2025 New Mexico BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates in New Mexico increased notably for 2025. The national average increased by 5.4%, while New Mexico duty stations received a similar increase on average.

Below are the local BAH rates charts for Military Housing Areas in New Mexico. The Department of Defense determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See 2025 Basic Allowance for Housing (BAH) rates here.

HOLLOMAN AFB/ALAMOGORDO, NM BAH Rates

Military Housing Area: NM205

Grade	With Dependents	Without Dependents
E01	$1,290	$975
E02	$1,290	$975
E03	$1,290	$975
E04	$1,290	$975
E05	$1,458	$1,095
E06	$1,647	$1,233
E07	$1,695	$1,296
E08	$1,749	$1,500
E09	$1,848	$1,545
W01	$1,665	$1,248
W02	$1,719	$1,497
W03	$1,788	$1,554
W04	$1,875	$1,650
W05	$1,986	$1,707
O01E	$1,701	$1,455
O02E	$1,776	$1,536
O03E	$1,890	$1,638
O01	$1,488	$1,119
O02	$1,644	$1,407
O03	$1,785	$1,575
O04	$2,019	$1,689
O05	$2,187	$1,716
O06	$2,205	$1,767
O07	$2,217	$1,797

BAH for HOLLOMAN AFB/ALAMOGORDO, NM includes the following zip codes: 88310, 88311, 88314, 88317, 88325, 88330, 88337, 88339, 88340, 88342, 88344, 88347, 88349, 88350, 88352, 88354

ALBUQUERQUE/KIRTLAND AFB, NM BAH Rates

Military Housing Area: NM206

Grade	With Dependents	Without Dependents
E01	$1,971	$1,479
E02	$1,971	$1,479
E03	$1,971	$1,479
E04	$1,971	$1,479
E05	$2,175	$1,647
E06	$2,238	$1,785
E07	$2,262	$1,977
E08	$2,289	$2,196
E09	$2,382	$2,202
W01	$2,253	$1,911
W02	$2,274	$2,193
W03	$2,313	$2,205
W04	$2,412	$2,232
W05	$2,538	$2,265
O01E	$2,265	$2,172
O02E	$2,304	$2,199
O03E	$2,430	$2,226
O01	$2,193	$1,764
O02	$2,235	$2,112
O03	$2,310	$2,211
O04	$2,580	$2,253
O05	$2,772	$2,268
O06	$2,796	$2,289
O07	$2,817	$2,331

BAH for ALBUQUERQUE/KIRTLAND AFB, NM includes the following zip codes: 87001, 87002, 87004, 87006, 87008, 87013, 87018, 87022, 87023, 87024, 87025, 87026, 87027, 87031, 87041, 87042, 87043, 87044, 87046, 87047, 87048, 87052, 87053, 87059, 87060, 87068, 87072, 87083, 87101, 87102, 87103, 87104, 87105, 87106, 87107, 87108, 87109, 87110, 87111, 87112, 87113, 87114, 87115, 87116, 87117, 87119, 87120, 87121, 87122, 87123, 87124, 87125, 87131, 87144, 87151, 87153, 87154, 87158, 87174, 87176, 87181, 87184, 87185, 87187, 87190, 87191, 87192, 87193, 87194, 87195, 87196, 87197, 87198, 87199

CANNON AFB/CLOVIS, NM BAH Rates

Military Housing Area: NM207

Grade	With Dependents	Without Dependents
E01	$1,203	$903
E02	$1,203	$903
E03	$1,203	$903
E04	$1,203	$903
E05	$1,305	$1,020
E06	$1,539	$1,149
E07	$1,623	$1,218
E08	$1,716	$1,359
E09	$1,791	$1,416
W01	$1,554	$1,179
W02	$1,662	$1,356
W03	$1,776	$1,428
W04	$1,797	$1,551
W05	$1,830	$1,644
O01E	$1,635	$1,302
O02E	$1,761	$1,404
O03E	$1,800	$1,527
O01	$1,341	$1,095
O02	$1,536	$1,275
O03	$1,773	$1,452
O04	$1,833	$1,623
O05	$1,869	$1,671
O06	$1,884	$1,758
O07	$1,896	$1,788

BAH for CANNON AFB/CLOVIS, NM includes the following zip codes: 88101, 88102, 88103, 88112, 88113, 88115, 88116, 88118, 88120, 88122, 88123, 88124, 88125, 88126, 88130, 88132, 88133, 88135

WHITE SANDS MR/LAS CRUCES, NM BAH Rates

Military Housing Area: NM209

Grade	With Dependents	Without Dependents
E01	$1,533	$1,149
E02	$1,533	$1,149
E03	$1,533	$1,149
E04	$1,533	$1,149
E05	$1,752	$1,314
E06	$1,938	$1,452
E07	$1,980	$1,542
E08	$2,025	$1,794
E09	$2,100	$1,839
W01	$1,956	$1,467
W02	$1,998	$1,791
W03	$2,058	$1,848
W04	$2,121	$1,941
W05	$2,202	$1,989
O01E	$1,983	$1,749
O02E	$2,049	$1,827
O03E	$2,130	$1,929
O01	$1,782	$1,338
O02	$1,935	$1,683
O03	$2,055	$1,866
O04	$2,223	$1,974
O05	$2,340	$1,995
O06	$2,358	$2,037
O07	$2,376	$2,073

BAH for WHITE SANDS MR/LAS CRUCES, NM includes the following zip codes: 87936, 87937, 87940, 87941, 88001, 88002, 88003, 88004, 88005, 88006, 88007, 88008, 88011, 88012, 88013, 88021, 88024, 88027, 88032, 88033, 88044, 88046, 88047, 88048, 88052, 88054, 88058, 88063, 88072, 88081

SANTA FE/LOS ALAMOS, NM BAH Rates

Military Housing Area: NM210

Grade	With Dependents	Without Dependents
E01	$2,448	$1,836
E02	$2,448	$1,836
E03	$2,448	$1,836
E04	$2,448	$1,836
E05	$2,748	$2,061
E06	$3,396	$2,547
E07	$3,426	$2,571
E08	$3,456	$2,877
E09	$3,531	$3,072
W01	$3,417	$2,562
W02	$3,438	$2,874
W03	$3,480	$3,093
W04	$3,555	$3,399
W05	$3,651	$3,432
O01E	$3,429	$2,745
O02E	$3,471	$3,027
O03E	$3,567	$3,390
O01	$2,829	$2,148
O02	$3,387	$2,649
O03	$3,477	$3,159
O04	$3,681	$3,417
O05	$3,825	$3,435
O06	$3,861	$3,459
O07	$3,891	$3,522

BAH for SANTA FE/LOS ALAMOS, NM includes the following zip codes: 87010, 87015, 87056, 87501, 87502, 87503, 87504, 87505, 87506, 87507, 87508, 87509, 87535, 87540, 87544, 87545, 87547, 87567, 87574, 87592, 87594

About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in New Mexico:

• Cannon AFB, Curry, NM
• Holloman AFB, Otero, NM
• Kirtland AFB, Bernalillo, NM
• White Sands Missile Range, Otero, NM

Basic Allowance for Housing rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.

Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.