Jeff Ousley


Jeff Ousley is a mortgage credit specialist and Air Force veteran. He’s passionate about providing the best possible advice and finding smart solutions to help people achieve their dream of homeownership.

Articles by Jeff

2024 Basic Allowance for Housing (BAH) Rates

Updated: December 19, 2023

To help offset the skyrocketing costs to rent or purchase a home, the Department of Defense announced a 5.4% national average rate increase for Basic Allowance for Housing (BAH). This rate will be applied to all military branches starting on January 1, 2024. Although 5.4% does not appear significant compared to past BAH raises, it’s […]

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2024 Military Discounts Offered by Stores, Services and Online Sites

Updated: January 2, 2024

Ahead of Veterans Day in 2024, we compiled a list of businesses that offer veterans and military discounts to service members, retired military, veterans, spouses and their families. These are from 2023, however, many chains you see repeat similar types of discounts each year. Be sure to check back, as we continue to update and […]

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American Express® Gold Card: Benefits for Military Members

Updated: August 18, 2023

The card_name’s unique combination of spending category bonuses and additional benefits makes it one of the best credit cards for military members who want travel rewards and dining and grocery perks.  Overview of the American Express Gold Card The card_name is highly recommended for those looking to earn significant rewards for travel, dining, and grocery […]

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2024 Basic Allowance for Subsistence (BAS) Rates

Updated: August 2, 2023

Looking forward to 2024, service members of the U.S. Army, Air Force, Marine Corps, Navy, and Space Force will receive a 3.4% Basic Allowance for Subsistence (BAS) increase. This raise will go into effect on January 1, 2024.  With that additional 3.4%, officers are projected to be given $322.28 a month, and enlisted service members […]

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2024 Military Pay Charts

Updated: January 2, 2024

A 5.2% military pay will go into effect on January 1, 2024. It’s part of the National Defense Authorization Act (NDAA). The pay increase is the largest jump in pay for service members and civilian defense employees in 20 years. According to a House version of the NDAA, Service members in the Air Force, Army, […]

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2024 Military Pay Raise: Military Members Receive a 5.2% Increase

Updated: January 8, 2024

Topping last year’s record pay raise of 4.6%, the National Defense Authorization Act (NDAA) for 2024 provides a 5.2% increase for military members across all branches.  The 2024 Department of Defense (DoD) Budget approved for military members to receive this raise, among other allowance increases. This 5.2% addition is expected to be a much-welcomed raise, […]

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Capital One Venture Rewards Credit Card for Veterans

Updated: September 13, 2023

The card_name is one of the most popular credit cards on the market. That’s because it offers several noteworthy travel-related perks ranging from a generous sign-up bonus and point accruals for travel and everyday purchases to several ancillary benefits that will enhance a veteran’s travel experience. The rewards are easy to earn, and redemption is […]

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bass pro shops discount

Cabela’s and Bass Pro Shops Military Discount 

Updated: June 8, 2023

Bass Pro Shops was founded in 1972 by an avid young angler named Johnny Morris in the back of his father’s liquor store in Springfield, Missouri. Today, this leading national outdoor gear and apparel retailer has almost 200 retail and marine center locations across North America. It has merged with Cabela’s, and both offer a […]

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How to Use the VA Loan After a Foreclosure

How to Use the VA Loan After a Foreclosure

Updated: May 1, 2023

Due to unfortunate circumstances, veterans often ask how they can use the VA loan after a foreclosure. In other words, when a home financed with a VA loan is foreclosed upon, can veterans still use their VA loan benefits?  They can, but certain restrictions exist. In this article, we’ll explain how veterans can use their […]

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