VA Housing Grants for Disabled Veterans

The Department of Veterans Affairs offers housing grants to veterans and currently serving military members with qualifying service-connected disabilities.

The two best-known programs are the VA Specially Adapted Housing Grant (VA SAH) and the VA Special Housing Adaptation Grant (VA SHA Grant). These are both intended to help veterans with qualifying service-connected medical issues buy, build, and/or adapt a home that will be the veteran’s primary residence.

If you haven’t yet filed a VA disability claim, our guide on how to apply for VA disability pay is a good place to start before applying for housing grants.

Housing Grants, Not Loans

Unlike VA home loans, these grants are not offered through a participating VA lender but are issued directly by the Department of Veterans Affairs and must be applied for using the proper VA claim forms. These grants are NOT part of the VA home loan program; they are entirely separate from VA loans.

These housing grants are not open to all disabled veterans; all applicants must have qualifying injuries/medical conditions as described on the VA official site.

Who Is Eligible For The VA Specially Adapted Housing Grant (SAH)?

The VA Specially Adapted Housing grant is available to qualifying disabled veterans or veterans whose home is owned by an eligible family member who need to significantly modify or build a home to accommodate their disability. As of FY 2026, the SAH grant provides up to $126,526, usable up to six times over a veteran’s lifetime.

SAH funds can be used to:

• Construct a specially adapted home on land to be purchased
• Build a home on land already owned
• Remodel an existing home, if it can feasibly be made suitable
• Apply the grant toward the unpaid mortgage balance of an already-adapted home purchased without VA grant assistance

To qualify, a veteran must have one or more of the following service-connected conditions:

• Loss of or loss of use of both legs
• Loss of or loss of use of both arms
• Blindness in both eyes with only light perception, plus loss of or loss of use of one leg
• Loss of or loss of use of one lower leg, together with residuals of organic disease or injury
• Loss of or loss of use of one leg, together with loss of or loss of use of one arm
• Certain severe burns
• Loss or loss of use of one or more lower extremities due to service on or after September 11, 2001, affecting balance or propulsion to the point of requiring braces, crutches, canes, or a wheelchair — note that only a limited number of grants are available each year for this condition

VA Special Housing Adaptation Grant (SHA) Eligibility

The Special Housing Adaptation grant helps veterans with qualifying service-connected disabilities adapt or purchase an accessible home as their primary residence. As of FY 2026, the SHA grant provides up to $25,350, usable up to six times over a veteran’s lifetime.

SHA funds can be used to adapt or purchase a home owned by the veteran or a qualifying family member, or to purchase an already-adapted home. In all cases, the veteran must use the property as their primary residence.

To qualify, a veteran must have one or more of the following service-connected conditions:

• Blindness in both eyes with 20/200 visual acuity or less
• Loss or loss of use of both hands
• Certain severe burn-related injuries
• Certain severe respiratory injuries

Use our VA disability calculator to estimate your monthly compensation alongside these grant benefits.

What Forms Are Needed for VA Housing Disability Grants

Applicants must submit VA Form 26-4555, Application for Acquiring Specially Adapted Housing or Special Home Adaptation Grant, available online through the VA official site. This form can also be mailed to the applicant. Call the Department of Veterans Affairs directly at 1-800-827-1000 to request a paper copy of the form.

VA Home Improvements and Structural Alterations Grant (HISA)

The HISA grant provides financial help to disabled veterans who need to make medically necessary alterations to their primary residence, whether owned or rented. Unlike the SAH and SHA grants, HISA does not require a specific qualifying condition, but improvements must be medically justified.

As of FY 2026, the lifetime cap is $6,800 for veterans with service-connected conditions and $2,000 for those with non-service-connected conditions rated at 50% or higher. You can apply for multiple grants until you reach the lifetime limit. See current VA disability rates to understand how your rating affects your overall benefits picture.

HISA funds can be used for modifications including:

• Modified entrances
• Modified bathroom and self-care facilities
• Adjustable kitchen and bathroom sinks, counters, and surfaces
• Improved paths or driveways with ramps
• Upgraded plumbing or electrical systems to accommodate medical equipment

HISA funds cannot be used for temporary ramps, surveillance systems, or hot tubs.

The VA Temporary Residence Adaptation Grant

The VA Temporary Residence Adaptation Grant is designed for veterans with qualifying service-connected disabilities who are temporarily living in a family member’s home and need to make it more accessible. Rather than having its own standalone award amount, the TRA grant is tied to whichever other VA housing grant the veteran already qualifies for — SAH or SHA — and is awarded above and beyond that grant amount.

For veterans qualifying under SAH: As of FY 2026, TRA provides up to $50,961 in additional funds on top of the SAH grant. This reflects the higher level of adaptation typically needed for veterans with more severe qualifying conditions.

For veterans qualifying under SHA: Veterans qualifying under the SHA program can receive up to $9,100 through TRA as of FY 2026, reflecting the more targeted modifications typically associated with SHA-qualifying conditions.

As with all VA housing grants, TRA amounts adjust annually — confirm current figures at VA.gov before applying.