Basic Allowance for Housing (BAH) rates in Maryland increased in 2026. The national average increased by 4.2%, while Maryland duty stations received a similar increase on average.
Below are the local BAH rates charts for Military Housing Areas in Maryland. The Department of Defense (also known as the Department of War) determines BAH rates by location, pay grade (rank) and whether a soldier has dependents.
See 2026 Basic Allowance for Housing (BAH) rates here.
ABERDEEN PROVING GROUNDS, MD BAH Rates
Military Housing Area: MD127
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,268 | $1,875 |
| E02 | $2,268 | $1,875 |
| E03 | $2,268 | $1,875 |
| E04 | $2,268 | $1,875 |
| E05 | $2,478 | $1,986 |
| E06 | $2,742 | $2,076 |
| E07 | $2,862 | $2,274 |
| E08 | $2,991 | $2,538 |
| E09 | $3,165 | $2,607 |
| W01 | $2,760 | $2,205 |
| W02 | $2,916 | $2,535 |
| W03 | $3,075 | $2,619 |
| W04 | $3,198 | $2,766 |
| W05 | $3,348 | $2,892 |
| O01E | $2,883 | $2,475 |
| O02E | $3,051 | $2,592 |
| O03E | $3,222 | $2,733 |
| O01 | $2,517 | $2,055 |
| O02 | $2,739 | $2,412 |
| O03 | $3,072 | $2,643 |
| O04 | $3,396 | $2,865 |
| O05 | $3,630 | $2,934 |
| O06 | $3,660 | $3,054 |
| O07 | $3,687 | $3,108 |
ANNAPOLIS, MD BAH Rates
Military Housing Area: MD128
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,757 | $2,280 |
| E02 | $2,757 | $2,280 |
| E03 | $2,757 | $2,280 |
| E04 | $2,757 | $2,280 |
| E05 | $2,928 | $2,475 |
| E06 | $3,228 | $2,601 |
| E07 | $3,303 | $2,763 |
| E08 | $3,384 | $2,991 |
| E09 | $3,546 | $3,075 |
| W01 | $3,246 | $2,709 |
| W02 | $3,336 | $2,988 |
| W03 | $3,441 | $3,087 |
| W04 | $3,585 | $3,237 |
| W05 | $3,762 | $3,321 |
| O01E | $3,315 | $2,925 |
| O02E | $3,423 | $3,054 |
| O03E | $3,612 | $3,219 |
| O01 | $2,970 | $2,586 |
| O02 | $3,225 | $2,874 |
| O03 | $3,438 | $3,114 |
| O04 | $3,822 | $3,300 |
| O05 | $4,101 | $3,342 |
| O06 | $4,134 | $3,417 |
| O07 | $4,164 | $3,477 |
BALTIMORE, MD BAH Rates
Military Housing Area: MD129
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,409 | $1,857 |
| E02 | $2,409 | $1,857 |
| E03 | $2,409 | $1,857 |
| E04 | $2,409 | $1,857 |
| E05 | $2,610 | $2,079 |
| E06 | $2,904 | $2,226 |
| E07 | $2,994 | $2,415 |
| E08 | $3,093 | $2,673 |
| E09 | $3,246 | $2,754 |
| W01 | $2,922 | $2,349 |
| W02 | $3,036 | $2,670 |
| W03 | $3,159 | $2,766 |
| W04 | $3,279 | $2,919 |
| W05 | $3,429 | $3,015 |
| O01E | $3,009 | $2,607 |
| O02E | $3,138 | $2,736 |
| O03E | $3,303 | $2,895 |
| O01 | $2,652 | $2,205 |
| O02 | $2,901 | $2,547 |
| O03 | $3,156 | $2,793 |
| O04 | $3,477 | $2,994 |
| O05 | $3,711 | $3,045 |
| O06 | $3,741 | $3,138 |
| O07 | $3,768 | $3,192 |
FORT DETRICK, MD BAH Rates
Military Housing Area: MD130
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,466 | $2,016 |
| E02 | $2,466 | $2,016 |
| E03 | $2,466 | $2,016 |
| E04 | $2,466 | $2,016 |
| E05 | $2,682 | $2,160 |
| E06 | $3,063 | $2,295 |
| E07 | $3,132 | $2,472 |
| E08 | $3,207 | $2,763 |
| E09 | $3,345 | $2,871 |
| W01 | $3,081 | $2,400 |
| W02 | $3,162 | $2,760 |
| W03 | $3,258 | $2,886 |
| W04 | $3,375 | $3,075 |
| W05 | $3,525 | $3,147 |
| O01E | $3,144 | $2,679 |
| O02E | $3,243 | $2,847 |
| O03E | $3,399 | $3,054 |
| O01 | $2,733 | $2,247 |
| O02 | $3,060 | $2,613 |
| O03 | $3,255 | $2,922 |
| O04 | $3,573 | $3,129 |
| O05 | $3,804 | $3,168 |
| O06 | $3,837 | $3,234 |
| O07 | $3,864 | $3,291 |
FORT G. G. MEADE, MD BAH Rates
Military Housing Area: MD133
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,739 | $2,178 |
| E02 | $2,739 | $2,178 |
| E03 | $2,739 | $2,178 |
| E04 | $2,739 | $2,178 |
| E05 | $2,901 | $2,436 |
| E06 | $3,276 | $2,592 |
| E07 | $3,327 | $2,745 |
| E08 | $3,378 | $2,982 |
| E09 | $3,507 | $3,087 |
| W01 | $3,297 | $2,694 |
| W02 | $3,345 | $2,979 |
| W03 | $3,414 | $3,102 |
| W04 | $3,543 | $3,282 |
| W05 | $3,708 | $3,336 |
| O01E | $3,333 | $2,898 |
| O02E | $3,402 | $3,063 |
| O03E | $3,570 | $3,270 |
| O01 | $2,952 | $2,577 |
| O02 | $3,273 | $2,850 |
| O03 | $3,411 | $3,138 |
| O04 | $3,759 | $3,321 |
| O05 | $4,014 | $3,345 |
| O06 | $4,047 | $3,390 |
| O07 | $4,077 | $3,450 |
INDIAN HEAD NAVORDSTA, MD BAH Rates
Military Housing Area: MD134
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $3,192 | $2,472 |
| E02 | $3,192 | $2,472 |
| E03 | $3,192 | $2,472 |
| E04 | $3,192 | $2,472 |
| E05 | $3,249 | $2,904 |
| E06 | $3,378 | $3,135 |
| E07 | $3,483 | $3,189 |
| E08 | $3,597 | $3,282 |
| E09 | $3,768 | $3,306 |
| W01 | $3,393 | $3,186 |
| W02 | $3,528 | $3,279 |
| W03 | $3,672 | $3,315 |
| W04 | $3,804 | $3,396 |
| W05 | $3,969 | $3,507 |
| O01E | $3,501 | $3,246 |
| O02E | $3,648 | $3,300 |
| O03E | $3,831 | $3,366 |
| O01 | $3,273 | $3,132 |
| O02 | $3,375 | $3,234 |
| O03 | $3,669 | $3,327 |
| O04 | $4,020 | $3,483 |
| O05 | $4,278 | $3,543 |
| O06 | $4,314 | $3,651 |
| O07 | $4,344 | $3,714 |
PATUXENT RIVER, MD BAH Rates
Military Housing Area: MD135
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,268 | $1,890 |
| E02 | $2,268 | $1,890 |
| E03 | $2,268 | $1,890 |
| E04 | $2,268 | $1,890 |
| E05 | $2,406 | $2,040 |
| E06 | $2,547 | $2,139 |
| E07 | $2,625 | $2,271 |
| E08 | $2,712 | $2,442 |
| E09 | $2,856 | $2,469 |
| W01 | $2,562 | $2,232 |
| W02 | $2,661 | $2,439 |
| W03 | $2,772 | $2,478 |
| W04 | $2,886 | $2,556 |
| W05 | $3,033 | $2,643 |
| O01E | $2,637 | $2,403 |
| O02E | $2,754 | $2,463 |
| O03E | $2,910 | $2,535 |
| O01 | $2,433 | $2,127 |
| O02 | $2,544 | $2,364 |
| O03 | $2,769 | $2,490 |
| O04 | $3,075 | $2,622 |
| O05 | $3,300 | $2,670 |
| O06 | $3,327 | $2,751 |
| O07 | $3,348 | $2,796 |
EASTERN SHORE, MD BAH Rates
Military Housing Area: MD432
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $1,989 | $1,602 |
| E02 | $1,989 | $1,602 |
| E03 | $1,989 | $1,602 |
| E04 | $1,989 | $1,602 |
| E05 | $2,121 | $1,761 |
| E06 | $2,313 | $1,866 |
| E07 | $2,346 | $1,992 |
| E08 | $2,382 | $2,166 |
| E09 | $2,472 | $2,214 |
| W01 | $2,331 | $1,956 |
| W02 | $2,358 | $2,163 |
| W03 | $2,409 | $2,223 |
| W04 | $2,496 | $2,313 |
| W05 | $2,610 | $2,352 |
| O01E | $2,349 | $2,118 |
| O02E | $2,397 | $2,202 |
| O03E | $2,514 | $2,304 |
| O01 | $2,151 | $1,854 |
| O02 | $2,310 | $2,082 |
| O03 | $2,406 | $2,238 |
| O04 | $2,643 | $2,337 |
| O05 | $2,820 | $2,355 |
| O06 | $2,841 | $2,385 |
| O07 | $2,859 | $2,424 |
OXFORD, MD BAH Rates
Military Housing Area: MD458
| Grade | With Dependents | Without Dependents |
|---|---|---|
| E01 | $2,271 | $1,704 |
| E02 | $2,271 | $1,704 |
| E03 | $2,271 | $1,704 |
| E04 | $2,271 | $1,704 |
| E05 | $2,445 | $1,938 |
| E06 | $2,814 | $2,112 |
| E07 | $2,877 | $2,277 |
| E08 | $2,943 | $2,523 |
| E09 | $3,096 | $2,628 |
| W01 | $2,835 | $2,220 |
| W02 | $2,904 | $2,520 |
| W03 | $2,988 | $2,643 |
| W04 | $3,135 | $2,823 |
| W05 | $3,318 | $2,889 |
| O01E | $2,886 | $2,442 |
| O02E | $2,973 | $2,604 |
| O03E | $3,162 | $2,808 |
| O01 | $2,496 | $2,094 |
| O02 | $2,811 | $2,391 |
| O03 | $2,985 | $2,679 |
| O04 | $3,378 | $2,871 |
| O05 | $3,663 | $2,907 |
| O06 | $3,693 | $2,964 |
| O07 | $3,720 | $3,015 |
About half the U.S. counties (about 1,500) have little to no military population. While half the zip codes is significant, less than two percent of service members that are eligible for BAH are within these counties. In order to account for these service members there are approximately 30 separate County Cost Groups (CCGs) assigned, each with similar housing costs. Use the BAH Calculator to enter your zip code in order to determine your military housing area, also known as your County Cost Group. They range from ZZ510 to ZZ890 in increments of 10.
Military Bases in Maryland:
- Aberdeen Proving Ground, Aberdeen, MD
- Andrews AFB, Camp Springs, MD
- Coast Guard Yard, Baltimore, MD
- Fort Detrick, Frederick, MD
- Fort Meade, Odenton, MD
- NAS Patuxent River, Lexington Park, MD
- Naval Academy, Annapolis, MD
- Naval Medical Center, Bethesda, MD
- NSA Annapolis, Annapolis, MD
- NSF Indian Head, Indian Head, MD
- Surface Forces Logistics, Baltimore, MD
BAH rates listed are for all branches of the military; Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves forces, where applicable. BAH rates in high-cost areas will be much greater than those in low-cost areas.
Veterans, dependents, National Guard and reserves can use the MHA Calculator to see estimated monthly payments. Active Duty service members should use the BAH Calculator or tables to see estimated payments. Both BAH and MHA benefits are based off the same payment tables but benefit amounts do vary based on different calculations.
Your military benefits make homeownership more affordable—$0 down, no PMI, and lower average rates whether you’re buying or refinancing. See if you're eligible today.
