Wells Fargo

Updated: July 10, 2021

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    Wells Fargo is an international financial institution that also offers military-oriented options. This company, which got its start in 1905 after separating from Wells Fargo & Co. Express, built a reputation for operating as a commercial bank on the West Coast, expanding into a global network of branches, ATMs, and more.

    Wells Fargo Wells Fargo operates more than 8,000 branches, over 13,000 ATMs, and operates in more than 35 countries to serve 70 million consumers around the world.

    Wells Fargo: Not For Military Only

    This financial institution is not a military-specific operation; it offers financial services to all applicants regardless of affiliation. It does have certain requirements to use military-themed features (such as a “non-civilian” direct deposit) and proof of military service is required for such options.

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    Wells Fargo Military Banking Options

    Wells Fargo has military banking options but they can be tough to find on the official site. Under the Personal banking tab on the official site, you will find the following:

    • Checking
    • Savings Accounts and CDs
    • Debit and Prepaid Cards
    • Credit Cards
    • Foreign Exchange
    • Global Remittance Services

    There is no military specific option listed in this menu, and exploring Checking, Savings, Debit, and Credit Credit Card options in the list turns up no military-specific options (at press time).

    To find the main military page for the purposes of writing this description of Wells Fargo services, we had to use Google to find the page, and the page is also discoverable with the search tool on the Wells Fargo official site (see below).

    It is entirely possible that those who create accounts with Wells Fargo may have more accessible options for military features once an account, login, and password have been set up. But for the curious, the main page does not display military options at press time.

    How To Find Military Options On The Wells Fargo Official Site

    Using the search tool on the Wells Fargo official site, you can type in the phrase “military” or “military banking” to find links to the military page. You will be taken to a main page called the Military Resource Center.

    Military-Themed Options From The Wells Fargo Military Resource Center

    Wells Fargo Worldwide Military Banking offers military members the following options:

    • ATM Withdrawals–up to four “no-charge” U.S. domestic and four international ATM cash withdrawals at non-Wells Fargo ATMs per monthly billing cycle for military members and veterans only.
    • VA home loans–Wells Fargo offers typical VA loan options including 30-year fixed-rate mortgages and shorter-term mortgages that are not VA loans.
    • Other Wells Fargo offerings–the official site advertises a “dedicated team” for currently serving military and veterans that Wells Fargo says makes the company “uniquely qualified to help you achieve your short-term and long-term financial goals.” There are also home financing education programs available on the official site.

    Credit Cards

    For military members and families, the most advantageous credit card offering (with military-related travel firmly in mind) is likely the Wells Fargo Propel American Express Card, which offers perks on most travel purchases.

    There is also a Wells Fargo Cash Back College card which offers cash rewards earned for money spent (up to a limit which was $2,500 at press time but may be subject to change) spent on gas, grocery, and drugstore purchases for an introductory period.

    If you choose to apply for a Wells Fargo credit card, be sure to ask about any military perks that may be offered in a current promotion. Also be sure to ask about how your rights under the Servicemembers Civil Relief Act as it pertains to interest rates, payments, deployments, etc.

    Auto Loans

    Wells Fargo offers auto loans to all applicants; there are no military-specific options on the Auto Loans page, but when inquiring about your options, be sure to ask about military perks or benefits that might be on offer at application time.


    About The AuthorJoe Wallace is a 13-year veteran of the United States Air Force and a former reporter for Air Force Television News


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    Written by MilitaryBenefits