The Platinum Card® from American Express

Updated: June 13, 2024

Credit cards can be a powerful tool when used strategically and paid in full each month. They offer valuable rewards, eliminate currency transaction fees, and provide added consumer protections.

With a list of perks that perhaps no other card can match, deserves a place in your wallet. You can enjoy a little VIP treatment and a host of travel benefits with this as your primary card.

» Next Step: Unlock Your Platinum Card Benefits

Why We Love The Platinum Card for Military:

  • Earn 5X Membership Rewards(R) Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards(R) Points on prepaid hotels booked with American Express Travel.

  • What else? There are $240 in Digital Entertainment Credits – get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card(R) on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.

  • And the list goes on . . . $200 in Uber Cash (Uber VIP status and up to $200 in Uber savings on rides). A very popular $200 Airline Fee Credit (up to $200 in statement credits per calendar year in baggage fees and more at qualifying airlines).

  • A $189 CLEAR Plus Credit, which will help you speed through airport security on your way with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card(R). Learn more.

  • The heavy metal card stands out from the other cards in your wallet. And for the shoppers out there, additional benefits include a  $155 Walmart+ Credit (Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax) and finally a $100 annual credit at Saks Fifth Avenue (up to $50 in statement credits semi-annually, enrollment required).

  • All this for a low Annual fee of .

We believe is one of the best travel rewards cards for our readers and their families. The welcome bonus, the recurring annual benefits, the airport lounge access, and the other travel benefits make this card the premier travel rewards card to have.

» Learn More: Get Your Platinum Card Now

What the Military Community Is Saying About The Platinum Card® from American Express

The online military community generally views The Platinum Card® from American Express favorably, particularly because of the military protections offered for active-duty military. Here are some key points mentioned by members of the military on Reddit:

Military Protections for You and Your Spouse

Active-duty military members confirm that American Express offers substantial benefits and protections. This is frequently cited as the most significant benefit, making the card almost a no-brainer for those eligible.

Travel Perks

Airport Lounge Access: The card provides access to Centurion Lounges, Priority Pass Select lounges, and Delta Sky Clubs (when flying Delta), which military members find highly valuable, especially during frequent PCS (Permanent Change of Station) moves.

Hotel Status: Complimentary Gold status with Hilton Honors and Marriott Bonvoy is beneficial for frequent travelers, offering perks like room upgrades and late checkouts.

Airline Fee Credit: Up to $200 in annual credits for incidental fees charged by the airline of choice (e.g., baggage fees), which many find useful.

“I’ve used the concierge service a few times for reservations and event tickets. It’s like having a personal assistant. Plus, the purchase protections have come in handy when I’ve had issues with big-ticket items.”

– MilitaryMav3rick

Rewards and Points

Members discuss the value of the Membership Rewards points system, noting that points can be transferred to various airline and hotel partners, allowing for flexibility in redeeming travel rewards.

The card earns 5x points on flights booked directly with airlines or through Amex Travel, and 5x points on prepaid hotels booked on Amex Travel.

“The 5x points on airfare have added up quickly. I’ve been able to transfer points to my preferred airline and book several free flights. The Global Entry fee credit was also a nice touch.”

– TravelNomad_42

Additional Benefits

Global Entry/TSA PreCheck Credit: The card offers up to $100 credit for Global Entry or TSA PreCheck application fees, which is useful for expedited airport security and customs processing.

Uber Credits: Up to $200 in annual Uber credits ($15 per month, plus a bonus $20 in December) is a frequently mentioned benefit, especially for those in urban areas or who travel often.

Amex Offers: Military members appreciate the regular Amex Offers, which provide discounts and cashback opportunities at various retailers and service providers.

“Uber credits are great, especially when I’m in a new city and need to get around. The $15 monthly credit covers a lot of short trips. I’ve also made good use of the Amex Offers for additional savings.”

– Sgt_Sav1ngs

Customer Service

Numerous posts praise American Express’s customer service, highlighting its responsiveness and helpfulness in addressing military-specific concerns and queries.

“Amex customer service has been top-notch. They were very understanding and processed my fee waiver quickly. The travel credits and hotel status upgrades have significantly enhanced my travel experience.”

– Cynical_Sail0r

Other Lifestyle Perks

The card also provides benefits like access to exclusive events, concierge services, and purchase protections, which are seen as valuable by military members.

Overall, military members on Reddit strongly recommend The Platinum Card® from American Express due to the waived annual fee and the substantial travel and lifestyle benefits, making it an excellent choice for those who qualify.

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Written by Team