Basic Allowance for Housing (BAH) rates in Texas received a notable increase in 2025. The national average increased by 5.4%, while Texas duty stations received a similar increase.
The following are the local BAH rate charts for Military Housing Areas in the state of Texas. BAH is calculated based on location and pay grade (rank), and is typically used to rent or purchase a home.
See 2025 Basic Allowance for Housing (BAH) rates here.
About half the U.S. counties (about 1,500) have little to no military population. While half the ZIP codes is significant, less than 2% of service members who are eligible for basic allowance for housing (BAH) reside in these counties.
To account for these service members, approximately 30 separate county cost groups (CCGs) are assigned, each with similar housing costs. Use the BAH calculator to enter your ZIP code to determine your military housing area, aka county cost group. They range from ZZ510 to ZZ890 in increments of 10.
Military Bases in Texas:
- Dyess Air Force Base, Abilene, Texas
- Ellington Field Joint Reserve Base, Houston
- Fort Bliss, Fort Bliss, Texas
- Fort Cavazos, Killeen, Texas
- Goodfellow Air Force Base, Goodfellow AFB, Texas
- Joint Base San Antonio (Lackland, Randolph, Sam Houston), Lackland AFB, Texas
- Laughlin Air Force Base, Laughlin AFB, Texas
- Naval Air Station Corpus Christi, Corpus Christi, Texas
- Naval Air Station Joint Reserve Base Fort Worth, Fort Worth, Texas
- Naval Air Station Kingsville, Kingsville, Texas
- Red River Army Depot, Texarkana, Texas
- Sheppard Air Force Base, Sheppard AFB, Texas
- U.S. Army Cadet Command 5th Brigade, Joint Base San Antonio-Fort Sam Houston, San Antonio
- U.S. Army Recruiting Command, 5th Medical Recruiting Battalion, San Antonio
- U.S. Army Recruiting Command,, Dallas Battalion, Irving, Texas
- U.S. Army Recruiting Command, Houston Battalion, Houston
- U.S. Army Recruit Command, San Antonio Battalion, Fort Sam Houston, Texas
The BAH rates listed are for all U.S. Armed Forces service branches: Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves, where applicable. BAH rates in high-cost areas are greater than those in low-cost areas.
Veterans, dependents, National Guard and Reserves can use the MHA calculator to see estimated monthly payments. Active-duty service members should use the BAH calculator or tables to see their estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.
Your military benefits make homeownership more affordable—$0 down, no PMI, and lower average rates whether you’re buying or refinancing. See if you're eligible today.
