2023 Military Housing Area Names

Updated: January 4, 2023
In this Article

    Military Housing Areas (MHAs) are the groups of zip codes surrounding military installations. The Department of Defense (DoD) sets MHAs and assigns Basic Allowance for Housing (BAH) rates for each MHA.

    To determine BAH, the DoD relies on various resources, including local market data, household utility data, local military housing office (MHO) feedback and feedback from real estate professionals in each MHA to confirm market rental prices.

    Below is 2023’s list of MHAs and the component breakdown that rent and utilities provide to the total housing cost in each MHA.

    BAH varies by pay grade and if the service member has dependents. A service member’s actual percentage may be above or below the average percentage for each MHA component.

    2023 BAH Component Breakdown (Rounded to the nearest 1 percent)

    MHAMHA NameRent (Avg. % of total BAH rate)Utilities (Avg. % of total BAH rate)
    Alaska
    AK400KETCHIKAN, AK80%20%
    AK401SITKA, AK79%21%
    AK402JUNEAU, AK81%19%
    AK403KODIAK ISLAND, AK78%22%
    AK404ANCHORAGE, AK84%16%
    AK405FAIRBANKS, AK78%22%
    Alabama
    AL001ANNISTON/FORT MCCLELLAN, AL72%28%
    AL002FORT RUCKER, AL77%23%
    AL003HUNTSVILLE, AL83%17%
    AL004MOBILE, AL80%20%
    AL005MONTGOMERY, AL79%21%
    AL006AUBURN, AL81%19%
    AL007BIRMINGHAM, AL80%20%
    Arkansas
    AR010LITTLE ROCK, AR82%18%
    AR012FORT CHAFFEE/FORT SMITH, AR76%24%
    AR411FAYETTEVILLE, AR81%19%
    Arizona
    AZ013PHOENIX, AZ87%13%
    AZ014FORT HUACHUCA, AZ84%16%
    AZ015DAVIS-MONTHAN AFB, AZ85%15%
    AZ016YUMA, AZ83%17%
    California
    CA018OAKLAND, CA90%10%
    CA019SAN FRANCISCO, CA92%8%
    CA021CHINA LAKE, CA78%22%
    CA022FRESNO, CA85%15%
    CA023LEMOORE NAS, CA86%14%
    CA024CAMP PENDLETON, CA90%10%
    CA025VENTURA, CA91%9%
    CA026VANDENBERG SFB, CA91%9%
    CA027MARIN/SONOMA, CA90%10%
    CA028BARSTOW/FORT IRWIN, CA85%15%
    CA031SAN BERNARDINO, CA89%11%
    CA032TWENTY NINE PALMS MCB, CA85%15%
    CA033BEALE AFB, CA88%12%
    CA034SACRAMENTO, CA88%12%
    CA035STOCKTON, CA87%13%
    CA036VALLEJO/TRAVIS AFB, CA88%12%
    CA037LOS ANGELES, CA91%9%
    CA038SAN DIEGO, CA91%9%
    CA039MONTEREY, CA90%10%
    CA041RIVERSIDE, CA89%11%
    CA042HUMBOLDT COUNTY, CA85%15%
    CA044SANTA CLARA COUNTY, CA91%9%
    CA392SAN LUIS OBISPO, CA91%9%
    CA393BRIDGEPORT, CA85%15%
    CA420EL CENTRO, CA82%18%
    CA457EDWARDS AFB/PALMDALE, CA87%13%
    Colorado
    CO045DENVER, CO90%10%
    CO046COLORADO SPRINGS, CO88%12%
    CO047FORT COLLINS, CO90%10%
    CO422BOULDER, CO92%8%
    Connecticut
    CT049NEW LONDON, CT76%24%
    CT050HARTFORD, CT81%19%
    CT051NEW HAVEN/FAIRFIELD, CT82%18%
    District of Columbia
    DC053WASHINGTON, DC METRO AREA88%12%
    Delaware
    DE054DOVER AFB/REHOBOTH, DE80%20%
    Florida
    FL056EGLIN AFB, FL88%12%
    FL057GAINESVILLE, FL84%16%
    FL058JACKSONVILLE, FL84%16%
    FL059PATRICK SFB, FL89%11%
    FL061MIAMI/FORT LAUDERDALE, FL89%11%
    FL062ORLANDO, FL86%14%
    FL063PANAMA CITY, FL84%16%
    FL064PENSACOLA, FL82%18%
    FL065TALLAHASSEE, FL81%19%
    FL066TAMPA, FL87%13%
    FL067WEST PALM BEACH, FL89%11%
    FL068OCALA, FL85%15%
    FL069FLORIDA KEYS, FL91%9%
    FL070VOLUSIA COUNTY, FL85%15%
    FL423FORT PIERCE, FL88%12%
    FL424FORT MYERS BEACH, FL87%13%
    Georgia
    GA071ATLANTA, GA87%13%
    GA072ALBANY, GA72%28%
    GA073FORT GORDON, GA80%20%
    GA074KINGS BAY/BRUNSWICK, GA83%17%
    GA075FORT BENNING, GA79%21%
    GA076ROBINS AFB, GA80%20%
    GA077SAVANNAH, GA84%16%
    GA079DAHLONEGA, GA86%14%
    GA080FORT STEWART, GA85%15%
    GA081MOODY AFB, GA78%22%
    Hawaii
    HI407MAUI COUNTY, HI88%12%
    HI408HONOLULU COUNTY, HI88%12%
    HI409HAWAII COUNTY, HI83%17%
    HI414KAUAI COUNTY,HI86%14%
    Iowa
    IA082DES MOINES, IA82%18%
    Idaho
    ID084BOISE, ID90%10%
    ID086MOUNTAIN HOME AFB, ID87%13%
    Illinois
    IL088CHAMPAIGN/URBANA, IL79%21%
    IL089ROCK ISLAND, IL79%21%
    IL090PEORIA, IL76%24%
    IL092GREAT LAKES NAVTRACEN, IL83%17%
    IL093SCOTT AFB, IL75%25%
    IL325CHICAGO, IL86%14%
    IL335SPRINGFIELD/DECATUR,IL75%25%
    Indiana
    IN094INDIANAPOLIS, IN78%22%
    IN097FORT WAYNE, IN82%18%
    IN338TERRE HAUTE, IN69%31%
    IN399BLOOMINGTON, IN82%18%
    Kansas
    KS100FORT RILEY, KS76%24%
    KS101WICHITA/MCCONNELL AFB, KS79%21%
    KS102FORT LEAVENWORTH, KS78%22%
    KS105TOPEKA, KS76%24%
    Kentucky
    KY106FORT CAMPBELL, KY82%18%
    KY107LEXINGTON, KY82%18%
    KY109LOUISVILLE, KY80%20%
    KY110FORT KNOX, KY80%20%
    KY339FRANKFORT, KY77%23%
    KY430PADUCAH, KY77%23%
    Louisiana
    LA113ALEXANDRIA, LA78%22%
    LA114BATON ROUGE, LA84%16%
    LA115FORT POLK, LA78%22%
    LA116NEW ORLEANS, LA83%17%
    LA117SHREVEPORT/BARKSDALE AFB, LA81%19%
    LA118LAFAYETTE, LA84%16%
    LA326ST MARY AND TERREBONNE, LA85%15%
    LA370LAKE CHARLES, LA84%16%
    LA371MONROE, LA78%22%
    Massachusetts
    MA119NANTUCKET, MA88%12%
    MA120BOSTON, MA88%12%
    MA122WORCESTER, MA81%19%
    MA123FITCHBURG, MA82%18%
    MA124CAPE COD-PLYMOUTH, MA83%17%
    MA125ESSEX CO, MA84%16%
    MA126HAMPDEN COUNTY, MA79%21%
    MA151MARTHA'S VINEYARD, MA86%14%
    MA377HANSCOM AFB, MA86%14%
    Maryland
    MD127ABERDEEN PROVING GROUNDS, MD82%18%
    MD128ANNAPOLIS, MD85%15%
    MD129BALTIMORE, MD83%17%
    MD130FORT DETRICK, MD84%16%
    MD133FORT G. G. MEADE, MD86%14%
    MD134INDIAN HEAD NAVORDSTA, MD86%14%
    MD135PATUXENT RIVER, MD80%20%
    MD432EASTERN SHORE, MD80%20%
    MD458OXFORD,MD79%21%
    Maine
    ME136BRUNSWICK, ME77%23%
    ME139PORTLAND, ME86%14%
    ME141COASTAL MAINE, ME80%20%
    ME390BANGOR, ME75%25%
    Michigan
    MI142DETROIT, MI82%18%
    MI143MARQUETTE, MI81%19%
    MI145SAULT STE MARIE, MI68%32%
    MI146TRAVERSE CITY, MI83%17%
    MI148GRAND HAVEN, MI83%17%
    MI152BATTLE CREEK/KALAMAZOO, MI81%19%
    MI153LANSING, MI81%19%
    MI154GRAND RAPIDS, MI85%15%
    MI155ANN ARBOR, MI86%14%
    MI156SAGINAW, MI71%29%
    Minnesota
    MN158DULUTH, MN81%19%
    MN159MINNEAPOLIS/ST PAUL, MN87%13%
    Missouri
    MO160KANSAS CITY, MO80%20%
    MO161ST. LOUIS, MO84%16%
    MO162WHITEMAN AFB, MO73%27%
    MO163FORT LEONARD WOOD, MO74%26%
    MO164SPRINGFIELD, MO78%22%
    MO165COLUMBIA/JEFFERSON CITY,MO76%24%
    MO344SAINT JOSEPH, MO73%27%
    Mississippi
    MS168GULFPORT, MS79%21%
    MS169COLUMBUS AFB, MS76%24%
    MS170JACKSON, MS83%17%
    MS171MERIDIAN, MS78%22%
    MS172HATTIESBURG, MS76%24%
    Montana
    MT175MALMSTROM SFB/GREAT FALLS, MT84%16%
    MT347HELENA, MT86%14%
    North Carolina
    NC176OUTER BANKS, NC85%15%
    NC177MOREHEAD/CHERRY PT MCAS, NC80%20%
    NC178CAMP LEJEUNE, NC78%22%
    NC179CHARLOTTE, NC85%15%
    NC180DURHAM/CHAPEL HILL, NC87%13%
    NC181ELIZABETH CITY, NC82%18%
    NC182FORT BRAGG/POPE, NC80%20%
    NC183SEYMOUR JOHNSON AFB, NC78%22%
    NC184GREENSBORO, NC84%16%
    NC185RALEIGH, NC87%13%
    NC186WILMINGTON, NC85%15%
    NC187ASHEVILLE, NC87%13%
    North Dakota
    ND188BISMARCK, ND82%18%
    ND189FARGO, ND78%22%
    ND190GRAND FORKS, ND79%21%
    ND191MINOT AFB, ND78%22%
    Nebraska
    NE192OMAHA/OFFUTT AFB, NE82%18%
    NE193LINCOLN, NE85%15%
    New Hampshire
    NH194PORTSMOUTH, NH/KITTERY, ME84%16%
    NH195MANCHESTER/CONCORD, NH82%18%
    New Jersey
    NJ196ATLANTIC CITY, NJ80%20%
    NJ198CAPE MAY, NJ78%22%
    NJ200FORT MONMOUTH/EARLE NWS, NJ88%12%
    NJ201PERTH AMBOY, NJ85%15%
    NJ202NORTHERN NEW JERSEY87%13%
    NJ203TRENTON, NJ84%16%
    NJ204JB MCGUIRE-DIX-LAKEHURST, NJ83%17%
    New Mexico
    NM205HOLLOMAN AFB/ALAMOGORDO, NM83%17%
    NM206ALBUQUERQUE/KIRTLAND AFB, NM88%12%
    NM207CANNON AFB/CLOVIS, NM78%22%
    NM209WHITE SANDS MR/LAS CRUCES, NM85%15%
    NM210SANTA FE/LOS ALAMOS, NM89%11%
    Nevada
    NV211FALLON NAS, NV80%20%
    NV212NELLIS AFB/LAS VEGAS, NV86%14%
    NV213RENO/CARSON CITY, NV88%12%
    New York
    NY215BALLSTON SPA/ALBANY, NY82%18%
    NY216BUFFALO, NY83%17%
    NY217WEST POINT, NY81%19%
    NY218LONG ISLAND, NY87%13%
    NY219NEW YORK CITY, NY85%15%
    NY221ROCHESTER, NY79%21%
    NY222ROME/GRIFFISS AFB, NY77%23%
    NY223SYRACUSE, NY78%22%
    NY225FORT DRUM/WATERTOWN, NY76%24%
    NY349WESTCHESTER COUNTY, NY86%14%
    NY413STATEN ISLAND, NY84%16%
    Ohio
    OH227AKRON, OH79%21%
    OH228CINCINNATI, OH78%22%
    OH229CLEVELAND, OH81%19%
    OH230COLUMBUS, OH81%19%
    OH231WRIGHT-PATTERSON AFB, OH79%21%
    OH232TOLEDO, OH81%19%
    OH233YOUNGSTOWN, OH73%27%
    Oklahoma
    OK235ALTUS AFB, OK78%22%
    OK236VANCE AFB/ENID, OK77%23%
    OK237FORT SILL/LAWTON, OK78%22%
    OK239OKLAHOMA CITY, OK81%19%
    OK240TULSA, OK81%19%
    Oregon
    OR241ASTORIA, OR85%15%
    OR242COOS BAY, OR84%16%
    OR243PORTLAND, OR89%11%
    OR244SALEM, OR86%14%
    OR245CORVALLIS, OR86%14%
    OR246EUGENE, OR88%12%
    Pennsylvania
    PA247CARLISLE BARRACKS, PA80%20%
    PA248PHILADELPHIA, PA/CAMDEN, NJ81%19%
    PA249WILLOW GROVE, PA83%17%
    PA250PITTSBURGH, PA82%18%
    PA252STATE COLLEGE, PA77%23%
    PA253ERIE, PA75%25%
    PA254WILKES-BARRE/SCRANTON, PA73%27%
    PA255ALLENTOWN/BETHLEHEM, PA82%18%
    Rhode Island
    RI256NEWPORT, RI84%16%
    RI257PROVIDENCE, RI83%17%
    South Carolina
    SC258BEAUFORT/PARRIS ISLAND, SC87%13%
    SC259CHARLESTON, SC85%15%
    SC260COLUMBIA/FORT JACKSON, SC81%19%
    SC261GREENVILLE, SC83%17%
    SC262MYRTLE BEACH, SC84%16%
    SC263SUMTER/SHAW AFB, SC75%25%
    South Dakota
    SD264RAPID CITY/ELLSWORTH AFB, SD83%17%
    SD265SIOUX FALLS, SD84%16%
    Tennessee
    TN266CHATTANOOGA, TN86%14%
    TN267KNOXVILLE, TN84%16%
    TN268MEMPHIS, TN82%18%
    TN269NASHVILLE, TN87%13%
    TN353JOHNSON CITY/KINGSPORT, TN81%19%
    Texas
    TX270ABILENE/DYESS AFB, TX78%22%
    TX272AUSTIN, TX88%12%
    TX273BEAUMONT, TX82%18%
    TX274COLLEGE STATION, TX83%17%
    TX275CORPUS CHRISTI, TX81%19%
    TX277DALLAS, TX86%14%
    TX278LAUGHLIN AFB/DEL RIO, TX74%26%
    TX279EL PASO, TX86%14%
    TX281BROWNSVILLE, TX85%15%
    TX282HOUSTON, TX84%16%
    TX283LUBBOCK, TX81%19%
    TX284GOODFELLOW AFB, TX81%19%
    TX285SAN ANTONIO, TX82%18%
    TX286FORT HOOD, TX81%19%
    TX288WICHITA FLS/SHEPPARD AFB, TX78%22%
    TX356FORT WORTH, TX84%16%
    TX415WACO,TX83%17%
    Utah
    UT291OGDEN/HILL AFB, UT88%12%
    UT292SALT LAKE CITY, UT89%11%
    UT357PROVO, UT86%14%
    Virginia
    VA295CHARLOTTESVILLE, VA84%16%
    VA296QUANTICO/WOODBRIDGE, VA87%13%
    VA297HAMPTON/NEWPORT NEWS, VA84%16%
    VA298NORFOLK/PORTSMOUTH, VA84%16%
    VA301RICHMOND/FORT LEE, VA82%18%
    VA302WARRENTON, VA87%13%
    VA303LEXINGTON, VA78%22%
    VA362ROANOKE, VA81%19%
    VA368DAHLGREN/FORT AP HILL, VA82%18%
    Vermont
    VT305BURLINGTON, VT85%15%
    Washington
    WA306BREMERTON, WA88%12%
    WA307EVERETT, WA89%11%
    WA308PORT ANGELES, WA81%19%
    WA309SEATTLE, WA90%10%
    WA310SPOKANE, WA86%14%
    WA311TACOMA, WA88%12%
    WA312WHIDBEY ISLAND, WA86%14%
    WA313YAKIMA, WA78%22%
    Wisconsin
    WI316MADISON, WI85%15%
    WI317MILWAUKEE, WI81%19%
    WI318SPARTA/FORT MCCOY, WI78%22%
    WI359STEVENS POINT, WI76%24%
    West Virginia
    WV320MORGANTOWN, WV80%20%
    WV322HUNTINGTON, WV78%22%
    WV323CHARLESTON, WV75%25%
    WV454EASTERN PANHANDLE, WV80%20%
    Wyoming
    WY324CHEYENNE, WY81%19%

    About half the U.S. Counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for Basic Allowance for Housing (BAH) are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code to determine your Military Housing Area (MHA) aka County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.

    Written by Veteran.com Team

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