Jeff Ousley

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Jeff Ousley is a mortgage credit specialist and Air Force veteran. He’s passionate about providing the best possible advice and finding smart solutions to help people achieve their dream of homeownership.




Articles by Jeff

How Does the VA Loan One-time Restoration of Entitlement Work?

How Does the VA Loan One-time Restoration of Entitlement Work?

Updated: April 27, 2023

Due to the VA loan’s outstanding terms, veterans and military members often ask how the VA loan’s one-time restoration of entitlement works. In other words, how can eligible borrowers use this one-time restoration to access their VA loan benefits again? In this article, we’ll explain how to use this one-time restoration of entitlement, including: VA […]

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VA Loan Inspection Requirements

VA Loan Inspection Requirements

Updated: April 27, 2023

VA home loans, like most mortgage-loan transactions involving a new purchase loan, require an appraisal. The VA appraisal process is sometimes referred to as an inspection, which often misleads homebuyers. Here’s a look at the differences between a home inspection and a VA appraisal. What Is a VA Home Inspection? Borrower-arranged VA inspections help home […]

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Protected Veteran Status

Protected Veteran Status

Updated: April 24, 2023

What is a protected veteran? This status was created through an amended version of the Vietnam Era Veterans’ Readjustment Assistance Act of 1974 (VEVRAA), and prohibits discrimination against those identified in the act as protected veterans. Protected veterans are provided with Affirmative Action-type requirements for certain employers to hire vets who fall under protected status. […]

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How To Become A Teacher At Military Bases

How To Become A Teacher At Military Bases

Updated: April 19, 2023

Do you want to learn how to become a teacher at a military base high school, middle school, or primary school? This is not your typical educator job, and the hiring and even the application requirements can be greatly different than what experienced educators might be used to. What does it take to be considered […]

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Military and Civil-Service Pensions

Military and Civil-Service Pensions

Updated: April 11, 2023

Many members of the U.S. military seek to secure a federal job after they retire and separate from their branch of service. One of the most common questions these people have is whether or not you can draw a military pension and a civil service pension at the same time. Military retirement and civil service […]

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Navigating VA Travel Reimbursement: A Comprehensive Guide

Updated: January 4, 2024

The VA pays eligible veterans and caregivers for mileage and other travel expenses to and from approved healthcare appointments. Here is what you need to know about eligibility, amounts, how to file a claim, and more. Before Filing Your First Claim Take these steps before you file your first claim: Set up direct deposit. The […]

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Military Top Tax Tips

Top Military Tax Tips for Filing Your 2023 Taxes

Updated: December 26, 2023

Military members and their families can take advantage of several tax provisions, according to the 2022 version of Publication 3 from the Internal Revenue Service. Here are some top tips to consider before filing taxes. Tax Filing and Deadlines The deadline to file 2023 taxes is April 15, 2024. The IRS extends the deadline for […]

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Drivers license with veterans desigation logo

Veterans ID on Driver’s License or ID Card by State

Updated: April 7, 2023

A “Veteran” designation is now offered on driver licenses and ID cards in all 50 states, Washington, D.C., and Puerto Rico. The state, district and territory programs make it easier for veterans to access government benefits and discounts at restaurants and retailers. Many only require U.S. Department of Defense DD Form 214, but some require […]

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