VA Loans and Mortgages
VA Home Loan Guide
VA Home Loans are a great benefit to qualified eligible veterans. Use this VA Home Loan guide to navigate the mortgage process to your dream home. One of the...
VA Regional Loan Centers (RLCs) help Veterans understand and use their VA loan benefits. They can assist with eligibility questions, loan servicing issues, foreclosure prevention, and specially adapted housing grants.
There are nine VA Regional Loan Centers, each serving specific states and territories.
General VA Home Loan Phone Number
1-877-827-3702
Hours: 8:00 a.m. – 6:00 p.m. (EST)
Call this number to be connected to the VA Regional Office with Loan Guaranty operations closest to you.
For existing loans, contact the RLC responsible for the state where the property is located.
VA Regional Loan Centers by Location
Atlanta Regional Loan Center
States Served: GA, NC, SC, TN
Phone: 1-888-768-2132
Address:
Department of Veterans Affairs
VA Regional Loan Center
1700 Clairmont Rd.
Decatur, GA 30033-4032
Cleveland Regional Loan Center
States Served: CT, DE, IN, ME, MA, MI, NH, NJ, NY, OH, PA, RI, VT
Phone: 1-800-729-5772
Address:
Department of Veterans Affairs
VA Regional Loan Center
1240 East Ninth Street
Cleveland, OH 44199
Denver Regional Loan Center
States Served: AK, CO, ID, MT, OR, UT, WA, WY
Phone: 1-888-349-7541
Address:
Department of Veterans Affairs
VA Regional Loan Center
155 Van Gordon Street
Lakewood, CO 80228
Houston Regional Loan Center
States Served: AR, LA, OK, TX
Phone: 1-888-232-2571
Address:
Department of Veterans Affairs
VA Regional Loan Center
6900 Almeda Road
Houston, TX 77030-4200
Phoenix Regional Loan Center
States Served: AZ, CA, HI, NV, NM, American Samoa, Guam, CNMI
Phone: 1-888-869-0194
Address:
Department of Veterans Affairs
VA Regional Loan Center
3333 N. Central Avenue
Phoenix, AZ 85012-2402
Roanoke Regional Loan Center
States Served: DC, KY, MD, VA, WV
Phone: 1-877-827-3702
Address:
Department of Veterans Affairs
VA Regional Loan Center
210 Franklin Road, S.W.
Roanoke, VA 24011
St. Paul Regional Loan Center
States Served: IL, IA, KS, MN, MO, NE, ND, SD, WI
Phone: 1-877-827-3702
Address:
Department of Veterans Affairs
VA Regional Loan Center
1 Federal Drive, Ft. Snelling
St. Paul, MN 55111-4050
St. Petersburg Regional Loan Center
States Served: AL, FL, MS, PR, U.S. Virgin Islands
Phone: 1-877-827-3702
Address:
Department of Veterans Affairs
VA Regional Loan Center
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Hawaii Loan Guaranty Office
This office is not an RLC but provides full VA Loan Guaranty services for Hawaii.
State Served: Hawaii
Phone: 1-800-827-1000
Address:
Department of Veterans Affairs
VA Regional Office
Loan Guaranty Division (26)
459 Patterson Rd.
Honolulu, HI 96819
What Can a VA Regional Loan Center Do For You?
VA Regional Loan Centers provide tools and resources to assist VA loan borrowers with every VA loan being assigned to an RLC. VA RLC’s are there to help veterans understand their home loan benefits, obtain eligibility documents and prevent foreclosure.
RLC’s also train and oversee the program’s private-sector stakeholders and conducts outreach to the housing and Veteran communities. RLC staff also work with loan servicers to help Veterans avoid foreclosure and assist service-disabled Veterans with applying for VA’s Specially Adapted Housing benefit.
Here are some of the VA Regional Loan Center Services:
- Construction and Valuation
- Loan Administration
- Loan Production
- Specially Adapted Housing Grants
- Train & Oversee Private-sector Stakeholders
- VA Loan Foreclosures
Start Here: $0 Down Payment VA Loan Eligibility
Your military benefits make homeownership more affordable—$0 down, no PMI, and lower average rates whether you’re buying or refinancing. See if you're eligible today.
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Jon Rehagan is a 2-time Emmy Award-winning journalist who covers financial topics and military news for the veteran community. With 16 years in broadcast media (including roles in radio and television) Jon has spent his career writing, shooting, editing, and producing everything from long-form investigative specials to daily news broadcasts and digital content. His work has been recognized by the Kansas Association of Broadcasters, and he brings that same commitment to accurate, accessible reporting to helping service members, veterans, and military families navigate complex benefits and financial decisions.
