2021 Military Housing Area Names

Updated: December 15, 2020

Table of Contents


    A 2021 list of MHA’s (Military Housing Areas) and the component breakdown that rent and utilities provide to the total housing cost in each MHA.  MHA’s are determined by a set of zip codes and used to group areas and compute BAH (Basic Allowance Housing) Rates.  A service member’s actual percentage may be above or below the average percentage listed for each component in an MHA.

    Military Housing Area Names The Basic Allowance for Housing rates are based on the local costs of rent and household utilities in each military housing area and deducts one percent out-of-pocket amount.

    The DOD consults with real estate professionals in each MHA to confirm market rental prices and obtain additional data. Where available, they also contact forts, posts, bases and housing referral offices and installation leadership.

     

    2021 BAH Component Breakdown (Rounded to nearest 1 percent)
    MHA Military Housing Area Name Rent (Avg. % of total BAH rate) Utilities (Avg. % of total BAH Rate)
    Alaska
    AK400 KETCHIKAN, AK 74% 26%
    AK401 SITKA, AK 74% 26%
    AK402 JUNEAU, AK 76% 24%
    AK403 KODIAK ISLAND, AK 72% 28%
    AK404 ANCHORAGE, AK 79% 21%
    AK405 FAIRBANKS, AK 71% 29%
    Alabama
    AL001 ANNISTON/FORT MCCLELLAN, AL 73% 27%
    AL002 FORT RUCKER, AL 77% 23%
    AL003 HUNTSVILLE, AL 83% 17%
    AL004 MOBILE, AL 81% 19%
    AL005 MONTGOMERY, AL 79% 21%
    AL006 AUBURN, AL 79% 21%
    AL007 BIRMINGHAM, AL 80% 19%
    Arkansas
    AR010 LITTLE ROCK, AR 78% 22%
    AR012 FORT CHAFFEE/FORT SMITH, AR 75% 25%
    AR411 FAYETTEVILLE, AR 80% 20%
    Arizona
    AZ013 PHOENIX, AZ 85% 15%
    AZ014 FORT HUACHUCA, AZ 84% 16%
    AZ015 DAVIS-MONTHAN AFB, AZ 84% 16%
    AZ016 YUMA, AZ 80% 20%
    California
    CA018 OAKLAND, CA 92% 8%
    CA019 SAN FRANCISCO, CA 94% 6%
    CA021 CHINA LAKE, CA 81% 19%
    CA022 FRESNO, CA 84% 16%
    CA023 LEMOORE NAS, CA 85% 15%
    CA024 CAMP PENDLETON, CA 90% 10%
    CA025 VENTURA, CA 93% 7%
    CA026 VANDENBERG AFB, CA 90% 10%
    CA027 MARIN/SONOMA, CA 92% 8%
    CA028 BARSTOW/FORT IRWIN, CA 85% 15%
    CA031 SAN BERNARDINO, CA 90% 10%
    CA032 TWENTY NINE PALMS MCB, CA 82% 18%
    CA033 BEALE AFB, CA 88% 12%
    CA034 SACRAMENTO, CA 88% 12%
    CA035 STOCKTON, CA 86% 14%
    CA036 VALLEJO/TRAVIS AFB, CA 89% 11%
    CA037 LOS ANGELES, CA 92% 8%
    CA038 SAN DIEGO, CA 91% 9%
    CA039 MONTEREY, CA 91% 9%
    CA041 RIVERSIDE, CA 89% 11%
    CA042 HUMBOLDT COUNTY, CA 86% 14%
    CA044 SANTA CLARA COUNTY, CA 93% 7%
    CA392 SAN LUIS OBISPO, CA 91% 9%
    CA393 BRIDGEPORT, CA 84% 16%
    CA420 EL CENTRO, CA 82% 18%
    CA457 EDWARDS AFB/PALMDALE, CA 89% 11%
    Colorado
    CO045 DENVER, CO 89% 11%
    CO046 COLORADO SPRINGS, CO 87% 13%
    CO047 FORT COLLINS, CO 89% 11%
    CO422 BOULDER, CO 91% 9%
    Connecticut
    CT049 NEW LONDON, CT 77% 23%
    CT050 HARTFORD, CT 82% 18%
    CT051 NEW HAVEN/FAIRFIELD, CT 85% 15%
    District of Columbia – Washington D.C.
    DC053 WASHINGTON, DC METRO AREA 89% 12%
    Delaware
    DE054 DOVER AFB, DE 80% 20%
    Florida
    FL056 EGLIN AFB, FL 84% 16%
    FL057 GAINESVILLE, FL 83% 17%
    FL058 JACKSONVILLE, FL 83% 17%
    FL059 PATRICK AFB, FL 86% 14%
    FL061 MIAMI/FORT LAUDERDALE, FL 88% 12%
    FL062 ORLANDO, FL 85% 15%
    FL063 PANAMA CITY, FL 84% 16%
    FL064 PENSACOLA, FL 81% 19%
    FL065 TALLAHASSEE, FL 83% 17%
    FL066 TAMPA, FL 86% 14%
    FL067 WEST PALM BEACH, FL 87% 13%
    FL068 OCALA, FL 83% 17%
    FL069 FLORIDA KEYS, FL 90% 10%
    FL070 VOLUSIA COUNTY, FL 84% 16%
    FL423 FORT PIERCE, FL 85% 15%
    FL424 FT MYERS BCH, FL 83% 17%
    Georgia
    GA071 ATLANTA, GA 88% 12%
    GA072 ALBANY, GA 72% 28%
    GA073 FORT GORDON, GA 81% 19%
    GA074 KINGS BAY/BRUNSWICK, GA 80% 20%
    GA075 FORT BENNING, GA 79% 20%
    GA076 ROBINS AFB, GA 80% 20%
    GA077 SAVANNAH, GA 82% 18%
    GA079 DAHLONEGA, GA 84% 16%
    GA080 FORT STEWART, GA 83% 17%
    GA081 MOODY AFB, GA 73% 27%
    Hawaii
    HI407 MAUI COUNTY, HI 88% 12%
    HI408 HONOLULU COUNTY, HI 87% 17%
    HI409 HAWAII COUNTY, HI 85% 15%
    HI414 KAUAI COUNTY,HI 86% 14%
    Iowa
    IA082 DES MOINES, IA 83% 17%
    Idaho
    ID084 BOISE, ID 87% 13%
    ID086 MOUNTAIN HOME AFB, ID 85% 15%
    Illinois
    IL088 CHAMPAIGN/URBANA, IL 81% 19%
    IL089 ROCK ISLAND, IL 84% 16%
    IL090 PEORIA, IL 78% 22%
    IL092 GREAT LAKES NAVTRACEN, IL 87% 13%
    IL093 SCOTT AFB, IL 78% 12%
    IL325 CHICAGO, IL 87% 13%
    IL335 SPRINGFIELD/DECATUR,IL 75% 25%
    Indiana
    IN094 INDIANAPOLIS, IN 80% 20%
    IN097 FORT WAYNE, IN 83% 17%
    IN338 TERRE HAUTE, IN 69% 31%
    IN399 BLOOMINGTON, IN 81% 19%
    Kansas
    KS100 FORT RILEY, KS 77% 23%
    KS101 WICHITA/MCCONNELL AFB, KS 79% 21%
    KS102 FORT LEAVENWORTH, KS 82% 18%
    KS105 TOPEKA, KS 79% 21%
    Kentucky
    KY106 FORT CAMPBELL, KY 82% 18%
    KY107 LEXINGTON, KY 82% 18%
    KY109 LOUISVILLE, KY 81% 19%
    KY110 FORT KNOX, KY 80% 20%
    KY339 FRANKFORT, KY 78% 22%
    KY430 PADUCAH, KY 76% 24%
    Louisiana
    LA113 ALEXANDRIA, LA 79% 21%
    LA114 BATON ROUGE, LA 84% 16%
    LA115 FORT POLK, LA 78% 22%
    LA116 NEW ORLEANS, LA 83% 17%
    LA117 SHREVEPORT/BARKSDALE AFB, L 84% 16%
    LA118 LAFAYETTE, LA 84% 16%
    LA326 ST MARY AND TERREBONNE, LA 84% 16%
    LA370 LAKE CHARLES, LA 86% 14%
    LA371 MONROE, LA 78% 22%
    Massachusetts
    MA119 NANTUCKET, MA 90% 11%
    MA120 BOSTON, MA 87% 13%
    MA122 WORCESTER, MA 82% 18%
    MA123 DEVENS, MA 81% 19%
    MA124 CAPE COD-PLYMOUTH, MA 83% 17%
    MA125 ESSEX CO, MA 85% 15%
    MA126 HAMPDEN COUNTY, MA 79% 21%
    MA151 MARTHA’S VINEYARD, MA 87% 13%
    MA377 HANSCOM AFB, MA 86% 14%
    Maryland
    MD127 ABERDEEN PROVING GROUNDS, MD 81% 19%
    MD128 ANNAPOLIS, MD 85% 15%
    MD129 BALTIMORE, MD 84% 16%
    MD130 FORT DETRICK, MD 84% 16%
    MD133 FORT G. G. MEADE, MD 86% 14%
    MD134 INDIAN HEAD NAVORDSTA, MD 84% 16%
    MD135 PATUXENT RIVER, MD 81% 19%
    MD432 OCEAN CITY, MD 77% 23%
    MD458 OXFORD,MD 80% 20%
    Maine
    ME136 BRUNSWICK, ME 80% 20%
    ME139 PORTLAND, ME 87% 13%
    ME141 COASTAL MAINE, ME 79% 21%
    ME390 BANGOR, ME 75% 25%
    Michigan
    MI142 DETROIT, MI 85% 15%
    MI143 MARQUETTE, MI 80% 20%
    MI145 SAULT STE MARIE, MI 74% 26%
    MI146 TRAVERSE CITY, MI 85% 15%
    MI148 GRAND HAVEN, MI 84% 16%
    MI152 BATTLE CREEK/KALAMAZOO, MI 82% 18%
    MI153 LANSING, MI 82% 18%
    MI154 GRAND RAPIDS, MI 85% 15%
    MI155 ANN ARBOR, MI 87% 13%
    MI156 SAGINAW, MI 71% 29%
    Minnesota
    MN158 DULUTH, MN 82% 18%
    MN159 MINNEAPOLIS/ST PAUL, MN 88% 12%
    Missouri
    MO160 KANSAS CITY, MO 83% 17%
    MO161 ST. LOUIS, MO 84% 16%
    MO162 WHITEMAN AFB, MO 73% 27%
    MO163 FORT LEONARD WOOD, MO 73% 27%
    MO164 SPRINGFIELD, MO 78% 22%
    MO165 COLUMBIA/JEFFERSON CITY,MO 79% 21%
    MO344 SAINT JOSEPH, MO 74% 26%
    Mississippi
    MS168 GULFPORT, MS 76% 24%
    MS169 COLUMBUS AFB, MS 79% 21%
    MS170 JACKSON, MS 83% 17%
    MS171 MERIDIAN, MS 77% 23%
    MS172 HATTIESBURG, MS 78% 22%
    Montana
    MT175 MALMSTROM AFB/GREAT FLS, MT 82% 18%
    MT347 HELENA, MT 83% 17%
    North Carolina
    NC176 OUTER BANKS, NC 81% 19%
    NC177 MOREHEAD/CHERRY PT MCAS, NC 79% 21%
    NC178 CAMP LEJEUNE, NC 76% 24%
    NC179 CHARLOTTE, NC 85% 15%
    NC180 DURHAM/CHAPEL HILL, NC 86% 14%
    NC181 ELIZABETH CITY, NC 82% 18%
    NC182 FORT BRAGG/POPE AFB, NC 80% 20%
    NC183 SEYMOUR JOHNSON AFB, NC 75% 25%
    NC184 GREENSBORO, NC 82% 18%
    NC185 RALEIGH, NC 86% 14%
    NC186 WILMINGTON, NC 83% 17%
    NC187 ASHEVILLE, NC 85% 15%
    North Dakota
    ND188 BISMARCK, ND 83% 17%
    ND189 FARGO, ND 80% 20%
    ND190 GRAND FORKS, ND 82% 18%
    ND191 MINOT AFB, ND 80% 20%
    Nebraska
    NE192 OMAHA/OFFUTT AFB, NE 84% 16%
    NE193 LINCOLN, NE 85% 15%
    New Hampshire
    NH194 PORTSMOUTH, NH/KITTERY, ME 84% 16%
    NH195 MANCHESTER/CONCORD, NH 82% 18%
    New Jersey
    NJ196 ATLANTIC CITY, NJ 82% 18%
    NJ198 CAPE MAY, NJ 78% 22%
    NJ200 FORT MONMOUTH/EARLE NWS, NJ 87% 13%
    NJ201 PERTH AMBOY, NJ 85% 15%
    NJ202 NORTHERN NEW JERSEY 87% 13%
    NJ203 TRENTON, NJ 85% 15%
    NJ204 JB MCGUIRE-DIX-LAKEHURST, NJ 83% 17%
    New Mexico
    NM205 HOLLOMAN AFB/ALAMOGORDO, NM 83% 17%
    NM206 ALBUQUERQUE/KIRTLAND AFB, NM 86% 14%
    NM207 CANNON AFB/CLOVIS, NM 79% 21%
    NM209 WHITE SANDS MR/LAS CRUCES, NM 82% 18%
    NM210 SANTA FE/LOS ALAMOS, NM 88% 12%
    Nevada
    NV211 FALLON NAS, NV 81% 19%
    NV212 NELLIS AFB/LAS VEGAS, NV 85% 15%
    NV213 RENO/CARSON CITY, NV 87% 13%
    New York
    NY215 BALLSTON SPA/ALBANY, NY 84% 16%
    NY216 BUFFALO, NY 86% 14%
    NY217 WEST POINT, NY 81% 19%
    NY218 LONG ISLAND, NY 89% 11%
    NY219 NEW YORK CITY, NY 87% 13%
    NY221 ROCHESTER, NY 82% 18%
    NY222 ROME/GRIFFISS AFB, NY 79% 21%
    NY223 SYRACUSE, NY 81% 19%
    NY225 FORT DRUM/WATERTOWN, NY 77% 23%
    NY349 WESTCHESTER COUNTY, NY 86% 14%
    NY413 STATEN ISLAND, NY 85% 15%
    Ohio
    OH227 AKRON, OH 83% 17%
    OH228 CINCINNATI, OH 82% 18%
    OH229 CLEVELAND, OH 84% 16%
    OH230 COLUMBUS, OH 83% 17%
    OH231 WRIGHT-PATTERSON AFB, OH 80% 20%
    OH232 TOLEDO, OH 82% 18%
    OH233 YOUNGSTOWN, OH 75% 25%
    Oklahoma
    OK235 ALTUS AFB, OK 78% 22%
    OK236 VANCE AFB/ENID, OK 78% 22%
    OK237 FORT SILL/LAWTON, OK 78% 22%
    OK239 OKLAHOMA CITY, OK 82% 18%
    OK240 TULSA, OK 80% 20%
    Oregon
    OR241 ASTORIA, OR 84% 16%
    OR242 COOS BAY, OR 83% 17%
    OR243 PORTLAND, OR 90% 10%
    OR244 SALEM, OR 85% 15%
    OR245 CORVALLIS, OR 87% 13%
    OR246 EUGENE, OR 86% 14%
    Pennsylvania
    PA247 CARLISLE BARRACKS, PA 81% 19%
    PA248 PHILADELPHIA, PA/CAMDEN, NJ 83% 17%
    PA249 WILLOW GROVE, PA 84% 16%
    PA250 PITTSBURGH, PA 85% 15%
    PA252 STATE COLLEGE, PA 81% 19%
    PA253 ERIE, PA 77% 23%
    PA254 WILKES-BARRE/SCRANTON, PA 78% 22%
    PA255 ALLENTOWN/BETHLEHEM, PA 82% 18%
    Rhode Island
    RI256 NEWPORT, RI 83% 17%
    RI257 PROVIDENCE, RI 81% 19%
    South Carolina
    SC258 BEAUFORT/PARRIS ISLAND, SC 83% 17%
    SC259 CHARLESTON, SC 83% 17%
    SC260 COLUMBIA/FORT JACKSON, SC 81% 19%
    SC261 GREENVILLE, SC 83% 17%
    SC262 MYRTLE BEACH, SC 81% 19%
    SC263 SUMTER/SHAW AFB, SC 73% 27%
    South Dakota
    SD264 RAPID CITY/ELLSWORTH AFB, SD 83% 17%
    SD265 SIOUX FALLS, SD 83% 17%
    Tennessee
    TN266 CHATTANOOGA, TN 84% 16%
    TN267 KNOXVILLE, TN 80% 20%
    TN268 MEMPHIS, TN 82% 18%
    TN269 NASHVILLE, TN 87% 13%
    TN353 JOHNSON CITY/KINGSPORT, TN 79% 21%
    Texas
    TX270 ABILENE/DYESS AFB, TX 80% 20%
    TX272 AUSTIN, TX 88% 12%
    TX273 BEAUMONT, TX 83% 17%
    TX274 COLLEGE STATION, TX 84% 16%
    TX275 CORPUS CHRISTI, TX 83% 17%
    TX277 DALLAS, TX 86% 14%
    TX278 LAUGHLIN AFB/DEL RIO, TX 77% 23%
    TX279 EL PASO, TX 86% 14%
    TX281 BROWNSVILLE, TX 81% 19%
    TX282 HOUSTON, TX 84% 16%
    TX283 LUBBOCK/REESE AFB, TX 80% 20%
    TX284 GOODFELLOW AFB, TX 80% 20%
    TX285 SAN ANTONIO, TX 83% 17%
    TX286 FORT HOOD, TX 81% 19%
    TX288 WICHITA FLS/SHEPPARD AFB, TX 79% 21%
    TX356 FORT WORTH, TX 83% 17%
    TX415 WACO,TX 81% 19%
    Utah
    UT291 OGDEN/HILL AFB, UT 87% 13%
    UT292 SALT LAKE CITY, UT 88% 12%
    UT357 PROVO, UT 85% 15%
    Virginia
    VA295 CHARLOTTESVILLE, VA 85% 15%
    VA296 QUANTICO/WOODBRIDGE, VA 84% 16%
    VA297 HAMPTON/NEWPORT NEWS, VA 82% 18%
    VA298 NORFOLK/PORTSMOUTH, VA 83% 17%
    VA301 RICHMOND/FORT LEE, VA 81% 19%
    VA302 WARRENTON, VA 88% 12%
    VA303 LEXINGTON, VA 74% 26%
    VA362 ROANOKE, VA 81% 19%
    VA368 FORT AP HILL, VA 83% 17%
    Vermont
    VT305 BURLINGTON, VT 86% 14%
    Washington
    WA306 BREMERTON, WA 87% 13%
    WA307 EVERETT, WA 88% 12%
    WA308 PORT ANGELES, WA 81% 19%
    WA309 SEATTLE, WA 90% 10%
    WA310 SPOKANE, WA 82% 18%
    WA311 TACOMA, WA 87% 13%
    WA312 WHIDBEY ISLAND, WA 85% 15%
    WA313 YAKIMA, WA 80% 20%
    Wisconsin
    WI316 MADISON, WI 86% 14%
    WI317 MILWAUKEE, WI 83% 17%
    WI318 SPARTA/FORT MCCOY, WI 79% 21%
    WI359 STEVENS POINT, WI 79% 21%
    West Virginia
    WV320 MORGANTOWN, WV 82% 18%
    WV322 HUNTINGTON, WV 80% 20%
    WV323 CHARLESTON, WV 74% 26%
    WV454 MARTINSBURG, WV 80% 20%
    Wyoming
    WY324 CHEYENNE, WY 80% 20%
    County Cost Groups
    ZZ510 COUNTY COST GROUP 530 N/A N/A
    ZZ520 COUNTY COST GROUP 530 N/A N/A
    ZZ530 COUNTY COST GROUP 530 N/A N/A
    ZZ540 COUNTY COST GROUP 540 N/A N/A
    ZZ550 COUNTY COST GROUP 550 N/A N/A
    ZZ560 COUNTY COST GROUP 560 N/A N/A
    ZZ570 COUNTY COST GROUP 570 N/A N/A
    ZZ580 COUNTY COST GROUP 580 N/A N/A
    ZZ590 COUNTY COST GROUP 590 N/A N/A
    ZZ600 COUNTY COST GROUP 600 N/A N/A
    ZZ610 COUNTY COST GROUP 610 N/A N/A
    ZZ620 COUNTY COST GROUP 620 N/A N/A
    ZZ630 COUNTY COST GROUP 630 N/A N/A
    ZZ640 COUNTY COST GROUP 640 N/A N/A
    ZZ650 COUNTY COST GROUP 650 N/A N/A
    ZZ660 COUNTY COST GROUP 660 N/A N/A
    ZZ670 COUNTY COST GROUP 670 N/A N/A
    ZZ680 COUNTY COST GROUP 680 N/A N/A
    ZZ690 COUNTY COST GROUP 690 N/A N/A
    ZZ700 COUNTY COST GROUP 700 N/A N/A
    ZZ710 COUNTY COST GROUP 710 N/A N/A
    ZZ720 COUNTY COST GROUP 720 N/A N/A
    ZZ730 COUNTY COST GROUP 730 N/A N/A
    ZZ740 COUNTY COST GROUP 740 N/A N/A
    ZZ750 COUNTY COST GROUP 750 N/A N/A
    ZZ760 COUNTY COST GROUP 760 N/A N/A
    ZZ770 COUNTY COST GROUP 770 N/A N/A
    ZZ780 COUNTY COST GROUP 780 N/A N/A
    ZZ790 COUNTY COST GROUP 790 N/A N/A
    ZZ800 COUNTY COST GROUP 800 N/A N/A
    ZZ810 COUNTY COST GROUP 810 N/A N/A
    ZZ820 COUNTY COST GROUP 810 N/A N/A
    ZZ830 COUNTY COST GROUP 830 N/A N/A
    ZZ840 COUNTY COST GROUP 840 N/A N/A
    ZZ850 COUNTY COST GROUP 850 N/A N/A
    ZZ860 COUNTY COST GROUP 870 N/A N/A
    ZZ870 COUNTY COST GROUP 870 N/A N/A
    ZZ880 COUNTY COST GROUP 880 N/A N/A
    ZZ890 COUNTY COST GROUP 890 N/A N/A

    About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.


    Related Articles
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    Written by MilitaryBenefits

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