VA Home Loan Benefits
  • No Down Payment
  • Competitive Interest Rates
  • Flexible Credit Guidelines

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Advantages of the VA Home Loan

The VA loan is a home-mortgage option available to United States Veterans, Service Members and not remarried spouses. VA loans are issued by qualified lenders and guaranteed by the U.S. Department of Veterans Affairs (VA).

The VA loan started in 1944 through the original Servicemen's Readjustment Act, also known as the GI Bill of Rights. The GI Bill was signed into law by President Franklin D. Roosevelt and provided Veterans with a federally guaranteed home with no down payment.

Since the inception of the VA loan, more than 24 million Veterans have become homeowners through the VA loan.

No Down Payment

The VA Home Loan is one of the only home loans available today with no down payment required.

Lower Payments

Competitive interest rates and no private mortgage insurance mean lower monthly payments.

Easier to Qualify

The VA Loan Program provides homeownership opportunities for Veterans and service members who might struggle to secure conventional financing.

First-Time Buyers

No down payment and relaxed credit standards means loans backed by the VA are especially helpful for first-time homebuyers.

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