Sign Up
Fact-Checked

2018 BAH (Basic Allowance for Housing) Rates

Basic Allowance for Housing (BAH) rates for 2018 will increase by 0.7% on average. The increase is far from the proposed 2.9%. The 0.7% increase will be effective on Jan. […]

Advertiser Disclosure

Veteran.com and Three Creeks Media, LLC, its parent and affiliate companies, may receive compensation through advertising placements on Veteran.com. For any rankings or lists on this site, Veteran.com may receive compensation from the companies being ranked; however, this compensation does not affect how, where, and in what order products and companies appear in the rankings and lists. If a ranking or list has a company noted to be a “partner,” the indicated company is a corporate affiliate of Veteran.com. No tables, rankings, or lists are fully comprehensive and do not include all companies or available products.

Veteran.com and Three Creeks Media have partnered with CardRatings for our coverage of credit card products. Veteran.com and CardRatings may receive a commission from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened. American Express is an advertiser on Veteran.com. Terms Apply to American Express benefits and offers.

Opinions, reviews, analyses & recommendations are the author's alone and have not been reviewed, endorsed, or approved by any of these entities.

Basic Allowance for Housing (BAH) rates for 2018 will increase by 0.7% on average. The increase is far from the proposed 2.9%.

The 0.7% increase will be effective on Jan. 1, 2018, and service members will see the first increase on their Jan. 15 pay. BAH varies by location, and not every location will see an increase.

See 2025 Basic Allowance for Housing (BAH) rates here.

Determining Your BAH Rate

BAH rates depend on pay grade, zip code and dependent status. The easiest way to determine our BAH is by utilizing the BAH calculator here. You can also view the rates in chart format in the links below:

FY2012 – FY2018 Basic Allowance for Housing (BAH) Comparison

YearProposed Increase/DecreaseActual Increase
20182.90%0.7%
20172.90%2.4%
20161.30%3.4%
2015-5.00%0.5%
20144.20%5.00%
20134.20%3.80%
20124.20%2.0%


Continuing the Slow Growth Program

The BAH program includes a plan to slow growth, eventually achieving a 5% out-of-pocket cost for living expenses. For 2018, the rate will cover 96% of service members’ housing costs, a one percent drop from last year. BAH previously covered 99% of housing expenses, but by 2019, service members will be paying 5% of their housing expenses out of pocket.

Not all locations will see an increase, as the DoD bases BAH on the duty station zip code or school zip code in the case of veterans using the Post-9/11 GI Bill®. For instance, cities with high living costs, such as Honolulu, Chicago and Los Angeles, will have a higher BAH rate than cities with a lower cost of living.

BAH rate increases are for all branches of the military, Air Force, Army, Coast Guard, Marines, Navy, and Reserves forces where applicable.

Start Here: $0 Down Payment VA Loan Eligibility

Your military benefits make homeownership more affordable—$0 down, no PMI, and lower average rates whether you’re buying or refinancing. See if you're eligible today.

0% Down VA Home Loan Benefits: Start Here

Check Your Eligibility