2026 Florida BAH (Basic Allowance for Housing) Rates

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Basic Allowance for Housing (BAH) rates in Florida increased for 2026. The national average increased by 4.2%, while Florida duty stations received specific increases listed below.

Below are the local BAH rates charts for Military Housing Areas in Florida. The Department of Defense (also known as the Department of War) determines BAH rates by location, pay grade (rank) and if a soldier has dependents.

See 2026 Basic Allowance for Housing (BAH) rates here.

EGLIN AFB, FL BAH Rates

Military Housing Area: FL056

Grade	With Dependents	Without Dependents
E01	$2,340	$2,007
E02	$2,340	$2,007
E03	$2,340	$2,007
E04	$2,340	$2,007
E05	$2,433	$2,157
E06	$2,526	$2,250
E07	$2,841	$2,340
E08	$3,189	$2,457
E09	$3,447	$2,586
W01	$2,544	$2,322
W02	$2,985	$2,454
W03	$3,414	$2,589
W04	$3,456	$2,604
W05	$3,516	$2,922
O01E	$2,910	$2,430
O02E	$3,351	$2,514
O03E	$3,468	$2,601
O01	$2,451	$2,244
O02	$2,523	$2,406
O03	$3,399	$2,592
O04	$3,528	$2,865
O05	$3,612	$3,066
O06	$3,642	$3,393
O07	$3,669	$3,453

GAINESVILLE, FL BAH Rates

Military Housing Area: FL057

Grade	With Dependents	Without Dependents
E01	$1,986	$1,572
E02	$1,986	$1,572
E03	$1,986	$1,572
E04	$1,986	$1,572
E05	$2,040	$1,800
E06	$2,355	$1,932
E07	$2,478	$1,983
E08	$2,613	$2,109
E09	$2,793	$2,196
W01	$2,373	$1,980
W02	$2,532	$2,106
W03	$2,700	$2,208
W04	$2,826	$2,379
W05	$2,982	$2,508
O01E	$2,502	$2,037
O02E	$2,676	$2,175
O03E	$2,850	$2,346
O01	$2,085	$1,929
O02	$2,352	$2,025
O03	$2,697	$2,238
O04	$3,033	$2,481
O05	$3,276	$2,556
O06	$3,300	$2,679
O07	$3,324	$2,724

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JACKSONVILLE, FL BAH Rates

Military Housing Area: FL058

Grade	With Dependents	Without Dependents
E01	$2,046	$1,623
E02	$2,046	$1,623
E03	$2,046	$1,623
E04	$2,046	$1,623
E05	$2,181	$1,803
E06	$2,241	$1,920
E07	$2,283	$2,049
E08	$2,331	$2,199
E09	$2,424	$2,205
W01	$2,256	$2,010
W02	$2,301	$2,196
W03	$2,367	$2,208
W04	$2,445	$2,241
W05	$2,550	$2,292
O01E	$2,289	$2,178
O02E	$2,355	$2,202
O03E	$2,463	$2,229
O01	$2,196	$1,908
O02	$2,238	$2,139
O03	$2,364	$2,211
O04	$2,580	$2,277
O05	$2,736	$2,301
O06	$2,757	$2,343
O07	$2,775	$2,382

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PATRICK SFB, FL BAH Rates

Military Housing Area: FL059

Grade	With Dependents	Without Dependents
E01	$2,325	$1,845
E02	$2,325	$1,845
E03	$2,325	$1,845
E04	$2,325	$1,845
E05	$2,502	$2,037
E06	$2,883	$2,163
E07	$2,907	$2,331
E08	$2,916	$2,583
E09	$2,955	$2,691
W01	$2,904	$2,274
W02	$2,913	$2,580
W03	$2,925	$2,706
W04	$2,976	$2,880
W05	$3,081	$2,889
O01E	$2,910	$2,499
O02E	$2,919	$2,667
O03E	$2,991	$2,877
O01	$2,553	$2,148
O02	$2,880	$2,445
O03	$2,922	$2,742
O04	$3,108	$2,883
O05	$3,267	$2,892
O06	$3,294	$2,895
O07	$3,315	$2,922

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MIAMI/FORT LAUDERDALE, FL BAH Rates

Military Housing Area: FL061

Grade	With Dependents	Without Dependents
E01	$3,459	$2,661
E02	$3,459	$2,661
E03	$3,459	$2,661
E04	$3,459	$2,661
E05	$3,660	$3,048
E06	$3,792	$3,273
E07	$4,026	$3,465
E08	$4,281	$3,693
E09	$4,656	$3,720
W01	$3,813	$3,399
W02	$4,131	$3,690
W03	$4,446	$3,729
W04	$4,737	$3,840
W05	$5,085	$4,083
O01E	$4,074	$3,657
O02E	$4,398	$3,714
O03E	$4,791	$3,780
O01	$3,687	$3,252
O02	$3,789	$3,597
O03	$4,437	$3,738
O04	$5,208	$4,041
O05	$5,763	$4,323
O06	$5,814	$4,425
O07	$5,862	$4,506

ORLANDO, FL BAH Rates

Military Housing Area: FL062

Grade	With Dependents	Without Dependents
E01	$2,454	$1,842
E02	$2,454	$1,842
E03	$2,454	$1,842
E04	$2,454	$1,842
E05	$2,658	$2,103
E06	$2,961	$2,268
E07	$2,982	$2,460
E08	$2,991	$2,724
E09	$3,018	$2,808
W01	$2,979	$2,394
W02	$2,988	$2,721
W03	$3,000	$2,820
W04	$3,033	$2,955
W05	$3,114	$2,967
O01E	$2,985	$2,655
O02E	$2,994	$2,787
O03E	$3,045	$2,952
O01	$2,700	$2,247
O02	$2,958	$2,592
O03	$2,997	$2,847
O04	$3,135	$2,958
O05	$3,255	$2,970
O06	$3,282	$2,973
O07	$3,303	$3,000

PANAMA CITY, FL BAH Rates

Military Housing Area: FL063

Grade	With Dependents	Without Dependents
E01	$2,058	$1,713
E02	$2,058	$1,713
E03	$2,058	$1,713
E04	$2,058	$1,713
E05	$2,163	$1,863
E06	$2,442	$1,959
E07	$2,538	$2,058
E08	$2,643	$2,223
E09	$2,766	$2,298
W01	$2,460	$2,037
W02	$2,580	$2,220
W03	$2,712	$2,310
W04	$2,787	$2,460
W05	$2,886	$2,562
O01E	$2,556	$2,160
O02E	$2,691	$2,280
O03E	$2,802	$2,433
O01	$2,202	$1,953
O02	$2,439	$2,133
O03	$2,709	$2,337
O04	$2,913	$2,538
O05	$3,060	$2,595
O06	$3,084	$2,691
O07	$3,105	$2,736

PENSACOLA, FL BAH Rates

Military Housing Area: FL064

Grade	With Dependents	Without Dependents
E01	$1,794	$1,521
E02	$1,794	$1,521
E03	$1,794	$1,521
E04	$1,794	$1,521
E05	$1,863	$1,644
E06	$2,235	$1,722
E07	$2,256	$1,791
E08	$2,265	$1,941
E09	$2,304	$2,046
W01	$2,253	$1,782
W02	$2,262	$1,938
W03	$2,274	$2,061
W04	$2,325	$2,229
W05	$2,427	$2,241
O01E	$2,259	$1,860
O02E	$2,268	$2,022
O03E	$2,340	$2,226
O01	$1,914	$1,719
O02	$2,232	$1,842
O03	$2,271	$2,097
O04	$2,457	$2,232
O05	$2,610	$2,244
O06	$2,631	$2,247
O07	$2,646	$2,259

TALLAHASSEE, FL BAH Rates

Military Housing Area: FL065

Grade	With Dependents	Without Dependents
E01	$1,779	$1,443
E02	$1,779	$1,443
E03	$1,779	$1,443
E04	$1,779	$1,443
E05	$1,824	$1,626
E06	$2,061	$1,734
E07	$2,250	$1,782
E08	$2,454	$1,878
E09	$2,670	$2,004
W01	$2,082	$1,779
W02	$2,334	$1,875
W03	$2,586	$2,007
W04	$2,700	$2,100
W05	$2,838	$2,295
O01E	$2,286	$1,821
O02E	$2,550	$1,926
O03E	$2,721	$2,052
O01	$1,860	$1,731
O02	$2,058	$1,815
O03	$2,580	$2,010
O04	$2,883	$2,259
O05	$3,099	$2,376
O06	$3,123	$2,565
O07	$3,144	$2,610

TAMPA, FL BAH Rates

Military Housing Area: FL066

Grade	With Dependents	Without Dependents
E01	$2,520	$1,932
E02	$2,520	$1,932
E03	$2,520	$1,932
E04	$2,520	$1,932
E05	$2,709	$2,187
E06	$3,042	$2,346
E07	$3,066	$2,526
E08	$3,075	$2,781
E09	$3,123	$2,874
W01	$3,063	$2,463
W02	$3,072	$2,778
W03	$3,084	$2,886
W04	$3,141	$3,039
W05	$3,231	$3,054
O01E	$3,069	$2,706
O02E	$3,078	$2,853
O03E	$3,156	$3,036
O01	$2,757	$2,328
O02	$3,039	$2,649
O03	$3,081	$2,919
O04	$3,255	$3,042
O05	$3,390	$3,057
O06	$3,417	$3,060
O07	$3,441	$3,102

WEST PALM BEACH, FL BAH Rates

Military Housing Area: FL067

Grade	With Dependents	Without Dependents
E01	$3,189	$2,409
E02	$3,189	$2,409
E03	$3,189	$2,409
E04	$3,189	$2,409
E05	$3,423	$2,763
E06	$3,606	$2,976
E07	$3,738	$3,198
E08	$3,885	$3,465
E09	$4,110	$3,510
W01	$3,624	$3,117
W02	$3,798	$3,462
W03	$3,981	$3,519
W04	$4,155	$3,630
W05	$4,371	$3,771
O01E	$3,765	$3,420
O02E	$3,954	$3,498
O03E	$4,191	$3,594
O01	$3,453	$2,952
O02	$3,603	$3,348
O03	$3,975	$3,534
O04	$4,443	$3,741
O05	$4,782	$3,822
O06	$4,824	$3,960
O07	$4,860	$4,029

OCALA, FL BAH Rates

Military Housing Area: FL068

Grade	With Dependents	Without Dependents
E01	$2,205	$1,785
E02	$2,205	$1,785
E03	$2,205	$1,785
E04	$2,205	$1,785
E05	$2,370	$1,944
E06	$2,391	$2,055
E07	$2,409	$2,211
E08	$2,424	$2,382
E09	$2,517	$2,388
W01	$2,406	$2,160
W02	$2,415	$2,379
W03	$2,442	$2,391
W04	$2,544	$2,400
W05	$2,676	$2,406
O01E	$2,412	$2,367
O02E	$2,433	$2,385
O03E	$2,565	$2,397
O01	$2,382	$2,037
O02	$2,388	$2,319
O03	$2,439	$2,394
O04	$2,718	$2,403
O05	$2,922	$2,409
O06	$2,943	$2,418
O07	$2,961	$2,457

FLORIDA KEYS, FL BAH Rates

Military Housing Area: FL069

Grade	With Dependents	Without Dependents
E01	$3,813	$3,084
E02	$3,813	$3,084
E03	$3,813	$3,084
E04	$3,813	$3,084
E05	$3,969	$3,459
E06	$4,056	$3,672
E07	$4,350	$3,819
E08	$4,677	$3,993
E09	$5,097	$4,005
W01	$4,074	$3,771
W02	$4,485	$3,990
W03	$4,884	$4,011
W04	$5,178	$4,119
W05	$5,529	$4,425
O01E	$4,413	$3,966
O02E	$4,827	$4,002
O03E	$5,232	$4,044
O01	$3,987	$3,657
O02	$4,053	$3,921
O03	$4,872	$4,017
O04	$5,655	$4,374
O05	$6,213	$4,659
O06	$6,267	$4,863
O07	$6,321	$4,953

VOLUSIA COUNTY, FL BAH Rates

Military Housing Area: FL070

Grade	With Dependents	Without Dependents
E01	$2,112	$1,647
E02	$2,112	$1,647
E03	$2,112	$1,647
E04	$2,112	$1,647
E05	$2,286	$1,833
E06	$2,496	$1,956
E07	$2,544	$2,118
E08	$2,598	$2,334
E09	$2,688	$2,385
W01	$2,511	$2,064
W02	$2,565	$2,331
W03	$2,637	$2,394
W04	$2,706	$2,499
W05	$2,802	$2,553
O01E	$2,550	$2,283
O02E	$2,622	$2,373
O03E	$2,721	$2,484
O01	$2,319	$1,938
O02	$2,493	$2,232
O03	$2,634	$2,415
O04	$2,826	$2,538
O05	$2,970	$2,565
O06	$2,991	$2,613
O07	$3,012	$2,655

FORT PIERCE, FL BAH Rates

Military Housing Area: FL423

Grade	With Dependents	Without Dependents
E01	$2,499	$2,004
E02	$2,499	$2,004
E03	$2,499	$2,004
E04	$2,499	$2,004
E05	$2,691	$2,193
E06	$2,829	$2,322
E07	$2,916	$2,505
E08	$3,015	$2,724
E09	$3,171	$2,754
W01	$2,844	$2,442
W02	$2,958	$2,721
W03	$3,081	$2,760
W04	$3,204	$2,841
W05	$3,360	$2,940
O01E	$2,934	$2,688
O02E	$3,060	$2,748
O03E	$3,228	$2,817
O01	$2,715	$2,301
O02	$2,826	$2,628
O03	$3,078	$2,772
O04	$3,408	$2,916
O05	$3,648	$2,970
O06	$3,675	$3,060
O07	$3,702	$3,111

FORT MYERS BEACH, FL BAH Rates

Military Housing Area: FL424

Grade	With Dependents	Without Dependents
E01	$2,553	$2,094
E02	$2,553	$2,094
E03	$2,553	$2,094
E04	$2,553	$2,094
E05	$2,694	$2,295
E06	$2,919	$2,421
E07	$2,994	$2,556
E08	$3,078	$2,745
E09	$3,192	$2,802
W01	$2,937	$2,514
W02	$3,027	$2,742
W03	$3,132	$2,814
W04	$3,213	$2,931
W05	$3,315	$3,012
O01E	$3,006	$2,691
O02E	$3,114	$2,790
O03E	$3,228	$2,910
O01	$2,730	$2,406
O02	$2,916	$2,652
O03	$3,129	$2,835
O04	$3,345	$2,991
O05	$3,504	$3,036
O06	$3,531	$3,111
O07	$3,555	$3,165

About half the U.S. counties (about 1,500) have little to no military population. While half the ZIP codes is significant, less than 2% of service members who are eligible for basic allowance for housing (BAH) reside in these counties. To account for these service members, approximately 30 separate county cost groups (CCGs) are assigned, each with similar housing costs. Use the BAH calculator to enter your ZIP code to determine your military housing area (MHA), aka county cost group. They range from ZZ510 to ZZ890 in increments of 10.

Military Bases in Florida:

Air Station Clearwater, Clearwater, Florida
Cape Canaveral Space Force Station, Cape Canaveral, Florida
U.S. Coast Guard District 7, Miami
Eglin Air Force Base, Eglin AFB, Florida
Florida Air National Guard, Jacksonville, Florida
Hurlburt Field, Hurlburt Field, Florida
Jacksonville Air National Guard Base, Jacksonville, Florida
MacDill Air Force Base, MacDill AFB, Florida
Naval Air Station Jacksonville, Jacksonville, Florida
Naval Air Station Key West, Key West, Florida
Naval Air Station Pensacola, Pensacola, Florida
Naval Air Station Whiting Field, Milton, Florida
Naval Station Mayport, Mayport, Florida
Naval Support Activity Orlando, Orlando, Florida
Naval Support Activity Panama City, Panama City, Florida
Patrick Space Force Base, Patrick AFB, Florida
Tyndall Air Force Base, Tyndall AFB, Florida
U.S. Army Recruiting Command, Jacksonville Battalion, Jacksonville, Florida
U.S. Army Recruiting Command, Miami Battalion, Miami, Florida
U.S. Army Recruiting Command, Tampa, Florida
U.S. Southern Command/U.S. Army Garrison – Miami, Doral, Florida

The BAH rates listed are for all U.S. Armed Forces service branches: Air Force, Army, Coast Guard, Marines, Navy, Space Force and Reserves, where applicable. BAH rates in high-cost areas are greater than those in low-cost areas.

Veterans, dependents, National Guard and Reserves can use the MHA calculator to see estimated monthly payments. Active-duty service members should use the BAH calculator or tables to see their estimated payments. Both BAH and MHA benefits are based on the same payment tables, but benefit amounts vary.

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Written by Jon Rehagen

Jon Rehagan is a 2-time Emmy Award-winning journalist who covers financial topics and military news for the veteran community. With 16 years in broadcast media (including roles in radio and television) Jon has spent his career writing, shooting, editing, and producing everything from long-form investigative specials to daily news broadcasts and digital content. His work has been recognized by the Kansas Association of Broadcasters, and he brings that same commitment to accurate, accessible reporting to helping service members, veterans, and military families navigate complex benefits and financial decisions.
Reviewed by Andrew Stamp

Andrew Stamp served in U.S. Army special forces for more than 10 years and is currently pursuing his Chartered Financial Consultant (ChFC).