VA Home Loan Tools

Updated: March 15, 2021

Table of Contents


    Military families and veterans can use these home buying tools to assist in purchasing or refinancing a home. Find a VA loan calculator, check eligibility, see if you qualify for $0 down or confirm affordability to help you with your next home. VA home loans help military families and veterans build, buy, improve, or refinance a home.

    VA Home Loan Tools

    Sponsored by Veterans United Home Loans

    What makes a VA home loan the best mortgage deal available anywhere? The VA guaranty. The U.S. Department of Veteran Affairs offers a VA guaranty, which protects lenders and gives good reason to offer veterans favorable terms on a home loan.

    Home Buying Tools

    VA Home Loan Calculator Tool

    How to Use The VA Loan Calculator

    Use this VA mortgage calculator to get an monthly payment estimate.  This calculator makes assumptions about current closing costs, lender’s fees and other costs to get to an estimate. Calculate your monthly VA loan payment with taxes and insurance whether you’re buying or refinancing.

    VA Loan Affordability Calculator

    Estimate loan pre-approval amount based on income and expenses. The calculator provides customized information based on the information you provide to estimate your loan pre-approval amount based on your income and expenses .

    $0 Down Eligibility

    See if you’re eligible for $0 down.

    VA Loan Eligibility

    Check eligibility for both VA home loans and VA refinancing. To be eligible for a VA loan, you or your spouse must meet the basic service requirements set by the Department of Veterans Affairs (VA), have a valid Certificate of Eligibility (COE) and satisfy the lender’s credit and income requirements.

    VA Qualifying Income

    • Full-Time Salary Income
    • Part-Time Salary Income
    • Bonus or Overtime Income
    • Seasonal Employment
    • Income from a divorce (such as alimony or child support)
    • Income from commissions
    • Income from Active Duty/National Guard/Reserve Service
    • Income from rental properties (restrictions apply)
    • Automobile allowances (restrictions apply)


    Related Articles
    VA Home Loan Guide VA Loan Limits by County
    VA Home Loans: How to Get Started VA Home Loans for First Time Buyers
    5 Benefits of a VA Loan FAQs About VA Home Loans
    VA Home Loan Eligibility VA Home Loan Myths
    VA Loan Tips VA Refinance Loan Options

    Veterans United Home Loans is a VA approved lender. Not affiliated with the Dept. of Veterans Affairs or any government agency. NMLS ID #1907 ( www.nmlsconsumeraccess.org ) | VeteransUnited.com | 1-800-884-5560 | 1400 Veterans United Drive, Columbia, MO 65203
    Equal Opportunity Lender. Not available in New York. Licensing Information.

    Written by MilitaryBenefits