	$1,380
E07	$1,878	$1,485
E08	$1,914	$1,692
E09	$2,043	$1,740
W01	$1,860	$1,434
W02	$1,893	$1,689
W03	$1,947	$1,749
W04	$2,085	$1,842
W05	$2,256	$1,887
O01E	$1,881	$1,647
O02E	$1,938	$1,728
O03E	$2,109	$1,833
O01	$1,680	$1,311
O02	$1,839	$1,596
O03	$1,944	$1,770
O04	$2,316	$1,872
O05	$2,580	$1,935
O06	$2,604	$1,953
O07	$2,622	$1,968

BAH for LANSING, MI includes the following zip codes: 48805, 48813, 48819, 48821, 48823, 48824, 48825, 48826, 48827, 48837, 48840, 48842, 48854, 48861, 48864, 48876, 48890, 48892, 48895, 48901, 48908, 48909, 48910, 48911, 48912, 48913, 48915, 48916, 48917, 48918, 48919, 48922, 48924, 48929, 48930, 48933, 48937, 48951, 48956, 48980, 49021, 49076, 49096, 49251, 49264, 49285

GRAND RAPIDS, MI BAH Rates

Military Housing Area: MI154

Grade	With Dependents	Without Dependents
E01	$1,848	$1,386
E02	$1,848	$1,386
E03	$1,848	$1,386
E04	$1,848	$1,386
E05	$2,007	$1,572
E06	$2,262	$1,701
E07	$2,283	$1,851
E08	$2,301	$2,064
E09	$2,424	$2,130
W01	$2,280	$1,803
W02	$2,289	$2,061
W03	$2,319	$2,142
W04	$2,469	$2,259
W05	$2,655	$2,286
O01E	$2,286	$2,004
O02E	$2,313	$2,115
O03E	$2,496	$2,253
O01	$2,046	$1,686
O02	$2,259	$1,959
O03	$2,316	$2,166
O04	$2,718	$2,271
O05	$3,006	$2,289
O06	$3,033	$2,298
O07	$3,054	$2,337

BAH for GRAND RAPIDS, MI includes the following zip codes: 49301, 49302, 49306, 49315, 49316, 49317, 49319, 49321, 49326, 49330, 49331, 49341, 49343, 49345, 49351, 49355, 49356, 49357, 49401, 49403, 49404, 49418, 49422, 49423, 49424, 49426, 49427, 49428, 49429, 49430, 49434, 49435, 49448, 49460, 49464, 49468, 49501, 49502, 49503, 49504, 49505, 49506, 49507, 49508, 49509, 49510, 49512, 49514, 49515, 49516, 49518, 49519, 49523, 49525, 49528, 49530, 49534, 49544, 49546, 49548, 49555, 49560, 49588, 49599

ANN ARBOR, MI BAH Rates

Military Housing Area: MI155

Grade	With Dependents	Without Dependents
E01	$2,226	$1,674
E02	$2,226	$1,674
E03	$2,226	$1,674
E04	$2,226	$1,674
E05	$2,472	$1,866
E06	$2,982	$2,238
E07	$3,090	$2,319
E08	$3,198	$2,577
E09	$3,378	$2,727
W01	$3,003	$2,253
W02	$3,135	$2,574
W03	$3,273	$2,745
W04	$3,420	$3,003
W05	$3,597	$3,114
O01E	$3,105	$2,469
O02E	$3,255	$2,694
O03E	$3,444	$2,976
O01	$2,538	$1,974
O02	$2,979	$2,394
O03	$3,270	$2,799
O04	$3,660	$3,090
O05	$3,933	$3,150
O06	$3,969	$3,255
O07	$4,002	$3,312

BAH for ANN ARBOR, MI includes the following zip codes: 48103, 48104, 48105, 48106, 48107, 48108, 48109, 48113, 48115, 48118, 48130, 48158, 48160, 48175, 48176, 48178, 48189, 48190, 48191, 48197, 48198

SAGINAW, MI BAH Rates

Military Housing Area: MI156

Grade	With Dependents	Without Dependents
E01	$1,335	$1,002
E02	$1,335	$1,002
E03	$1,335	$1,002
E04	$1,335	$1,002
E05	$1,497	$1,122
E06	$1,746	$1,305
E07	$1,779	$1,338
E08	$1,818	$1,551
E09	$1,854	$1,617
W01	$1,761	$1,320
W02	$1,797	$1,548
W03	$1,848	$1,626
W04	$1,860	$1,746
W05	$1,887	$1,788
O01E	$1,782	$1,494
O02E	$1,839	$1,602
O03E	$1,863	$1,734
O01	$1,533	$1,170
O02	$1,743	$1,446
O03	$1,845	$1,653
O04	$1,890	$1,773
O05	$1,917	$1,791
O06	$1,932	$1,824
O07	$1,944	$1,857

BAH for SAGINAW, MI includes the following zip codes: 48415, 48417, 48601, 48602, 48603, 48604, 48605, 48606, 48607, 48608, 48609, 48611, 48613, 48614, 48616, 48623, 48626, 48631, 48634, 48637, 48638, 48649, 48650, 48655, 48663, 48706, 48707, 48708, 48710, 48722, 48724, 48732, 48734, 48747, 48787

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in Michigan:

• Detroit Arsenal, Warren, MI
• Hart-Dole-Inouye Federal Center, Battle Creek, MI
• Selfridge ANGB, Harrison, MI
• USAREC Great Lakes Battalion, Lansing, MI

BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.