Sign Up
Fact-Checked

2026 Michigan BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in Michigan increased for 2026. The national average increased by 4.2%, while Michigan duty stations received increases specific to their station. Below are the […]

Basic Allowance for Housing (BAH) rates in Michigan increased for 2026. The national average increased by 4.2%, while Michigan duty stations received increases specific to their station.

Below are the local BAH rates charts for Military Housing Areas in Michigan. The Department of Defense (also known as the Department of War) determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See 2026 Basic Allowance for Housing (BAH) rates here.

DETROIT, MI BAH Rates

Military Housing Area: MI142

Grade With Dependents Without Dependents
E01 $2,034 $1,527
E02 $2,034 $1,527
E03 $2,034 $1,527
E04 $2,034 $1,527
E05 $2,361 $1,770
E06 $2,583 $1,935
E07 $2,652 $2,049
E08 $2,730 $2,412
E09 $2,904 $2,469
W01 $2,601 $1,950
W02 $2,682 $2,409
W03 $2,781 $2,478
W04 $2,949 $2,592
W05 $3,159 $2,667
O01E $2,664 $2,358
O02E $2,763 $2,454
O03E $2,982 $2,574
O01 $2,397 $1,797
O02 $2,580 $2,256
O03 $2,778 $2,499
O04 $3,228 $2,649
O05 $3,555 $2,688
O06 $3,582 $2,757
O07 $3,609 $2,805

MARQUETTE, MI BAH Rates

Military Housing Area: MI143

Grade With Dependents Without Dependents
E01 $1,626 $1,221
E02 $1,626 $1,221
E03 $1,626 $1,221
E04 $1,626 $1,221
E05 $1,821 $1,365
E06 $2,010 $1,503
E07 $2,145 $1,632
E08 $2,295 $1,863
E09 $2,457 $1,908
W01 $2,025 $1,566
W02 $2,205 $1,860
W03 $2,391 $1,917
W04 $2,481 $2,034
W05 $2,598 $2,178
O01E $2,169 $1,818
O02E $2,361 $1,899
O03E $2,502 $1,998
O01 $1,851 $1,428
O02 $2,007 $1,758
O03 $2,385 $1,935
O04 $2,634 $2,148
O05 $2,811 $2,232
O06 $2,832 $2,370
O07 $2,850 $2,409

SAULT STE MARIE, MI BAH Rates

Military Housing Area: MI145

Grade With Dependents Without Dependents
E01 $1,386 $1,041
E02 $1,386 $1,041
E03 $1,386 $1,041
E04 $1,386 $1,041
E05 $1,536 $1,155
E06 $1,920 $1,437
E07 $1,941 $1,458
E08 $1,950 $1,617
E09 $2,058 $1,728
W01 $1,938 $1,455
W02 $1,947 $1,614
W03 $1,962 $1,743
W04 $2,097 $1,917
W05 $2,268 $1,935
O01E $1,944 $1,533
O02E $1,953 $1,701
O03E $2,124 $1,911
O01 $1,590 $1,230
O02 $1,917 $1,491
O03 $1,959 $1,779
O04 $2,325 $1,923
O05 $2,595 $1,947
O06 $2,613 $1,959
O07 $2,628 $1,971

TRAVERSE CITY, MI BAH Rates

Military Housing Area: MI146

Grade With Dependents Without Dependents
E01 $2,037 $1,716
E02 $2,037 $1,716
E03 $2,037 $1,716
E04 $2,037 $1,716
E05 $2,070 $1,896
E06 $2,802 $2,103
E07 $2,901 $2,175
E08 $3,003 $2,253
E09 $3,123 $2,439
W01 $2,823 $2,118
W02 $2,943 $2,214
W03 $3,072 $2,463
W04 $3,141 $2,820
W05 $3,231 $2,922
O01E $2,916 $2,187
O02E $3,051 $2,388
O03E $3,156 $2,796
O01 $2,160 $1,998
O02 $2,793 $2,178
O03 $3,069 $2,535
O04 $3,255 $2,898
O05 $3,390 $2,955
O06 $3,417 $3,051
O07 $3,441 $3,102

GRAND HAVEN, MI BAH Rates

Military Housing Area: MI148

Grade With Dependents Without Dependents
E01 $2,004 $1,596
E02 $2,004 $1,596
E03 $2,004 $1,596
E04 $2,004 $1,596
E05 $2,181 $1,740
E06 $2,481 $1,860
E07 $2,505 $2,010
E08 $2,535 $2,247
E09 $2,610 $2,328
W01 $2,499 $1,953
W02 $2,517 $2,244
W03 $2,556 $2,340
W04 $2,631 $2,481
W05 $2,733 $2,511
O01E $2,508 $2,178
O02E $2,547 $2,310
O03E $2,649 $2,472
O01 $2,223 $1,824
O02 $2,478 $2,127
O03 $2,553 $2,370
O04 $2,760 $2,499
O05 $2,913 $2,514
O06 $2,934 $2,532
O07 $2,955 $2,574

BATTLE CREEK/KALAMAZOO, MI BAH Rates

Military Housing Area: MI152

Grade With Dependents Without Dependents
E01 $1,698 $1,275
E02 $1,698 $1,275
E03 $1,698 $1,275
E04 $1,698 $1,275
E05 $1,959 $1,470
E06 $2,370 $1,779
E07 $2,424 $1,818
E08 $2,478 $2,046
E09 $2,589 $2,163
W01 $2,391 $1,794
W02 $2,445 $2,043
W03 $2,517 $2,181
W04 $2,616 $2,379
W05 $2,742 $2,436
O01E $2,430 $1,956
O02E $2,505 $2,136
O03E $2,634 $2,364
O01 $2,013 $1,509
O02 $2,367 $1,875
O03 $2,514 $2,220
O04 $2,781 $2,418
O05 $2,973 $2,445
O06 $2,997 $2,493
O07 $3,015 $2,535

LANSING, MI BAH Rates

Military Housing Area: MI153

Grade With Dependents Without Dependents
E01 $1,611 $1,224
E02 $1,611 $1,224
E03 $1,611 $1,224
E04 $1,611 $1,224
E05 $1,806 $1,356
E06 $1,983 $1,485
E07 $2,034 $1,617
E08 $2,091 $1,848
E09 $2,238 $1,890
W01 $2,001 $1,551
W02 $2,058 $1,845
W03 $2,130 $1,899
W04 $2,280 $1,986
W05 $2,466 $2,046
O01E $2,040 $1,803
O02E $2,118 $1,881
O03E $2,310 $1,974
O01 $1,836 $1,410
O02 $1,980 $1,743
O03 $2,127 $1,914
O04 $2,529 $2,028
O05 $2,820 $2,115
O06 $2,841 $2,130
O07 $2,859 $2,145

GRAND RAPIDS, MI BAH Rates

Military Housing Area: MI154

Grade With Dependents Without Dependents
E01 $1,950 $1,464
E02 $1,950 $1,464
E03 $1,950 $1,464
E04 $1,950 $1,464
E05 $2,148 $1,635
E06 $2,403 $1,800
E07 $2,424 $1,956
E08 $2,433 $2,205
E09 $2,517 $2,271
W01 $2,421 $1,893
W02 $2,430 $2,202
W03 $2,442 $2,283
W04 $2,547 $2,397
W05 $2,688 $2,415
O01E $2,427 $2,145
O02E $2,436 $2,256
O03E $2,571 $2,394
O01 $2,184 $1,752
O02 $2,400 $2,085
O03 $2,439 $2,307
O04 $2,730 $2,403
O05 $2,946 $2,418
O06 $2,970 $2,421
O07 $2,988 $2,454

ANN ARBOR, MI BAH Rates

Military Housing Area: MI155

Grade With Dependents Without Dependents
E01 $2,292 $1,719
E02 $2,292 $1,719
E03 $2,292 $1,719
E04 $2,292 $1,719
E05 $2,559 $1,920
E06 $3,078 $2,310
E07 $3,180 $2,385
E08 $3,291 $2,667
E09 $3,483 $2,820
W01 $3,099 $2,325
W02 $3,225 $2,664
W03 $3,360 $2,838
W04 $3,528 $3,099
W05 $3,735 $3,204
O01E $3,198 $2,556
O02E $3,339 $2,787
O03E $3,561 $3,072
O01 $2,628 $2,019
O02 $3,075 $2,472
O03 $3,357 $2,889
O04 $3,804 $3,180
O05 $4,128 $3,240
O06 $4,161 $3,339
O07 $4,191 $3,396

SAGINAW, MI BAH Rates

Military Housing Area: MI156

Grade With Dependents Without Dependents
E01 $1,329 $1,080
E02 $1,329 $1,080
E03 $1,329 $1,080
E04 $1,329 $1,080
E05 $1,503 $1,128
E06 $1,749 $1,311
E07 $1,782 $1,338
E08 $1,818 $1,560
E09 $1,869 $1,623
W01 $1,767 $1,326
W02 $1,797 $1,557
W03 $1,845 $1,635
W04 $1,878 $1,749
W05 $1,929 $1,788
O01E $1,785 $1,500
O02E $1,833 $1,608
O03E $1,887 $1,740
O01 $1,542 $1,158
O02 $1,746 $1,449
O03 $1,842 $1,656
O04 $1,938 $1,773
O05 $2,007 $1,791
O06 $2,022 $1,821
O07 $2,031 $1,848

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in Michigan:

BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.

Start Here: $0 Down Payment VA Loan Eligibility

Your military benefits make homeownership more affordable—$0 down, no PMI, and lower average rates whether you’re buying or refinancing. See if you're eligible today.

Michigan 0% Down VA Home Loans

Start a VA Loan with my BAH